2011-11-15T14:01:27-06:00 2010-12-31 CLIFTON GUNDERSON LLP 1301 W 22ND ST STE 1100 OAK BROOK IL 60523 990 2010-01-01 364382506 OPPORTUNITY TRANSFORMATION INVESTMENTS OPPO 6306454100 2122 YORK ROAD NO 150 OAK BROOK IL 60523 RICHARD C JOHN 6306454100 2011-11-15 1 ROBERT J NOWAK CPA MST 6305738600 2010 2016-02-24 21:20:13Z KEN VANDER WEELE 2122 YORK ROAD OAK BROOK IL 60523 14449997 0 X WWW.OPPORTUNITY.ORG X 2000 IL TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS AS THEY CONVERT FROM NONGOVERNMENTAL ORGANIZATIONS TO COMMERCIAL MICRO-FINANCE INSTITUTIONS. 11 7 0 8 0 0 6645946 9346082 0 0 3400044 4848885 2791 255030 10048781 14449997 0 0 0 0 0 0 0 0 0 1676447 2217872 1676447 2217872 8372334 12232125 71080173 81624228 12564805 10561044 58515368 71063184 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS AS THEY CONVERT FROM NONGOVERNMENTAL ORGANIZATIONS TO COMMERCIAL MICROFINANCE INSTITUTIONS. 0 0 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS AS THEY CONVERT FROM NONGOVERNMENTAL ORGANIZATIONS TO COMMERCIAL MICROFINANCE INSTITUTIONS. 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0 1 0 0 1 MJ 0 0 0 0 0 0 X 11 7 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X X OPPORTUNITY INTERNATIONAL INC 6306454100 2122 YORK ROAD SUITE 150 OAK BROOK IL 60523 BRAD BELL 5.00 X 0 0 0 JAMES HAMILTION 5.00 X 0 0 0 RICHARD JOHN 5.00 X X 0 142557 22849 DEBBY FARRINGTON 5.00 X 0 0 0 DAVID SIMMS 5.00 X 0 0 0 KEN VANDER WEELE 40.00 X X 0 0 0 MARK VASELKIV 5.00 X 0 0 0 KADITA TSHIBAKA 5.00 X 0 0 0 BILL MORGENSTERN 5.00 X 0 190791 20263 RODNEY DAMMEYER 5.00 X 0 0 0 DENNIS RIPLEY 5.00 X 0 171992 29792 RD DAMMEYER 5.00 X 0 0 0 0 505340 72904 0 0 1 0 OPPORTUNITY INTERNATIONAL NETWORK 2122 YORK ROAD SUITE 150 OAK BROOK IL 60523 INVESTMENT ADVISORY SERVICES 739379 OPPORTUNITY INTERNATIONAL INC 2122 YORK ROAD SUITE 150 OAK BROOK IL 60523 ADMINISTRATIVE SERVICES 344690 BAKER AND MCKENZIE 130 E RANDOLPH CHICAGO IL 60601 LEGAL SERVICES 332718 3 9346082 9346082 246569 246569 4602316 4602316 4602316 4602316 MISCELLANEOUS INCOME 522100 255030 255030 255030 14449997 4602316 0 501599 344690 344690 1181518 1181518 128897 128897 12011 12011 FOREIGN CURRENCY LOSS 550326 550326 TELEPHONE 265 265 SHIPPING 165 165 2217872 0 2217872 0 3666987 4067560 8304 357503 19635433 20274359 47357988 55969764 889647 411461 65395 71080173 81624228 114805 111044 12450000 10450000 12564805 10561044 X 58515368 71063184 58515368 71063184 71080173 81624228 X 12232125 315691 X X 0 1 1 X 0 X 9958510 8923285 7397512 6645946 9346082 42271335 9958510 8923285 7397512 6645946 9346082 42271335 42271335 13087 167305 61910 126367 246569 615238 308441 122644 108925 570721 1110731 43997304 0.96080 0.95230 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 INVESTMENT IN ZAMBUKO PRIVATE LTD. 250000 C INVESTMENT IN OI SASL (GHANA) 