﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2010v3.2">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2011-05-12T11:09:18-00:00</Timestamp>
    <TaxPeriodEndDate>2010-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>Foundation Source</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>55 Walls Drive</AddressLine1>
        <City>Fairfield</City>
        <State>CT</State>
        <ZIPCode>06824</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990PF</ReturnType>
    <TaxPeriodBeginDate>2010-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>203246117</EIN>
      <Name>
        <BusinessNameLine1>Frank H Jernigan Charitable Foundation Inc</BusinessNameLine1>
      </Name>
      <NameControl>FRAN</NameControl>
      <Phone>8008391754</Phone>
      <USAddress>
        <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
        <City>Wilmington</City>
        <State>DE</State>
        <ZIPCode>198091377</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>Frank H Jernigan</Name>
      <Title>President</Title>
      <DateSigned>2011-05-12</DateSigned>
      <AuthorizeThirdParty>false</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>Jeffrey D Haskell</Name>
      <Phone>8008391754</Phone>
      <DatePrepared>2011-05-12</DatePrepared>
    </Preparer>
    <TaxYear>2010</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="7">
    <IRS990PF referenceDocumentId="990PF:150" documentId="990PF" softwareId="10000149" softwareVersion="2010.2.15">
      <ExemptPF>X</ExemptPF>
      <FMVAssetsEOY>862325</FMVAssetsEOY>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AnalysisOfRevenueAndExpenses>
        <NotRequiredToAttachScheduleB>X</NotRequiredToAttachScheduleB>
        <InterestOnSavingsRevAndExpnss>8</InterestOnSavingsRevAndExpnss>
        <InterestOnSavingsNetInvstIncm>8</InterestOnSavingsNetInvstIncm>
        <DividendsRevAndExpnss>20552</DividendsRevAndExpnss>
        <DividendsNetInvstIncm>20552</DividendsNetInvstIncm>
        <NetGainSaleAssetsRevAndExpnss referenceDocumentId="990PF:72">6757</NetGainSaleAssetsRevAndExpnss>
        <GrossSalesPrice>320268</GrossSalesPrice>
        <CapitalGainNetIncmNetInvstIncm>7686</CapitalGainNetIncmNetInvstIncm>
        <OtherIncomeRevAndExpnss referenceDocumentId="990PF:74">51</OtherIncomeRevAndExpnss>
        <OtherIncomeNetInvstIncm>51</OtherIncomeNetInvstIncm>
        <TotalRevenueAndExpenses>27368</TotalRevenueAndExpenses>
        <TotalNetInvestmentIncome>28297</TotalNetInvestmentIncome>
        <OtherProfFeesRevAndExpnss referenceDocumentId="990PF:77">4193</OtherProfFeesRevAndExpnss>
        <OtherProfFeesNetInvstIncm>4193</OtherProfFeesNetInvstIncm>
        <TaxesRevAndExpnss referenceDocumentId="990PF:78">388</TaxesRevAndExpnss>
        <TaxesNetInvstIncm>60</TaxesNetInvstIncm>
        <OtherExpensesRevAndExpnss referenceDocumentId="990PF:79">7713</OtherExpensesRevAndExpnss>
        <OtherExpensesDsbrsChrtblPrps>7713</OtherExpensesDsbrsChrtblPrps>
        <TotOprExpensesRevAndExpnss>12294</TotOprExpensesRevAndExpnss>
        <TotOprExpensesNetInvstIncm>4253</TotOprExpensesNetInvstIncm>
        <TotOprExpensesDsbrsChrtblPrps>7713</TotOprExpensesDsbrsChrtblPrps>
        <ContriGiftsPaidRevAndExpnss>9000</ContriGiftsPaidRevAndExpnss>
        <ContriGiftsPaidDsbrsChrtblPrps>9000</ContriGiftsPaidDsbrsChrtblPrps>
        <TotalExpensesRevAndExpnss>21294</TotalExpensesRevAndExpnss>
        <TotalExpensesNetInvstIncm>4253</TotalExpensesNetInvstIncm>
        <TotalExpensesDsbrsChrtblPrps>16713</TotalExpensesDsbrsChrtblPrps>
        <ExcessOfRevenueOverExpenses>6074</ExcessOfRevenueOverExpenses>
        <NetInvestmentIncome>24044</NetInvestmentIncome>
      </AnalysisOfRevenueAndExpenses>
      <BalanceSheets>
        <SavingsAndTempCashInvstBOY>3491</SavingsAndTempCashInvstBOY>
        <SavingsAndTempCashInvstEOY>6622</SavingsAndTempCashInvstEOY>
        <SavingsAndTempCashInvstEOYFMV>6622</SavingsAndTempCashInvstEOYFMV>
        <InvestmentsCorpStockBOY>878242</InvestmentsCorpStockBOY>
        <InvestmentsCorpStockEOY referenceDocumentId="990PF:89">881185</InvestmentsCorpStockEOY>
        <InvestmentsCorpStockEOYFMV>855703</InvestmentsCorpStockEOYFMV>
        <TotalAssetsBOY>881733</TotalAssetsBOY>
        <TotalAssetsEOY>887807</TotalAssetsEOY>
        <TotalAssetsEOYFMV>862325</TotalAssetsEOYFMV>
        <TotalLiabilitiesEOY>0</TotalLiabilitiesEOY>
        <OrgThatDoNotFollowSFAS117>X</OrgThatDoNotFollowSFAS117>
        <RetainedEarningsBOY>881733</RetainedEarningsBOY>
        <RetainedEarningsEOY>887807</RetainedEarningsEOY>
        <TotalNetAssetsBOY>881733</TotalNetAssetsBOY>
        <TotalNetAssetsEOY>887807</TotalNetAssetsEOY>
        <TotalLiabilitiesNetAssetsBOY>881733</TotalLiabilitiesNetAssetsBOY>
        <TotalLiabilitiesNetAssetsEOY>887807</TotalLiabilitiesNetAssetsEOY>
      </BalanceSheets>
      <ChangesInNetAssetsFundBalances>
