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          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ANDREW M KNIGHT</PersonNm>
          <USAddress>
            <AddressLine1Txt>1485 71ST ST</AddressLine1Txt>
            <CityNm>FENNVILLE</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49408</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT / DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ROBERT T GRATZER</PersonNm>
          <USAddress>
            <AddressLine1Txt>3293 TIMBERIDGE TRAIL</AddressLine1Txt>
            <CityNm>SAUGATUCK</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49453</ZIPCd>
          </USAddress>
          <TitleTxt>VP / DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompensationOfHghstPdCntrctGrp>
          <PersonNm>NORTHERN TRUST COMPANY</PersonNm>
          <USAddress>
            <AddressLine1Txt>PO BOX 803878</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60680</ZIPCd>
          </USAddress>
          <ServiceTypeTxt>AGENT</ServiceTypeTxt>
          <CompensationAmt>114231</CompensationAmt>
        </CompensationOfHghstPdCntrctGrp>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp />
      <SumOfProgramRelatedInvstGrp />
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>27589039</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>0</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>27589039</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>27589039</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>413836</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>27175203</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>1358760</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>1358760</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>24983</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>24983</TotalTaxAmt>
        <DistributableBeforeAdjAmt>1333777</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>1333777</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>1333777</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>1220243</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <CharitableAssetsAcquisPaidAmt>0</CharitableAssetsAcquisPaidAmt>
        <SetAsideSuitabilityTestAmt>0</SetAsideSuitabilityTestAmt>
        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>1220243</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>1333777</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>1184193</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>0</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>0</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>0</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>0</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>0</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>1220243</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>1184193</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>36050</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>1297727</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>0</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>0</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>0</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>0</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>0</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NA</ContributingManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SPCA OF SOUTHWEST MICHIGAN</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>6955 W KI AVE</AddressLine1Txt>
            <CityNm>KALAMAZOO</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49009</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COMMUNITY HEALTH CHICAGO</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2611 W CHICAGO AVE</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60622</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SAUGATUCK CENTER FOR THE ARTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 CULVER ST</AddressLine1Txt>
            <CityNm>SAUGATUK</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49453</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>200000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HOWARD BROWN HEALTH</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>CENTER</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4025 N SHERIDAN</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60613</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>EL DORADO FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>312 MAIN ST 201</AddressLine1Txt>
            <CityNm>PLACERVILLE</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>95667</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>120000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>UNICEF USA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>601 LEXINGTON AVE 15TH FLOOR</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10022</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>75000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>KNOX COLLEGE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2 E SOUTH ST</AddressLine1Txt>
            <CityNm>GALESBURG</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>61401</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>250000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>UNITED WAY OF METROPOLITAN CHICAGO</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>333 S WABASH 30</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60604</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>60000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NORTHWESTERN MEMORIAL</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>FOUNDATION</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>201 E HURON ST</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60611</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>100000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NORTH SHORE COUNTRY DAY SCHOOL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>310 GREEN BAY RD</AddressLine1Txt>
            <CityNm>Winnetka</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60093</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>60000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ERIKA'S LIGHTHOUSE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>897 GREEN BAY ROAD</AddressLine1Txt>
            <CityNm>WINNETKA</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60093</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>30000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COLGATE UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>13 OAK DR E EXT</AddressLine1Txt>