4175949 C INVESTMENT IN OIBM (MALAWI) 4534729 C INVESTMENT IN OI MEXICO 4547755 C INVESTMENT IN SERBIA 12930195 C DEV. FINANCE EQUITY PARTNERS 199742 C INVESTMENT IN OPPORTUNITY FINANCE LTD, SOUTH AFRICA 5822517 C SUBSCRIBED STOCK RECEIVABLE 2637499 C INVESTMENT IN BANCO OPORTUNIDADE MOZAMBIQUE 2060042 C INVESTMENT IN BALKAN FUND 1745202 C INVESTMENT IN URWEGO OPPORTUNITY BANK 2658309 C INVESTMENT IN OPPORTUNITY KENYA LTD 1054662 C INVESTMENT IN OPPORTUNITY UGANDA LTD 4547179 C INVESTMENT IN OK BANK PHILIPPINES 757794 C INVESTMENT IN GROWING OPPORTUNITIES FINANCE INDIA 314558 C INVESTMENT IN GOF - PREFERRED STOCK 2036044 C INVESTMENT IN OPPORTUNITY TANZANIA LTD 2200000 C INVESTMENT IN OPPORTUNITY MICROCREDIT ROMANIA - MAJORITY 1497588 C INVESTMENT IN OPPORTUNITY DRC 2000000 C 55969764 14449997 2217872 12232125 315691 315691 12547816 71837869 315691 59274734 59590425 12247444 2202553 2202553 14449997 73493019 71995899 71995899 1497120 720752 720752 2217872 PART XII, LINE 2D - OTHER ADJUSTMENTS: BANKING ACTIVITY 59,274,734. PART XII, LINE 4B - OTHER ADJUSTMENTS: INVESTMENT INCOME FROM AFFILIATE 1,649,332. MISCELLANEOUS EXPENSES RECLASSED AS INCOME 553,221. PART XIII, LINE 2D - OTHER ADJUSTMENTS: BANKING ACTIVITY 71,995,899. PART XIII, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSE ON DEBT ELIMINATED UPON CONSOLIDATION 167,531. MISCELLANEOUS EXPENSES RECLASSED AS INCOME 553,221. 0 0 0 0 0 0 0 0 0 RICHARD JOHN 0 142557 0 0 0 0 0 9509 0 13340 0 165406 0 0 BILL MORGENSTERN 0 190791 0 0 0 0 0 0 0 20263 0 211054 0 0 DENNIS RIPLEY 0 136992 0 35000 0 0 0 10356 0 19436 0 201784 0 0 GHANASAT OPERATIONS & LOAN FUNDS X 1250000 1250000 0 1 1 MLO OPERATIONS X 91950 200986 0 1 1 OPPORTUNITY BANK MALAWI OPERATIONS X 309539 1069000 0 1 1 OPPORTUNITY FINANCE SOUTH AFRICA OPERATIONS & LOAN FUNDS X 1266000 800000 0 1 1 OPPORTUNITY KENYA LTD OPERATIONS & LOAN FUNDS X 49549 3753825 0 1 1 ASODENIC OPERATIONS & LOAN FUNDS X 130000 130000 0 1 1 OPPORTUNITY UGANDA LTD OPERATIONS & LOAN FUNDS X 1000000 2000000 0 1 1 OIBM MALAWI OPERATIONS & LOAN FUNDS X 1000000 2000000 0 1 1 BANCO OPPORTUNITY MOZAMBIQUE OPERATIONS X 280489 0 0 1 1 URWEGO OPPORTUNITY RWANDA OPERATIONS & LOAN FUNDS X 347000 168000 0 1 1 OPPORTUNITY TANZANIA LTD OPERATIONS & LOAN FUNDS X 700000 460000 0 1 1 OI AN HUI CHINA OPERATIONS & LOAN FUNDS X 257500 50000 0 1 1 OISL (GHANA) OPERATIONS & LOAN FUNDS X 1000000 1000000 0 1 1 URWEGO OPPORTUNITY RWANDA OPERATIONS & LOAN FUNDS X 1000000 0 0 1 1 OISL (GHANA) OPERATIONS & LOAN FUNDS X 186000 1026504 0 1 1 OPPORTUNITY UGANDA LTD OPERATIONS & LOAN FUNDS X 200000 0 0 1 1 TSKI (PHILIPPINES) OPERATIONS & LOAN FUNDS X 236337 248411 0 1 1 OPPORTUNITY KENYA LTD OPERATIONS & LOAN FUNDS X 97707 119613 0 1 1 OPORTUNIDAD MICROFINANZAS MEXICO OPERATIONS & LOAN FUNDS X 22375 0 0 1 1 OPPORTUNITY FINANCE SOUTH