2026-08-17T14:48:15-05:00 2025-09-30 410746749 CLIFTONLARSONALLEN LLP 950 NORTH GLEBE ROAD SUITE 1200 ARLINGTON VA 22203 990 2024-10-01 361505650 MORTGAGE BANKERS ASSOCIATION MORT 2025572700 1919 M STREET NW 5TH FL WASHINGTON DC 20036 ALEXANDRA BRINTON VP, CHIEF FINANCIAL OFFICER 2025572700 2026-08-17 1 1 CHICHI MSANGI P01972113 5712279500 2026-08-17 2024 2025-03-06 01:10:19Z ROBERT D BROEKSMIT 1919 M STREET NW 5TH FL WASHINGTON DC 20036 91193605 0 X WWW.MBA.ORG X 1914 IL MBA'S PRINCIPAL ACTIVITIES ARE INDUSTRY, EDUCATION, RESEARCH, AND ADVOCACY. 38 38 176 2000 691121 0 83183 82915 54554329 55864790 4418800 5226618 595457 611462 59651769 61785785 419782 350876 0 0 37542732 38403416 0 0 0 23994768 24526695 61957282 63280987 -2305513 -1495202 174097655 178379827 51520447 54025123 122577208 124354704 X THE MORTGAGE BANKERS ASSOCIATION (MBA) IS THE NATIONAL ASSOCIATION REPRESENTING THE REAL ESTATE FINANCE INDUSTRY, AN INDUSTRY THAT EMPLOYS MORE THAN 280,000 PEOPLE IN VIRTUALLY EVERY COMMUNITY IN THE COUNTRY. HEADQUARTERED IN WASHINGTON, D.C., MBA INVESTS IN COMMUNITIES 0 0 MEETINGSTHROUGHOUT FISCAL YEAR 2025, ENDING SEPTEMBER 30, 2025, MBA HOSTED 15 CONFERENCES SERVING MORE THAN 12,990 ATTENDEES. THESE MEETINGS ADVANCED MBA'S EXEMPT PURPOSE BY PROVIDING EDUCATION, PROFESSIONAL DEVELOPMENT, AND INDUSTRY INFORMATION TO REAL ESTATE FINANCE PROFESSIONALS ON ISSUES AFFECTING THE RESIDENTIAL, COMMERCIAL, AND MULTIFAMILY MORTGAGE MARKETS. PROGRAM TOPICS INCLUDED ECONOMIC CONDITIONS, MARKET TRENDS, TECHNOLOGICAL INNOVATION, LEGISLATIVE AND REGULATORY POLICY DEVELOPMENTS, RISK MANAGEMENT, SERVICING, OPERATIONS, COMPLIANCE, ACCOUNTING AND FINANCIAL MANAGEMENT.ACROSS THE CONFERENCE PORTFOLIO, MBA OFFERED 288 EDUCATIONAL SESSIONS FEATURING 1,035 SPEAKERS. THE MEETINGS ALSO PROVIDED STRUCTURED OPPORTUNITIES FOR MEMBERS AND INDUSTRY PARTICIPANTS TO EXCHANGE INFORMATION, ENGAGE WITH PROFESSIONAL PEERS, LEARN ABOUT INDUSTRY PRODUCTS AND SERVICES, AND EARN CONTINUING EDUCATION CREDIT. THE CONFERENCES INCLUDED PARTICIPATION FROM 327 SPONSORS AND 201 EXHIBITORS.MBA'S MEETING PORTFOLIO INCLUDED TWO LARGE CONVENTIONS: THE ANNUAL CONVENTION AND EXPO, HELD IN OCTOBER 2024 WITH 3,677 ATTENDEES, AND THE COMMERCIAL/MULTIFAMILY HOUSING CONVENTION & EXPO, HELD IN FEBRUARY 2025 WITH 2,078 ATTENDEES. MBA ALSO HOSTED THE SERVICING SOLUTIONS CONFERENCE AND EXPO, WHICH INCLUDED AN EXHIBIT HALL, AS WELL AS 12 SPECIALIZED CONFERENCES FOCUSED ON KEY INDUSTRY SEGMENTS, INCLUDING INDEPENDENT MORTGAGE BANKING, LEGAL ISSUES, REGULATORY COMPLIANCE, RISK MANAGEMENT, COMMERCIAL SERVICING, TECHNOLOGY SOLUTIONS, AND ACCOUNTING AND FINANCIAL MANAGEMENT.MBA'S FY2025 PROGRAMS ALSO SUPPORTED CONTINUING EDUCATION FOR ATTENDEES. MBA ISSUED APPROXIMATELY 545 CONTINUING LEGAL EDUCATION CERTIFICATES ACROSS VARIOUS STATES, WITH ADDITIONAL ATTENDEES SELF-SUBMITTING CREDIT BASED ON THEIR PARTICIPATION. MBA ALSO ISSUED 216 CPE CERTIFICATES THROUGH ITS AFFILIATION WITH THE NATIONAL ASSOCIATION OF STATE BOARDS OF ACCOUNTANCY AND 48 SOCIETY FOR HUMAN RESOURCE MANAGEMENT CONTINUING EDUCATION CREDITS, FOR A TOTAL OF 809 CONTINUING EDUCATION CERTIFICATES OR CREDITS RELATED TO MBA PROGRAMS.DURING A YEAR MARKED BY ELEVATED INTEREST RATES, MARKET UNCERTAINTY, AND CONTINUED REGULATORY AND TECHNOLOGICAL CHANGE, MBA'S MEETINGS PROVIDED TIMELY EDUCATION AND FORUMS FOR INDUSTRY PROFESSIONALS TO ADDRESS BUSINESS, POLICY, AND OPERATIONAL CHALLENGES AFFECTING REAL ESTATE FINANCE. MEMBERSHIP MBA'S MEMBERSHIP INCLUDES BUSINESSES FROM ALL SEGMENTS OF THE REAL ESTATE FINANCE INDUSTRY. WE ENDED 2025 WITH ALMOST 2,100 TOTAL MEMBERS. EDUCATIONMBA EDUCATION PROVIDED TRAINING AND DEVELOPMENT TO OVER 70,000 REAL ESTATE PROFESSIONALS REPRESENTING SINGLE-FAMILY AND COMMERCIAL/MULTIFAMILY LENDING DURING THE FISCAL YEAR ENDING SEPTEMBER 30, 2025. TRAINING IS PROVIDED THROUGH A MIX OF DELIVERY FORMATS INCLUDING CLASSROOM-BASED COURSES, INSTRUCTOR-GUIDED ONLINE COURSES, CERTIFICATION AND