2026-05-07T09:01:08-05:00 2025-12-31 990PF 2025-01-01 475176217 COCHRAN FAMILY FOUNDATION COCH 8888663275 PO BOX 1532 PENNINGTON NJ 085340691 BANK OF AMERICA N A MANAGING DIR 8888663275 2026-05-06 2025 2025-03-06 01:10:19Z X 7581477 X 154112 154112 494440 1475092 494440 0 648552 648552 88380 53028 35352 0 0 0 0 0 0 0 0 13815 2621 0 0 0 0 0 0 0 102195 55649 0 35352 709539 709539 811734 55649 0 744891 -163182 592903 0 36684 419 419 151328 90102 90102 0 0 0 5125806 5061209 7490956 5313818 5151730 7581477 0 X 5313818 5151730 5313818 5151730 5313818 5151730 5313818 -163182 1094 5151730 0 5151730 49. FIDELITY MSCI UTILITIES INDEX 2023-01-19 2025-01-15 2427 2186 241 241 131. GLOBAL X FUNDS SHS US INFRASTRUCTURE DEVFUND 2021-10-26 2025-01-15 5511 3622 1889 1889 26. INVESCO AEROSPACE AND DEFENSE ETF 2024-09-10 2025-01-15 3053 2854 199 199 75. ISHARES NASDAQ BIOTECHNOLOGY ETF 2020-08-12 2025-01-15 10002 9996 6 6 16. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-03-09 2025-01-15 2134 2428 -294 -294 21. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-10-26 2025-01-15 2801 3376 -575 -575 11. ISHARES NASDAQ BIOTECHNOLOGY ETF 2019-08-14 2025-01-15 1467 1145 322 322 40. ISHARES NASDAQ BIOTECHNOLOGY ETF 2020-04-14 2025-01-15 5335 4754 581 581 173. ISHARES U.S. HOME CONSTRUCTION ETF 2024-02-13 2025-01-15 18697 17644 1053 1053 67. ISHARES TR U S INFRASTRUCTURE ETF 2023-07-19 2025-01-15 3174 2677 497 497 39. PACER DATA & INFRA REAL ESTATE ETF 2022-02-09 2025-01-15 1141 1469 -328 -328 5. PACER DATA & INFRA REAL ESTATE ETF 2022-05-12 2025-01-15 146 170 -24 -24 46. SELECT SECTOR SPDR TR HEALTHCARE SHS BEN INT 2020-04-14 2025-01-15 6460 4477 1983 1983 135. SELECT SECTOR SPDR TR HEALTHCARE SHS BEN INT 2019-08-14 2025-01-15 18959 12255 6704 6704 61. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2022-07-13 2025-01-15 5623 4190 1433 1433 9. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2022-09-27 2025-01-15 830 636 194 194 74. ST STRT REAL ESTATE SLCT SCTR SPDR ETF 2022-05-12 2025-01-15 2987 3086 -99 -99 32. VANECK SEMICONDUCTOR ETF 2022-04-12 2025-01-15 7999 3866 4133 4133 22. VANGUARD INDUSTRIAL ETF 2020-05-12 2025-01-15 5776 2568 3208 3208 33. VANGUARD MATERIALS ETF 2021-07-12 2025-01-15 6376 6022 354 354 9. FIDELITY MSCI UTILITIES INDEX 2023-01-19 2025-03-12 449 401 48 48 3. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-10-26 2025-03-12 403 482 -79 -79 9. ISHARES U.S. HOME CONSTRUCTION ETF 2024-02-13 2025-03-12 868 918 -50 -50 7. PACER DATA & INFRA REAL ESTATE ETF 2022-05-12 2025-03-12 212 238 -26 -26 69. SELECT SECTOR SPDR TR HEALTHCARE SHS BEN INT 2020-04-14 2025-03-12 10008 6716 3292 3292 65. STE STRT COMTN SR SLCT SCTR SPDR ETF 2019-06-13 2025-03-12 6277 3116 3161 3161 87. STE STRT COMTN SR SLCT SCTR SPDR ETF 2019-03-20 2025-03-12 8402 4075 4327 4327 47. ST STRT REAL ESTATE SLCT SCTR SPDR ETF 2022-05-12 2025-03-12 1950 1960 -10 -10 15. VANGUARD CONSUMER STAPLES ETF 2022-05-12 2025-03-12 3218 2905 313 313 6. VANGUARD CONSUMER STAPLES ETF 2022-02-09 2025-03-12 1287 1182 105 105 19. VANGUARD INDUSTRIAL ETF 2020-05-12 2025-03-12 4685 2218 2467 2467 37. VANGUARD INDUSTRIAL ETF 2021-01-12 2025-03-12 9123 6497 2626 2626 15. VANGUARD INFORMATION TECH ETF 2017-12-06 2025-03-12 8394 2425 5969 5969 10. ISHARES TIPS BOND ETF 2017-04-25 2025-03-13 1096 1147 -51 -51 132. ISHARES 20+ YEAR TREASURY BOND ETF 2022-10-11 2025-03-13 11913 13281 -1368 -1368 244. ISHARES 20+ YEAR TREASURY BOND ETF 2022-07-12 2025-03-13 22020 28272 -6252 -6252 158. ISHARES MBS ETF 2023-07-19 2025-03-13 14717 14797 -80 -80 519. ISHARES MBS ETF 2022-10-11 2025-03-13 48344 47354 990 990 140. ISHARES MBS ETF 2021-11-17 2025-03-13 13041 15053 -2012 -2012 75. ISHARES MBS ETF 2021-09-13 2025-03-13 6986 8145 -1159 -1159 25. ISHARES MBS ETF 2024-01-17 2025-03-13 2329 2785 -456 -456 258. ISHARES MBS ETF 2023-10-17 2025-03-13 24032 22379 1653 1653 258. ISHARES INC CORE MSCI EMERGING MKTS ETF 2020-03-20 2025-03-13 13942 9640 4302 4302 140. ISHARES INC CORE MSCI EMERGING MKTS ETF 2024-01-17 2025-03-13 7565 7459 106 106 1478. SCHWAB SHORT-TERM U.S. TREASURY ETF 2023-01-18 2025-03-13 35870 35965 -95 -95 1268. SCHWAB SHORT-TERM U.S. TREASURY ETF 2022-10-11 2025-03-13 30774 30552 222 222 17. VANGUARD TOTAL INTERNATL BOND ETF 2022-10-11 2025-03-13 824 804 20 20 186. VANGUARD INTERM-TERM GOVT BD 2023-10-17 2025-03-13 10983 10487 496 496 1003. VANGUARD INTERM-TERM GOVT BD 2023-07-19 2025-03-13 59226 59087 139 139 167. VANGUARD SMALL CAP VALUE ETF 2021-11-17 2025-03-13 30527 30640 -113 -113 12. VANGUARD SMALL CAP VALUE ETF 2021-01-12 2025-03-13 2194 1818 376 376 138. VANECK SEMICONDUCTOR ETF 2022-04-12 2025-07-10 39657 16671 22986 22986 205. VANGUARD GROWTH ETF 2019-06-13 2025-07-10 90542 33019 57523 57523 71. VANGUARD GROWTH ETF 2020-01-14 2025-07-10 31359 13427 17932 17932 23. FIRST TRUST CLOUD COMPUTING ETF 2025-03-12 2025-08-12 2745 2461 284 284 5. FIRST TRUST CLOUD COMPUTING ETF 2025-01-15 2025-08-12 597 607 -10 -10 27. FIRST TRUST CLOUD COMPUTING ETF 2024-10-09 2025-08-12 3222 2815 407 407 164. FIRST TRUST CLOUD COMPUTING ETF 2022-02-09 2025-08-12 19572 15762 3810 3810 15. FIRST TRUST CLOUD COMPUTING ETF 2024-02-13 2025-08-12 1790 1396 394 394 70. FIRST TRUST CLOUD COMPUTING ETF 2022-05-12 2025-08-12 8354 4558 3796 3796 151. FIRST TRUST CLOUD COMPUTING ETF 2020-08-12 2025-08-12 18020 11471 6549 6549 54. FIRST TRUST CLOUD COMPUTING ETF 2020-03-12 2025-08-12 6444 2659 3785 3785 3. INVESCO KBW BANK ETF 2023-04-11 2025-08-12 222 126 96 96 24. