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    <Timestamp>2011-05-09T15:28:00-05:00</Timestamp>
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        <BusinessNameLine1>DEER RIVER COOPERATIVE CREDIT UNION</BusinessNameLine1>
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        <State>MN</State>
        <ZIPCode>56636</ZIPCode>
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    </Filer>
    <Officer>
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      <Title>PRESIDENT</Title>
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      <DateSigned>2011-05-10</DateSigned>
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    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
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          <State>MN</State>
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        <BalanceDue>1500</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>VICTOR WILLIAMS</NamePerson>
        <PurposeOfLoan>CONSILIDATE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>16000</OriginalPrincipalAmount>
        <BalanceDue>16000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>VICTOR WILLIAMS</NamePerson>
        <PurposeOfLoan>VEHICLE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>4500</OriginalPrincipalAmount>
        <BalanceDue>4500</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>LARRY NIXON</NamePerson>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>35667</OriginalPrincipalAmount>
        <BalanceDue>35667</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>CHARLES ISAACS</NamePerson>
        <PurposeOfLoan>VEHICLE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>11000</OriginalPrincipalAmount>
        <BalanceDue>11000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>CHARLES ISAACS</NamePerson>
        <PurposeOfLoan>VEHILCE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>15000</OriginalPrincipalAmount>
        <BalanceDue>15000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>MICHAEL NYNAS</NamePerson>
        <PurposeOfLoan>VEHICLE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>8200</OriginalPrincipalAmount>
        <BalanceDue>8200</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>BARBARA GUNDERSON</NamePerson>
        <PurposeOfLoan>VEHICLE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>11042</OriginalPrincipalAmount>
        <BalanceDue>11042</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc3">
      <GeneralExplanation>
        <Explanation>MONTHLY FINANCIAL REPORT IS POSTED IN LOBBY OF THE CREDIT UNION</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>