DESIGNATION PROGRAMS, WEBINARS, AND WEB-BASED SELF-STUDY COURSES. ACROSS MBA EDUCATION'S LIVE PROGRAMMING AND SELF-PACED OFFERINGS, THE DEPARTMENT OFFERS NEARLY 450 TRAINING PROGRAMS COVERING ALL FACETS OF THE INDUSTRY. OUR 3-COURSE FLAGSHIP PROGRAM, THE SCHOOL OF MORTGAGE BANKING, COMBINED TO TRAIN NEARLY 1,100 STUDENTS. SUCCESSFUL COMPLETION OF THE THREE COURSES RESULTS IN STUDENTS BEING AWARDED THE ACCREDITED MORTGAGE PROFESSIONAL (AMP) CERTIFICATION. MBA EDUCATION'S CERTIFICATION AND DESIGNATION PROGRAMS CONTINUED TO BE A SIGNIFICANT BENEFIT TO INDUSTRY PROFESSIONALS. DURING THE FISCAL YEAR, NEARLY ONE THOUSAND INDIVIDUALS ENROLLED IN ONE OF MBA EDUCATION'S SEVEN CERTIFICATION AND DESIGNATION PROGRAMS, INCLUDING SIXTY IN THE PRESTIGIOUS CERTIFIED MORTGAGE BANKER (CMB) DESIGNATION. ADVOCACY FOR MEMBERS AND THE INDUSTRYMBA CONTINUES TO BE THE LEADING ADVOCATE FOR THE ENTIRE REAL ESTATE FINANCE INDUSTRY BOTH IN WASHINGTON, D.C. AND IN STATE CAPITALS. IN FISCAL YEAR 2025, THE ASSOCIATION PROVIDED THOUGHT LEADERSHIP ON A VARIETY OF PUBLIC POLICY ISSUES, INCLUDING PATHWAYS TO CREATING AFFORDABLE RENTAL AND HOMEOWNERSHIP OPPORTUNITIES, REFORMING THE SECONDARY MORTGAGE MARKET, RATIONALIZING RISK-BASED CAPITAL STANDARDS, IMPROVING THE HOMEBUYING EXPERIENCE FOR BORROWERS, TAX POLICIES IMPACTING REAL ESTATE FINANCE, AND OTHER LEGISLATIVE, REGULATORY, AND SUPERVISORY ISSUES.OUR FEDERAL LEGISLATIVE ACCOMPLISHMENTS INCLUDED PROVIDING TESTIMONY AND STATEMENTS FOR THE RECORD BEFORE KEY CONGRESSIONAL COMMITTEES AND SUPPORT FOR THE ENACTMENT OF SEVERAL INDUSTRY PRIORITIES (BOTH RESIDENTIAL AND COMMERCIAL/MULTIFAMILY), INCLUDING THOSE RELATED TO AFFORDABLE HOUSING AND AFFORDABLE RENTAL HOUSING, VA HOME LOAN PROGRAM REFORMS, FUNDING FOR CRITICAL HUD INFORMATION TECHNOLOGY INFRASTRUCTURE, EXTENDING THE NATIONAL FLOOD INSURANCE PROGRAM, AND MORTGAGE CREDIT "TRIGGER LEADS" LEGISLATION. THROUGH REGULAR MEETINGS WITH FEDERAL LEGISLATORS AND CONGRESSIONAL STAFF OUR LEGISLATIVE AFFAIRS TEAM PROVIDED EDUCATION AND ADVOCACY ON A WIDE VARIETY OF OTHER REAL ESTATE FINANCE ISSUES AFFECTING SINGLE FAMILY, MULTIFAMILY AND COMMERCIAL (E.G., TAX POLICY, REGULATORY CLARITY, GOVERNMENT HOUSING PROGRAMS, MINIMUM FEDERAL REMOTE ONLINE NOTARIZATION STANDARDS, DATA PRIVACY, FALSE CLAIMS ACT, ETC.). MBA'S MORTGAGE ACTION ALLIANCE REGISTERED OVER 70,000 PARTICIPANTS TO CONDUCT CONSTITUENT ENGAGEMENT.REGARDING REGULATORY ACHIEVEMENTS IN THE RESIDENTIAL REAL ESTATE FINANCE SECTOR, MBA SUBMITTED COMMENT LETTERS AND PROVIDED GUIDANCE AND SUBSTANTIVE RECOMMENDATIONS THROUGHOUT THE YEAR TO REGULATORY AGENCIES, INCLUDING HUD, VA, USDA, TREASURY, CFPB, FHFA, SEC, OCC, FDIC, AND THE FEDERAL RESERVE. THESE RECOMMENDATIONS COVERED A WIDE-RANGING SET OF MORTGAGE FINANCE ISSUES, INCLUDING ORIGINATION AND SERVICING GUIDELINES, SECONDARY MARKET STRUCTURE, TAX AND ACCOUNTING REQUIREMENTS, CAPITAL AND LIQUIDITY REQUIREMENTS, CONSUMER PROTECTION REGULATIONS, AND DATA SECURITY/PRIVACY, AND THE USE OF ARTIFICIAL INTELLIGENCE IN LENDING AND SERVICING. THE ASSOCIATION ALSO FILED AMICUS BRIEFS IN NUMEROUS CASES SUPPORTING THE INDUSTRY IN DISPUTES OVER IMPORTANT LEGAL ISSUES.MBA'S REGULATORY WORK IN FISCAL YEAR 2025 SUPPORTED OUR MEMBERS' COMMERCIAL AND MULTIFAMILY REAL ESTATE FINANCE INTERESTS BY SUPPORTING THE OBJECTIVE OF FACILITATING LIQUIDITY AND CAPITAL AVAILABILITY FOR THE INDUSTRY. MBA PROVIDED DATA, INFORMATION, AND RECOMMENDATIONS ON ISSUES AFFECTING THE COMMERCIAL REAL ESTATE FINANCE INDUSTRY TO THE ADMINISTRATION AND REGULATORY AGENCIES, INCLUDING THE CFPB, FDIC, THE FEDERAL RESERVE, FHFA, HUD, THE WHITE HOUSE AND TREASURY. ISSUES INCLUDED: AFFORDABLE RENTAL HOUSING, LOW-INCOME HOUSING TAX CREDITS, CONTINUED CAPITAL, FLOOD INSURANCE REGULATIONS, LIFE COMPANY RISK-BASED CAPITAL STANDARDS, GSE CAPITAL AND REGULATORY POLICY, AND FHA ISSUES IMPACTING MULTIFAMILY AND RESIDENTIAL HEALTHCARE FINANCE. AT THE STATE LEVEL, WE WORKED WITH NUMEROUS STATE