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        <StockNm>ADVANCED MICRO DEVICES</StockNm>
        <EOYBookValueAmt>1070</EOYBookValueAmt>
        <EOYFMVAmt>2273</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIA GROUP LTD SPON ADR</StockNm>
        <EOYBookValueAmt>762</EOYBookValueAmt>
        <EOYFMVAmt>1039</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIR LIQUIDE ADR</StockNm>
        <EOYBookValueAmt>573</EOYBookValueAmt>
        <EOYFMVAmt>642</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALLIANZ SE ADR</StockNm>
        <EOYBookValueAmt>1062</EOYBookValueAmt>
        <EOYFMVAmt>1420</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC CL A</StockNm>
        <EOYBookValueAmt>10467</EOYBookValueAmt>
        <EOYFMVAmt>16715</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON COM INC</StockNm>
        <EOYBookValueAmt>12213</EOYBookValueAmt>
        <EOYFMVAmt>12617</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN TOWER CORP</StockNm>
        <EOYBookValueAmt>3913</EOYBookValueAmt>
        <EOYFMVAmt>3459</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMGEN INC</StockNm>
        <EOYBookValueAmt>2489</EOYBookValueAmt>
        <EOYFMVAmt>2928</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ANGLO AMERICAN PLC ADR</StockNm>
        <EOYBookValueAmt>333</EOYBookValueAmt>
        <EOYFMVAmt>345</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC CL A</StockNm>
        <EOYBookValueAmt>633</EOYBookValueAmt>
        <EOYFMVAmt>608</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC</StockNm>
        <EOYBookValueAmt>16004</EOYBookValueAmt>
        <EOYFMVAmt>19067</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASML HOLDING NV NY REG NEW</StockNm>
        <EOYBookValueAmt>1018</EOYBookValueAmt>
        <EOYFMVAmt>1463</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASSOC BRITISH FDS PLC ADR-NEW</StockNm>
        <EOYBookValueAmt>836</EOYBookValueAmt>
        <EOYFMVAmt>817</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC ADR</StockNm>
        <EOYBookValueAmt>399</EOYBookValueAmt>
        <EOYFMVAmt>549</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANCO SANTANDER S.A.</StockNm>
        <EOYBookValueAmt>953</EOYBookValueAmt>
        <EOYFMVAmt>1959</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANK HAPOALIM BM SPONS ADR</StockNm>
        <EOYBookValueAmt>399</EOYBookValueAmt>
        <EOYFMVAmt>505</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANKINTER NEW</StockNm>
        <EOYBookValueAmt>266</EOYBookValueAmt>
        <EOYFMVAmt>513</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY CL-B NEW</StockNm>
        <EOYBookValueAmt>3729</EOYBookValueAmt>
        <EOYFMVAmt>3993</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BLACKSTONE INC</StockNm>
        <EOYBookValueAmt>2834</EOYBookValueAmt>
        <EOYFMVAmt>2466</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BOSTON SCIENTIFIC CORP</StockNm>
        <EOYBookValueAmt>3187</EOYBookValueAmt>
        <EOYFMVAmt>3136</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BOUYGUES SA UNSPON ADR</StockNm>
        <EOYBookValueAmt>605</EOYBookValueAmt>
        <EOYFMVAmt>1023</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BP PLC ADS</StockNm>
        <EOYBookValueAmt>681</EOYBookValueAmt>
        <EOYFMVAmt>746</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BRITISH AMER TOB SPON ADR</StockNm>
        <EOYBookValueAmt>536</EOYBookValueAmt>
        <EOYFMVAmt>837</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BROADCOM INC</StockNm>
        <EOYBookValueAmt>4683</EOYBookValueAmt>
        <EOYFMVAmt>7711</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BUREAU VERITAS SA ADR</StockNm>
        <EOYBookValueAmt>459</EOYBookValueAmt>
        <EOYFMVAmt>468</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPGEMINI S E UNSPONSORED ADR</StockNm>
        <EOYBookValueAmt>1113</EOYBookValueAmt>
        <EOYFMVAmt>1198</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHENIERE ENERGY INC NEW</StockNm>
        <EOYBookValueAmt>3063</EOYBookValueAmt>
        <EOYFMVAmt>2483</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHIPOTLE MEXICAN GRILL INC COM</StockNm>
        <EOYBookValueAmt>2677</EOYBookValueAmt>
        <EOYFMVAmt>1929</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LTD</StockNm>
        <EOYBookValueAmt>315</EOYBookValueAmt>
        <EOYFMVAmt>358</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CK HUTCHISON HLDGS LTD ADR</StockNm>
        <EOYBookValueAmt>572</EOYBookValueAmt>
        <EOYFMVAmt>735</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COMPAGNIE FIN RICHEMONTAG ADR</StockNm>
        <EOYBookValueAmt>382</EOYBookValueAmt>