            <CityNm>HAMILTON</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>13346</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DOCTORS WITHOUT BORDERS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>40 RECTOR ST 16TH FLOOR</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10006</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>AMERICAN RED CROSS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 37839</AddressLine1Txt>
            <CityNm>BOONE</CityNm>
            <StateAbbreviationCd>IA</StateAbbreviationCd>
            <ZIPCd>50037</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHICAGO SCOTS FKA ILLINOIS SAINT</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>ANDREW SOCIETY</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2800 DES PLAINES AVE</AddressLine1Txt>
            <CityNm>NORTH RIVERSIDE</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60546</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>150000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>1200000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp />
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>496437</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>1402151</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <NetIncomeLossFromSpecialEvtGrp />
        <GrossProfitLossSlsOfInvntryGrp />
        <OtherRevenueDescribedGrp>
          <Desc>MFO DFA INTL SMALL</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>7</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>1898595</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>1898595</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp />
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="AccountingFeesSchedule">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION FEE (NON-ALLOC</CategoryTxt>
        <Amt>900</Amt>
        <NetInvestmentIncomeAmt>450</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>450</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule">
      <InvestmentsCorporateBondsGrp>
        <BondNm>C665162699 MFB NORTHERN HIGH Y</BondNm>
        <EOYBookValueAmt>753025</EOYBookValueAmt>
        <EOYFMVAmt>624143</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>C665162806 MFB NORTHERN FUNDS</BondNm>
        <EOYBookValueAmt>237972</EOYBookValueAmt>
        <EOYFMVAmt>211727</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>C693390841 MFO PIMCO FDS PAC I</BondNm>
        <EOYBookValueAmt>430465</EOYBookValueAmt>
        <EOYFMVAmt>397981</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule">
      <InvestmentsCorporateStockGrp>
        <StockNm>C002824100 ABBOTT LAB COM</StockNm>
        <EOYBookValueAmt>66006</EOYBookValueAmt>
        <EOYFMVAmt>205340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C00287Y109 ABBVIE INC COM USD0</StockNm>
        <EOYBookValueAmt>59738</EOYBookValueAmt>
        <EOYFMVAmt>326235</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C02079K107 ALPHABET INC CAP ST</StockNm>
        <EOYBookValueAmt>89714</EOYBookValueAmt>
        <EOYFMVAmt>995404</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C02079K305 ALPHABET INC CAPITA</StockNm>
        <EOYBookValueAmt>26125</EOYBookValueAmt>
        <EOYFMVAmt>488852</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C023135106 AMAZON COM INC COM</StockNm>
        <EOYBookValueAmt>240958</EOYBookValueAmt>
        <EOYFMVAmt>420497</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C025816109 AMERICAN EXPRESS CO</StockNm>
        <EOYBookValueAmt>64621</EOYBookValueAmt>
        <EOYFMVAmt>732909</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C037833100 APPLE INC COM STK</StockNm>
        <EOYBookValueAmt>64188</EOYBookValueAmt>
        <EOYFMVAmt>1243571</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C110122108 BRISTOL MYERS SQUIB</StockNm>
        <EOYBookValueAmt>166083</EOYBookValueAmt>
        <EOYFMVAmt>212275</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C166764100 CHEVRON CORP COM</StockNm>
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        <StockNm>C22160K105 COSTCO WHOLESALE CO</StockNm>
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        <EOYFMVAmt>448394</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C254687106 WALT DISNEY CO</StockNm>
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        <EOYFMVAmt>458576</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C26614N102 DUPONT DE NEMOURS I</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C29250N105 ENBRIDGE INC COM</StockNm>
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        <EOYFMVAmt>87869</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C30231G102 EXXON MOBIL CORP CO</StockNm>
        <EOYBookValueAmt>78389</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C30303M102 META PLATFORMS INC</StockNm>
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        <EOYFMVAmt>286065</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C370334104 GENERAL MILLS INC C</StockNm>
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        <StockNm>C384802104 GRAINGER W W INC CO</StockNm>
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        <StockNm>C443510607 HUBBELL INC COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C46625H100 JPMORGAN CHASE &amp; CO</StockNm>
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        <EOYFMVAmt>367700</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C478160104 JOHNSON &amp; JOHNSON C</StockNm>
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        <StockNm>C482480100 KLA CORPORATION COM</StockNm>
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        <StockNm>C654106103 NIKE INC CL B</StockNm>
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        <StockNm>C665859104 NORTHERN TR CORP CO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C67066G104 NVIDIA CORP COM</StockNm>
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        <StockNm>C68389X105 ORACLE CORP COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C697435105 PALO ALTO NETWORKS</StockNm>
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        <EOYFMVAmt>135951</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C701094104 PARKER-HANNIFIN COR</StockNm>
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        <EOYFMVAmt>1177241</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C713448108 PEPSICO INC COM</StockNm>
        <EOYBookValueAmt>160640</EOYBookValueAmt>
        <EOYFMVAmt>498015</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C717081103 PFIZER INC COM</StockNm>
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        <EOYFMVAmt>154440</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C747525103 QUALCOMM INC COM</StockNm>
        <EOYBookValueAmt>84355</EOYBookValueAmt>
        <EOYFMVAmt>193170</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C79466L302 SALESFORCE INC COM</StockNm>