MORTGAGE BANKING ASSOCIATIONS AND OTHER PARTNERS ON A WIDE VARIETY OF HOUSING, LICENSING, AND REAL ESTATE FINANCE ISSUES BY PROVIDING DATA AND POLICY ANALYSIS TO SUPPORT THEIR EFFORTS. IN THE COMMERCIAL AND MULTIFAMILY FINANCE SPACE, WE WORKED WITH OUR STATE AND LOCAL CHAPTERS TO COMBAT RENT CONTROL EFFORTS AND INSTEAD ADVOCATE FOR COMMON SENSE SOLUTIONS TO HELP RENTERS, OWNERS, AND LENDERS. ADDITIONAL EFFORTS FOCUSED ON STATE LAWS AND REGULATIONS RELATED TO THE TAXATION OF MEZZANINE DEBT, RENTAL HOUSING SUBSIDIES AND OFFICE CONVERSION TAX CREDITS, DATA PRIVACY/SECURITY, AND MORTGAGE SERVICER CAPITAL AND LIQUIDITY REQUIREMENTS.AS THE VOICE OF THE REAL ESTATE INDUSTRY IN WASHINGTON, D.C. AND THROUGHOUT THE NATION, MBA PROVIDES NUMEROUS BUSINESS SEGMENT FORUMS FOR INDUSTRY PROFESSIONALS TO MEET AND DISCUSS ISSUES UNIQUE TO THEIR SECTOR OF THE REAL ESTATE FINANCE MARKET. MBA IS ALSO PROUD TO HOST AND SUPPORT DIVERSITY AND INCLUSION INITIATIVES, YOUNG PROFESSIONALS' GROUPS, AND AFFORDABLE HOMEOWNERSHIP COALITIONS. 0 0 1 1 0 0 0 0 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 147 0 1 176 1 1 1 0 0 0 1 1 0 1 0 X 38 38 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X ALEXANDRA BRINTON 2025572835 1919 M STREET NW 5TH FLOOR WASHINGTON DC 20036 DANIEL SUGG BOARD MEMBER 0.50 0.00 X 0 0 0 DEBRA STILL BOARD MEMBER 0.50 0.00 X 0 0 0 SUSAN STEWART BOARD MEMBER 0.50 0.00 X 0 0 0 DAVID SMITH BOARD MEMBER 0.50 0.00 X 0 0 0 HILLARY PROVINSE BOARD MEMBER 0.50 0.00 X 0 0 0 ROBERT SLATT BOARD MEMBER 0.50 0.00 X 0 0 0 KEVIN REEN BOARD MEMBER 0.50 0.00 X 0 0 0 EDUARDO PEREZ BOARD MEMBER 0.50 0.00 X 0 0 0 JEFFREY TAYLOR BOARD MEMBER 0.50 0.00 X 0 0 0 JAMES SIAS BOARD MEMBER 0.50 0.00 X 0 0 0 NANCY WEISSGOLD BOARD MEMBER 0.50 0.00 X 0 0 0 J DAVID MOTLEY BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 JEFF FRIEDMAN BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 ERIC GATES BOARD MEMBER (UNTIL 12/2024) 0.50 0.00 X 0 0 0 NINA GHAMSARI BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 JOHN HEDLUND BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 SUSANNE LIVINGSTON BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 GENE LUGAT BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 PETER NORDEN BOARD MEMBER 0.50 0.00 X 0 0 0 STEVEN PAISANCE BOARD MEMBER (UNTIL 03/2025) 0.50 0.00 X 0 0 0 CHRISTINE C RHEA BOARD MEMBER (UNTIL 11/2024) 0.50 0.00 X 0 0 0 MICHAEL TANNER BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 PATRICK CAREY BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 WILLIAM NELSON BOARD MEMBER 0.50 0.00 X 0 0 0 ROHIT GUPTA BOARD MEMBER 0.50 0.00 X 0 0 0 JEFFREY MAJEWSKI BOARD MEMBER 0.50 0.00 X 0 0 0 LAURA ESCOBAR CHAIR 4.00 0.00 X X 13265 0 0 CHRISTINE R CHANDLER CHAIR-ELECT 7.00 0.00 X X 8864 0 0 OWEN V LEE VICE-CHAIR 4.00 0.00 X X 3499 0 0 MARK JONES IMMEDIATE PAST CHAIR 1.00 0.00 X X 0 0 0 BILL BANFIELD BOARD MEMBER 0.50 0.00 X 0 0 0 DAVID BATTANY BOARD MEMBER 0.50 0.00 X 0 0 0 TIM BOWLER BOARD MEMBER 0.50 0.00 X 0 0 0 JAY BRAY BOARD MEMBER 0.50 0.00 X 0 0 0 DAVID BRICKMAN BOARD MEMBER 0.50 0.00 X 0 0 0 JACK COHEN BOARD MEMBER 0.50 0.00 X 0 0 0 KATE DEKAY BOARD MEMBER 0.50 0.00 X 0 0 0 PAT DODD BOARD MEMBER 4.00 0.00 X 0 0 0 QUENTIN FOGAN BOARD MEMBER 0.50 0.00 X 0 0 0 DAVID GANSBERG BOARD MEMBER 0.50 0.00 X 0 0 0 JACK GAY BOARD MEMBER 0.50 0.00 X 0 0 0 CHRISTOPHER M GEORGE BOARD MEMBER 0.50 0.00 X 0 0 0 SEAN GRZEBIN BOARD MEMBER 0.50 0.00 X 0 0 0 JEFF WEIDELL BOARD MEMBER (UNTIL 10/2024) 0.50 0.00 X 0 0 0 BRIAN HANSON BOARD MEMBER 0.50 0.00 X 0 0 0 MICHAEL INNIS-THOMPSON BOARD MEMBER 0.50 0.00 X 0 0 0 DEBORAH JONES BOARD MEMBER 0.50 0.00 X 0 0 0 TAWN KELLEY BOARD MEMBER 0.50 0.00 X 0 0 0 KAREN KREUTZIGER-POWELL BOARD MEMBER 0.50 0.00 X 0 0 0 GREG MICHAUD BOARD MEMBER 0.50 0.00 X 0 0 0 THOMAS L WIND BOARD MEMBER (10/2024) 0.50 0.00 X 0 0 0 MICHAEL W BRIGGS SVP, GENERAL COUNSEL 32.70 2.30 X 397060 0 39552 ASTRID D VERMEER SVP & CHIEF FINANCIAL OFFICER 33.70 