        <TotalNetAssetsFundBalancesBOY>881733</TotalNetAssetsFundBalancesBOY>
        <ExcessOfRevenueOverExpenses>6074</ExcessOfRevenueOverExpenses>
        <Subtotal>887807</Subtotal>
        <TotalNetAssetsFundBalancesEOY>887807</TotalNetAssetsFundBalancesEOY>
      </ChangesInNetAssetsFundBalances>
      <CapitalGainsAndLosses>
        <CapitalGainsAndLossesInfo>
          <DescriptionOfAsset>Publicly-traded Securities</DescriptionOfAsset>
          <GrossSalesPrice>320268</GrossSalesPrice>
          <CostOrOtherBasis>312582</CostOrOtherBasis>
          <GainOrLoss>7686</GainOrLoss>
          <GainsMinusExcessOrLosses>7686</GainsMinusExcessOrLosses>
        </CapitalGainsAndLossesInfo>
        <CapitalGainNetIncome>7686</CapitalGainNetIncome>
      </CapitalGainsAndLosses>
      <QlfyUndSect4940eForReducedTax>
        <LiableFor4942Tax>false</LiableFor4942Tax>
        <QualifyingDistributionsYear1>20424</QualifyingDistributionsYear1>
        <NoncharitableAssetsYear1>687291</NoncharitableAssetsYear1>
        <DistributionRatioYear1>000.029717</DistributionRatioYear1>
        <QualifyingDistributionsYear2>18855</QualifyingDistributionsYear2>
        <NoncharitableAssetsYear2>851094</NoncharitableAssetsYear2>
        <DistributionRatioYear2>000.022154</DistributionRatioYear2>
        <QualifyingDistributionsYear3>182287</QualifyingDistributionsYear3>
        <NoncharitableAssetsYear3>1171530</NoncharitableAssetsYear3>
        <DistributionRatioYear3>000.155597</DistributionRatioYear3>
        <QualifyingDistributionsYear4>52021</QualifyingDistributionsYear4>
        <NoncharitableAssetsYear4>1078523</NoncharitableAssetsYear4>
        <DistributionRatioYear4>000.048234</DistributionRatioYear4>
        <QualifyingDistributionsYear5>9146</QualifyingDistributionsYear5>
        <NoncharitableAssetsYear5>813743</NoncharitableAssetsYear5>
        <DistributionRatioYear5>000.011239</DistributionRatioYear5>
        <TotalDistributionRatio>000.266941</TotalDistributionRatio>
        <AverageDistributionRatio>000.053388</AverageDistributionRatio>
        <NetNoncharitableAssets>788389</NetNoncharitableAssets>
        <AdjustedNoncharitableAssets>42091</AdjustedNoncharitableAssets>
        <OnePercentNetInvestmentIncome>240</OnePercentNetInvestmentIncome>
        <AdjNonchrtblAssetsAndOnePct>42331</AdjNonchrtblAssetsAndOnePct>
        <QualifyingDistributions>16713</QualifyingDistributions>
      </QlfyUndSect4940eForReducedTax>
      <ExciseTaxBasedOnInvestmentIncm>
        <InvestmentIncomeExciseTax>481</InvestmentIncomeExciseTax>
        <Subtotal>481</Subtotal>
        <TaxBasedOnInvestmentIncome>481</TaxBasedOnInvestmentIncome>
        <TaxDue>481</TaxDue>
      </ExciseTaxBasedOnInvestmentIncm>
      <StatementsRegardingActivities>
        <LegislativePoliticalActivities>false</LegislativePoliticalActivities>
        <MoreThan100Spent>false</MoreThan100Spent>
        <Form1120POLFiled>false</Form1120POLFiled>
        <ActivitiesNotPrevReported>false</ActivitiesNotPrevReported>
        <ChangesToArticlesOrBylaws>false</ChangesToArticlesOrBylaws>
        <UnrelatedBusIncomeOver1000>false</UnrelatedBusIncomeOver1000>
        <TerminationEtc>false</TerminationEtc>
        <RequirementsOfSect508e>true</RequirementsOfSect508e>
        <AtLeast5000InAssets>true</AtLeast5000InAssets>
        <Form990PFFiledWithAG>true</Form990PFFiledWithAG>
        <PrivateOperatingFoundation>false</PrivateOperatingFoundation>
        <NewSubstantialContributors>false</NewSubstantialContributors>
        <InterestInControlledEntity>false</InterestInControlledEntity>
        <ApplicableInsuranceContract>false</ApplicableInsuranceContract>
        <ComplyWithPublicInspectionRqr>true</ComplyWithPublicInspectionRqr>
        <BooksInCareOfBusinessName>
          <BusinessNameLine1>co Foundation Source</BusinessNameLine1>
        </BooksInCareOfBusinessName>
        <BooksInCareOfPhoneNumber>8008391754</BooksInCareOfPhoneNumber>
        <BooksInCareOfUSAddress>
          <AddressLine1>501 Silverside Road Suite 123</AddressLine1>
          <City>Wilmington</City>
          <State>DE</State>
          <ZIPCode>198091377</ZIPCode>
        </BooksInCareOfUSAddress>
        <ForeignBank>false</ForeignBank>
      </StatementsRegardingActivities>
      <StatementsRegardingActy4720>
        <SaleOrExchangeWithDsqflyPerson>false</SaleOrExchangeWithDsqflyPerson>
        <BorrowOrLendWithDsqflyPerson>false</BorrowOrLendWithDsqflyPerson>
        <FurnishedGoodsWithDsqflyPerson>false</FurnishedGoodsWithDsqflyPerson>
        <PayCompensationToDsqflyPerson>false</PayCompensationToDsqflyPerson>
        <TransferAssetsToDsqflyPerson>false</TransferAssetsToDsqflyPerson>
        <PaymentToGovernmentOffical>false</PaymentToGovernmentOffical>
        <UncorrectedPriorActs>false</UncorrectedPriorActs>
        <UndistributedIncomePriorYears>false</UndistributedIncomePriorYears>
        <BusinessHoldings>false</BusinessHoldings>
