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    <Timestamp>2011-11-09T10:47:00-06:00</Timestamp>
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        <City>GARFIELD HTS</City>
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        <BusinessNameLine1>HOME REPAIR RESOURCE CENTER</BusinessNameLine1>
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        <City>CLEVELAND HEIGHTS</City>
        <State>OH</State>
        <ZIPCode>44121</ZIPCode>
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      <MissionDescription>TO WORK TO MAINTAIN THE STRENGTH OF THE HOUSES OF CLEVELAND HEIGHTS TO SUPPORT THE COMMUNITY'S RICH DIVERSITY. THE ORGANIZATION FOCUSES ON OWNER-OCCUPIED, ONE- AND TWO-FAMILY HOMES. HRRC'S PROGRAMS RECOGNIZE THE SPECIAL NEEDS OF LOW-MODERATE INCOME (LMI) HOMEOWNERS AND PROVIDE INCENTIVES TO ENCOURAGE AND ENABLE THEIR PARTICIPATION. PROGRAMS ARE DESIGNED TO PREVENT DETERIORATION AND BLIGHT AND TO ENCOURAGE REHABILITION, IN ORDER TO MAINTAIN THE CONDITION AND VALUE OF HOUSING IN THE COMMUNITY. HRRC ALSO SERVES AS A HUD-CERTIFIED COUNSELING AGENCY TO PROVIDE HOUSING COUNSELING (INCLUDING FINANCIAL EDUCATION AND HOME BUYER EDUCATION) AND FORECLOSURE INTERVENTION.</MissionDescription>
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      <Description>FINANCIAL ASSISTANCE PROGRAM/PROJECT REPAIR/LIBRARY: HOME REPAIR RESOURCE CENTER PROVIDES A VARIETY OF PROGRAMS THAT ASSIST HOMEOWNERS IN MAKING REPAIRS TO THEIR HOMES. THE FINANCIAL ASSISTANCE PROGRAM OFFERS GRANTS FOR LOW- AND MODERATE-INCOME HOMEOWNERS TO MAKE BORROWING FOR REPAIRS MORE AFFORDABLE, AND A LOAN GUARANTEE THAT MAKES BANK FINANCING POSSIBLE FOR HOMEOWNERS OF ALL INCOMES WHO COULD NOT OTHERWISE QUALIFY FOR CONVENTIONAL LOANS. PROJECT REPAIR PROVIDES HANDS-ON WORKSHOPS AND A TOOL LOAN SO THAT HOMEOWNERS CAN TACKLE REPAIRS ON A DO-SELF BASIS. HRRC'S LIBRARY PROVIDES HANDOUTS, VIDEOS, AND CONTRACTOR EVALUATIONS SO THAT HOMEOWNERS KNOW HOW TO GET HIGH-QUALITY REPAIR WORK.</Description>
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        <Description>HOMEOWNER COUNSELING- HOME REPAIR RESOURCE CENTER OFFERS A PROGRAM OF COMPREHENSIVE COUNSELING SERVICES AND FINANCIAL LITERACY CLASSES. THE FINANCIAL LITERACY PROGRAMS EDUCATES AND COUNSELS INEXPERIENCED AND UNSKILLED HOMEOWNERS ON BUDGETING, MONEY MANAGEMENT, PLANNING FOR MAINTENANCE OR CONTRACTING OF REPAIRS, ALL TO PREVENT LOSS OF HOMES. FORECLOSURE COUNSELING HELPS HOMEOWNERS REDUCE MORTGAGE DEFAULTS AND AVOID FORECLOSURES. THE NEW HOME BUYER EDUCATION PROGRAM INCLUDES OUTREACH TO POTENTIAL HOME BUYERS TO PREPARE THEM FOR THE PROCESS OF PURCHASING A HOME AND TO HELP OBTAIN AFFORDABLE HOUSING.</Description>
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        <Description>HOME HOW-TO- HOME HOW-TO IS A SIX-MONTH PROGRAM DESIGNED TO EMPOWER LMI FEMALE HEADS OF HOUSE BY TEACHING BASIC HOME REPAIRS AND PROVIDING SUFFICIENT HANDS-ON PRACTICE TO BUILD THE SKILLS AND CONFIDENCE NECESSARY FOR THE WOMEN TO UNDERTAKE REPAIRS ON THEIR OWN. THE PROGRAM IS FUNDED ENTIRELY BY NON-GOVERNMENT SOURCES. REPAIR LIBRARY- HOME REPAIR RESOURCE CENTER MAINTAINS A LIBRARY OF INSTRUCTIONAL VIDEOTAPES, AS WELL AS REPAIR BOOKS, HANDOUTS AND SPECIFICATIONS TO HELP RESIDENTS WITH DO-SELF OR CONTRACTED REPAIRS - INFORMATION ON HOW THE REPAIRS SHOULD BE DONE, SO QUALITY WORK WILL RESULT. EACH YEAR NEW RESOURCES ARE DEVELOPED AND ADDED. THE LIBRARY ALSO CONTAINS EVALUATIONS OF CONTRACTORS SHARED BY COMMUNITY RESIDENTS. MATERIALS MAY BE BORROWED FREE OF CHARGE.</Description>
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        <Total>264034</Total>
        <ProgramServices>261200</ProgramServices>
        <ManagementAndGeneral>2834</ManagementAndGeneral>
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      <PensionPlanContributions>
        <Total>1276</Total>
        <ProgramServices>1245</ProgramServices>
        <ManagementAndGeneral>31</ManagementAndGeneral>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>35472</Total>
        <ProgramServices>34577</ProgramServices>
        <ManagementAndGeneral>622</ManagementAndGeneral>
        <Fundraising>273</Fundraising>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>28535</Total>