1.30 X 113060 0 7905 LISA J HAYNES SVP, CFO & DIV. OFF. (UNTIL 09/2024) 33.70 1.30 X 371405 0 43830 ROBERT D BROEKSMIT PRESIDENT & CEO 34.70 0.30 X 1979633 0 61779 STEPHEN O'CONNOR SVP, AFFORDABLE HOUSING (UNTIL 9/24) 35.00 0.00 X 368207 0 54161 GORDON R MILLS SVP, RESIDENTIAL POLICY & STRATEGIC INDUSTRY ENGAG 35.00 0.00 X 660638 0 52391 PETER J GRACE SVP, MEMBERSHIP, ED., TECH, & STRATEGY 35.00 0.00 X 468914 0 58557 MICHAEL C FRATANTONI CHIEF ECONOMIST & SVP, RESEARCH & INDUSTRY TECH. 32.50 2.50 X 496875 0 21715 MICHAEL P FLOOD SVP, COMM. & MULTIFAMILY (UNTIL 9/24) 35.00 0.00 X 586919 0 41825 MARCIA M DAVIES SVP AND CHIEF OPERATING OFFICER 34.70 0.30 X 876483 0 51787 WILLIAM P KILLMER SVP, LEGISLATIVE & POLITICAL AFFAIRS 35.00 0.00 X 634496 0 52667 FREDDY FELIZ CIO & VP, INFORMATION TECHNOLOGY 35.00 0.00 X 318025 0 35494 MARINA WALSH VP, INDUSTRY ANALYSIS 35.00 0.00 X 321325 0 21145 JOHN MECHEM VP, PUBLIC AFFAIRS 35.00 0.00 X 318377 0 63131 ELAINE HOWARD HARRINGTON VP, MEETINGS 35.00 0.00 X 336831 0 60415 JAMES WOODWELL VP, COMMERCIAL REAL ESTATE, RESEARCH 35.00 0.00 X 342333 0 46066 8616209 0 712420 115 0 1 0 STRATMOR GROUP LLC PO BOX 271452 LITTLETON CO 80127 DATA DRIVEN MORTGAGE ADVISORY 258855 CLIFTONLARSONALLEN LLP 220 S 6TH ST STE 300 MINNEAPOLIS MN 55402 AUDIT, TAX, CONSULTING 185504 THORN RUN PARTNERS LLC 100 M STREET SE WASHINGTON DC 20003 CONSULTING/LOBBYING 180000 MALLOY ASSOCIATES LLC 516 FONTAINE STREET ALEXANDRIA VA 22302 CONSULTING SERVICES 129730 DIVERSITY TALENT ADVISORS 2111 FITTLEWORTH TERR UPPER MARLBORO MD 20774 RECRUITING SERVICES 128750 6 82915 82915 CONFERENCES AND PROGRAMS 900099 23953467 23953467 MEMBERSHIP DUES 900099 21675491 21675491 EDUCATION AND PROGRAMS 900099 5020557 5020557 OTHER PROGRAM SERVICES 900099 3600818 3600818 PERIODICALS AND PUBLICATIONS 541800 1614457 923336 691121 55864790 4775810 4775810 611462 611462 29858628 29407820 450808 450808 450808 61785785 55173669 691121 5838080 350876 7465486 23872856 1888719 3367403 1808952 247404 110144 701396 398723 1081078 148358 1965488 2328272 113830 1677225 1542983 9899311 1352802 457205 PRINTING & PRODUCTION 833665 STAFF PROCUREMENT & TRA 365148 SUBSCRIPTIONS & PUBLICA 348568 COMMISSIONS 91536 863559 63280987 16308478 17152209 301507 332602 3194333 5293716 13328467 9300610 4995738 4027857 134732556 137769109 14565043 13804334 174097655 178379827 5734184 5735995 156931 25228931 28100233 20557332 20031964 51520447 54025123 X 122401543 124190305 175665 164399 122577208 124354704 174097655 178379827 -1495202 3260695 12003 0 X 0 1 X 1 0 MORTGAGE BANKERS ASSOCIATION PAC 1919 M STREET NW 5TH FLR WASHINGTON DC 20036 526144335 1293317 0 0 1 21675491 2529904 151587 2681491 2167549 513942 PART I-A LINE 1 MBA'S POLITICAL ACTIVITY FOR THE YEAR ENDED 9/30/25 CONSISTED OF ACTIVITIES CONDUCTED SOLELY THROUGH ITS CONNECTED PAC, THE MORTGAGE BANKERS ASSOCIATION PAC (MORPAC) 7181180 3820908 3360272 674073 394477 279596 5473214 5085225 387989 4027857 RIGHT OF USE ASSET-OPERATING 11917329 457 PLAN ASSET 897844 ESCROW DEPOSIT 848688 RIGHT OF USE ASSET-FINANCING 122469 DUE FROM AFFILIATES 18004 13804334 LEASE LIABILITY - OPERATING 18888403 457 PLAN LIABLITY 897844 LEASE LIABILITY - FINANCING 129063 DUE TO AFFILIATES 116654 20031964 1 814 CONSULTING LLC 5827 COLFAX AVE ALEXANDRIA VA 22311 472511839 LLC-COMPANY 7500 0 N/A N/A SPONSOR: GOOD GUYS GALA BISHOP JOHN T WALKER SCHOOL FOR BOYS 1801 MISSISSIPPI AVE SE WASHINGTON DC 20020 530196608 501(C)(3) 20000 0 N/A N/A ANNUAL GALA DONATION CALIFORNIA MORTGAGE BANKERS ASSOCIATION 3013 DOUGLAS BLVD SUITE 132 ROSEVILLE CA 95661 941701188 501(C)(3) 5175 0 N/A N/A CMBA MPOWER SESSION SPONSOR CATHOLIC FOUNDATION OF SOUTHWESTERN MICHIGAN 215 N WESTNEDGE AVE KALAMAZOO MI 490073718 452755858 501(C)(3) 10300 0 N/A N/A DONATION CHILDREN'S NATIONAL HOSPITAL FOUNDATION 1 INVENTA PLACE SILVER SPRING MD 20910 521640402 501(C)(3) 30500 0 N/A N/A DONATION HOMEFREE-USA INC 6200 BALTIMORE AVE RIVERDALE MD 20737 