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-11-17 2025-08-12 3195 3702 -507 -507 24. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-10-26 2025-08-12 3195 3858 -663 -663 80. SELECT SECTOR SPDR TR HEALTHCARE SHS BEN INT 2020-05-12 2025-08-12 10453 8142 2311 2311 10. SELECT SECTOR SPDR TR CONS DISC SHS BEN INT 2017-07-19 2025-08-12 2259 913 1346 1346 97. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2023-10-17 2025-08-12 8257 8816 -559 -559 50. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2023-07-19 2025-08-12 4256 4145 111 111 87. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2023-01-19 2025-08-12 7405 7793 -388 -388 2. SELECT SECTOR SPDR TR ENERGY SHS BEN INT 2022-09-27 2025-08-12 170 141 29 29 12. VANGUARD CONSUMER STAPLES ETF 2022-05-12 2025-08-12 2676 2324 352 352 8. VANGUARD INFORMATION TECH ETF 2017-12-06 2025-08-12 5596 1294 4302 4302 15. VANGUARD INFORMATION TECH ETF 2019-01-16 2025-08-12 10493 2585 7908 7908 9. VANGUARD MATERIALS ETF 2021-07-12 2025-08-12 1811 1642 169 169 67. ISHARES TR CORE MSCI EAF ETF 2020-01-14 2025-09-30 5840 4396 1444 1444 458. ISHARES INC CORE MSCI EMERGING MKTS ETF 2020-03-20 2025-09-30 30146 17112 13034 13034 36. VANGUARD SMALL CAP GROWTH ETF 2020-03-20 2025-09-30 10622 4804 5818 5818 73. VANGUARD GROWTH ETF 2020-01-14 2025-09-30 34816 13805 21011 21011 59. VANGUARD VALUE ETF 2017-04-24 2025-09-30 10938 5632 5306 5306 45. INVESCO KBW BANK ETF 2023-04-11 2025-12-12 3834 1886 1948 1948 39. ISHARES 20+ YEAR TREASURY BOND ETF 2022-10-11 2025-12-12 3408 3924 -516 -516 37. ISHARES NASDAQ BIOTECHNOLOGY ETF 2022-02-09 2025-12-12 6296 4977 1319 1319 12. ISHARES NASDAQ BIOTECHNOLOGY ETF 2021-11-17 2025-12-12 2042 1851 191 191 55. ISHARES MBS ETF 2023-10-17 2025-12-12 5226 4771 455 455 788. ISHARES TR CORE MSCI EAF ETF 2020-01-14 2025-12-12 71008 51702 19306 19306 156. ISHARES INC CORE MSCI EMERGING MKTS ETF 2021-01-12 2025-12-12 10495 10179 316 316 300. ISHARES INC CORE MSCI EMERGING MKTS ETF 2020-03-20 2025-12-12 20183 11209 8974 8974 110. SCHWAB SHORT-TERM U.S. TREASURY ETF 2023-01-18 2025-12-12 2681 2677 4 4 128. SELECT SECTOR SPDR TR HEALTHCARE SHS BEN INT 2020-05-12 2025-12-12 19754 13027 6727 6727 101. SELECT SECTOR SPDR TR CONS DISC SHS BEN INT 2017-07-19 2025-12-12 12180 4609 7571 7571 30. SELECT SECTOR SPDR TR FINANCIAL SHS BEN INT 2021-03-09 2025-12-12 1648 1028 620 620 50. STE STRT COMTN SR SLCT SCTR SPDR ETF 2019-12-10 2025-12-12 5854 2628 3226 3226 52. STE STRT COMTN SR SLCT SCTR SPDR ETF 2019-06-13 2025-12-12 6088 2493 3595 3595 52. VANECK SEMICONDUCTOR ETF 