2011-08-08T09:38:53-05:00 2010-12-31 WIPFLI LLP 7601 FRANCE AVENUE SOUTH SUITE 400 MINNEAPOLIS MN 55435 990 2010-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY 9206840361 2011-08-01 1 RICHARD RUVELSON 9525483400 2011-08-01 2010 2016-02-24 21:20:13Z KIM ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 12132175 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 119 9 23280 -30011 0 0 12720933 11498558 -341280 8416 -62206 -58773 12317447 11448201 0 0 0 0 3899221 3601254 0 0 0 8653048 7292238 12552269 10893492 -234822 554709 172545661 179251089 157849331 164123389 14696330 15127700 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. FIVE BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST THE YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 NUMBER OF MEMBERS AT YEAR END WERE 20,703 WITH A POTENTIAL MARKET OF 243,681. ASSETS AT 12/31/2010 TOTAL $179,251,089. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 6238 0 119 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 0 1 1 1 0 WI X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 LARRY BAHR 2.00 X X 0 0 0 NORBERT CAROLLO 2.00 X 0 0 0 DEB BONK 2.00 X 0 0 0 GEORGE GRINDE 2.00 X X 0 0 0 THOMAS KEIL 2.00 X X 0 0 0 RICK RISCH 2.00 X 0 0 0 JILL PICKETT 2.00 X 0 0 0 JOHN SCHULTZ 2.00 X X 0 0 0 KEVIN KRUTZIK 2.00 X 0 0 0 GARY FECHNER 2.00 X X 0 0 0 RON CLEVERINGA 2.00 X 0 0 0 KIM ROONEY 40.00 X 129511 0 26156 MICHELLE MCCLELLAND 40.00 X 87424 0 25182 JASON MUENCH 40.00 X 97107 0 25814 216935 0 51338 1 0 1 0 0 INTEREST ON LOANS 522100 8237439 8237439 LOAN INCOME 522100 854028 854028 FEE INCOME 522100 820935 820935 CREDIT AND DEBIT CARD 522100 723429 701132 22297 INSURANCE INCOME 524298 583460 583460 279267 278284 983 11498558 135879 135879 54290 113063 -58773 -58773 -58773 443448 570911 -127463 -127463 -127463 11448201 11347815 23280 77106 268273 2605250 85604 408894 233233 130231 25650 76103 254346 365996 317291 247162 16106 84455 395 644736 116420 DIVIDENDS PAID ON MEMBE 2011292 PROVISION FOR LOAN LOSS 1555152 NCUSIF STABILIZATION EX 541836 LOAN & PROCESSING FEES 372955 ATM & CREDIT CARD FEES 309120 222992 10893492 3207152 2949861 4033022 6533263 143530471 144642125 774619 226686 12541270 6773894 6454545 5767376 11682399 16173092 2863453 2958686 172545661 179251089 1643622 1026903 156205709 163096486 157849331 164123389 X 0 0 0 0 14696330 15127700 14696330 15127700 172545661 179251089 X 554709 -123339 X X 1 0 1 X 0 774898 774898 6277910 2684241 3593669 3042087 1758868 1283219 2446375 2330785 115590 5767376 DEPOSITS IN COMMERCIAL BANKS, S$LS , SAVINGS BANKS 2035000 C LOANS TO & INVESTMENTS IN NATURAL PERSON CU 744000 C MEMBERSHIP CAPPITAL AT CORPORATE CU 700353 C PAID IN CAPITAL AT CORPORATE CU 593739 C ALL OTHER INVESTMENTS IN CORPORATE CU 12100000 C 16173092 SHARES & DRAFTS 163096486 163096486 X X 0 1 0 KIM ROONEY 129250 0 0 0 261 0 0 0 26156 0 155667 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING. FORM 990, PART VI, SECTION B, LINE 12C SELF POLICED BY EMPLOYEES COMING FORWARD. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THIER INDIVIDUAL EVALUATION AND PERFORMANCE. SALARIES ARE DETERMINED USING THE SURVEY INFORMATION FROM THE WISCONSIN CREDIT UNION LEAGUE. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: CHANGE IN OCI - DEFINED BENEFIT PLAN. -123,339. TOTAL TO FORM 990, PART XI, LINE 5: -123,339. FORM 990, SECTION XII, LINE 2C THE FINANCIAL STATEMENTS ARE REVIEWED BY THE BOARD OF DIRECTOS.