521885132 501(C)(3) 50000 0 N/A N/A CONTRIBUTION HOMEOWNERSHIP COUNCIL OF AMERICA 712 H ST NE UNIT 725 WASHINGTON DC 20002 870798977 501(C)(3) 10000 0 N/A N/A GENERAL SUPPORT HOUSING SOLUTIONS COALITION 1775 EYE ST NW STE 1100 WASHINGTON DC 20006 933632178 C-CORP 50000 0 N/A N/A HOUSING SOLUTIONS SPONSORSHIP LENDERS ONE 12747 OLIVE BLVD STE 300 ST LOUIS MO 63141 431916565 COOP 12500 0 N/A N/A LENDERS 1 CONFERENCE/SUMMIT SPONSORSHIP MBA OPENS DOORS FOUNDATION 1919 M ST NW 5TH FL WASHINGTON DC 20036 320355086 501(C)(3) 20000 0 N/A N/A MBA DONATION + MATCHING NATIONAL ASSOCIATION OF REAL ESTATE BROKERS 9831 GREENBELT RD STE 309 LANHAM MD 20706 366125210 501(C)(3) 20000 0 N/A N/A NATIONAL PARTNERSHIP NATIONAL COMMUNITY STABILIZATION TRUST 910 17TH STREET NW SUITE 1030 WASHINGTON DC 20006 263703347 501(C)(3) 7500 0 N/A N/A GENERAL SUPPORT NATIONAL FAIR HOUSING ALLIANCE 1101 VERMONT AVE NW STE 710 WASHINGTON DC 20005 521676364 501(C)(3) 10000 0 N/A N/A NFHA AI SYMPOSIUM SPONSOR GOLD NATIONAL HOUSING CONFERENCE INC 1900 M STREET NW SUITE 550 WASHINGTON DC 20036 530208180 501(C)(3) 10000 0 N/A N/A GOLD MEMBERSHIP/GALA SPONSOR REAL ESTATE ROUNDTABLE EDUCATION & RESEARCH FOUNDATION 801 PENNSYLVANIA AVE NW SUITE 720 WASHINGTON DC 20004 263902909 501(C)(3) 6382 0 N/A N/A TAX STUDY PARTNERSHIP THE BOLLINGER FOUNDATION 1275 K STREET NW SUITE 300 WASHINGTON DC 20005 521615539 501(C)(3) 5155 0 N/A N/A CONTRIBUTION THE CMG FOUNDATION 9100 ARBORETUM PARKWAY RICHMOND VA 23236 320349308 501(C)(3) 12500 0 N/A N/A SPONSORSHIP URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20037 520880375 501(C)(3) 10000 0 N/A N/A HFIF MEMBERSHIP/SPONSORSHIP 15 3 PART I, LINE 2: GRANT SELECTION IS BASED ON BUDGET AVAILABILITY. STAKEHOLDERS SUBMIT AN APPLICATION/STATEMENT OF BENEFITS TO FINANCE/OFFICE OF THE CAO FOR REVIEW. A REVIEW IS DONE OF THE APPLICATION BASED ON THE STATED BENEFITS, AND THE GRANT IS EITHER APPROVED OR DENIED. X X X X 1 1 X X X 1 0 0 ROBERT D BROEKSMIT PRESIDENT & CEO 1369274 0 586819 0 23540 0 20700 0 41079 0 2041412 0 0 0 MARCIA M DAVIES SVP AND CHIEF OPERATING OFFICER 649693 0 203250 0 23540 0 20700 0 31087 0 928270 0 0 0 GORDON R MILLS SVP, RESIDENTIAL POLICY & STRATEGIC 547098 0 90000 0 23540 0 20700 0 31691 0 713029 0 0 0 WILLIAM P KILLMER SVP, LEGISLATIVE & POLITICAL AFFAIRS 525956 0 85000 0 23540 0 20700 0 31967 0 687163 0 0 0 MICHAEL P FLOOD SVP, COMM. & MULTIFAMILY (UNTIL 9/24 345304 0 0 0 241615 0 19680 0 22145 0 628744 0 0 0 PETER J GRACE SVP, MEMBERSHIP, ED., TECH, & STRATE 382874 0 62500 0 23540 0 20678 0 37879 0 527471 0 0 0 MICHAEL C FRATANTONI CHIEF ECONOMIST & SVP, RESEARCH & IN 403335 0 70000 0 23540 0 20700 0 1015 0 518590 0 0 0 MICHAEL W BRIGGS SVP, GENERAL COUNSEL 356520 0 40000 0 540 0 20700 0 18852 0 436612 0 0 0 STEPHEN O'CONNOR SVP, AFFORDABLE HOUSING (UNTIL 9/24) 286805 0 40000 0 41402 0 17775 0 36386 0 422368 0 0 0 LISA J HAYNES SVP, CFO & DIV. OFF. (UNTIL 09/2024) 284506 0 50000 0 36899 0 17775 0 26055 0 415235 0 0 0 ELAINE HOWARD HARRINGTON VP, MEETINGS 308291 0 28000 0 540 0 19336 0 41079 0 397246 0 0 0 JAMES WOODWELL VP, COMMERCIAL REAL ESTATE, RESEARCH 311793 0 30000 0 540 0 19112 0 26954 0 388399 0 0 0 JOHN MECHEM VP, PUBLIC AFFAIRS 291837 0 26000 0 540 0 18602 0 44529 0 381508 0 0 0 FREDDY FELIZ CIO & VP, INFORMATION TECHNOLOGY 291325 0 26160 0 540 0 17714 0 17780 0 353519 0 0 0 MARINA WALSH VP, INDUSTRY ANALYSIS 290785 0 30000 0 540 0 17630 0 3515 0 342470 0 0 0 PART I, LINE 1A INFORMATION ABOUT THE LISTED BENEFITS IS AS FOLLOWS. FIRST CLASS OR CHARTER TRAVEL: 4 OFFICERS AND 1 KEY EMPLOYEE RECEIVED THE BENEFIT. TRAVEL FOR COMPANIONS: 3 OFFICERS, KEY EMPLOYEES, AND DIRECTORS RECEIVED THE BENEFIT. GROSS UP PAYMENTS: 3 OFFICERS RECEIVED THE BENEFIT. SOCIAL CLUB DUES: 1 OFFICER AND 1 KEY EMPLOYEE RECEIVED THE BENEFIT. THESE BENEFITS WERE NOT TREATED AS TAXABLE COMPENSATION TO THE LISTED PERSONS, EXCEPT FOR BOARD MEMBER'S COMPANION TRAVEL. PART I, LINE 4A THE ORGANIZATION