﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2010v3.2">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2011-09-06T08:17:25-05:00</Timestamp>
    <TaxPeriodEndDate>2011-06-30</TaxPeriodEndDate>
    <ReturnType>990EZ</ReturnType>
    <TaxPeriodBeginDate>2010-07-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>223619141</EIN>
      <Name>
        <BusinessNameLine1>EASTERN MONMOUTH AREA CHAMBER OF</BusinessNameLine1>
        <BusinessNameLine2>COMMERCE EDUCATIONAL FOUNDATION INC</BusinessNameLine2>
      </Name>
      <NameControl>EAST</NameControl>
      <Phone>7327410055</Phone>
      <USAddress>
        <AddressLine1>47 RECKLESS PLACE NO 1</AddressLine1>
        <City>RED BANK</City>
        <State>NJ</State>
        <ZIPCode>07701</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>PETER PFISTER</Name>
      <Title>TREASURER</Title>
      <Phone>7327410055</Phone>
      <DateSigned>2011-08-25</DateSigned>
    </Officer>
    <TaxYear>2010</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="4">
    <IRS990EZ documentId="RetDoc1234200001">
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <WebSite>WWW.EMACC.ORG</WebSite>
      <Organization501c3 referenceDocumentId="RetDoc1039100001">X</Organization501c3>
      <GrossReceiptsLessThan25000>X</GrossReceiptsLessThan25000>
      <GrossReceipts>27256</GrossReceipts>
      <InfoInScheduleOPartI>X</InfoInScheduleOPartI>
      <ContributionsGiftsGrantsEtc>12610</ContributionsGiftsGrantsEtc>
      <FundraisingGrossIncome contributionsReportedOnLine1a="12610">8635</FundraisingGrossIncome>
      <SpecialEventsDirectExpenses>3254</SpecialEventsDirectExpenses>
      <SpecialEventsNetIncomeLoss>5381</SpecialEventsNetIncomeLoss>
      <OtherRevenueTotal>6011</OtherRevenueTotal>
      <TotalRevenue>24002</TotalRevenue>
      <GrantsAndSimilarAmountsPaid>17500</GrantsAndSimilarAmountsPaid>
      <OtherExpensesTotal>300</OtherExpensesTotal>
      <TotalExpenses>17800</TotalExpenses>
      <ExcessOrDeficitForYear>6202</ExcessOrDeficitForYear>
      <NetAssetsOrFundBalancesBOY>42137</NetAssetsOrFundBalancesBOY>
      <OtherChangesInNetAssets>0</OtherChangesInNetAssets>
      <NetAssetsOrFundBalancesEOY>48339</NetAssetsOrFundBalancesEOY>
      <CashSavingsAndInvestments>
        <BOY>42137</BOY>
        <EOY>48339</EOY>
      </CashSavingsAndInvestments>
      <TotalAssets>
        <BOY>42137</BOY>
        <EOY>48339</EOY>
      </TotalAssets>
      <NetAssetsOrFundBalances>
        <BOY>42137</BOY>
        <EOY>48339</EOY>
      </NetAssetsOrFundBalances>
      <InfoInScheduleOPartIII>X</InfoInScheduleOPartIII>
      <PrimaryExemptPurpose>PROVIDE SCHOLARSHIP FUNDS TO ELIGIBLE STUDENTS</PrimaryExemptPurpose>
      <ProgramServiceAccomplishment>
        <DescriptionProgramServiceAccom>PROVIDE SCHOLARSHIP FUNDS TO ELIGIBLE STUDENTS</DescriptionProgramServiceAccom>
        <GrantsAndAllocations>0</GrantsAndAllocations>
        <ProgramServiceExpenses>17500</ProgramServiceExpenses>
      </ProgramServiceAccomplishment>
      <TotalProgramServiceExpenses>17500</TotalProgramServiceExpenses>
      <InfoInScheduleOPartIV>X</InfoInScheduleOPartIV>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>GAIL ABRAMS</PersonName>
        <AddressUS>
          <AddressLine1>27 CARRIGE HOUSE LN</AddressLine1>
          <City>LITTLE SILVER</City>
          <State>NJ</State>
          <ZIPCode>07739</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>BILL STRATTON</PersonName>
        <AddressUS>
          <AddressLine1>314 WOODLAND AVE</AddressLine1>
          <City>AVON</City>
          <State>NJ</State>
          <ZIPCode>07717</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>AL ZAGER ZAGER FUCHS ET AL</PersonName>
        <AddressUS>
          <AddressLine1>268 BROAD STREET</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>PETER PFISTERTHE CURCHIN GROUP</PersonName>
        <AddressUS>
          <AddressLine1>200 SCHULZ DR STE 400</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <Title>TREASURER</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>LINDA MILSTEIN BROOKDALE COMMCOLL</PersonName>
