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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>Lila Bermudez</PersonNm>
        <TitleTxt>Board Member</TitleTxt>
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        <AverageHoursPerWeekRltdOrgRt>0</AverageHoursPerWeekRltdOrgRt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>Jennifer Aist</PersonNm>
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        <AverageHoursPerWeekRltdOrgRt>0</AverageHoursPerWeekRltdOrgRt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>Megan Quinn</PersonNm>
        <TitleTxt>Board Member</TitleTxt>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>Margaret Ling</PersonNm>
        <TitleTxt>Board Member</TitleTxt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>Paul Susman</PersonNm>
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      <Form990PartVIISectionAGrp>
        <PersonNm>Rebecca Trowell</PersonNm>
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      <Form990PartVIISectionAGrp>
        <PersonNm>Steve Virgil</PersonNm>
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      <TotalReportableCompFromOrgAmt>30000</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
      <TotalOtherCompensationAmt>87421</TotalOtherCompensationAmt>
      <IndivRcvdGreaterThan100KCnt>0</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>0</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>0</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>0</CompensationFromOtherSrcsInd>
      <CntrctRcvdGreaterThan100KCnt>0</CntrctRcvdGreaterThan100KCnt>
      <FederatedCampaignsAmt>0</FederatedCampaignsAmt>
      <MembershipDuesAmt>0</MembershipDuesAmt>
      <FundraisingAmt>0</FundraisingAmt>
      <RelatedOrganizationsAmt>0</RelatedOrganizationsAmt>
      <GovernmentGrantsAmt>0</GovernmentGrantsAmt>
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      <NoncashContributionsAmt>12802</NoncashContributionsAmt>
      <TotalContributionsAmt>488237</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>Educational Program Service Revenue</Desc>
        <BusinessCd>900099</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>64416</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Development Ministries Program Service Revenue</Desc>
        <BusinessCd>900099</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>52935</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Development Ministries Health Program</Desc>
        <BusinessCd>900099</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>2912</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <TotalOthProgramServiceRevGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
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        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </TotalOthProgramServiceRevGrp>
      <TotalProgramServiceRevenueAmt>120263</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>77</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>77</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </InvestmentIncomeGrp>
      <IncmFromInvestBondProceedsGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>0</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </IncmFromInvestBondProceedsGrp>
      <RoyaltiesRevenueGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>0</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </RoyaltiesRevenueGrp>
      <GrossRentsGrp>
        <RealAmt>48000</RealAmt>
        <PersonalAmt>0</PersonalAmt>
      </GrossRentsGrp>
      <LessRentalExpensesGrp>
        <RealAmt>0</RealAmt>
        <PersonalAmt>0</PersonalAmt>
      </LessRentalExpensesGrp>
      <RentalIncomeOrLossGrp>
        <RealAmt>48000</RealAmt>
        <PersonalAmt>0</PersonalAmt>
      </RentalIncomeOrLossGrp>
      <NetRentalIncomeOrLossGrp>
        <TotalRevenueColumnAmt>48000</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>48000</RelatedOrExemptFuncIncomeAmt>
      </NetRentalIncomeOrLossGrp>
      <GrossAmountSalesAssetsGrp>
        <SecuritiesAmt>10207</SecuritiesAmt>
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      <LessCostOthBasisSalesExpnssGrp>
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        <OtherAmt>0</OtherAmt>
      </LessCostOthBasisSalesExpnssGrp>
      <GainOrLossGrp>
        <SecuritiesAmt>10207</SecuritiesAmt>
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      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>10207</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>10207</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
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      <FundraisingGrossIncomeAmt>0</FundraisingGrossIncomeAmt>
      <ContriRptFundraisingEventAmt>0</ContriRptFundraisingEventAmt>
      <FundraisingDirectExpensesAmt>0</FundraisingDirectExpensesAmt>
      <NetIncmFromFundraisingEvtGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </NetIncmFromFundraisingEvtGrp>
      <GamingGrossIncomeAmt>0</GamingGrossIncomeAmt>
      <GamingDirectExpensesAmt>0</GamingDirectExpensesAmt>
      <NetIncomeFromGamingGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>0</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
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      <GrossSalesOfInventoryAmt>0</GrossSalesOfInventoryAmt>