MADE SEVERANCE PAYMENTS TO THE FOLLOWING EMPLOYEES DURING THE YEAR FOLLOWING SEPARATION FROM SERVICE. MICHAEL P. FLOOD: $217,500 FORM 990, PART VI, SECTION A, LINE 1A MBA HAS AN EXECUTIVE COMMITTEE THAT IS EMPOWERED TO ACT ON BEHALF OF THE FULL BOARD OF DIRECTORS BETWEEN MEETINGS. THE COMMITTEE DOES NOT HAVE THE AUTHORITY TO ADOPT OFFICIAL POSITIONS ON PUBLIC POLICY MATTERS (UNLESS EXPLICITLY PROVIDED THAT POWER); APPROVE THE ANNUAL BUDGET; DETERMINE MEMBER DUES; APPOINT OR REMOVE THE PRESIDENT AND CEO; FILL BOARD AND EXECUTIVE COMMITTEE VACANCIES; ADOPT BYLAWS AMENDMENTS; APPROVE ORGANIZATIONAL CONSOLIDATION OR MERGER; OR ELIMINATE A STANDING COMMITTEE. THE EXECUTIVE COMMITTEE IS COMPOSED OF THE ELECTED OFFICERS AND THE CHAIRS OF COMBOG AND RESBOG, AS WELL AS THE PRESIDENT AND CEO OF THE ASSOCIATION SERVICING EX OFFICIO AS NONVOTING MEMBER. FORM 990, PART VI, SECTION A, LINE 6 MBA IS A NONPROFIT MEMBERSHIP CORPORATION. IT HAS THE FOLLOWING CLASSES OF MEMBERSHIP: (A) REGULAR MEMBERS - FINANCIAL INSTITUTIONS AND OTHER ENTITIES THAT ARE REGULARLY IN THE BUSINESS OF ORIGINATING, SERVICING, OR INVESTING IN MORTGAGE LOANS OR OTHERWISE SHARE IN THE RISK OF MORTGAGE LOAN PERFORMANCE, SUCH AS MORTGAGE INSURERS AND TITLE INSURANCE UNDERWRITERS, SHALL BE CONSIDERED REGULAR MEMBERS. (B) ASSOCIATE MEMBERS - BUSINESS ORGANIZATIONS, FINANCIAL INSTITUTIONS, AND INDIVIDUALS THAT REGULARLY PROVIDE SERVICE OR PRODUCTS FOR BUSINESS ORGANIZATIONS OR FINANCIAL INSTITUTIONS ELIGIBLE TO BE REGULAR MEMBERS SHALL BE CONSIDERED ASSOCIATE MEMBERS. (C) ALLIANCE MEMBER - THE BOARD OF DIRECTORS NAMES AS THE SOLE ALLIANCE MEMBER THE MORTGAGE ACTION ALLIANCE, INC., AN AFFILIATE ORGANIZATION THAT OPERATES TO PROMOTE THE COMMON BUSINESS INTERESTS OF THE RESIDENTIAL AND COMMERCIAL REAL ESTATE FINANCE INDUSTRIES THROUGH GRASSROOTS ADVOCACY ACTIVITIES. (D) HONORARY MEMBERS - INDIVIDUALS WHO HAVE SERVED ALL OR PART OF TWO TERMS AS A MEMBER OF ONE OF THE BOARD OF GOVERNORS, OR WHO HAVE SERVED AS AN OFFICER FOR TWO YEARS, AND WHO HAVE RETIRED FROM ACTIVE BUSINESS SHALL BE CONSIDERED HONORARY MEMBERS. (E) STUDENT MEMBERS - INDIVIDUALS (I) WHO, PRIOR TO EMPLOYMENT IN THE REAL ESTATE FINANCE INDUSTRY, ARE VALIDLY ENROLLED IN A COMMUNITY OR OTHER TWO-YEAR COLLEGE OR OTHER POST-SECONDARY EDUCATIONAL INSTITUTION ("EDUCATIONAL INSTITUTION") AND ALSO VALIDLY ENROLLED IN THE ASSOCIATION'S CURRENT CAREER EDUCATION COURSE, OR OTHER COMPARABLE INSTRUCTIONAL COURSE PROVIDED BY THE ASSOCIATION, OR (II) WHO, PRIOR TO EMPLOYMENT IN THE REAL ESTATE FINANCE INDUSTRY, ARE VALIDLY ENROLLED IN ANY EDUCATIONAL INSTITUTIONAL AFTER COMPLETING THE ASSOCIATION'S CURRENT CAREER EDUCATION COURSE, OR OTHER COMPARABLE INSTRUCTIONAL COURSE PROVIDED BY THE ASSOCIATION. FORM 990, PART VI, SECTION A, LINE 7A UNDER THE ASSOCIATION'S BYLAWS, ONLY REGULAR MEMBERS AND THE ALLIANCE MEMBER MAY ELECT OFFICERS AND THE AT-LARGE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B REGULAR MEMBERS ARE REQUIRED TO APPROVE A PLAN OF MERGER THAT CALLS FOR THE ASSOCIATION TO MERGE INTO ANOTHER ASSOCIATION OR OTHER ENTITY, OR A PLAN OF MERGER THAT CALLS FOR THE ASSOCIATION TO ABSORB ANOTHER ASSOCIATION OR OTHER ENTITY, AND THE MERGER WOULD RESULT IN (I) A NAME CHANGE FOR THE ASSOCIATION, (II) THE CREATION OF A NEW MEMBERSHIP CLASS, (III) THE ELIMINATION OF A MEMBERSHIP CLASS, OR (IV) A SUBSTANTIAL CHANGE TO THE THEN CURRENT GOVERNANCE SYSTEM. IN ADDITION, REGULAR MEMBERS ARE REQUIRED TO APPROVE A PLAN FOR CONSOLIDATION WHEREBY THE ASSOCIATION WOULD COMBINE WITH ONE OR MORE ASSOCIATIONS TO CREATE A NEW ASSOCIATION AND CEASE TO EXIST AS AN INDEPENDENT ENTITY. FORM 990, PART VI, SECTION B, LINE 11B FIVE INDEPENDENT MEMBERS OF THE FINANCE & AUDIT COMMITTEE, WHICH IS A BOARD-LEVEL COMMITTEE, RECEIVED A COPY OF THE FORM 990 BEFORE ITS FILING. FORM 990, PART VI, SECTION B, LINE 12C IT IS MBA'S POLICY THAT NO COVERED PARTY PARTICIPATE IN THE EVALUATION OR APPROVAL BY MBA OF ANY CONTRACTUAL