2022-07-13 2025-12-12 18791 5244 13547 13547 140. VANECK SEMICONDUCTOR ETF 2022-04-12 2025-12-12 50591 16913 33678 33678 5. VANECK SEMICONDUCTOR ETF 2022-09-27 2025-12-12 1807 483 1324 1324 50. VANGUARD TOTAL INTERNATL BOND ETF 2022-10-11 2025-12-12 2459 2365 94 94 11. VANGUARD INDUSTRIAL ETF 2021-01-12 2025-12-12 3347 1932 1415 1415 34. VANGUARD INFORMATION TECH ETF 2019-04-23 2025-12-12 25973 7236 18737 18737 17. VANGUARD INFORMATION TECH ETF 2019-01-16 2025-12-12 12986 2929 10057 10057 18. VANGUARD SHORT-TERM CORPORATE BOND 2021-11-17 2025-12-12 1435 1470 -35 -35 131. VANGUARD SHORT-TERM CORPORATE BOND 2022-02-10 2025-12-12 10443 10430 13 13 89. VANGUARD INTERM-TERM GOVT BD 2023-10-17 2025-12-12 5333 5018 315 315 121. VANGUARD INTERMEDIATE FDS VANGUARD INTERME 2023-01-18 2025-12-12 10133 9786 347 347 34. VANGUARD SMALL CAP GROWTH ETF 2020-03-20 2025-12-12 10544 4537 6007 6007 35. VANGUARD SMALL CAP GROWTH ETF 2021-09-13 2025-12-12 10855 10154 701 701 101. VANGUARD SMALL CAP VALUE ETF 2021-11-17 2025-12-12 21965 18531 3434 3434 200. VANGUARD GROWTH ETF 2020-01-14 2025-12-12 97685 37822 59863 59863 739. VANGUARD VALUE ETF 2017-04-24 2025-12-12 142694 70546 72148 72148 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 CAPITAL GAIN DIVIDENDS P 145 494440 8241 0 8241 0 8241 8780 0 0 8780 0 539 539 0 false false false false false false false true true MI true false false false false true BANK OF AMERICA NA 8888663275 P O BOX 1532 PENNINGTON NJ 085340691 false false false false true false false false false false false false false false false false false false false false false false BANK OF AMERICA N A PO BOX 1532 PENNINGTON NJ 08534 TRUSTEE 2 88380 NONE 0 NONE 0 7472690 55473 0 7528163 0 0 7528163 112922 7415241 370762 370762 8241 8241 362521 0 362521 0 362521 744891 0 0 0 0 744891 362521 0 0 452383 467490 562612 340371 375097 2197953 744891 0 0 0 362521 382370 0 0 2580323 0 0 0 0 0 0 452383 2127940 467490 562612 340371 375097 382370 NONE NONE X CARE FREE MEDICAL INC 1100 W SAGINAW STREET 5 LANSING MI 489152033 N/A PC UNRESTRICTED GENERAL 117074 HAVEN HOUSE 121 WHITEHILLS DRIVE EAST LANSING MI 488232725 N/A PC UNRESTRICTED GENERAL 117074 CAPITAL AREA LITERACY COALITION 1028 E SAGINAW STREET LANSING MI 489065518 N/A PC UNRESTRICTED GENERAL 117074 EAST LANSING PRIME TIME SENIORS PO BOX 261 EAST LANSING MI 488233102 N/A PC UNRESTRICTED GENERAL 117074 CITY OF EAST LANSING 950 ABBOTT ROAD EAST LANSING MI 48823 N/A PC UNRESTRICTED GENERAL 241243 709539 14 154112 18 494440 648552 648552 false false false false false false false false false false 09248U213 BLACKROCK LIQUIDITY AT COST 10654 10654 316092865 FIDELITY MSCI UTILIT AT COST 13419 15296 92204A702 