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    <ReturnTs>2026-04-09T16:41:22-05:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <ReturnTypeCd>990</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
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      <EIN>720440119</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>FEDERAL EMPLOYEES CREDIT UNION</BusinessNameLine1Txt>
      </BusinessName>
      <InCareOfNm>% SHARON HESTER</InCareOfNm>
      <BusinessNameControlTxt>FEDE</BusinessNameControlTxt>
      <PhoneNum>3183873215</PhoneNum>
      <USAddress>
        <AddressLine1Txt>PO BOX 5006</AddressLine1Txt>
        <CityNm>MONROE</CityNm>
        <StateAbbreviationCd>LA</StateAbbreviationCd>
        <ZIPCd>71211</ZIPCd>
      </USAddress>
    </Filer>
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      <PersonNm>SHARON HESTER</PersonNm>
      <PersonTitleTxt>MANAGER</PersonTitleTxt>
      <PhoneNum>3183873215</PhoneNum>
      <SignatureDt>2026-04-09</SignatureDt>
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    <TaxYr>2025</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
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      <LegalDomicileStateCd>LA</LegalDomicileStateCd>
      <ActivityOrMissionDesc>STATE CHARTERED CREDIT UNION THAT SERVES MEMBERS IN THE 712 ZIP CODE AREA</ActivityOrMissionDesc>
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      <TotalLiabilitiesEOYAmt>91717</TotalLiabilitiesEOYAmt>
      <NetAssetsOrFundBalancesBOYAmt>21465697</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>22481313</NetAssetsOrFundBalancesEOYAmt>
      <MissionDesc>STATE CHARTERED CREDIT UNION THAT SERVES MEMBERS IN THE 712 ZIP CODE AREA.</MissionDesc>
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      <MoreThan5000KToIndividualsInd>false</MoreThan5000KToIndividualsInd>
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      <FundraisingActivitiesInd>false</FundraisingActivitiesInd>
      <GamingActivitiesInd>false</GamingActivitiesInd>
      <OperateHospitalInd>false</OperateHospitalInd>
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      <PartialLiquidationInd>false</PartialLiquidationInd>
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      <SubjectToExcsTaxNetInvstIncInd>false</SubjectToExcsTaxNetInvstIncInd>
      <InfoInScheduleOPartVIInd>X</InfoInScheduleOPartVIInd>
      <GoverningBodyVotingMembersCnt>7</GoverningBodyVotingMembersCnt>
      <IndependentVotingMemberCnt>7</IndependentVotingMemberCnt>
      <FamilyOrBusinessRlnInd>false</FamilyOrBusinessRlnInd>
      <DelegationOfMgmtDutiesInd>false</DelegationOfMgmtDutiesInd>
      <ChangeToOrgDocumentsInd>false</ChangeToOrgDocumentsInd>
      <MaterialDiversionOrMisuseInd>false</MaterialDiversionOrMisuseInd>
      <MembersOrStockholdersInd>true</MembersOrStockholdersInd>
      <ElectionOfBoardMembersInd>true</ElectionOfBoardMembersInd>
      <DecisionsSubjectToApprovaInd>true</DecisionsSubjectToApprovaInd>
      <MinutesOfGoverningBodyInd>true</MinutesOfGoverningBodyInd>
      <MinutesOfCommitteesInd>true</MinutesOfCommitteesInd>
      <OfficerMailingAddressInd>false</OfficerMailingAddressInd>
      <LocalChaptersInd>false</LocalChaptersInd>
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      <ConflictOfInterestPolicyInd>false</ConflictOfInterestPolicyInd>
      <WhistleblowerPolicyInd>false</WhistleblowerPolicyInd>
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          <CityNm>MONROE</CityNm>
          <StateAbbreviationCd>LA</StateAbbreviationCd>
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        <PersonNm>SHARON HESTER</PersonNm>
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        <OtherCompensationAmt>0</OtherCompensationAmt>
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        <RelatedOrExemptFuncIncomeAmt>79553</RelatedOrExemptFuncIncomeAmt>
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        <RelatedOrExemptFuncIncomeAmt>1131814</RelatedOrExemptFuncIncomeAmt>
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        <ExclusionAmt>0</ExclusionAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
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      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>191314</TotalAmt>
      </OtherSalariesAndWagesGrp>
      <PensionPlanContributionsGrp>
        <TotalAmt>32282</TotalAmt>
      </PensionPlanContributionsGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>19222</TotalAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>26964</TotalAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>6164</TotalAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>31554</TotalAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
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      <OfficeExpensesGrp>
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      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
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      <InsuranceGrp>
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      <OtherExpensesGrp>
        <Desc>DIVIDENDS PAID TO MEMBERS</Desc>
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      </OtherExpensesGrp>
      <OtherExpensesGrp>
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    <IRS990ScheduleO documentId="IRS990ScheduleO-213-Copy1">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CREDIT UNION IS OWNED BY IT'S MEMBERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS,</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>CERTAIN ACTIONS MUST HAVE APPOVAL BY THE CREDIT UNION MEMBERSHIP,</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>A FINANCIAL STATEMENT IS POSTED IN THE LOBBY EACH MONTH.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part XI Line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBER SHARES INCREASED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
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</Return>