        <JeopardyInvestments>false</JeopardyInvestments>
        <UncorrectedJeopardyInvestments>false</UncorrectedJeopardyInvestments>
        <InfluenceLegislation>false</InfluenceLegislation>
        <InfluenceElection>false</InfluenceElection>
        <GrantsToIndividuals>false</GrantsToIndividuals>
        <GrantsToOrganizations>false</GrantsToOrganizations>
        <NoncharitablePurpose>false</NoncharitablePurpose>
        <PayPremiumsPrsnlBnftContract>false</PayPremiumsPrsnlBnftContract>
        <ProhibitedTaxShelterTransactn>false</ProhibitedTaxShelterTransactn>
        <ProceedsOrNetIncome>true</ProceedsOrNetIncome>
      </StatementsRegardingActy4720>
      <OfcrDirTrusteesKeyEmployeeInfo>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Angela Farrell</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Kevin Farrell</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Andrew Faulk</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Frank H Jernigan</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>President / Director / Secretary</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Karolyn Stenlund</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Nowell Valeri</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Sadie Valeri</PersonName>
          <USAddress>
            <AddressLine1>c/o Foundation Source 501 Silversid</AddressLine1>
            <City>Wilmington</City>
            <State>DE</State>
            <ZIPCode>19809</ZIPCode>
          </USAddress>
          <Title>Vice President</Title>
          <AvgHoursPerWkDevotedToPosition>001.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
        </OfcrDirTrusteesOrKeyEmployee>
        <CompOfHighestPaidEmplNONE>NONE</CompOfHighestPaidEmplNONE>
      </OfcrDirTrusteesKeyEmployeeInfo>
      <MinimumInvestmentReturn>
        <AvgMonthlyFMVOfSecurities>794131</AvgMonthlyFMVOfSecurities>
        <AvgMonthlyCashBalances>6264</AvgMonthlyCashBalances>
        <FMVAllOtherNoncharitableAssets>0</FMVAllOtherNoncharitableAssets>
        <TotalFMVOfUnusedAssets>800395</TotalFMVOfUnusedAssets>
        <AdjTotalFMVOfUnusedAssets>800395</AdjTotalFMVOfUnusedAssets>
        <CashDeemedCharitable referenceDocumentId="990PF:240">12006</CashDeemedCharitable>
        <NetNoncharitableAssets>788389</NetNoncharitableAssets>
        <MinimumInvestmentReturn>39419</MinimumInvestmentReturn>
      </MinimumInvestmentReturn>
      <DistributableAmount>
        <MinimumInvestmentReturn>39419</MinimumInvestmentReturn>
        <TaxBasedOnInvestmentIncome>481</TaxBasedOnInvestmentIncome>
        <TotalTax>481</TotalTax>
        <DistributableAmountBeforeAdj>38938</DistributableAmountBeforeAdj>
        <DistributableAmountBeforeDed>38938</DistributableAmountBeforeDed>
        <DistributableAmountAsAdjusted>38938</DistributableAmountAsAdjusted>
      </DistributableAmount>
      <QualifyingDistributions>
        <ExpensesAndContributions referenceDocumentId="990PF:241">16713</ExpensesAndContributions>
        <QualifyingDistributions>16713</QualifyingDistributions>
        <AdjQualifyingDistributions>16713</AdjQualifyingDistributions>
      </QualifyingDistributions>
      <UndistributedIncome>
        <DistributableAmountAsAdjusted>38938</DistributableAmountAsAdjusted>
        <ExcessDistriCarryoverYear3>99065</ExcessDistriCarryoverYear3>
        <TotalExcessDistriCarryover>99065</TotalExcessDistriCarryover>
        <QualifyingDistributions>16713</QualifyingDistributions>
        <AppliedToCurrentYear>16713</AppliedToCurrentYear>
        <ExcessDistriCyovAppCYCorpus>22225</ExcessDistriCyovAppCYCorpus>
        <ExcessDistriCyovAppliedCY>22225</ExcessDistriCyovAppliedCY>
        <TotalCorpus>76840</TotalCorpus>
        <UndistributedIncomeCY>0</UndistributedIncomeCY>
        <ExcessDistriCyovToNextYear>76840</ExcessDistriCyovToNextYear>
        <ExcessFromYear3>76840</ExcessFromYear3>
      </UndistributedIncome>
      <SupplementaryInformation>
        <ContributingManager>Frank H Jernigan</ContributingManager>
        <OnlyContributesToPreselected>X</OnlyContributesToPreselected>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>GAY MENS BUDDHIST SANGHA</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>2215R MARKET ST 162</AddressLine1>
            <City>SAN FRANCISCO</City>
            <State>CA</State>
            <ZIPCode>94114</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>N/A</RecipientRelationship>
          <RecipientFoundationStatus>509(a)(1)</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Unrestricted</PurposeOfGrantOrContribution>
          <Amount>1500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>RESOURCES FOR HUMAN DEVELOPMENT INC</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>4700 WISSAHICKON AVE STE 126</AddressLine1>
            <City>PHILADELPHIA</City>
            <State>PA</State>
            <ZIPCode>19144</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>N/A</RecipientRelationship>
