PRESIDENT

2011-09-06T12:25:33-05:00 2010-12-31 BARRACLOUGH & ASSOCIATES PC PO BOX 1847 SANTA FE NM 87504 990 2010-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 PO BOX 490 LOS ALAMOS NM 87544 ROBERT L MORTENSEN PRESIDENT 5056624671 2011-08-29 1 JOHN E BARRACLOUGH JR 5059833387 2010 2016-02-24 21:20:13Z ROBERT L MORTENSEN 1001 CENTRAL AVE LOS ALAMOS NM 87544 9179913 0 X WWW.ZIACU.ORG X 1955 NM NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 5 5 66 0 0 0 0 0 8674576 8935787 115918 84411 165259 159715 8955753 9179913 0 0 0 0 3145974 3223244 0 0 0 7261710 5985813 10407684 9209057 -1451931 -29144 119370638 129576298 108527660 118762464 10842978 10813834 NONE 0 0 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3030 0 1 66 1 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 NM X THE ORGANIZATION 5056624671 PO BOX 490 LOS ALAMOS NM 87544 RICHARD ROYBAL CHAIR 1.00 X 0 0 0 JOSE GARCIA VICE CHAIR 1.00 X 0 0 0 MIGUEL VELASQUEZ SECRETARY 1.00 X 0 0 0 ANN VALVERDE DIRECTOR 1.00 X 0 0 0 IVAN TRUJILLO DIRECTOR 1.00 X 0 0 0 ROBERT L MORTENSEN PRESIDENT 40.00 X 134506 0 0 134506 0 0 1 0 0 0 PRESBYTERIAN HEALTH PLAN DEPARTMENT 1594 DENVER CO 802911594 HEALTH CARE INSURANCE 555598 ADVANCED NETWORK MANAGEMENT 4601 COLUMBINE AVE NE ALBUQUERQUE NM 87113 NETWORK SERVICES 388320 EPL 22 IVERNESS CENTER PKWAY SUITE 400 BIRMINGHAM AL 35242 DATA PROCESSING 371845 3 LOAN INCOME 522100 7599830 7599830 FEE INCOME 522100 1335957 1335957 8935787 84411 84411 OTHER REVENUE 522100 159715 159715 159715 9179913 9179913 0 0 134506 2252283 88185 577717 170553 21980 105029 1047286 137009 125925 11286 472530 289116 DIVIDENDS PAID TO MEMBE 1779491 PROVISION FOR LOAN LOSS 1286000 LOAN SERVICING 184885 EDUCATIONAL AND PROMOTI 178617 OTHER ASSETS WRITE DOWN 149330 197329 9209057 3675153 2701414 4381065 14477755 3390422 3545626 94477511 95787230 6975331 1766326 4317810 5209005 5902910 4514872 3225767 3340396 119370638 129576298 309056 442054 108218604 118320410 108527660 118762464 X 3866666 3866666 0 0 6976312 6947168 10842978 10813834 119370638 129576298 -29144 0 X X 0 1 1 X 0 1470882 1470882 3939383 1198296 2741087 1441068 568030 873038 123998 123998 5209005 SHARES AND DEPOSITS 118320410 118320410 9179913 9209057 -29144 0 -29144 9179913 0 9179913 0 9179913 9209057 0 9209057 0 9209057 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X: NO UNCERTAIN TAX POSITIONS RICHARD ROYBAL MORTGAGE X 185566 161110 0 1 1 RICHARD ROYBAL LOC X 500 0 0 1 1 MIGUEL VELASQUEZ USED CAMPER X 61288 52500 0 1 1 MIGUEL VELASQUEZ USED AUTO X 20000 7500 0 1 1 MIGUEL VELASQUEZ USED AUTO X 30871 28500 0 1 1 MIGUEL VELASQUEZ SIGNATURE X 13106 7100 0 1 1 MIGUEL VELASQUEZ LOC X 20000 17800 0 1 1 MIGUEL VELASQUEZ USED MH X 20000 6900 0 1 1 JOSE GARCIA CROSS COLLATERAL X 12000 9629 0 1 1 JOSE GARCIA SIGNATURE X 3000 2002 0 1 1 JOSE GARCIA MORTGAGE X 299000 288827 0 1 1 JOSE GARCIA LOC X 1000 801 0 1 1 IVAN TRUJILLO USED AUTO X 33934 29769 0 1 1 IVAN TRUJILLO HELOC X 42000 41863 0 1 1 ANNE VALVERDE SIGNATURE X 35000 33641 0 1 1 