ARRANGEMENT TO WHICH MBA MAY BECOME A PARTY IF THE COVERED PARTY'S PARTICIPATION WOULD CREATE AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST. MBA'S CONFLICTS POLICY WILL BE CONTINOUSLY MONITORED BY THE BOARD OF DIRECTORS ON AN ONGOING BASIS FOR COMPLIANCE WITH THE POLICY AND REQUIRES ANNUAL DISCLOSURE TO THE MBA GENERAL COUNSEL AND SECRETARY OF "CONFLICTS OF INTEREST" DEFINED AS A SITUATION IN WHICH A COVERED PARTY WOULD PARTICIPATE IN THE EVALUATION OR APPROVAL BY MBA OF ANY CONTRACTUAL ARRANGEMENT TO WHICH MBA MAY BECOME A PARTY, IF SUCH INDIVIDUAL, OR SUCH INDIVIDUAL'S EMPLOYER, WOULD OBTAIN MORE THAN AN INSIGNIFICANT FINANCIAL BENEFIT, EITHER DIRECTLY OR INDIRECTLY. "COVERED PARTY" MEANS A MEMBER OF THE MBA BOARD OF DIRECTORS OR A MEMBER OF THE BOARD COMMITTEE OR BOARD TASK FORCE THAT MAY BOTH (I) RECOMMEND ENTERING INTO CONTRACTS AND (II) PLAY A ROLE IN VENDOR REVIEW AND SELECTION. MOREOVER, COVERED PARTIES ARE SUPPOSED TO UPDATE THEIR DISCLOSURES AS CIRCUMSTANCES WARRANT AND PROVIDE THEM TO THE MBA GENERAL COUNSEL AND SECRETARY. THE DISINTERESTED MEMBERS OF THE EXECUTIVE COMMITTEE OF THE MBA BOARD OF DIRECTORS SHALL DETERMINE WHETHER A CONFLICT OF INTEREST EXISTS OR BEHAVIOR IN CONFLICT WITH THIS POLICY HAS OCCURRED, AND WHAT SUBSEQUENT ACTION IS APPROPRIATE (IF ANY) AND ITS DECISION WILL BE FINAL, EXCEPT AS FOLLOWS. THE EXECUTIVE COMMITTEE SHALL INFORM THE FULL BOARD OF DIRECTORS OF ANY DISAGREEMENT BETWEEN THE EXECUTIVE COMMITTEE AND THE DISCLOSING DIRECTOR AS TO ITS DETERMINATION THAT A CONFLICT OF INTEREST, OR BEHAVIOR IN CONFLICT OF THE POLICY, EXISTS AND ANY RECOMMENDED ACTION. THE BOARD SHALL RETAIN THE RIGHT TO MODIFY OR REVERSE THE EXECUTIVE COMMITTEE'S DETERMINATIONS IN THIS CONTEXT. THE CONFLICTS OF INTEREST POLICY ALSO ADDRESSES CONFIDENTIALITY. FORM 990, PART VI, SECTION B, LINE 15 PROCESS FOR PRESIDENT AND CEO 1. REVIEW AND APPROVAL. THE COMPENSATION COMMITTEE, ON BEHALF OF THE BOARD, WILL REVIEW AND APPROVE THE COMPENSATION OF MBA'S CHIEF EMPLOYED EXECUTIVE, THE PRESIDENT, PROVIDED THAT INDIVIDUALS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. 'COMPENSATION' MEANS INITIAL SALARY, SPECIAL BENEFITS NOT GENERALLY AVAILABLE TO MBA STAFF, SALARY INCREASES AND BONUSES. 2. USE OF DATA AS TO COMPARABLE COMPENSATION. THE COMPENSATION COMMITTEE WILL REVIEW AND SET THE COMPENSATION OF THE PRESIDENT USING AS REFERENCES POINTS: (I) COMPENSATION OF ANY PREDECESSOR PRESIDENT, AND (II) READILY AVAILABLE PUBLIC DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS (FORMAL BENCHMARKING STUDIES BY OUTSIDE COMPENSATION CONSULTANTS NEED NOT BE COMMISSIONED ANNUALLY BUT MAY BE SOUGHT PERIODICALLY). 3. ASSESSMENT OR PERFORMANCE. THE COMPENSATION COMMITTEE WILL TAKE INTO ACCOUNT: (I) THE LEVEL OF ATTAINMENT OF MBA'S GOALS AND OBJECTIVES OVER THE REVIEW PERIOD, (II) THE NATURE OF THE PARTICULAR EXTERNAL AND INTERNAL CHALLENGES FACING MBA OVER THE REVIEW PERIOD, AND (III) SUCH OTHER CONSIDERATIONS AS MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 4. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING. THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO THE DECISIONS REGARDING THE COMPENSATION ARRANGEMENT. 5. A COMPENSATION CONSULTANT IS HIRED TO ADVISE IN THIS PROCESS. PROCESS FOR SPECIFIED KEY EMPLOYEES 1. REVIEW AND APPROVAL. THE PRESIDENT WILL SUBMIT RECOMMENDATIONS TO THE COMPENSATION COMMITTEE FOR REVIEW AND APPROVAL OF THE TOTAL COMPENSATION OF THE FOLLOWING SPECIFIED KEY EMPLOYEES, AS DEFINED IN THE INTERNAL REVENUE SERVICE'S FORM 990 INSTRUCTIONS: -- THE CHIEF FINANCIAL OFFICER -- THE SECRETARY, AS APPROVED BY THE BOARD OF DIRECTORS -- ALL SENIOR VICE PRESIDENTS PROVIDED THAT INDIVIDUALS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. 'COMPENSATION' MEANS INITIAL SALARY, SPECIAL BENEFITS NOT GENERALLY AVAILABLE TO MBA STAFF, SALARY INCREASES AND BONUSES. 