          <RecipientFoundationStatus>509(a)(1)</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Girls Leadership Camp Program</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>WARING SCHOOL ECOLE BILENQUE DE BEV</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>75 RAILROAD AVE</AddressLine1>
            <City>S HAMILTON</City>
            <State>MA</State>
            <ZIPCode>01982</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>N/A</RecipientRelationship>
          <RecipientFoundationStatus>509(a)(1)</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Unrestricted</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>YOUTHASSETS</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>4308 EDINBROOK TER</AddressLine1>
            <City>BROOKLYN PARK</City>
            <State>MN</State>
            <ZIPCode>55443</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>N/A</RecipientRelationship>
          <RecipientFoundationStatus>509(a)(1)</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Unrestricted</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>9000</TotGrantOrContriPaidDuringYear>
      </SupplementaryInformation>
      <AnalysisIncomeProducingActy>
        <IntOnSavingsAndTempCashInvst>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>8</ExclusionAmount>
        </IntOnSavingsAndTempCashInvst>
        <DividendsAndIntFromSecPartVII>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>20552</ExclusionAmount>
        </DividendsAndIntFromSecPartVII>
        <GainSalesAssetsOthThanInvntry>
          <ExclusionCode>18</ExclusionCode>
          <ExclusionAmount>6757</ExclusionAmount>
        </GainSalesAssetsOthThanInvntry>
        <OtherRevenueDescribed>
          <Description>Foreign Tax Refund</Description>
          <ExclusionCode>01</ExclusionCode>
          <ExclusionAmount>51</ExclusionAmount>
        </OtherRevenueDescribed>
        <SubtotalsPartXVIA>
          <ExclusionAmount>27368</ExclusionAmount>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>27368</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>false</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>false</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>false</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>false</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>false</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>false</ReimbursementArrangements>
        <LoansOrLoanGuarantees>false</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>false</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>false</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>false</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <GeneralExplanationAttachment documentId="990PF:150" softwareId="10000149" softwareVersion="2010.2.15"></GeneralExplanationAttachment>
    <InvestmentsCorpStockSchedule documentId="990PF:89" softwareId="10000149" softwareVersion="2010.2.15">
      <InvestmentsCorpStock>
        <NameOfStock>45 shares of ACCENTURE PLC ACN</NameOfStock>
        <EOYBookValue>2019</EOYBookValue>
        <EOYFMV>2182</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>24 shares of AGRIUM INC. AGU</NameOfStock>
        <EOYBookValue>1732</EOYBookValue>
        <EOYFMV>2202</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>135 shares of ALCOA INC. AA</NameOfStock>
        <EOYBookValue>1901</EOYBookValue>
        <EOYFMV>2078</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>47 shares of ALCON INC ACL</NameOfStock>
        <EOYBookValue>6887</EOYBookValue>
        <EOYFMV>7680</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>20 shares of ALLERGAN INC. AGN</NameOfStock>
        <EOYBookValue>1366</EOYBookValue>
        <EOYFMV>1373</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>5198 shares of ALLIANCEBERNSTEIN REIT INSTL FUND ARIIX</NameOfStock>
        <EOYBookValue>55577</EOYBookValue>
        <EOYFMV>45899</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>120 shares of ALTRIA GROUP INC MO</NameOfStock>
        <EOYBookValue>2550</EOYBookValue>
        <EOYFMV>2954</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>11 shares of AMAZON COM AMZN</NameOfStock>
        <EOYBookValue>1115</EOYBookValue>
        <EOYFMV>1980</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>47 shares of APPLE INC. AAPL</NameOfStock>
        <EOYBookValue>6849</EOYBookValue>
        <EOYFMV>15160</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of ARCHER DANIELS MDLND ADM</NameOfStock>
        <EOYBookValue>1053</EOYBookValue>
        <EOYFMV>1053</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>125 shares of ASTRAZENECA AZN</NameOfStock>
        <EOYBookValue>5417</EOYBookValue>
        <EOYFMV>5774</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>70 shares of ATT CORP COM NEW T</NameOfStock>
        <EOYBookValue>1789</EOYBookValue>
