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      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-B, Line 12c</Identifier>
        <Explanation>BOARD OF TRUSTEES MONITOR THE CONFLICT OF INTEREST POLICY COMPLIANCE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-B, Line 15</Identifier>
        <Explanation>BOARD OF TRUSTEES REVIEW AND APPROVE COMPENSATION MATTERS FOR ALL STAFF AND CONSULTANTS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-C, Line 18</Identifier>
        <Explanation>UPON REQUEST, COPIES WILL BE PROVIDED</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-C, Line 19</Identifier>
        <Explanation>UPON REQUEST, COPIES WILL BE PROVIDED</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VII, Col (E)</Identifier>
        <Explanation>NONE- NOT APPLICABLE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VII, Col (F)</Identifier>
        <Explanation>NONE - NOT APPLICABLE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt XI</Identifier>
        <Explanation>NOT APPLICABLE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt XII, Line 1</Identifier>
        <Explanation>ACCRUAL BASIS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt XII, Line 2c</Identifier>
        <Explanation>NOT APPLICABLE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt XII, Line 3b</Identifier>
        <Explanation>NOT APPLICABLE</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>