ANNE VALVERDE SIGNATURE X 5000 4177 0 1 1 ANNE VALVERDE MORTGAGE X 275800 269206 0 1 1 MATTY PEREZ SIGNATURE X 22000 14120 0 1 1 MATTY PEREZ NEW MH X 24965 24276 0 1 1 JULIE BENNETT USED AUTO X 16910 16252 0 1 1 JULIE BENNETT CROSS COLLATERAL X 15000 13492 0 1 1 JULIE BENNETT OVERDRAFT X 350 319 0 1 1 JULIE BENNETT MORTGAGE X 181000 176607 0 1 1 LISA GONZALES MORTGAGE X 166000 153695 0 1 1 LISA GONZALES SIGNATURE X 17123 12364 0 1 1 LISA GONZALES USED AUTO X 2654 691 0 1 1 BECKY FERNANDEZ USED AUTO X 13032 10486 0 1 1 MARIA DORA GARDUNO USED AUTO X 11139 9584 0 1 1 MARIA DORA GARDUNO USED MTR HOME X 15255 10268 0 1 1 MARIA DORA GARDUNO USED AUTO X 15348 12721 0 1 1 LARRY MORTENSEN MORTGAGE X 300000 227566 0 1 1 LARRY MORTENSEN SINGLE PAY X 6230 6230 0 1 1 LARRY MORTENSEN CD SECURED X 18100 18040 0 1 1 LARRY MORTENSEN SHARE SECURED X 15000 12378 0 1 1 LARRY MORTENSEN LOC X 25000 24483 0 1 1 LARRY MORTENSEN HELOC X 103000 102976 0 1 1 MARGO LIBERTY OVERDRAFT X 500 456 0 1 1 JEANNENE SPARKS SIGNATURE X 28483 27681 0 1 1 JEANNENE SPARKS USED AUTO X 7012 6574 0 1 1 JEANNENE SPARKS CROSS COLLATERAL X 5000 4943 0 1 1 JEANNENE SPARKS MORTGAGE X 166250 162320 0 1 1 SORAIDA DEAGUERO LOC X 500 402 0 1 1 SORAIDA DEAGUERO USED AUTO X 32785 22116 0 1 1 SORAIDA DEAGUERO MORTGAGE X 148000 144089 0 1 1 SORAIDA DEAGUERO CROSS COLLATERAL X 13000 12595 0 1 1 SORAIDA DEAGUERO NEW AUTO X 13200 11357 0 1 1 EDWIN ORTIZ HELOC X 105000 103487 0 1 1 EDWIN ORTIZ SHARE SECURED X 12000 523 0 1 1 EDWIN ORTIZ USED AUTO X 14779 1301 0 1 1 EDWIN ORTIZ LOC X 6000 5873 0 1 1 EDWIN ORTIZ SIGNATURE X 15000 6518 0 1 1 EDWIN ORTIZ USED AUTO X 32000 30956 0 1 1 EDWIN ORTIZ HELOC X 174000 172290 0 1 1 SEFERINO ORTIZ MORTGAGE X 345000 342501 0 1 1 SEFERINO ORTIZ SIGNATURE X 500 42 0 1 1 SEFERINO ORTIZ NEW AUTO X 9973 8596 0 1 1 SEFERINO ORTIZ CROSS COLLATERAL X 8000 7909 0 1 1 ELENA MONTOYA NEW AUTO X 51608 45133 0 1 1 ELENA MONTOYA SINGLE PAY X 13593 13593 0 1 1 ELENA MONTOYA SIGNATURE X 500 480 0 1 1 ELENA MONTOYA HELOC X 110794 148485 0 1 1 ELENA MONTOYA HELOC X 135000 135000 0 1 1 ELENA MONTOYA MORTGAGE X 335350 322533 0 1 1 3545626 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH A MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS PREPARED BY AN OUTSIDE PREPARER AND GIVEN TO THE PRINCIPAL OFFICER AND BOARD TO REVIEW. FORM 990, PART VI, SECTION B, LINE 12C ADHERENCE TO CREDIT UNION REGULATIONS FORM 990, PART VI, SECTION B, LINE 15 APPROVAL BY THE BOARD OF DIRECTORS FORM 990, PART VI, SECTION C, LINE 18 AVAILABLE FOR REVIEW ON REQUEST AT THE CREDIT UNION. FORM 990, PART VI, SECTION C, LINE 19 CREDIT UNION MEMBERS CAN OBTAIN INFORMATION ABOUT THEIR CREDIT UNION BY ATTENDING THE ANNUAL MEETING FOR THE MEMBERSHIP, SPECIFICALLY REQUESTING INFORMATION FROM THE CREDIT UNION, READING CREDIT UNION NEWSLETTERS, AND ACCESSING INFORMATION ON THEIR CREDIT UNION'S WEBSITE. AVAILABLE UPON REQUEST: 1) ARTICLES OF INCORPORATION AND BYLAWS 2) FINANCIAL STATEMENTS THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.