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    <Timestamp>2011-09-13T17:35:00-08:00</Timestamp>
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        <BusinessNameLine1>WESTSTAR CREDIT UNION</BusinessNameLine1>
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        <City>LAS VEGAS</City>
        <State>NV</State>
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      <SubstantiationRequired>true</SubstantiationRequired>
      <WrittenEmploymentContract>X</WrittenEmploymentContract>
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>false</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>false</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>false</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>false</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>false</AnyNonFixedPayments>
      <InitialContractException>false</InitialContractException>
      <RebuttablePresumptionProcedure>false</RebuttablePresumptionProcedure>
      <Form990ScheduleJPartII>
        <NamePerson>DICK HOLTZCLAW</NamePerson>
        <BaseCompensationFilingOrg>104081</BaseCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="RetDoc3">
      <LoanTable>
        <NamePerson>RICK SCHMIDT</NamePerson>
        <PurposeOfLoan>MORTGAGE LOAN</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>292000</OriginalPrincipalAmount>
        <BalanceDue>292000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc2">
      <GeneralExplanation>
        <Explanation>PART V QUESTION 3B - AN EXTENSION REQUEST FORM 8868 WAS FILED FOR FORM 990T PART VI QUESTION 9 - OFFICER DICK HOLTZCLAW IS NO LONGER EMPLOYED WITH THE ORGANIZATION PART XI QUESTION 5 - NET CHANGE IN UNREALIZED GAIN LOSS ON INVESTMENTS</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>