      <CostOfGoodsSoldAmt>0</CostOfGoodsSoldAmt>
      <NetIncomeOrLossGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>0</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
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      <OtherRevenueMiscGrp>
        <Desc>loans received for program service use</Desc>
        <BusinessCd>900099</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>26095</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
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      <OtherRevenueMiscGrp>
        <Desc>reimbursements</Desc>
        <BusinessCd>900099</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>5575</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
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      <MiscellaneousRevenueGrp>
        <TotalRevenueColumnAmt>0</TotalRevenueColumnAmt>
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        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </MiscellaneousRevenueGrp>
      <OtherRevenueTotalAmt>31670</OtherRevenueTotalAmt>
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        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
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      <GrantsToDomesticOrgsGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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      <GrantsToDomesticIndividualsGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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      <ForeignGrantsGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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      <BenefitsToMembersGrp>
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      <CompCurrentOfcrDirectorsGrp>
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      <CompDisqualPersonsGrp>
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      <OtherSalariesAndWagesGrp>
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        <ProgramServicesAmt>128827</ProgramServicesAmt>
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      <PensionPlanContributionsGrp>
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      <OtherEmployeeBenefitsGrp>
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        <ProgramServicesAmt>46787</ProgramServicesAmt>
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      <PayrollTaxesGrp>
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        <ManagementAndGeneralAmt>2295</ManagementAndGeneralAmt>
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      </PayrollTaxesGrp>
      <FeesForServicesManagementGrp>
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      <FeesForServicesLegalGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>7252</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
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        <ManagementAndGeneralAmt>650</ManagementAndGeneralAmt>
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      <FeesForServicesLobbyingGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesLobbyingGrp>
      <FeesForServicesProfFundraising>
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        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesProfFundraising>
      <FeesForSrvcInvstMgmntFeesGrp>
        <TotalAmt>0</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <FeesForServicesOtherGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <AdvertisingGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
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        <ProgramServicesAmt>5634</ProgramServicesAmt>
        <ManagementAndGeneralAmt>626</ManagementAndGeneralAmt>
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      <InformationTechnologyGrp>
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        <ProgramServicesAmt>6586</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <RoyaltiesGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <OccupancyGrp>
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        <ProgramServicesAmt>108596</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1450</ManagementAndGeneralAmt>
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      <TravelGrp>
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        <ProgramServicesAmt>996</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <PymtTravelEntrtnmntPubOfclGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <ConferencesMeetingsGrp>
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        <ProgramServicesAmt>878</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <PaymentsToAffiliatesGrp>
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      <DepreciationDepletionGrp>
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        <ProgramServicesAmt>634</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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        <ProgramServicesAmt>94244</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <OtherExpensesGrp>
        <Desc>Development Ministries Program Services</Desc>
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        <ProgramServicesAmt>139058</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <OtherExpensesGrp>
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        <ProgramServicesAmt>15698</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <AllOtherExpensesGrp>