        <EOYFMV>2057</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>65 shares of BBT CP BBT</NameOfStock>
        <EOYBookValue>1746</EOYBookValue>
        <EOYFMV>1709</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>1409 shares of BERNSTEIN EMERGING MARKETS SNEMX</NameOfStock>
        <EOYBookValue>50491</EOYBookValue>
        <EOYFMV>46907</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>12104 shares of BERNSTEIN INTERMEDIATE DURATION PORTFOLIO SNIDX</NameOfStock>
        <EOYBookValue>159983</EOYBookValue>
        <EOYFMV>166063</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>12890 shares of BERNSTEIN INTERNATIONAL PORTFOLIO SIMTX</NameOfStock>
        <EOYBookValue>275953</EOYBookValue>
        <EOYFMV>201344</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>75 shares of BROADCOM CORPORATION BRCM</NameOfStock>
        <EOYBookValue>2322</EOYBookValue>
        <EOYFMV>3266</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>55 shares of BUNGE LTD BG</NameOfStock>
        <EOYBookValue>2890</EOYBookValue>
        <EOYFMV>3604</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of CABLEVISION SYSTEMS CORP CL A CVC</NameOfStock>
        <EOYBookValue>788</EOYBookValue>
        <EOYFMV>1015</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of CAMERON INTERNATIONAL CORP CAM</NameOfStock>
        <EOYBookValue>669</EOYBookValue>
        <EOYFMV>1522</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of CAPITAL ONE FINANCIAL CORP COF</NameOfStock>
        <EOYBookValue>2111</EOYBookValue>
        <EOYFMV>2128</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>55 shares of CARNIVAL CORP CCL</NameOfStock>
        <EOYBookValue>2307</EOYBookValue>
        <EOYFMV>2536</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of CELGENE CORP CELG</NameOfStock>
        <EOYBookValue>1924</EOYBookValue>
        <EOYFMV>2070</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of CENTURY TEL INC CTL</NameOfStock>
        <EOYBookValue>2003</EOYBookValue>
        <EOYFMV>2309</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>15 shares of CF IND HOLDINGS CF</NameOfStock>
        <EOYBookValue>1329</EOYBookValue>
        <EOYFMV>2027</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>250 shares of CISCO SYSTEMS INC CSCO</NameOfStock>
        <EOYBookValue>6449</EOYBookValue>
        <EOYFMV>5058</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>45 shares of CITRIX SYSTEMS INC CTXS</NameOfStock>
        <EOYBookValue>2934</EOYBookValue>
        <EOYFMV>3078</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>10 shares of CME GROUP, INC CME</NameOfStock>
        <EOYBookValue>2851</EOYBookValue>
        <EOYFMV>3218</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>210 shares of COMCAST CORP CL A CMCSA</NameOfStock>
        <EOYBookValue>3817</EOYBookValue>
        <EOYFMV>4614</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of COMERICA INC CMA</NameOfStock>
        <EOYBookValue>1251</EOYBookValue>
        <EOYFMV>1267</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>65 shares of COMMERCIAL METALS CMC</NameOfStock>
        <EOYBookValue>932</EOYBookValue>
        <EOYFMV>1078</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>44 shares of CONOCOPHILLIPS COP</NameOfStock>
        <EOYBookValue>2274</EOYBookValue>
        <EOYFMV>2996</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>105 shares of CONSTELLATION BRANDS INC STZ</NameOfStock>
        <EOYBookValue>1653</EOYBookValue>
        <EOYFMV>2326</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>40 shares of CONSTELLATION ENERGY GROUP INC CEG</NameOfStock>
        <EOYBookValue>1444</EOYBookValue>
        <EOYFMV>1225</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>75 shares of COOPER INDUSTRIES PLC CBE</NameOfStock>
        <EOYBookValue>3202</EOYBookValue>
        <EOYFMV>4372</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of CORNING INC GLW</NameOfStock>
        <EOYBookValue>764</EOYBookValue>
        <EOYFMV>966</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>20 shares of COSTCO WHOLESALE CORP NEW COST</NameOfStock>
        <EOYBookValue>1147</EOYBookValue>
        <EOYFMV>1444</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>105 shares of DANAHER CORP DHR</NameOfStock>
        <EOYBookValue>3729</EOYBookValue>
        <EOYFMV>4953</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of DEERE CO DE</NameOfStock>
        <EOYBookValue>2237</EOYBookValue>
        <EOYFMV>2492</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>375 shares of DELL INC DELL</NameOfStock>
        <EOYBookValue>5134</EOYBookValue>
        <EOYFMV>5081</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>225 shares of DELTA AIR LINES INC DAL</NameOfStock>
        <EOYBookValue>3049</EOYBookValue>
        <EOYFMV>2835</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of DEVON ENERGY CORPORATION DVN</NameOfStock>
