2011-07-21T12:48:14-00:00 2010-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2010-01-01 860120482 VANTAGE WEST CREDIT UNION VANT 5202987882 PO BOX 15115 TUCSON AZ 857080115 SCOTT ODOM 5209176270 2011-07-18 true DOUGLAS ORTH 3052328272 2010 2016-02-24 21:20:13Z Robert D Ramirez 2480 North Arcadia Avenue Tucson AZ 85712 76867570 false 2111 X WWW.VWESTCU.ORG X CREDIT UNION 1955 AZ PEOPLE HELPING PEOPLE ACHIEVE THEIR FINANCIAL GOALS...OUR #1 PRIORITY. VANTAGE WEST IS A FULL-SERVICE FINANCIAL INSTITUTION. WE OFFER A WIDE ARRAY OF PERSONAL AND BUSINESS ACCOUNTS RANGING FROM SAVINGS AND CHECKING ACCOUNTS TO LOANS, MORTGAGES, MERCHANT SERVICES, CONSUMER CREDIT CARDS AND MUCH MORE. PEOPLE HELPING PEOPLE ACHIEVE THEIR FINANCIAL GOALS...OUR 1 PRIORITY. VANTAGE WEST IS A FULL-SERVICE FINANCIAL INSTITUTION. WE OFFER A WIDE ARRAY OF PERSONAL AND BUSINESS ACCOUNTS RANGING FROM SAVINGS AND CHECKING ACCOUNTS TO LOANS, MORTGAGES, MERCHANT SERVICES, CONSUMER CREDIT CARDS AND MUCH MORE. 7 7 444 16 1085290 -963593 0 70012328 71825460 2018527 2807556 5525451 2234554 77556306 76867570 0 0 17009174 20961749 0 0 60117999 41677903 77127173 62639652 429133 14227918 1072284915 1073929571 969682504 954811620 102602411 119117951 PEOPLE HELPING PEOPLE ACHIEVE THEIR FINANCIAL GOALS...OUR 1 PRIORITY. VANTAGE WEST IS A FULL-SERVICE FINANCIAL INSTITUTION. WE OFFER A WIDE ARRAY OF PERSONAL AND BUSINESS ACCOUNTS RANGING FROM SAVINGS AND CHECKING ACCOUNTS TO LOANS, MORTGAGES, MERCHANT SERVICES, CONSUMER CREDIT CARDS, AND MUCH MORE. false false INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM THE INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. false false true false false false false false true false false false true false true false false false false false false false false false false false false true false false false false false true false false false false false false false false false true 30425 0 444 true true true false false false false false X 7 7 false false false false true true false true true false false false true false true true true true true false AZ X SCOTT ODOM CONTROLLER 5209176270 2480 N ARCADIA AVE TUCSON AZ 85712 DR WHITTAKER 003.00 X 785 0 0 WL GUM 003.00 X 781 0 0 CH MATTHEWSON 003.00 X 0 0 0 G GONZALEZ 003.00 X 974 0 0 EL SORRELL 003.00 X 0 0 0 TL VALDEZ 003.00 X 0 0 0 G SMITH 003.00 X 1651 0 0 T MARIN 003.00 X 0 0 0 RD RAMIREZ 040.00 X 425915 0 449085 SB ODOM 040.00 X 128510 0 37988 CJ POWELL 040.00 X 113152 0 31650 R ALMAZAN 040.00 X 183795 0 58314 S MOTT 040.00 X 178523 0 70973 G BRAM 040.00 X 188534 0 69535 T ACHILLES 040.00 X 142414 0 26885 S LUEDERS 040.00 X 133596 0 39326 1498630 783756 16 false true false GILES CONSTRUCTION INC 921 S PRUDENCE RD TUCSON AZ 85710 BUILDING CONSTRUCTION/REMODELING 1147411 THE BABLOVE AGENCY INC 220 E SPEEDWAY BLVD TUCSON AZ 85705 AD AGENCY 1145685 JACK HENRY & ASSOCIATES INC PO BOX 503328 ST LOUIS MO 63150 CORE SYSTEM LICENSE/MAINTENANCE 739304 THE STATEMENT COMPANY 16300 W GLENDALE DR NEW BERLIN WI 53151 MEMBER STATEMENTS 709833 DIEBOLD INCORPORATED PO BOX 643543 PITTSBURGH PA 15264 ATM MAINTENANCE 654460 23 UNRELATED BUSINESS INCOME 523000 495128 495128 UNRELATED BUSINESS INCOME 524298 590162 590162 FEES AND CHARGES 522100 12426075 12426075 OTHER NON-INTEREST INCOME 522100 422471 422471 INTEREST ON MEMBER LOANS 522100 57891624 57891624 71825460 