        <EOYBookValueAmt>91710</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C808513105 SCHWAB CHARLES CORP</StockNm>
        <EOYBookValueAmt>190586</EOYBookValueAmt>
        <EOYFMVAmt>323009</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C855244109 STARBUCKS CORP COM</StockNm>
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        <EOYFMVAmt>179180</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C872540109 TJX COS INC COM NEW</StockNm>
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        <EOYFMVAmt>558950</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C89417E109 TRAVELERS COS INC C</StockNm>
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        <EOYFMVAmt>291680</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C89832Q109 TRUIST FINL CORP CO</StockNm>
        <EOYBookValueAmt>153387</EOYBookValueAmt>
        <EOYFMVAmt>165262</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C91324P102 UNITEDHEALTH GROUP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C988498101 YUM BRANDS INC COM</StockNm>
        <EOYBookValueAmt>36239</EOYBookValueAmt>
        <EOYFMVAmt>145685</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CG29183103 EATON CORP PLC COM</StockNm>
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        <EOYFMVAmt>806546</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C665130209 MFB NORTHERN EQUITY</StockNm>
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        <EOYFMVAmt>323620</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C665162772 MFB NORTHERN FUNDS</StockNm>
        <EOYBookValueAmt>821367</EOYBookValueAmt>
        <EOYFMVAmt>2786774</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C78467Y107 MFC STATE STREET SP</StockNm>
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        <EOYFMVAmt>185028</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C922042858 MFC VANGUARD INTL E</StockNm>
        <EOYBookValueAmt>467732</EOYBookValueAmt>
        <EOYFMVAmt>591685</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C233203629 MFO DFA INTL SMALL</StockNm>
        <EOYBookValueAmt>115675</EOYBookValueAmt>
        <EOYFMVAmt>142836</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C33939L407 MFC FLEXSHARES TR M</StockNm>
        <EOYBookValueAmt>241073</EOYBookValueAmt>
        <EOYFMVAmt>327871</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C464287465 MFC ETF I SHARES MS</StockNm>
        <EOYBookValueAmt>669100</EOYBookValueAmt>
        <EOYFMVAmt>1045993</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C464287507 MFC ISHARES CORE S&amp;</StockNm>
        <EOYBookValueAmt>101526</EOYBookValueAmt>
        <EOYFMVAmt>388298</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C464287655 MFC ISHARES TR RUSS</StockNm>
        <EOYBookValueAmt>140179</EOYBookValueAmt>
        <EOYFMVAmt>284456</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C665162384 MFB NORTHERN MULTI</StockNm>
        <EOYBookValueAmt>323370</EOYBookValueAmt>
        <EOYFMVAmt>352900</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C00724F101 ADOBE INC COM</StockNm>
        <EOYBookValueAmt>156529</EOYBookValueAmt>
        <EOYFMVAmt>108900</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C075887109 BECTON DICKINSON &amp;</StockNm>
        <EOYBookValueAmt>118610</EOYBookValueAmt>
        <EOYFMVAmt>122797</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C65339F101 NEXTERA ENERGY INC</StockNm>
        <EOYBookValueAmt>148996</EOYBookValueAmt>
        <EOYFMVAmt>192354</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C74743L100 QNITY ELECTRONICS I</StockNm>
        <EOYBookValueAmt>71561</EOYBookValueAmt>
        <EOYFMVAmt>96688</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C81762P102 SERVICENOW INC COM</StockNm>
        <EOYBookValueAmt>150815</EOYBookValueAmt>
        <EOYFMVAmt>91481</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C941848103 WATERS CORP COM</StockNm>
        <EOYBookValueAmt>33345</EOYBookValueAmt>
        <EOYFMVAmt>31269</EOYFMVAmt>
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    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>C78463X863 MFC STATE STREET SP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>35150</BookValueAmt>
        <EOYFMVAmt>26620</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>C78464A607 STATE STREET SPDR D</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>198172</BookValueAmt>
        <EOYFMVAmt>282716</EOYFMVAmt>
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        <Desc>2025 TRANSACTION POSTED IN 2026</Desc>
        <Amt>454</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>ROUNDING ADJUSTMENT</Desc>
        <Amt>5</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
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      <OtherExpensesScheduleGrp>
        <Desc>STATE FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>28</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>28</DisbursementsCharitablePrpsAmt>
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    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="OtherIncomeSchedule2">
      <OtherIncomeDetail>
        <Desc>MFO DFA INTL SMALL CO PORTFOLIO FUND</Desc>
        <RevenueAndExpensesPerBooksAmt>7</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>7</NetInvestmentIncomeAmt>
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      <OtherIncreasesDetail>
        <Desc>2024 TRANSACTION POSTED IN 2025</Desc>
        <Amt>389</Amt>
      </OtherIncreasesDetail>
      <OtherIncreasesDetail>
        <Desc>COST BASIS ADJUSTMENT</Desc>
        <Amt>72</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
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      <OtherProfessionalFeesDetail>
        <CategoryTxt>ADVISOR FEES</CategoryTxt>
        <Amt>87877</Amt>
        <NetInvestmentIncomeAmt>87877</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT MGMT FEES</CategoryTxt>
        <Amt>26354</Amt>
        <NetInvestmentIncomeAmt>6589</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>19765</DisbursementsCharitablePrpsAmt>
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      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
        <Amt>1116</Amt>
        <NetInvestmentIncomeAmt>1116</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>ESTIMATED TAX PAYMENTS</CategoryTxt>
        <Amt>27033</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
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      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES ON QUALIFIED FOR</CategoryTxt>
        <Amt>3941</Amt>
        <NetInvestmentIncomeAmt>3941</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES ON NONQUALIFIED</CategoryTxt>
        <Amt>1314</Amt>
        <NetInvestmentIncomeAmt>1314</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>