VANGUARD INFORMATION AT COST 223119 528400 81369Y407 STATE STRT CONS DSRY AT COST 174873 252552 69374H741 PACER DATA & INFRA R AT COST 2988 2864 464288752 ISHARES U.S. HOME CO AT COST 30972 25808 81369Y852 STE STRT COMTN SR SL AT COST 131345 237206 81369Y605 ST STRT FINANCIAL SL AT COST 78769 109102 46138E628 INVESCO KBW BANK ETF AT COST 17786 26720 81369Y209 ST STRT HEALTH CARE AT COST 113669 136379 37954Y673 GLOBAL X FUNDS SHS U AT COST 36139 53334 92204A207 VANGUARD CONSUMER ST AT COST 76611 84707 92204A603 VANGUARD INDUSTRIAL AT COST 69174 102344 464287556 ISHARES BIOTECHNOLOG AT COST 25312 33754 81369Y506 ST STRT ENERGY SLCT AT COST 21073 22355 33734X846 FIRST TR NASDAQ CYBE AT COST 48496 48086 92189F676 VANECK SEMICONDUCTOR AT COST 164845 338882 46435U713 ISHARES TR U S INFRA AT COST 13327 15891 46137V100 INVESCO AEROSPACE AN AT COST 39079 54351 92204A801 VANGUARD MATERIALS E AT COST 16036 18264 81369Y860 ST STRT REAL ESTATE AT COST 36743 38292 92204A207 VANGUARD CONSUMER ST 81369Y852 COMM SERVICES SELECT 92204A603 VANGUARD INDUSTRIALS 92204A702 VANGUARD INFORMATION 81369Y407 CONSUMER DISCRETIONA 464288588 ISHARES MBS ETF AT COST 101094 108456 92204A801 VANGUARD MATERIALS E 464287176 ISHARES TIPS BOND ET AT COST 29814 28027 922908595 VANGUARD SMALL-CAP G AT COST 160260 209362 922908611 VANGUARD SMALL-CAP V AT COST 172667 210096 81369Y506 ENERGY SELECT SECTOR 46138E511 INVESCO PREFERRED ET AT COST 32174 27403 81369Y209 HEALTH CARE SELECT S 81369Y605 FINANCIAL SELECT SEC 81369Y860 REAL ESTATE SELECT S 46434G103 ISHARES CORE MSCI EM AT COST 333843 376499 922908744 VANGUARD VALUE ETF AT COST 878028 1495452 464287556 ISHARES NASDAQ BIOTE 46432F842 ISHARES CORE MSCI EA AT COST 514644 748870 922908736 VANGUARD GROWTH ETF AT COST 597499 1236725 33734X192 FIRST TRUST CLOUD CO 92206C409 VANGUARD SHORT-TERM AT COST 239157 243495 92206C870 VANGUARD INTRMDIATE- AT COST 208106 216326 464287432 ISHARES 20 YEAR TREA AT COST 154829 134837 69374H741 PACER BENCHMARK DATA 37954Y673 GLOBAL X FUNDS SHS U 808524862 SCHWAB SHORT-TERM U. AT COST 54019 54101 316092865 FIDELITY MSCI UTILIT 92189F676 VANECK VECTORS SEMIC 92203J407 VANGUARD TOTAL INTER AT COST 52785 53152 46138E628 INVESCO KBW BANK ETF 46435U713 ISHARES TR 92206C706 VANGUARD INTERMEDIAT AT COST 104099 108174 46137V100 INVESCO AEROSPACE & 464288752 ISHARES U.S. HOME CO 09248U213 BLACKROCK LIQUIDITY AT COST 28426 28426 233051432 XTRACKERS USD HIGH Y AT COST 27649 28212 92189F437 VANECK FALLEN ANGEL AT COST 27687 28102 INCOME ADJ 157 COST BASIS ADJ 937 EXCISE TAX - PRIOR YEAR 2414 0 0 FEDERAL ESTIMATES - PRINCIPAL 8780 0 0 FOREIGN TAXES ON QUALIFIED FOR 1868 1868 0 FOREIGN TAXES ON NONQUALIFIED 753 753 0