        <AddressUS>
          <AddressLine1>765 NEWMAN SPRINGS ROAD</AddressLine1>
          <City>LINCROFT</City>
          <State>NJ</State>
          <ZIPCode>07738</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>LYNDA ROSE EMACC</PersonName>
        <AddressUS>
          <AddressLine1>170 BROAD STREET</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <Title>ADVISOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>PAUL DEMENT MONMOUTH UNIVERSITY</PersonName>
        <AddressUS>
          <AddressLine1>400 CEDAR AVEUNE</AddressLine1>
          <City>WEST LONG BRANCH</City>
          <State>NJ</State>
          <ZIPCode>07764</ZIPCode>
        </AddressUS>
        <Title>CHAIR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>CHUCK DRAWBAUGH COLLEGE FUND ASSO</PersonName>
        <AddressUS>
          <AddressLine1>20 BINGHAM AVE</AddressLine1>
          <City>RUMSON</City>
          <State>NJ</State>
          <ZIPCode>07760</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR,PAST CHAIR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>CATHY NOBLICK</PersonName>
        <AddressUS>
          <AddressLine1>180 WHITE ROAD</AddressLine1>
          <City>LITTLE SILVER</City>
          <State>NJ</State>
          <ZIPCode>07739</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>JOHN KILDUFF BOY SCOUTS OF AMER</PersonName>
        <AddressUS>
          <AddressLine1>705 GINESI DRIVE</AddressLine1>
          <City>MORGANVILLE</City>
          <State>NJ</State>
          <ZIPCode>07751</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>DEBRA LYONS ZAGERFUCHS ET AL</PersonName>
        <AddressUS>
          <AddressLine1>268 BROAD STREET</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>JOANNA CAPOSELLO TWO RIVER COMMUNI</PersonName>
        <AddressUS>
          <AddressLine1>100 WATER STREET</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <Title>DIRECTOR</Title>
        <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <InfoInScheduleOPartV>X</InfoInScheduleOPartV>
      <ActivitiesNotPreviouslyRpt>0</ActivitiesNotPreviouslyRpt>
      <MadeChangesToOrgnzngEtcDoc>0</MadeChangesToOrgnzngEtcDoc>
      <OrganizationHadUBI>0</OrganizationHadUBI>
      <OrganizationDissolvedEtc>0</OrganizationDissolvedEtc>
      <DirectIndirectPoliticalExpend>0</DirectIndirectPoliticalExpend>
      <MadeLoansToFromOfficers>0</MadeLoansToFromOfficers>
      <TaxImposedUnderIRC4911>0</TaxImposedUnderIRC4911>
      <TaxImposedUnderIRC4912>0</TaxImposedUnderIRC4912>
      <TaxImposedUnderIRC4955>0</TaxImposedUnderIRC4955>
      <EngagedInExcessBenefitTrans>0</EngagedInExcessBenefitTrans>
      <AmountOfTaxImposedOnOrgMgr>0</AmountOfTaxImposedOnOrgMgr>
      <AmountOfTaxReimbursedByOrg>0</AmountOfTaxReimbursedByOrg>
      <ProhibitedTaxShelterTrans>0</ProhibitedTaxShelterTrans>
      <StatesWhereCopyOfReturnIsFiled>NJ</StatesWhereCopyOfReturnIsFiled>
      <TheBooksAreInCareOf>
        <NameBusiness>
          <BusinessNameLine1>TREASURER</BusinessNameLine1>
        </NameBusiness>
        <AddressUS>
          <AddressLine1>200 SCHULZ DRIVE STE 400</AddressLine1>
          <City>RED BANK</City>
          <State>NJ</State>
          <ZIPCode>07701</ZIPCode>
        </AddressUS>
        <TelephoneNumber>7327410055</TelephoneNumber>
      </TheBooksAreInCareOf>
      <ForeignFinancialAccount>0</ForeignFinancialAccount>
      <ForeignOffice>0</ForeignOffice>
      <MaintainAnyDonorAdvisedFunds>0</MaintainAnyDonorAdvisedFunds>
      <DoesOrgHaveHospital>0</DoesOrgHaveHospital>
      <TanningServicesProvided>0</TanningServicesProvided>
      <RelatedOrgControlledEntity>0</RelatedOrgControlledEntity>
      <TransactionWithControlEntity>0</TransactionWithControlEntity>
      <EngagePoliticalCmpgnActivities>0</EngagePoliticalCmpgnActivities>
      <EngageInLobbyingActivities>0</EngageInLobbyingActivities>
      <OperatingSchool>0</OperatingSchool>
      <TrnsfrsExemptNonCharRelatedOrg>0</TrnsfrsExemptNonCharRelatedOrg>
