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        <PersonName referenceDocumentId="RetDoc1">JULIE E JUROSIC</PersonName>
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          <ZIPCode>45817</ZIPCode>
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          <AddressLine1>915 WEST MARKET STREET</AddressLine1>
          <City>LIMA</City>
          <State>OH</State>
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        <ReturnReference>FORM 990-EZ, PART I, LINE 8</ReturnReference>
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      <GeneralExplanation>
        <Identifier>OTHER EXPENSES</Identifier>
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        <Explanation>EXPENSES ADVERTISING AND PROMOTION 250 SUPPLIES 588 TELEPHONE 1,468 INTERNET 1,290 TRAVEL 4,165 INTEREST 1,514 INSURANCE 1,237 AUTO EXPENSE 3,086 FILING FEES 125 MEMBERSHIP DUES 700 CONTINUING EDUCATION 2,894 TOTAL 17,317</Explanation>
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      <GeneralExplanation>
        <Identifier>OTHER ASSETS</Identifier>
        <ReturnReference>FORM 990-EZ, PART II, LINE 24</ReturnReference>
        <Explanation>OTHER LOANS RECEIVABLE 28,823 26,866 2008 INFINITI EX35 33,193 33,193 TOTAL 62,016 60,059</Explanation>
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      <GeneralExplanation>
        <Identifier>OTHER LIABILITIES</Identifier>
        <ReturnReference>FORM 990-EZ, PART II, LINE 26</ReturnReference>
        <Explanation>ACCOUNTS PAYABLE AND ACCRUED EXPENSES 948 1,065 UNSECURED NOTES AND LOANS PAYABLE 64,027 47,502</Explanation>
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      <GeneralExplanation>
        <Identifier>PRIMARY EXEMPT PURPOSE</Identifier>
        <ReturnReference>FORM 990-EZ, PART III</ReturnReference>
        <Explanation>ADMINISTER VARIOUS GOVERNMENT LOAN PROGRAMS FOR OTHER 501(C)(3) ORGANIZATIONS AND GOVERNMENTAL AGENCIES. 42,400 OF LOANS (1) APPROVED DURING 2010 AND 42,400 OF LOANS (1) CLOSED IN 2010. CURRENTLY ADMINISTERING VARIOUS LOAN PORTFOLIOS TOTALING 2,263,937.</Explanation>
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        <Explanation>ADMINISTER OUTSTANDING LOAN PORTFOLIO TOTALING 1,200,577. 0 OF LOANS (0) APPROVED IN 2010 AND 0 OF LOANS (0) WERE CLOSED DURING 2010. THESE LOANS ASSISTED IN CREATING EMPLOYMENT OPPORTUNITIES FOR INDIVIDUALS THROUGHOUT OHIO. THE REGIONAL 166 LOAN PROGRAM ADHERES TO THE POLICIES AND PROCEDURES AS SET FORTH BY THE OHIO DEPARTMENT OF DEVELOPMENT.</Explanation>
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        <Explanation>ADMINISTER OUTSTANDING LOAN PORTFOLIO TOTALING 303,512. 0 OF LOANS (0) APPROVED IN 2010 AND 0 OF LOANS (0) WERE CLOSED DURING 2010. THESE LOANS ASSISTED IN CREATING AND RETAINING EMPLOYMENT OPPORTUNITIES FOR INDIVIDUALS THROUGHOUT OHIO. THE IRP LOAN PROGRAM ADHERES TO THE POLICIES AND PROCEDURES AS SET FORTH BY THE UNITED STATES DEPARTMENT OF AGRICULTURE.</Explanation>
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        <ReturnReference>FORM 990-EZ, PART III, LINE 30</ReturnReference>
        <Explanation>ADMINISTER OUTSTANDING LOAN PORTFOLIO TOTALING 759,848. 42,400 OF LOANS (1) APPROVED IN 2010 AND 42,400 OF LOANS (1) WERE CLOSED DURING 2010. THESE LOANS ASSISTED IN CREATING AND RETAINING EMPLOYMENT OPPORTUNITIES FOR INDIVIDUALS THROUGHOUT OHIO. THE LOAN PROGRAMS ADHERES TO THE POLICIES AND PROCEDURES AS SET FORTH BY THEIR CORRESPONDING GOVERNMENTAL AGENCY.</Explanation>
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