        <ProgramServices>27104</ProgramServices>
        <ManagementAndGeneral>756</ManagementAndGeneral>
        <Fundraising>675</Fundraising>
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      <FeesForServicesLegal>
        <Total>2600</Total>
        <ProgramServices>2600</ProgramServices>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>3100</Total>
        <ProgramServices>2794</ProgramServices>
        <ManagementAndGeneral>275</ManagementAndGeneral>
        <Fundraising>31</Fundraising>
      </FeesForServicesAccounting>
      <FeesForServicesOther>
        <Total>4170</Total>
        <ProgramServices>4170</ProgramServices>
      </FeesForServicesOther>
      <Advertising>
        <Total>1023</Total>
        <ProgramServices>687</ProgramServices>
        <Fundraising>336</Fundraising>
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        <Total>32008</Total>
        <ProgramServices>22274</ProgramServices>
        <ManagementAndGeneral>1996</ManagementAndGeneral>
        <Fundraising>7738</Fundraising>
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      <Occupancy>
        <Total>22783</Total>
        <ProgramServices>21821</ProgramServices>
        <ManagementAndGeneral>884</ManagementAndGeneral>
        <Fundraising>78</Fundraising>
      </Occupancy>
      <Travel>
        <Total>1425</Total>
        <ProgramServices>1424</ProgramServices>
        <ManagementAndGeneral>1</ManagementAndGeneral>
      </Travel>
      <ConferencesMeetings>
        <Total>5584</Total>
        <ProgramServices>4587</ProgramServices>
        <ManagementAndGeneral>997</ManagementAndGeneral>
      </ConferencesMeetings>
      <Interest>
        <Total>3480</Total>
        <ProgramServices>3480</ProgramServices>
      </Interest>
      <DepreciationDepletion>
        <Total>8103</Total>
        <ProgramServices>7723</ProgramServices>
        <ManagementAndGeneral>340</ManagementAndGeneral>
        <Fundraising>40</Fundraising>
      </DepreciationDepletion>
      <Insurance>
        <Total>6406</Total>
        <ProgramServices>6229</ProgramServices>
        <ManagementAndGeneral>157</ManagementAndGeneral>
        <Fundraising>20</Fundraising>
      </Insurance>
      <OtherExpenses>
        <Description>FEASIBILITY STUDY</Description>
        <Total>23827</Total>
        <ProgramServices>23827</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>RENOVATION EXPENSE</Description>
        <Total>18768</Total>
        <ProgramServices>18768</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>PROGRAM SUPPLIES</Description>
        <Total>6231</Total>
        <ProgramServices>6207</ProgramServices>
        <Fundraising>24</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>LOAN DEFAULTS</Description>
        <Total>2466</Total>
        <ProgramServices>2466</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>MISCELLANEOUS</Description>
        <Total>1079</Total>
        <ProgramServices>1012</ProgramServices>
        <ManagementAndGeneral>61</ManagementAndGeneral>
        <Fundraising>6</Fundraising>
      </OtherExpenses>
      <TotalFunctionalExpenses>
        <Total>531470</Total>
        <ProgramServices>502910</ProgramServices>
        <ManagementAndGeneral>12318</ManagementAndGeneral>
        <Fundraising>16242</Fundraising>
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      <CashNonInterestBearing>
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        <EOY>54387</EOY>
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        <EOY>36550</EOY>
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        <EOY>776</EOY>
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      <PrepaidExpensesDeferredCharges>
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        <EOY>1420</EOY>
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      <LandBuildingsEquipmentBasis>332445</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>155579</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>183907</BOY>
        <EOY>176866</EOY>
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      <OtherAssetsTotal>
        <EOY>100000</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>707762</BOY>
        <EOY>851349</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>727</BOY>