2807556 2807556 GAIN FROM BARGAIN PURCHASE - ACQUISITION 522100 2234554 2234554 2234554 76867570 75782280 1085290 0 0 0 0 2282386 2282386 0 14975626 14975626 825426 825426 1608550 1608550 1269761 1269761 0 120832 120832 74193 74193 0 0 469795 469795 2182885 2182885 3502411 3502411 1009153 1009153 0 1424970 1424970 99577 99577 0 449346 449346 6862126 6862126 0 2386057 2386057 262283 262283 See attached schedule 22834275 22834275 0 62639652 62639652 11778330 9162310 76096501 55120322 4257507 4370314 832728912 824026211 1309114 1383326 47794329 20588273 20041553 27206056 76595790 112924321 31331300 7539754 2386572 3437765 15759336 28759192 1072284915 1073929571 7395157 8588403 134834 25000000 937152513 946223217 969682504 954811620 X 102602411 119117951 102602411 119117951 1072284915 1073929571 X 14227918 2287622 X false true true X false 2500 2500 2500 true ARIZONANS FOR RESPONSIBLE LENDING PO BOX 41525 TUCSON AZ 85717 200802924 2500 false 9340694 9081637 18776705 4960793 13815912 655447 217049 438398 17795850 15151374 2644476 1225633 1225633 27206056 SHARE DRAFT ACCOUNTS 126414754 REGULAR SHARE ACCOUNTS 92625281 PREMIUM SHARE ACCOUNTS 444626901 ESCROW ACCOUNTS 789170 IRA SHARE ACCOUNTS 105061250 SHARE AND IRA CERTIFICATES 176551987 PREMIUM ON CERTIFICATES ACQUIRED THROUGH ACQUISITION 153874 946223217 76867570 62639652 14227918 -512378 2800000 2287622 16515540 76867570 76867570 76867570 62639652 62639652 62639652 X 2 FIN 48 IS NOT APPLICABLE. XI 8 EQUITY ACQUIRED THROUGH ACQUISITION 2,800,000. X true true X X X false false false RD RAMIREZ 417665 8250 436602 12483 875000 SB ODOM 121225 7285 25772 12216 166498 R ALMAZAN 171862 11933 48980 9334 242109 S MOTT 166934 11589 59018 11955 249496 G BRAM 177390 11144 57312 12223 258069 T ACHILLES 134614 7800 21675 5210 169299 S LUEDERS 126016 7580 26794 12532 172922 FIRST CORPORATE CREDIT UNION R. RAMIREZ IS ON THE BOARD OF DIRECTORS 542970 PAYMENT AND LIQUIDITY SERVICES false CUES R. RAMIIREZ IS ON THE BOARD OF DIRECTORS 52812 EDUCATIONAL SERVICES false Form 990 Part VI 6 THE CREDIT UNION HAS MEMBERS. Form 990 Part VI 7A THE MEMBERS OF THE CREDIT UNION ELECT EACH MEMBER OF THE BOARD OF DIRECTORS. Form 990 Part VI 11A THE VP OF FINANCE IS RESPONSIBLE FOR THE PREPARATION OF THE RETURN. THE RETURN IS REVIEWED BY THE CREDIT UNIONS PRESIDENT/CEO. ONCE THIS REVIEW IS COMPLETED AND ANY NECESSARY CORRECTIONS ARE MADE, THE RETURN IS FILED. Form 990 Part VI 15 THE REVIEW OF THE CEOS COMPENSATION IS A FUNCTION OF THE BOARD OF DIRECTORS. ANNUALLY, THE BOARD USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY TO DETERMINE THE CEOS COMPENSATION. FOR ALL OTHER POSITIONS IN THE ORGANIZATION, PAY RANGES ARE REVIEWED AND APPROVED ON AN ANNUAL BASIS BY THE BOARD OF DIRECTORS UTILIZING DATA FROM AN INDEPENDENT COMPENSATION STUDY. Form 990 Part XI 5 EQUITY ACQUIRED THROUGH ACQUISITION 2,800,000 UNREALIZED LOSSES ON INVESTMENTS 512,378. Form 990 Part VI 19 THE CREDIT UNIONS GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV VIA THE QUARTERLY 5300 FILING. Form 990 Part VI 12C THE ORGANIZATIONS CONFLICT OF INTEREST POLICY IS ENFORCED IN TWO WAYS- 1 UPON HIRING, EMPLOYEES ARE REQUIRED TO READ AND CERTIFY THEIR ACCEPTANCE OF THE POLICY, AND 2 A REPORTING TOOL PROVIDED BY A THIRD PARTY IS AVAILABLE FOR EMPLOYEES TO ANONYMOUSLY REPORT ANY ETHICAL VIOLATIONS OF WHICH THEY ARE AWARE.