        <EOYFMVAmt>458</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GROUP PLC SPD ADR</StockNm>
        <EOYBookValueAmt>736</EOYBookValueAmt>
        <EOYFMVAmt>720</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COSTCO WHOLESALE CORP NEW</StockNm>
        <EOYBookValueAmt>4406</EOYBookValueAmt>
        <EOYFMVAmt>4111</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CRH PLC</StockNm>
        <EOYBookValueAmt>173</EOYBookValueAmt>
        <EOYFMVAmt>220</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DEUTSCHE POST AG ADR</StockNm>
        <EOYBookValueAmt>775</EOYBookValueAmt>
        <EOYFMVAmt>1166</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DIPLOMA PLC ADR</StockNm>
        <EOYBookValueAmt>400</EOYBookValueAmt>
        <EOYFMVAmt>532</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DISCO CORP ADR</StockNm>
        <EOYBookValueAmt>173</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DSV AS ADR</StockNm>
        <EOYBookValueAmt>474</EOYBookValueAmt>
        <EOYFMVAmt>501</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ECOLAB INC</StockNm>
        <EOYBookValueAmt>3704</EOYBookValueAmt>
        <EOYFMVAmt>3798</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELI LILLY &amp; CO</StockNm>
        <EOYBookValueAmt>5138</EOYBookValueAmt>
        <EOYFMVAmt>7507</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ENEL SOCIETA PER AZIONI ADR</StockNm>
        <EOYBookValueAmt>664</EOYBookValueAmt>
        <EOYFMVAmt>936</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ENGIE SPONS ADR</StockNm>
        <EOYBookValueAmt>367</EOYBookValueAmt>
        <EOYFMVAmt>458</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EXPERIAN GP LTD ADR</StockNm>
        <EOYBookValueAmt>500</EOYBookValueAmt>
        <EOYFMVAmt>483</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBIL CORP</StockNm>
        <EOYBookValueAmt>4028</EOYBookValueAmt>
        <EOYFMVAmt>4299</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FANUC CORPORATION UNSP ADR</StockNm>
        <EOYBookValueAmt>336</EOYBookValueAmt>
        <EOYFMVAmt>448</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FUJIFILM HLDGS CORP ADR</StockNm>
        <EOYBookValueAmt>818</EOYBookValueAmt>
        <EOYFMVAmt>825</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FUJITSU LTD ADR NEW</StockNm>
        <EOYBookValueAmt>537</EOYBookValueAmt>
        <EOYFMVAmt>862</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GE VERNOVA INC</StockNm>
        <EOYBookValueAmt>2715</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GENL DYNAMICS CORP</StockNm>
        <EOYBookValueAmt>1916</EOYBookValueAmt>
        <EOYFMVAmt>2410</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GILDAN ACTIVEWEAR INC</StockNm>
        <EOYBookValueAmt>364</EOYBookValueAmt>
        <EOYFMVAmt>458</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GILEAD SCIENCE</StockNm>
        <EOYBookValueAmt>1424</EOYBookValueAmt>
        <EOYFMVAmt>1599</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GOLDMAN SACHS GRP INC</StockNm>
        <EOYBookValueAmt>2294</EOYBookValueAmt>
        <EOYFMVAmt>3237</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GSK PLC ADR</StockNm>
        <EOYBookValueAmt>857</EOYBookValueAmt>
        <EOYFMVAmt>1259</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HALMA PLC UNSPON ADR</StockNm>
        <EOYBookValueAmt>368</EOYBookValueAmt>
        <EOYFMVAmt>492</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HEXAGON AB ADR</StockNm>
        <EOYBookValueAmt>357</EOYBookValueAmt>
        <EOYFMVAmt>414</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HITACHI 10 COM NEW ADR</StockNm>
        <EOYBookValueAmt>138</EOYBookValueAmt>
        <EOYFMVAmt>178</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT INC</StockNm>
        <EOYBookValueAmt>5185</EOYBookValueAmt>
        <EOYFMVAmt>4339</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HONDA MOTOR COMPANY LTD ADR</StockNm>
        <EOYBookValueAmt>516</EOYBookValueAmt>
        <EOYFMVAmt>538</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HOYA CORP SPONS ADR</StockNm>
        <EOYBookValueAmt>458</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>IMCD GROUP N V ADR</StockNm>
        <EOYBookValueAmt>206</EOYBookValueAmt>
        <EOYFMVAmt>125</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>IMI PLC</StockNm>
        <EOYBookValueAmt>250</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INDUSTRIA DE DISENO TEXTIL IND</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ING GROEP NV ADR</StockNm>
        <EOYBookValueAmt>350</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTERCONTINENTAL HOTLS GRP ADR</StockNm>
        <EOYBookValueAmt>368</EOYBookValueAmt>