        <EOY>3776</EOY>
      </AccountsPayableAccruedExpenses>
      <GrantsPayable>
        <EOY>26817</EOY>
      </GrantsPayable>
      <MortNotesPyblSecuredInvestProp>
        <EOY>109516</EOY>
      </MortNotesPyblSecuredInvestProp>
      <TotalLiabilities>
        <BOY>727</BOY>
        <EOY>140109</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>293697</BOY>
        <EOY>343315</EOY>
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      <TemporarilyRestrictedNetAssets>
        <BOY>218828</BOY>
        <EOY>173328</EOY>
      </TemporarilyRestrictedNetAssets>
      <PermanentlyRestrictedNetAssets>
        <BOY>194510</BOY>
        <EOY>194597</EOY>
      </PermanentlyRestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>707035</BOY>
        <EOY>711240</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>707762</BOY>
        <EOY>851349</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>4205</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc3">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
        <CurrentTaxYearMinus4Years>321072</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>310536</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>420823</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>371082</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>491027</CurrentTaxYear>
        <Total>1914540</Total>
      </GiftsGrantsContribReceived170>
      <Total170>
        <CurrentTaxYearMinus4Years>321072</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>310536</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>420823</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>371082</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>491027</CurrentTaxYear>
        <Total>1914540</Total>
      </Total170>
      <PublicSupportTotal170>1914540</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus4Years>16153</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>12106</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>11021</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>7925</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>9625</CurrentTaxYear>
        <Total>56830</Total>
      </GrossInvestmentIncome170>
      <TotalSupport>1971370</TotalSupport>
      <GrossReceiptsFromAdmissionsEtc>35023</GrossReceiptsFromAdmissionsEtc>
      <PublicSupportPertcentage170>0.97120</PublicSupportPertcentage170>
      <PublicSupportPertcentPriorYear>0.96570</PublicSupportPertcentPriorYear>
      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
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    <IRS990ScheduleD documentId="RetDoc4">
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      <WrittenPolicyMonitoring>false</WrittenPolicyMonitoring>
      <Sect170hRequirementsSatisfied>false</Sect170hRequirementsSatisfied>
      <SolicitedAssetsForSale>false</SolicitedAssetsForSale>
      <AgentTrusteeEtc>false</AgentTrusteeEtc>
      <IncludedOnFS>false</IncludedOnFS>
      <CurrentYear>
        <BeginningOfYearBalance>194510</BeginningOfYearBalance>
        <Contributions>75</Contributions>
        <InvestmentEarningsOrLosses>12</InvestmentEarningsOrLosses>
        <EndOfYearBalance>194597</EndOfYearBalance>
      </CurrentYear>
      <CurrentYearMinus1Year>
        <BeginningOfYearBalance>193885</BeginningOfYearBalance>
        <Contributions>625</Contributions>
        <EndOfYearBalance>194510</EndOfYearBalance>
      </CurrentYearMinus1Year>
      <CurrentYearMinus2Years>
        <BeginningOfYearBalance>193000</BeginningOfYearBalance>
        <Contributions>885</Contributions>
        <EndOfYearBalance>193885</EndOfYearBalance>
      </CurrentYearMinus2Years>
      <PermanentEndowmentEOYBalance>1.00000</PermanentEndowmentEOYBalance>
      <EndowmentsHeldByUnrelatedOrgs>false</EndowmentsHeldByUnrelatedOrgs>
      <EndowmentsHeldByRelatedOrgs>false</EndowmentsHeldByRelatedOrgs>
      <AreRelatedOrgsListedScheduleR>false</AreRelatedOrgsListedScheduleR>
      <Land>
        <OtherCostOrOtherBasis>41000</OtherCostOrOtherBasis>
        <BookValue>41000</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>269334</OtherCostOrOtherBasis>
        <Depreciation>133468</Depreciation>
        <BookValue>135866</BookValue>