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        <ManagementAndGeneralAmt>66010</ManagementAndGeneralAmt>
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      <TotalFunctionalExpensesGrp>
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        <ProgramServicesAmt>573182</ProgramServicesAmt>
        <ManagementAndGeneralAmt>105878</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <CashNonInterestBearingGrp>
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        <EOYAmt>13623</EOYAmt>
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      <SavingsAndTempCashInvstGrp>
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        <EOYAmt>27387</EOYAmt>
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      <OthNotesLoansReceivableNetGrp>
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        <EOYAmt>0</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <InventoriesForSaleOrUseGrp>
        <BOYAmt>974</BOYAmt>
        <EOYAmt>0</EOYAmt>
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      <LandBldgEquipCostOrOtherBssAmt>0</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>0</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
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        <EOYAmt>0</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <TotalAssetsGrp>
        <BOYAmt>1363747</BOYAmt>
        <EOYAmt>41010</EOYAmt>
      </TotalAssetsGrp>
      <LoansFromOfficersDirectorsGrp>
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        <EOYAmt>132537</EOYAmt>
      </LoansFromOfficersDirectorsGrp>
      <MortgNotesPyblScrdInvstPropGrp>
        <EOYAmt>69213</EOYAmt>
      </MortgNotesPyblScrdInvstPropGrp>
      <UnsecuredNotesLoansPayableGrp>
        <BOYAmt>451960</BOYAmt>
        <EOYAmt>250448</EOYAmt>
      </UnsecuredNotesLoansPayableGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>586554</BOYAmt>
        <EOYAmt>452198</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <CapStkTrPrinCurrentFundsGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </CapStkTrPrinCurrentFundsGrp>
      <PdInCapSrplsLandBldgEqpFundGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </PdInCapSrplsLandBldgEqpFundGrp>
      <RtnEarnEndowmentIncmOthFndsGrp>
        <BOYAmt>777193</BOYAmt>
        <EOYAmt>-411188</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>777193</BOYAmt>
        <EOYAmt>-411188</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
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        <FormAndLineReferenceDesc>Schedule D, Part III, Line 1</FormAndLineReferenceDesc>
        <ExplanationTxt>Schedule D, Part III, Line 1 - In 2021, the JHC Inc received, as unresricted anonymous donations, various works of art and historical treasures which are being preserved for the Educational Program Service on an ongoing basis. These range from original historical posters to original paintings and murals. These collections are not reported in the revenue statement and balance sheet and have not been capitalized for financial statement purposes. They include: 14 murals, 3 paintings, and 26 historical posters.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Schedule D, Part III, Line 4</FormAndLineReferenceDesc>
        <ExplanationTxt>Schedule D, Part III, Line 4 - The Educational Program Service includes the sharing of historical cultural information impacting current needs within program ministries... needs within economic develoopment, health care, sustainable agriculture, etc. The Works of Art and Historical Treasures provide visual prompts to explain history in an absorbable fashion to visitors and volunteers. In addition, the wall murals, visible during educational and cultural events, provide a background atmosphere for understanding the education provided within the current event.</ExplanationTxt>
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        <SpecificServicesProvidedTxt>EDUCATION: Delegations studying areas of program interest (women's issues, aquaponics, public health, etc.). Individual volunteers. Maintain historical archives. Effectively utilizing donations of educational supplies and facilities, with targeted beneficiaries. Offering educational opportunities for groups and individuals in areas of cross-cultural exchange. SUSTAINABLE DEVELOPMENT: Assistance to El Porvenir and Las Diosas coffee cooperatives for repairs, coffee diversification in climate change, and assistance in international shipping issues. Nutrition and economic assistance through aquaponics. HEALTH: Operation of health clinic provided low cost medical attention, referrals for hospital attention, and neighborhood in-home care. Designated support for rural clinics - medicine, staffing, and medical attention. RECONCILIATION AND ADVOCACY: supplies delivered to local areas in need, donating buildings, land, and equipment where most needed.</SpecificServicesProvidedTxt>
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        <PurposeOfGrantTxt>Development and Educational Ministries: Donation of buildings, land, and equipment to Fundacion Jubilee House Community, a local Nonprofit, with registry Numero Perpetuo 93, Tomo 2, Libro 3, paginas 162-164, to be used in furthering the service ministry of the 501(c)(3) by this appropriate sharing of resources.</PurposeOfGrantTxt>