        <EOYFMVAmt>439</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT INC</StockNm>
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        <EOYFMVAmt>4336</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
        <EOYBookValueAmt>1168</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp; CO</StockNm>
        <EOYBookValueAmt>6213</EOYBookValueAmt>
        <EOYFMVAmt>7768</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KBC GROUP NV UNSPONS ADR</StockNm>
        <EOYBookValueAmt>400</EOYBookValueAmt>
        <EOYFMVAmt>695</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KDDI CORP UNSPON ADR</StockNm>
        <EOYBookValueAmt>944</EOYBookValueAmt>
        <EOYFMVAmt>1048</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KERING S A ADR NEW</StockNm>
        <EOYBookValueAmt>288</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KOMATSU LTD SPON ADR NEW</StockNm>
        <EOYBookValueAmt>357</EOYBookValueAmt>
        <EOYFMVAmt>343</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KONINKLIJKE PHIL EL SP ADR NEW</StockNm>
        <EOYBookValueAmt>799</EOYBookValueAmt>
        <EOYFMVAmt>841</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LEGRAND SA</StockNm>
        <EOYBookValueAmt>373</EOYBookValueAmt>
        <EOYFMVAmt>412</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC</StockNm>
        <EOYBookValueAmt>371</EOYBookValueAmt>
        <EOYFMVAmt>350</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LLOYDS BANKING GROUP PLC</StockNm>
        <EOYBookValueAmt>606</EOYBookValueAmt>
        <EOYFMVAmt>1124</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LONDON STOCK EXCHANGE GRP ADR</StockNm>
        <EOYBookValueAmt>501</EOYBookValueAmt>
        <EOYFMVAmt>411</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LOTTOMATICA GROUP SPA ADR</StockNm>
        <EOYBookValueAmt>263</EOYBookValueAmt>
        <EOYFMVAmt>263</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MARKS &amp; SPENCER GRP PLC ADR</StockNm>
        <EOYBookValueAmt>218</EOYBookValueAmt>
        <EOYFMVAmt>208</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MARUWA CO LTD ADR</StockNm>
        <EOYBookValueAmt>213</EOYBookValueAmt>
        <EOYFMVAmt>183</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEDTRONIC PLC SHS</StockNm>
        <EOYBookValueAmt>221</EOYBookValueAmt>
        <EOYFMVAmt>228</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>META PLATFORMS INC CL A</StockNm>
        <EOYBookValueAmt>4161</EOYBookValueAmt>
        <EOYFMVAmt>4609</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
        <EOYBookValueAmt>15170</EOYBookValueAmt>
        <EOYFMVAmt>16730</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MITSUBISHI ELECTRIC ADR</StockNm>
        <EOYBookValueAmt>579</EOYBookValueAmt>
        <EOYFMVAmt>1047</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MITSUI FUDOSAN CO LTD ADR</StockNm>
        <EOYBookValueAmt>288</EOYBookValueAmt>
        <EOYFMVAmt>399</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MIZUHO FNCL INC SPONS ADR</StockNm>
        <EOYBookValueAmt>254</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MONDI PLC ADR</StockNm>
        <EOYBookValueAmt>296</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MTU AERO ENGINES AG</StockNm>
        <EOYBookValueAmt>549</EOYBookValueAmt>
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      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NASDAQ INC COM</StockNm>
        <EOYBookValueAmt>3805</EOYBookValueAmt>
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      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NESTLE SPON ADR REP REG SHR</StockNm>
        <EOYBookValueAmt>875</EOYBookValueAmt>
        <EOYFMVAmt>1037</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NETFLIX INC</StockNm>
        <EOYBookValueAmt>4021</EOYBookValueAmt>
        <EOYFMVAmt>4381</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NEXTERA ENERGY INC</StockNm>
        <EOYBookValueAmt>3148</EOYBookValueAmt>
        <EOYFMVAmt>3542</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NINTENDO CO LTD ADR NEW</StockNm>
        <EOYBookValueAmt>468</EOYBookValueAmt>
        <EOYFMVAmt>350</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIPPON SANSO HOLDINGS CORP ADR</StockNm>
        <EOYBookValueAmt>154</EOYBookValueAmt>
        <EOYFMVAmt>164</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NITORI HLDGS CO LTD ADR</StockNm>
        <EOYBookValueAmt>235</EOYBookValueAmt>
        <EOYFMVAmt>176</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOMURA RESH INST LTD ADR</StockNm>
        <EOYBookValueAmt>248</EOYBookValueAmt>
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