        <EOYBookValue>3071</EOYBookValue>
        <EOYFMV>3926</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>40 shares of DIRECTV GROUP DTV</NameOfStock>
        <EOYBookValue>1472</EOYBookValue>
        <EOYFMV>1597</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>180 shares of DOW CHEMICAL PV DOW</NameOfStock>
        <EOYBookValue>5018</EOYBookValue>
        <EOYFMV>6145</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of EATON CORP ETN</NameOfStock>
        <EOYBookValue>2845</EOYBookValue>
        <EOYFMV>3045</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>40 shares of EDISION INTL EIX</NameOfStock>
        <EOYBookValue>1528</EOYBookValue>
        <EOYFMV>1544</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>245 shares of EMC CORP-MASS EMC</NameOfStock>
        <EOYBookValue>4137</EOYBookValue>
        <EOYFMV>5611</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>70 shares of ENSCO PLC ESV</NameOfStock>
        <EOYBookValue>2826</EOYBookValue>
        <EOYFMV>3737</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>25 shares of EOG RESOURCES INC EOG</NameOfStock>
        <EOYBookValue>2467</EOYBookValue>
        <EOYFMV>2285</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of EXPRESS SCRIPTS INC. ESRX</NameOfStock>
        <EOYBookValue>1725</EOYBookValue>
        <EOYFMV>1892</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>130 shares of FIFTH THIRD BANCORP FITB</NameOfStock>
        <EOYBookValue>1767</EOYBookValue>
        <EOYFMV>1908</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>17 shares of FLOWSERVE CP FLS</NameOfStock>
        <EOYBookValue>1932</EOYBookValue>
        <EOYFMV>2027</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>365 shares of FORD MOTOR COMPANY F</NameOfStock>
        <EOYBookValue>4349</EOYBookValue>
        <EOYFMV>6128</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>13 shares of FREEPORT-MCMORAN COPPER GOLD INC. FCX</NameOfStock>
        <EOYBookValue>933</EOYBookValue>
        <EOYFMV>1561</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>70 shares of GANNETT CO INC GCI</NameOfStock>
        <EOYBookValue>881</EOYBookValue>
        <EOYFMV>1056</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>130 shares of GAP INC. GPS</NameOfStock>
        <EOYBookValue>2761</EOYBookValue>
        <EOYFMV>2878</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>65 shares of GARMIN LTD GRMN</NameOfStock>
        <EOYBookValue>2259</EOYBookValue>
        <EOYFMV>2014</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>145 shares of GENERAL ELECTRIC CO GE</NameOfStock>
        <EOYBookValue>2287</EOYBookValue>
        <EOYFMV>2652</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of GENERAL MOTORS GM</NameOfStock>
        <EOYBookValue>1015</EOYBookValue>
        <EOYFMV>1106</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>214 shares of GILEAD SCIENCES INC GILD</NameOfStock>
        <EOYBookValue>8516</EOYBookValue>
        <EOYFMV>7755</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>68 shares of GOLDMAN SACHS GROUP GS</NameOfStock>
        <EOYBookValue>10315</EOYBookValue>
        <EOYFMV>11435</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>25 shares of GOODRICH CORPORATION GR</NameOfStock>
        <EOYBookValue>1764</EOYBookValue>
        <EOYFMV>2202</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>18 shares of GOOGLE INC CL A GOOG</NameOfStock>
        <EOYBookValue>5577</EOYBookValue>
        <EOYFMV>10691</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of HEALTH NET INC HNT</NameOfStock>
        <EOYBookValue>1017</EOYBookValue>
        <EOYFMV>955</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>39 shares of HESS CORP HES</NameOfStock>
        <EOYBookValue>2231</EOYBookValue>
        <EOYFMV>2985</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>70 shares of HEWLETT PACKARD CO HPQ</NameOfStock>
        <EOYBookValue>3162</EOYBookValue>
        <EOYFMV>2947</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>40 shares of HONEYWELL INTERNATIONAL INC. HON</NameOfStock>
        <EOYBookValue>1654</EOYBookValue>
        <EOYFMV>2126</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>95 shares of INGERSOL-RAND PLC IR</NameOfStock>
        <EOYBookValue>3157</EOYBookValue>
        <EOYFMV>4474</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>75 shares of INTEL CORP INTC</NameOfStock>
        <EOYBookValue>1437</EOYBookValue>
        <EOYFMV>1577</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>20 shares of INTUIT INTU</NameOfStock>
        <EOYBookValue>975</EOYBookValue>
        <EOYFMV>986</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>140 shares of JOHNSON JOHNSON JNJ</NameOfStock>
        <EOYBookValue>8374</EOYBookValue>
        <EOYFMV>8659</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>100 shares of JOHNSON CONTROLS INC. JCI</NameOfStock>