2. USE OF DATA AS TO COMPARABLE COMPENSATION. THE COMPENSATION COMMITTEE WILL REVIEW AND SET THE COMPENSATION OF THE SPECIFIED KEY EMPLOYEES, BASED ON THE RECOMMENDATIONS OF THE PRESIDENT, WHO WILL USE AS REFERENCES POINTS: (I)READILY AVAILABLE PUBLIC OR OTHER DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS (MBA NEED NOT OBTAIN FORMAL BENCHMARKING STUDIES FROM OUTSIDE COMPENSATION CONSULTANTS ANNUALLY BUT THESE MAY BE SOUGHT PERIODICALLY); AND (II) THE SALARY AND LENGTH OF SERVICE OF THE PREVIOUS INCUMBENT. 3. ASSESSMENT OF PERFORMANCE. THE COMPENSATION COMMITTEE WILL REVIEW OF SPECIFIED KEY EMPLOYEES THE PRESIDENT'S ASSESSMENT OF -- (I) THE LEVEL OF ATTAINMENT OF MBA'S GOALS AND OBJECTIVES OVER THE REVIEW PERIOD; (II) THE LEVEL OF ATTAINMENT OF A SPECIFIED KEY EMPLOYEE'S INDIVIDUAL GOALS AND OBJECTIVES OVER THE REVIEW PERIOD; (III) THE NATURE OF THE PARTICULAR EXTERNAL AND INTERNAL CHALLENGES FACING MBA OVER THE REVIEW PERIOD; AND (IV) OTHER, DOCUMENTED CONSIDERATIONS THAT MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 4. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING. THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO DECISIONS REGARDING THE COMPENSATION ARRANGEMENTS. 5. A COMPENSATION CONSULTANT IS HIRED TO ADVISE IN THIS PROCESS. PROCESS FOR REMAINING EMPLOYEES 1. THE PRESIDENT IS AUTHORIZED AND DIRECTED TO: (A) IMPLEMENT MBA'S PRESENT EMPLOYEE POSITION CLASSIFICATION SYSTEM THAT IDENTIFIES FUNCTIONALLY COMPARABLE POSITIONS ACROSS GROUPS, AND (B) ADMINISTER A COMPENSATION PLAN BASED ON: (I) SUCH CLASSIFICATION SYSTEM, (II) REASONABLY AVAILABLE CURRENT COMPENSATION DATA FROM SIMILARLY SITUATED ASSOCIATIONS, (III) MBA'S GOALS AND OBJECTIVES, AND (IV) SUCH OTHER CRITERIA OR CONSIDERATIONS THAT MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 2. THE PRESIDENT IS FURTHER AUTHORIZED TO REVISIT THE EMPLOYEE CLASSIFICATION SYSTEM AS WELL AS TO ENGAGE COMPENSATION CONSULTANTS, FROM TIME TO TIME, TO HELP ASSURE THAT THE EMPLOYEE CLASSIFICATION SYSTEM AND THE COMPENSATION DATA AND PLAN REMAIN RELEVANT TO THE ACHIEVEMENT OF MBA'S OVERALL GOALS AND OBJECTIVES. 3. UNDER EXCEPTIONAL CIRCUMSTANCES THAT MUST BE DOCUMENTED AND REPORTED TO THE COMPENSATION COMMITTEE, THE PRESIDENT IS AUTHORIZED TO OFFER SIGNING OR RETENTION BONUSES AND OTHER FORMS OF COMPENSATION TO EMPLOYEES IN ORDER TO HELP ASSURE THE SMOOTH OPERATION OF MBA AND/OR THE ACHIEVEMENT OF SIGNIFICANT MBA GOALS AND OBJECTIVES. FORM 990, PART VI, SECTION C, LINE 19 CHARTER, BYLAWS AND CONFLICTS OF INTEREST POLICY ARE PROVIDED UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED THROUGH THE FORM 990 UPON REQUEST. FINANCIAL STATEMENTS ARE PROVIDED TO THE BOARD OF DIRECTORS AND ARE NOT MADE AVAILABLE PUBLICLY. MBA OPENS DOORS FOUNDATION 1919 M STREET NW 5TH FL WASHINGTON DC 20036 320355086 RENTAL & MORTGAGE ASSISTANCE TO FAMILIES WITH CRITICALLY ILL CHILDREN DE 501(C)(3) LINE 7 MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE 1919 M STREET NW 5TH FL WASHINGTON DC 20036 526144335 POLITICAL ACTION COMMITTEE DC 527 MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE ACTION ALLIANCE INC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 271893100 SUPPORT COMMON BUSINESS INTERESTS OF REAL ESTATE FINANCE INDUSTRY DE 501(C)(6) MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION INC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 510502943 DEVELOPING, PROMOTING AND MAINTAINING VOLUNTARY ELECTRONIC COMMERCE STDS DE 501(C)(6) MORTGAGE BANKERS ASSOCIATION 1 RESEARCH INSTITUTE FOR HOUSING AMERICA 1919 M STREET NW 5TH FL WASHINGTON DC 20036 366109824 FURTHERING RESEARCH IN THE FIELD OF MORTGAGE BANKING AND REAL ESTATE FINANCE IL 501(C)(3) LINE 12A TYPE I MORTGAGE BANKERS ASSOCIATION 1 0 1 1 0 0 0 0 0 0 0 0 1 0 1 1 1 1 0 1 MBA OPENS DOORS FOUNDATION O 594526 CASH-BOOK VALUE MBA OPENS DOORS FOUNDATION P 286435 CASH-BOOK VALUE MISMO INC P 919957 CASH-BOOK VALUE MISMO INC Q 193847 CASH-BOOK VALUE MISMO INC L 1963471 CASH-BOOK VALUE RESEARCH INSTITUTE FOR HOUSING AMERICA C 125000 CASH-BOOK VALUE