      </Buildings>
      <Equipment>
        <OtherCostOrOtherBasis>3910</OtherCostOrOtherBasis>
        <Depreciation>3910</Depreciation>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>18201</OtherCostOrOtherBasis>
        <Depreciation>18201</Depreciation>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>176866</TotalOfBookValueLandBuildings>
      <OtherAssets>
        <Description>REHAB HOUSE- 3795 BERKLEY</Description>
        <BookValue>100000</BookValue>
      </OtherAssets>
      <TotalBookValueOtherAssets>100000</TotalBookValueOtherAssets>
      <TotalRevenue>535675</TotalRevenue>
      <TotalExpenses>531470</TotalExpenses>
      <ExcessOrDeficitForYear>4205</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>4205</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>535675</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>535675</RevenueSubtotal>
      <TotalRevenuePerForm990>535675</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>531470</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>531470</ExpensesSubtotal>
      <TotalExpensesPerForm990>531470</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc6">
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S MISSION</Identifier>
        <ReturnReference>FORM 990 - ORGANIZATION'S MISSION</ReturnReference>
        <Explanation>TO WORK TO MAINTAIN THE STRENGTH OF THE HOUSES OF CLEVELAND HEIGHTS TO SUPPORT THE COMMUNITY'S RICH DIVERSITY. THE ORGANIZATION FOCUSES ON OWNER-OCCUPIED, ONE- AND TWO-FAMILY HOMES. HRRC'S PROGRAMS RECOGNIZE THE SPECIAL NEEDS OF LOW-MODERATE INCOME (LMI) HOMEOWNERS AND PROVIDE INCENTIVES TO ENCOURAGE AND ENABLE THEIR PARTICIPATION. PROGRAMS ARE DESIGNED TO PREVENT DETERIORATION AND BLIGHT AND TO ENCOURAGE REHABILITION, IN ORDER TO MAINTAIN THE CONDITION AND VALUE OF HOUSING IN THE COMMUNITY. HRRC ALSO SERVES AS A HUD-CERTIFIED COUNSELING AGENCY TO PROVIDE HOUSING COUNSELING (INCLUDING FINANCIAL EDUCATION AND HOME BUYER EDUCATION) AND FORECLOSURE INTERVENTION.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>EXPLANATION ON VOLUNTEERS AND TYPES OF SERVICES OR BENEFITS</Identifier>
        <ReturnReference>FORM 990, PAGE 1, PART I, LINE 6</ReturnReference>
        <Explanation>VOLUNTEERS HELP WITH HOUSING REHABILITATION, NEIGHBORHOOD WALKS, THE HOME REMODELING FAIR AND OTHER FUNDRAISING</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ALL OTHER ACHIEVEMENTS DESCRIPTION</Identifier>
        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4D</ReturnReference>
        <Explanation>HOME HOW-TO- HOME HOW-TO IS A SIX-MONTH PROGRAM DESIGNED TO EMPOWER LMI FEMALE HEADS OF HOUSE BY TEACHING BASIC HOME REPAIRS AND PROVIDING SUFFICIENT HANDS-ON PRACTICE TO BUILD THE SKILLS AND CONFIDENCE NECESSARY FOR THE WOMEN TO UNDERTAKE REPAIRS ON THEIR OWN. THE PROGRAM IS FUNDED ENTIRELY BY NON-GOVERNMENT SOURCES. REPAIR LIBRARY- HOME REPAIR RESOURCE CENTER MAINTAINS A LIBRARY OF INSTRUCTIONAL VIDEOTAPES, AS WELL AS REPAIR BOOKS, HANDOUTS AND SPECIFICATIONS TO HELP RESIDENTS WITH DO-SELF OR CONTRACTED REPAIRS - INFORMATION ON HOW THE REPAIRS SHOULD BE DONE, SO QUALITY WORK WILL RESULT. EACH YEAR NEW RESOURCES ARE DEVELOPED AND ADDED. THE LIBRARY ALSO CONTAINS EVALUATIONS OF CONTRACTORS SHARED BY COMMUNITY RESIDENTS. MATERIALS MAY BE BORROWED FREE OF CHARGE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>FEDERAL FORM 990 WAS PROVIDE TO THE FINANCE COMMITTEE FOR REVIEW PRIOR TO FILING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 12C</ReturnReference>
        <Explanation>ANNUALLY EACH BOARD MEMBER READS AND SUBMITS A STATEMENT THAT THEY DO NOT HAVE ANY CONFLICT.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>THE EXECUTIVE COMMITTEE DETERMINES THE EXECUTIVE DIRECTOR'S SALARY. THE COMMITTEE USES INFORMATION FOUND IN OTHER SIMILAR ORGANIZATIONS' FEDERAL FORM 990S, THE CURRENT ECONOMIC ENVIRONMENT AND THE LIMITED RESOURCES OF THE ORGANIZATION.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15B</ReturnReference>
        <Explanation>STAFF SALARIES ARE VOTED ON BY THE BOARD DURING THE BUDGET PROCESS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>GOVERNING DOCUMENTS ARE PROVIDED WITHIN 30 DAYS OF WRITTEN REQUEST.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>