        <EOYBookValue>2681</EOYBookValue>
        <EOYFMV>3820</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>475 shares of JP MORGAN CHASE CO JPM</NameOfStock>
        <EOYBookValue>17568</EOYBookValue>
        <EOYFMV>20150</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of KIMBERLY CLARK CORP KMB</NameOfStock>
        <EOYBookValue>1984</EOYBookValue>
        <EOYFMV>1891</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>127 shares of KOHLS CORP KSS</NameOfStock>
        <EOYBookValue>5862</EOYBookValue>
        <EOYFMV>6901</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>23 shares of LEAR CORP LEA</NameOfStock>
        <EOYBookValue>1799</EOYBookValue>
        <EOYFMV>2270</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>70 shares of LIMITED BRANDS INC LTD</NameOfStock>
        <EOYBookValue>2200</EOYBookValue>
        <EOYFMV>2151</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>175 shares of LOWES COMPANIES INC. LOW</NameOfStock>
        <EOYBookValue>4555</EOYBookValue>
        <EOYFMV>4389</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>115 shares of MARATHON OIL CORP COM MRO</NameOfStock>
        <EOYBookValue>3688</EOYBookValue>
        <EOYFMV>4258</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>125 shares of MARVELL TECH GROUP MRVL</NameOfStock>
        <EOYBookValue>2445</EOYBookValue>
        <EOYFMV>2319</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>125 shares of MICROSOFT CORPORATION MSFT</NameOfStock>
        <EOYBookValue>3268</EOYBookValue>
        <EOYFMV>3489</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of MONSANTO CO MON</NameOfStock>
        <EOYBookValue>2041</EOYBookValue>
        <EOYFMV>2437</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>80 shares of MORGAN STANLEY MS</NameOfStock>
        <EOYBookValue>2945</EOYBookValue>
        <EOYFMV>2177</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>3 shares of N V R INC. NVR</NameOfStock>
        <EOYBookValue>1831</EOYBookValue>
        <EOYFMV>2073</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of NEWFIELD EXPLORATION CO NFX</NameOfStock>
        <EOYBookValue>1812</EOYBookValue>
        <EOYFMV>2524</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>395 shares of NEWS CORP CL A NWS-A</NameOfStock>
        <EOYBookValue>4102</EOYBookValue>
        <EOYFMV>5787</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>105 shares of NEXEN INC NXY</NameOfStock>
        <EOYBookValue>2244</EOYBookValue>
        <EOYFMV>2405</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of NOBLE ENERGY INC. NBL</NameOfStock>
        <EOYBookValue>3772</EOYBookValue>
        <EOYFMV>4304</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>90 shares of NORTHROP GRUMMAN CORP NOC</NameOfStock>
        <EOYBookValue>5187</EOYBookValue>
        <EOYFMV>5830</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>80 shares of NVIDIA CORP NVDA</NameOfStock>
        <EOYBookValue>955</EOYBookValue>
        <EOYFMV>1232</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of OCCIDENTAL PETE CORP OXY</NameOfStock>
        <EOYBookValue>2456</EOYBookValue>
        <EOYFMV>2943</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>250 shares of OFFICE DEPOT INC ODP</NameOfStock>
        <EOYBookValue>1732</EOYBookValue>
        <EOYFMV>1350</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>165 shares of ORACLE CORP ORCL</NameOfStock>
        <EOYBookValue>4658</EOYBookValue>
        <EOYFMV>5165</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>45 shares of PARKER HANNIFIN CP PH</NameOfStock>
        <EOYBookValue>3192</EOYBookValue>
        <EOYFMV>3884</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>7 shares of PEPSICO INC PEP</NameOfStock>
        <EOYBookValue>457</EOYBookValue>
        <EOYFMV>457</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>450 shares of PFIZER INC. PFE</NameOfStock>
        <EOYBookValue>10430</EOYBookValue>
        <EOYFMV>7880</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>13 shares of POTASH CORPORATION OF SASKATCHEWAN INC POT</NameOfStock>
        <EOYBookValue>1813</EOYBookValue>
        <EOYFMV>2013</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>17 shares of ROVI CORP. ROVI</NameOfStock>
        <EOYBookValue>984</EOYBookValue>
        <EOYFMV>1054</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>30 shares of ROYAL CARRIBEAN CRUISE RCL</NameOfStock>
        <EOYBookValue>754</EOYBookValue>
        <EOYFMV>1410</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>135 shares of SAFEWAY INC NEW SWY</NameOfStock>
        <EOYBookValue>3406</EOYBookValue>
        <EOYFMV>3036</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>135 shares of SARA LEE CORP SLE</NameOfStock>
        <EOYBookValue>1953</EOYBookValue>
        <EOYFMV>2364</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>130 shares of SCHLUMBERGER LTD SLB</NameOfStock>