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        <FormAndLineReferenceDesc>Schedule F, Part I, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>Schedule F, Part I, line 2 - As part of Reconciliation &amp; Advocacy work, microenterprise loans are made to individuals for small business development. Formal requests/applications are received and grants made. All monies in/out are properly documented with receipts. As part of Advocacy after natural disasters or health crises (such as COVID), donations are made through community organizations to aid those most impacted. As part of health work, medical referrals and assistance for treatment, lab tests, and exams are granted, as well as remote rural health clinic support. These are made upon medical recommendations, documented with receipts. As part of Educational work, allocated assets are all documented with receipts, including donations of building, land, and equipment.</ExplanationTxt>
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        <PersonNm>Woodard Floerke Murdock</PersonNm>
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        <LoanPurposeTxt>convert uncashed stipend checks to loan for program services</LoanPurposeTxt>
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        <AssetsDistriOrExpnssPaidDesc>Forgiven uncollectible loans. No transaction expenses included.</AssetsDistriOrExpnssPaidDesc>
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        <MethodOfFMVDeterminationTxt>Method of determination = Actual Cost. Loans previously made to COPROEXNIC for organic agriculture production became uncollectible when the cooperative ceased operation after international shipping crises stymied shipping and ruined organic crops in transit. Loans made to COMAMNUVI became uncollectible when the sewing cooperative's administrative organization disintegrated and the members dispersed. Loans were made to a Sacha Inche project which failed to materialize. Interest due on those loans was included in the forgiven and uncollectible totals. These loans were originally made as part of the Sustainable Development program goals.</MethodOfFMVDeterminationTxt>
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          <ProvinceOrStateNm>Managua</ProvinceOrStateNm>
          <CountryCd>NU</CountryCd>
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        <IRCSectionTxt>Not available - no longer in existence</IRCSectionTxt>
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        <AssetsDistriOrExpnssPaidDesc>In accordance with Resolution of the Board of Directors, dated August 30, 2025, the Jubilee House Community, Inc., incorporated in the state of North Carolina, donated the land, buildings, and equipment being currently used for service with the poor in Nicaragua to the Fundacion Jubilee House Community, with registry Numero Perpetuo 93, Tomo 2, Libro 3, paginas 162-164, officially a Nonprofit in Nicaragua, in order to better fulfill its charitable purposes, in line with the mission and purpose of the JHC, Inc.</AssetsDistriOrExpnssPaidDesc>
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          <AddressLine1Txt>de km11 Carr Nueva a Leon 2km abajo</AddressLine1Txt>
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          <CityNm>Ciudad Sandino</CityNm>
          <ProvinceOrStateNm>Managua</ProvinceOrStateNm>
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        <IRCSectionTxt>foreign registered Nonprofit</IRCSectionTxt>
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        <FormAndLineReferenceDesc>Schedule N, Part II, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>Sarah Junkin Woodard, President of the recipient nonprofit, with registry Numero Perpetuo 93, Tomo 2, Libro 3, paginas 162-164, officially a Nonprofit in Nicaragua. See explanation paragraph in Schedule O accompanying Form 990, Part X, line 10b.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>The Jubilee House Community Inc operates as a working community, and as such, its directors, officers, and significant employees have always had family relationships with each other, as has been correctly noted in prior 990 forms. The business relationships between individuals are limited to staff and Board relationships internal to the JHC, Inc., other than business relationships with any outside entities well below reporting thresholds. First, Cofounders of the JHC Inc in 1979 and full-time staff since then as volunteers with stipend, members of the Board are Sarah Junkin Woodard chairperson; Michael E Woodard and Kathleen Murdock (spouses). Next, Directors of the JHC since 2007 and volunteers since 2001, Rebecca Mohally Renk, secretary, full-time staff with stipend, is married to Paul Mohally Renk. Next, Directors of the JHC Inc since 2008 and volunteers since 1985 are Rebecca Trowell and Alex Francisco; parent and adult child. Next, Director of the JHC Inc since 2007 and volunteer since 2006, Michael C Murdock, son of Kathleen Murdock and Michael Woodard, is spouse of Cassie Iutzi, volunteer since 2004. Next, Daniel Earl Murdock, Director of the JHC Inc since 2010, son of Kathleen Murdock and Michael Woodard, is spouse of Claudia Saballos, vice-chairperson of the Board and volunteer since 2013. Next, Joseph Philip Woodard Murdock, Director of the JHC Inc since 2014, son of Kathleen Murdock and Michael Woodard, volunteer since 2000.