      <PartVIOfCompOfHighestPaidEmpl>NONE</PartVIOfCompOfHighestPaidEmpl>
      <PartVIAHghstPaidCntrctProfSer>NONE</PartVIAHghstPaidCntrctProfSer>
      <TotNumCntrctPdOver100KProfSer>0</TotNumCntrctPdOver100KProfSer>
      <FiledScheduleA>1</FiledScheduleA>
    </IRS990EZ>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PubliclySupportedOrg509a2>X</PubliclySupportedOrg509a2>
      <GiftsGrantsContribReceived509>
        <CurrentTaxYearMinus4Years>22551</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>14844</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>16858</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>13750</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>12610</CurrentTaxYear>
        <Total>80613</Total>
      </GiftsGrantsContribReceived509>
      <Total509>
        <CurrentTaxYearMinus4Years>22551</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>14844</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>16858</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>13750</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>12610</CurrentTaxYear>
        <Total>80613</Total>
      </Total509>
      <AmtsRecdFromDisqualPersons>
        <Total>0</Total>
      </AmtsRecdFromDisqualPersons>
      <AmtsFromSubstContributors>
        <Total>0</Total>
      </AmtsFromSubstContributors>
      <SupportFromDQPsEtc>
        <Total>0</Total>
      </SupportFromDQPsEtc>
      <PublicSupportTotal509>80613</PublicSupportTotal509>
      <GrossInvestmentIncome509>
        <CurrentTaxYearMinus4Years>830</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>556</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>706</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>665</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>213</CurrentTaxYear>
        <Total>2970</Total>
      </GrossInvestmentIncome509>
      <InvestmentIncomeAndUBTI>
        <CurrentTaxYearMinus4Years>830</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>556</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>706</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>665</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>213</CurrentTaxYear>
        <Total>2970</Total>
      </InvestmentIncomeAndUBTI>
      <TotalSupportTotal>
        <CurrentTaxYearMinus4Years>23381</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>15400</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>17564</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>14415</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>12823</CurrentTaxYear>
        <Total>83583</Total>
      </TotalSupportTotal>
      <PublicSupportPercentage509>0.96450</PublicSupportPercentage509>
      <PriorYearSupportPercentage>0.96210</PriorYearSupportPercentage>
      <InvestmentIncomePercentage>0.03550</InvestmentIncomePercentage>
      <PriorYrInvestIncomePercentage>0.03790</PriorYrInvestIncomePercentage>
      <ThirtyThreePercntTestsCY509>X</ThirtyThreePercntTestsCY509>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleO documentId="RetDoc1051800001">
      <GeneralExplanation>
        <Identifier>OTHER REVENUE</Identifier>
        <ReturnReference>FORM 990-EZ, PART I, LINE 8</ReturnReference>
        <Explanation>DESCRIPTION: MASLOW SCHOLARSHIP. AMOUNT: 5,300. DESCRIPTION: INTEREST - MASLOW SCHOLARSHIP. AMOUNT: 23. DESCRIPTION: INTEREST - CKING ACCT. AMOUNT: 5. DESCRIPTION: INTEREST - ING. AMOUNT: 185. DESCRIPTION: GAIN/LOSS - CFNJ. AMOUNT: 498. TOTAL TO FORM 990-EZ, LINE 8: 6,011.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GRANTS AND SIMILAR AMOUNTS PAID</Identifier>
        <ReturnReference>FORM 990-EZ, PART I, LINE 10</ReturnReference>
        <Explanation>ACTIVITY CLASSIFICATION: SCHOLARSHIPS. GRANTEE NAME: VARIOUS INDIVIDUALS. AMOUNT GIVEN: 17,500.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>OTHER EXPENSES</Identifier>
        <ReturnReference>FORM 990-EZ, PART I, LINE 16</ReturnReference>
        <Explanation>DESCRIPTION: MISC. EXPENSES. AMOUNT: 300.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>