2026-09-23T08:41:21-05:00 2025-12-31 921479802 Grassi Advisory Group Inc 6 Omni Way Suite 201 Chelmsford MA 01824 990 2025-01-01 042104401 Girls Incorporated of Greater Lowell GIRL 9784586529 220 Worthen Street Lowell MA 01852 Sonia Ruas President 9784586529 2026-09-16 1 Jayne A Andrews P00514653 9784522500 2026-09-16 2025 Sonia Ruas 220 Worthen Street Lowell MA 01852 1695129 0 X WWW.Girlsinclowell.org X 1948 MA Girls Incorporated of Greater Lowell inspires all girls to be strong, smart, and bold. 17 16 28 76 0 0 1168788 1196000 204447 168161 44596 99129 -4822 -12503 1413009 1450787 0 0 0 0 507377 583623 0 0 77000 429199 383115 936576 966738 476433 484049 5906917 7601371 82154 1136208 5824763 6465163 Girls Incorporated of Greater Lowell Inspires all girls to be strong, smart, and bold. Though creative programs in a safe and nurturing environment, we strive to teach the independence and personal responsibility girls need to succeed. 0 0 300429 168161 Educational, Social and Culture - programs that develop communication, leadership, decision making and problem-solving skills as well as encouraging creativity, quality and technique. 300428 Physical Education and Health - programs that allow girls to improve motor skills, increase self-confidence, learn to work together, develop basic skills in a variety of sports, and get some exercise. 600857 1 1 0 0 0 0 0 0 0 1 1 0 0 0 0 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5 0 1 28 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 17 16 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MA X X The Organization 9784586529 220 Worthen Street Lowell MA 01852 Sonia Ruas President 3.00 X X 0 0 0 Rachel Tierney Vice President 3.00 X X 0 0 0 Eileen Morrison Treasurer 3.00 X X 0 0 0 Robert Scott Secretary 3.00 X X 0 0 0 Patricia Adams Director 1.00 X 0 0 0 Brent Smith Director 1.00 X 0 0 0 Arlene Rodriguez PhD Director 1.00 X 0 0 0 Melissa Joyce Director 1.00 X 0 0 0 Courtney Donaher Director 1.00 X 0 0 0 Charlene Jancsy Director 1.00 X 0 0 0 Pauline Lambert Director 1.00 X 0 0 0 James Geraghty Director 1.00 X 0 0 0 Gabriela Boscaja Director 1.00 X 0 0 0 Prachi Shah Director 1.00 X 0 0 0 SuSu Wong Director 1.00 X 0 0 0 Robin Lorenzen Director 1.00 X 0 0 0 Lucreita Aaron Director 1.00 X 0 0 0 Jackson Chege Director 1.00 X 0 0 0 Elizabeth Hale Director 1.00 X 0 0 0 Tara Sek Director 1.00 X 0 0 0 Bopha Malone CEO 65.00 X 127885 0 2615 127885 0 2615 1 0 0 0 Picard Construction Corporation 85 Pevey Street Lowell MA 01851 Contractor/ GC 2162853 1 130745 142655 283668 638932 2520 1196000 Program Fees 624410 168161 168161 168161 78164 78164 248003 227038 20965 20965 20965 4801 142655 17304 -12503 -12503 1450787 168161 0 86626 130500 26100 78300 26100 388817 279337 81489 27991 12783 9203 2685 895 51523 37018 10799 3706 640 640 19238 19238 14646 14646 78037 56188 16386 5463 45927 32478 9472 3977 695 695 9475 9475 72029 51862 15125 5042 54663 39358 11479 3826 TRANSPORTATION 29560 29560 PROGRAM SUPPLIES 29558 29558 BAD DEBT 18647 18647 DUES 10000 9500 500 966738 600857 288881 77000 20 1538 1572307 915786 252534 241060 90603 31841 19000 19000 17636 13202 6074154 1492674 2216381 4581480 1562308 1785576 176128 11888 5906917 7601371 82154 224589 911619 82154 1136208 X 4720223 5420554 1104540 1044609 5824763 6465163 5906917 7601371 484049 147842 8509 X 0 1 X 1 0 X 2003215 1270720 1354383 1168788 1196000 6993106 2003215 1270720 1354383 1168788 1196000 6993106 6993106 16406 29763 36948 59827 78163 221107 125129 125129 7339342 902543 0.95280 0.76110 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1562308 1000 222668 1785976 1375397 19577 167334 1562308 1107570 71824 196003 1375397 1466498 4216 -297825 65319 1107570 1292561 2596 172363 1022 1466498 0.90000 0.10000 0 0 234526 43892 190634 5633508 1261808 4371700 154550 143154 11396 51570 43820 7750 4581480 X 1667431 147842 57635 25813 231290 1436141 14646 14646 1450787 1027031 57635 17304 74939 952092 14646 14646 966738 Part X, Line 2: The Organization, incorporated under Chapter 180 of the Massachusetts General Laws and recognized as a tax-exempt entity, has been granted tax-exempt status under Section 501(c)(3) of the Internal Revenue Code ("IRC") and is classified as an organization other than a private foundation under Section 509(a) of the IRC. Accordingly, the Organization is generally exempt from federal and state income taxes, except for taxes on unrelated business income, if any. Management has determined that substantially all of the Organization's income, expenses, and activities relate to its exempt purposes. Accordingly, the Organization is not subject to unrelated business income taxes and is expected to continue to qualify as a tax-exempt organization. Therefore, no provision for income taxes has been recorded in the accompanying financial statements. The Organization evaluates uncertain tax positions that could have an effect on its financial statements. Management has determined that there are no uncertain tax positions that are material to the financial statements. The Organization files annual informational returns with the Internal Revenue Service and the Commonwealth of Massachusetts. These returns are generally subject to examination by taxing authorities for a period of three years after filing. Management believes the Organization is no longer subject to examination for tax years prior to 2022. Part XI, Line 2d - Other Adjustments: Direct Cost of Fundraising Event 17,304. Change in Fair Value of Beneficial Interest 8,509. Part XII, Line 2d - Other Adjustments: Direct Cost of Fundraising Event 17,304. CELEBRATION OF TODAY'S WOMAN 2025 80786 80786 12428 AUCTION 66670 61869 4801 4551 250 75 147456 142655 4801 12428 4551 250 75 17304 -12503 Form 990, Part VI, Section B, line 11b The Form 990 as well as all financial reports are presented to the finance committee by the independent auditor, upon review the reports are then presented to the whole Board of Directors. Form 990, Part VI, Section B, line 12c All directors are asked to fill out and submit an annual survey detailing their commercial and civic associations. If it is determined an individual does have a conflict of interest she/he is excluded from matters that relate to that conflict. Form 990, Part VI, Section B, line 15 The executive committee of the board of directors oversees all personnel matters. Form 990, Part VI, Section C, line 18 Form 1023 and form 990 are available at the main office and by appointment. Form 990, Part VI, Section C, line 19 Copies are available at 220 Worthen Street, Lowell, MA 01852 and may be viewed by appointment.