2011-06-20T11:48:29-05:00 2008-12-31 STEPHEN LANG & ASSOCIATES LLC 14323 S OUTER 40 STE N205 CHESTERFIELD MO 63017 990 2008-01-01 480625190 QUEST CREDIT UNION QUES 7852335556 PO BOX 1128 TOPEKA KS 666011128 VICKIE HURT 7852335556 2011-06-20 1 3142058601 2008 2016-02-24 21:20:13Z X VICKIE HURT PO BOX 1128 TOPEKA KS 666011128 4965128 0 X WWW.QUEST-CU.ORG X 1974 KS SEE SCHEDULE OTO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 31 14 1097 -1031 0 3720779 3691544 1071244 1258343 15241 4792023 4965128 0 21321 1076580 1156159 0 0 4567922 3624131 5644502 4801611 -852479 163517 74274365 81294985 65826343 72560959 8448022 8734026 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 15,944 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2008, THERE WERE 4,191 LOANS OUTSTANDING TOTALING $43,411,132. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,507,751 FOR THE YEAR. 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4619 0 1 31 1 1 1 0 0 0 0 0 0 0 0 0 0 7 7 0 0 1 0 1 1 1 1 1 1 1 1 0 1 0 0 0 1 0 0 1 1 X VICKIE HURT 7852335556 610 SW 10TH ST TOPEKA KS 66612 WILLIAM M LACKEY 2.00 X 0 0 0 BRYAN VARGAS 2.00 X 0 0 0 BRADFORD DEITER 2.00 X 0 0 0 TERRY HEIDNER 2.00 X 0 0 0 GALENE SAVAGE 2.00 X 0 0 0 JOELL CHOCKLEY 2.00 X 0 0 0 DONALD COOPER 2.00 X 0 0 0 VICKIE HURT 50.00 X 98737 0 8453 MARK BEZDEK 30.00 X 66456 0 16562 165193 0 25015 0 0 0 0 0 INTEREST ON LOANS 522100 3249256 3249256 FEES & OTHER INCOME 522100 441191 441191 WARRANTY SALES 522100 625 625 INSURANCE SERVICES 522100 472 472 3691544 1258343 1258343 15241 15241 4965128 4964031 1097 0 21321 190208 772029 36952 88614 68356 2182 109624 15612 78112 170141 298837 116411 18231 71617 175615 40225 MEMBER DIVIDENDS 1507751 PROVISION FOR LOAN LOSS 882435 LOAN SERVICING 65970 ASSOCIATION DUES 27858 UBIT TAXES (FED. & KS) 2350 41160 4801611 249679 483438 18552212 30735095 49275 9722 84827 44881774 42572633 85709 53659 3250323 1443707 1554467 1806616 7485016 4044264 1331406 1589558 74274365 81294985 164830 203272 1996000 65661513 70361687 65826343 72560959 X 0 0 0 0 8448022 8734026 8448022 8734026 74274365 81294985 X 1 0 1 0 531315 531315 1318423 677136 641287 495298 359889 135409 890642 396229 494413 14645 10453 4192 1806616 MEMBER SHARE DEPOSITS 70255250 ACCRUED DIVIDENDS PAYABLE 106437 70361687 4965128 4801611 163517 122487 122487 286004 Part XI, Line 8 - Other Adjustments: CHANGE IN UNREALIZED GAINS/LOSSES ON AFS INVESTMENTS Form 990, Part VI, Section A, line 4 DURING THE YEAR, THE CREDIT UNION REDUCED ITS FIELD OF MEMBERSHIP AS PRESCRIBED BY THE KANSAS DEPARTMENT OF CREDIT UNIONS. THE RESULTING CHANGE DID NOT HAVE A MATERIAL IMPACT ON THE FINANCIAL CONDITION OR OPERATING RESULTS OF THE CREDIT UNION. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section A, line 10 THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT/CEO, WHO IN TURN, REVIEWS THE DETAILS WITH THE SVP/CFO BEFORE SIGNING IT. Form 990, Part VI, Section B, line 15 THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.