        <EOYBookValue>9344</EOYBookValue>
        <EOYFMV>10855</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>100 shares of SMITHFIELD FOODS SFD</NameOfStock>
        <EOYBookValue>1516</EOYBookValue>
        <EOYFMV>2063</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>60 shares of SOUTHWESTERN ENERGY SWN</NameOfStock>
        <EOYBookValue>2118</EOYBookValue>
        <EOYFMV>2246</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>18 shares of STANLEY BLACK DECKER INC SWK</NameOfStock>
        <EOYBookValue>1207</EOYBookValue>
        <EOYFMV>1204</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>55 shares of STARBUCKS CORP COM SBUX</NameOfStock>
        <EOYBookValue>1505</EOYBookValue>
        <EOYFMV>1767</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>40 shares of SUNCOR ENERGY INC SU</NameOfStock>
        <EOYBookValue>1473</EOYBookValue>
        <EOYFMV>1532</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>14 shares of TARGET CORPORATION TGT</NameOfStock>
        <EOYBookValue>729</EOYBookValue>
        <EOYFMV>842</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>51 shares of TEVA PHARMECEUTICAL SP ADR TEVA</NameOfStock>
        <EOYBookValue>2333</EOYBookValue>
        <EOYFMV>2659</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>74 shares of TIME WARNER CABLE INC TWC</NameOfStock>
        <EOYBookValue>2308</EOYBookValue>
        <EOYFMV>4886</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>60 shares of TIME WARNER INC. TWX</NameOfStock>
        <EOYBookValue>1212</EOYBookValue>
        <EOYFMV>1930</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>55 shares of TRAVELERS COMPANIES INC THE TRV</NameOfStock>
        <EOYBookValue>2876</EOYBookValue>
        <EOYFMV>3064</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>75 shares of TYCO ELECTRONICS TEL</NameOfStock>
        <EOYBookValue>1786</EOYBookValue>
        <EOYFMV>2655</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>75 shares of UNITED PARCEL SERVICE UPS</NameOfStock>
        <EOYBookValue>5027</EOYBookValue>
        <EOYFMV>5444</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>45 shares of VERTEX PHARMCTLS INC VRTX</NameOfStock>
        <EOYBookValue>1710</EOYBookValue>
        <EOYFMV>1576</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 shares of VIACOM INC. CL B VIA-B</NameOfStock>
        <EOYBookValue>1964</EOYBookValue>
        <EOYFMV>1981</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>105 shares of VODAFONE GROUP PLC VOD</NameOfStock>
        <EOYBookValue>2200</EOYBookValue>
        <EOYFMV>2776</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>95 shares of WALT DISNEY HOLDINGS CO. DIS</NameOfStock>
        <EOYBookValue>2688</EOYBookValue>
        <EOYFMV>3563</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>327 shares of WELLS FARGO CO. WFC</NameOfStock>
        <EOYBookValue>8976</EOYBookValue>
        <EOYFMV>10134</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>35 shares of XL GROUP PLC XL</NameOfStock>
        <EOYBookValue>349</EOYBookValue>
        <EOYFMV>764</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="990PF:79" softwareId="10000149" softwareVersion="2010.2.15">
      <OtherExpenses>
        <Description>Administrative Fees</Description>
        <RevenueAndExpensesPerBooks>7688</RevenueAndExpensesPerBooks>
        <DisbursementsCharitablePrps>7688</DisbursementsCharitablePrps>
      </OtherExpenses>
      <OtherExpenses>
        <Description>State or Local Filing Fees</Description>
        <RevenueAndExpensesPerBooks>25</RevenueAndExpensesPerBooks>
        <DisbursementsCharitablePrps>25</DisbursementsCharitablePrps>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="990PF:74" softwareId="10000149" softwareVersion="2010.2.15">
      <OtherIncome>
        <Description>Foreign Tax Refund</Description>
        <RevenueAndExpensesPerBooks>51</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>51</NetInvestmentIncome>
      </OtherIncome>
    </OtherIncomeSchedule2>
    <OtherProfessionalFeesSchedule documentId="990PF:77" softwareId="10000149" softwareVersion="2010.2.15">
      <OtherProfessionalFees>
        <Category>Investment Management Services</Category>
        <Amount>4193</Amount>
        <NetInvestmentIncome>4193</NetInvestmentIncome>
      </OtherProfessionalFees>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="990PF:78" softwareId="10000149" softwareVersion="2010.2.15">
      <Taxes>
        <Category>Excise Tax for 2009</Category>
        <Amount>328</Amount>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <AdjustedNetIncome>0</AdjustedNetIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
      </Taxes>
      <Taxes>
        <Category>Foreign Tax Paid</Category>
        <Amount>60</Amount>
        <NetInvestmentIncome>60</NetInvestmentIncome>
        <AdjustedNetIncome>0</AdjustedNetIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>