AFRICA OPERATIONS & LOAN FUNDS X 200000 200000 0 1 1 14476339 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION'S SOLE MEMBER IS OPPORTUNITY INTERNATIONAL, INC. (SEE SCHEDULE R, PART II). FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S SOLE MEMBER, OPPORTUNITY INTERNATIONAL, INC., IS RESPONSIBLE FOR ELECTING THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11 STAFF PREPARES DETAILED INFORMATION FROM INTERNAL REPORTS AND AUDITED FINANCIAL STATEMENTS AND SENDS TO CLIFTON GUNDERSON. CONTROLLER AND CFO OF OPPORTUNITY INTERNATIONAL AND CEO OF OTI REVIEW THE DRAFT PREPARED BY CG AND DISCUSS COMMENTS AND QUESTIONS WITH CG. FINAL DRAFT OF 990 IS PRESENTED TO THE OPPORTUNITY FINANCE COMMITTEE FOR REVIEW. AFTER REVIEW IS COMPLETE, A RECOMMENDATION IS MADE TO THE OI BOARD OF DIRECTORS TO APPROVE THE 990. IF APPROVED, THE RETURN IS SIGNED AND SUBMITTED TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C IT IS AN ANNUAL REQUIREMENT TO SIGN THE CONFLICT OF INTEREST STATEMENTS. ALL CONFLICTS ARE REVIEWED BY DESIGNATED BOARD MEMBERS. FINANCE DEPARTMENT MONITORS RELATED PARTY TRANSACTIONS. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION CHOOSES NOT TO COMPENSATE ANY OFFICERS OR KEY EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 CONFLICT OF INTEREST POLICY IS NOT PUBLISHED. FINANCIAL STATEMENTS ARE AVAILABLE ON THE OPPORTUNITY INTERNATIONAL WEBSITE. GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 315,691. FORM 990, PART XI, LINE 2C THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. OPPORTUNITY BANK ALBANIA ALBANIA AL PROVIDE LOANS AL -3949842 52768360 OPPORTUNITY BANK NOVI SAD SERBIA RI PROVIDE LOANS RI -4672277 67015858 OPORTUNIDAD MICROFINANZAS SA DE CV MEXICO MX PROVIDE LOANS MX 83334 2406125 BANCO OPORTUNIDADE DE MOCAMBIQUE SARL MOZAMBIQUE MZ PROVIDE LOANS MZ -759800 6563736 OPPORTUNITY INTERNATIONAL-SAVINGS & LOAN GHANA GH PROVIDE LOANS GH -1179426 24872842 OPPORTUNITY INTERNATIONAL BANK MALAWI MALAWI MI PROVIDE LOANS MI 986519 61875317 URWEGO OPPORTUNITY BANK RWANDA RWANDA RW PROVIDE LOANS RW -550037 10907164 OPPORTUNITY FINANCE LIMITED SOUTH AFRICA SF PROVIDE LOANS SF -332183 5704925 OPPORTUNITY KENYA LIMITED KENYA KE PROVIDE LOANS KE -567598 5135401 OPPORTUNITY TANZANIA LIMITED TANZANIA TZ PROVIDE LOANS TZ -2003611 3515686 OPPORTUNITY UGANDA LIMITED UGANDA UG PROVIDE LOANS UG -939579 14222094 OPPORTUNITY INTERNATIONAL DRC SPRL DEMOCRATIC REPUBLIC OF CONGO CG PROVIDE LOANS CG -332333 1859696 OPPORTUNITY MICROCREDIT ROMANIA IFN SA ROMANIA RO PROVIDE LOANS RO 767072 16917054 OPPORTUNITY INTERNATIONAL INC 2122 YORK ROAD OAK BROOK IL 60523 540907624 TO CREATE EMPLOYMENT AND IMPROVE INCOME FOR THE POOR. IL 501(C)(3) 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 OPPORTUNITY INTERNATIONAL INC L 344690 OPPORTUNITY INTERNATIONAL INC C 9346082