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Form 990 is completed by the chairperson of the Board of Directors, using the JHC Inc's financial data. Policy questions, governance questions etc. with their answers are presented to the Board of Directors for review, discussion, and correction as needed at Board meetings. Each member of the Board is welcome to review in detail all information submitted in the 990 Form, provided electronically to each member before filing with the IRS. Online 990 Forms from previous years are also available for public inspection.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>All members of the Board of Directors and staff, disclose annually matters that could give rise to conflicts of interest. Officers, directors, and employees, due to the community structure of the organization, are normally aware of potential conflicts long before they might possibly become an issue. Concerned parties may speak to issues involved during discussion but defer to decisions made by those most involved, carried out in accordance with the adopted Conflict of Interest Policy as contained in the JHC Inc Board Policy Manual.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 15</FormAndLineReferenceDesc>
        <ExplanationTxt>Top management officials of the JHC Inc work as full-time volunteers provided with a stipend and health insurance benefits. Housing and food is provided for the convenience of participation in all program ministries. As this cash value falls far below any normal compensation levels for similar staff in other organizations, there is no need to evaluate whether or not the compensation is excessive. The compensation level is in accordance with the Mission Statement of the JHC Inc and its ministry of service with the poor. Board members and officers serve as uncompensated volunteers. Because some stipends are received in foreign countries and not reportable to the IRS, they are listed along with housing and food under "Other Compensation".</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>The Policy Manual of the JHC Inc Board of Directors is available upon request. The most recent 990 Form is linked as a PDF download on the JHC website. The public is advised of the organizational information and its availability through the JHC Inc's annual summary report, sent to all major donors and any interested persons who request a copy. Much of this information is also available through the online posting of information with Network for Good, now linked on the JHC website and updated periodically.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part X, Line 10b</FormAndLineReferenceDesc>
        <ExplanationTxt>The Jubilee House Community, Inc, EIN 56-1252307, a North Carolina non-profit, has been working in service with the poor for 47 years. As has been correctly reported on Form 990 each year, many decades of that have been directly with the poor in Nicaragua, with U.S. citizens and our Latin American neighbors, especially through volunteer service. As consistently noted, the JHC Inc works cooperatively, and founding members from 1979 are still involved in the service ministry, both in the U.S. and Nicaragua. As global relationships have shifted, it has become important for clarity to be established in Nicaragua of the independence between the U.S. nonprofit and the Nicaraguan one, the Fundacion Jubilee House Community, listed with registry Numero Perpetuo 93, Tomo 2, Libro 3, paginas 162-164, officially a Nonprofit in Nicaragua. To that end, land, buildings, and equipment formerly assets of the Jubilee House Community, Inc., have been officially donated to the Fundacion Jubilee House Community, and no longer appear as JHC Inc assets.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part XI, Line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>In accordance with the Resolution of the Board of Directors of Jubilee House Community dated August 30, 2025, the Jubilee House Community, Inc., incorporated in the state of North Carolina, donated its land, buildings, and equipment held in Nicaragua to the Fundacion Jubilee House Community, registered as an official Nicaraguan nonprofit, Numero Perpetuo 93, Tomo 2, Libro 3, paginas 162-164, in order to better fulfill its charitable purposes. [See Part X, line 10b] In Addition: As explained in Schedule N, Part III, Statement 1, Loans previously made to COPROEXNIC for organic agriculture production became uncollectible when the cooperative ceased operation after international shipping crises stymied shipping and ruined organic crops in transit. As the intermediary in loans made to COPROEXNIC, the JHC Inc has assumed responsibility for their repayment. Loans made to COMAMNUVI became uncollectible when the sewing cooperative's administrative organization disintegrated and the members dispersed. Loans were made to a Sacha Inche project which failed to materialize. Interest due on those loans was included in the forgiven and uncollectible totals. These loans were originally made as part of the Sustainable Development program goals. [See Part X, lines 7, 23, and 24.]</ExplanationTxt>
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