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    <Timestamp>2011-05-11T15:08:44-07:00</Timestamp>
    <TaxPeriodEndDate>2010-12-31</TaxPeriodEndDate>
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      <Name>
        <BusinessNameLine1>ANOKA HENNEPIN CREDIT UNION</BusinessNameLine1>
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      <Phone>7634220290</Phone>
      <USAddress>
        <AddressLine1>3505 NORTHDALE BLVD NW</AddressLine1>
        <City>COON RAPIDS</City>
        <State>MN</State>
        <ZIPCode>55448</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>JEFFREY CLAUSSEN</Name>
      <Title>President &amp; CEO</Title>
      <DateSigned>2011-05-11</DateSigned>
    </Officer>
    <TaxYear>2010</TaxYear>
    <BuildTS>2016-03-07 17:11:31Z</BuildTS>
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        <City>AMERY</City>
        <State>WI</State>
        <ZIPCode>54001</ZIPCode>
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        <NamePerson>MARTIN WALIGORA</NamePerson>
        <TelephoneNumber>7634220290</TelephoneNumber>
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          <State>MN</State>
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      <OtherExpenses>
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      <TotalLiabilities>
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        <EOY>141670830</EOY>
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      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
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        <EOY>10104798</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
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        <EOY>151775628</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>-663572</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>false</FSAudited>
      <AuditCommittee>false</AuditCommittee>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>false</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleD documentId="IRS990ScheduleD" softwareId="10000105" softwareVersion="2010v3.2">
      <Land>
        <OtherCostOrOtherBasis>1048740</OtherCostOrOtherBasis>
        <BookValue>1048740</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>4560506</OtherCostOrOtherBasis>
        <Depreciation>1052598</Depreciation>
        <BookValue>3507908</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>512051</OtherCostOrOtherBasis>
        <Depreciation>394844</Depreciation>
        <BookValue>117207</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <OtherCostOrOtherBasis>29691</OtherCostOrOtherBasis>
        <Depreciation>28825</Depreciation>
        <BookValue>866</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>2629791</OtherCostOrOtherBasis>
        <Depreciation>2340230</Depreciation>
        <BookValue>289561</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>4964282</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>MONEY MARKET ACCOUNTS</Description>
        <Amount>40852345</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>SHARE CERTIFICATES</Description>
        <Amount>21450071</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>IRAS</Description>
        <Amount>10655416</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>SHARE DRAFTS</Description>
        <Amount>25385530</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>REGULAR SHARES</Description>
        <Amount>42364796</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>140708158</TotalOfAmounts>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="IRS990ScheduleJ" softwareId="10000105" softwareVersion="2010v3.2">
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <Form990ScheduleJPartII>
        <NamePerson>JEFFREY CLAUSSEN</NamePerson>
        <BaseCompensationFilingOrg>151275</BaseCompensationFilingOrg>
        <OtherCompensationFilingOrg>11019</OtherCompensationFilingOrg>
        <NontaxableBenefitsFilingOrg>14675</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>176969</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="IRS990ScheduleL" softwareId="10000105" softwareVersion="2010v3.2">
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>PAUL DAMMANN</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>SR VP/MBR SVCS</Relationship>
        <AmountOfTransaction>287929</AmountOfTransaction>
        <DescriptionOfTransaction>DIRECTOR OF CU COMPANIES</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>DANIEL BAKER</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>SR VP/MARKETING</Relationship>
        <AmountOfTransaction>2005</AmountOfTransaction>
        <DescriptionOfTransaction>DIRECTOR OF ANOKA CHAMBER</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>JIM OLDENKAMP-OLDENKAMP ENTERPRISES</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>FAMILY MEMBER-BAKE</Relationship>
        <AmountOfTransaction>8300</AmountOfTransaction>
        <DescriptionOfTransaction>SALE OF SERVICES</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>TRACY J ANDERSON-QUALITY RESOURCE G</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>FAMILY MEMBER-CLAUSSEN</Relationship>
        <AmountOfTransaction>53948</AmountOfTransaction>
        <DescriptionOfTransaction>SALE OF PRODUCTS</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>TONY RIZZO-PINPOINT DIRECT MARKETIN</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>FORMER DIRECTOR</Relationship>
        <AmountOfTransaction>47015</AmountOfTransaction>
        <DescriptionOfTransaction>SALE OF SERVICES</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>TANYA L BACIGALUPO</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>FAMILY MEMBER-BACIGALUPO</Relationship>
        <AmountOfTransaction>62978</AmountOfTransaction>
        <DescriptionOfTransaction>EMPLOYEE COMPENSATION</DescriptionOfTransaction>
        <SharingOfRevenues>false</SharingOfRevenues>
      </Form990ScheduleLPartIV>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="IRS990ScheduleO" softwareId="10000105" softwareVersion="2010v3.2">
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 19</Identifier>
        <ReturnReference>Form 990, Part VI, Line 19: Other Organization Documents Publicly Available</ReturnReference>
        <Explanation>GOVERNING DOCUMENTS ARE POSTED ON THE WEB SITE, WWW.AHCU.NET, AND ARE PROVIDED UPON REQUEST TO THE GENERAL PUBLIC. THE CONFLICT OF INTEREST POLICY IS AVAILABLE UPON REQUEST, AND THE FINANCIAL STATEMENTS ARE POSTED MONTHLY IN ALL OFFICES.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 12c</Identifier>
        <ReturnReference>Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts</ReturnReference>
        <Explanation>ALL EMPLOYEES AND DIRECTORS ARE COVERED BY THE CONFLICT OF INTEREST POLICY. DETERMINATION OF WHETHER A CONFLICT EXISTS IS A BOARD DECISION.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 11</Identifier>
        <ReturnReference>Form 990, Part VI, Line 11: Form 990 Review Process</ReturnReference>
        <Explanation>A FINAL COPY OF FORM 990 WAS AVAILABLE TO EACH VOTING MEMBER OF OUR GOVERNING BODY VIA THE BOARD MEMBER WEBSITE, WWW.AHCU.NET, BEFORE THE RETURN WAS FILED WITH THE IRS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 7a</Identifier>
        <ReturnReference>Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body</ReturnReference>
        <Explanation>ALL MEMBERS HAVE THE RIGHT TO VOTE TO ELECT MEMBERS TO OUR GOVERNING BODY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 2</Identifier>
        <ReturnReference>Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et</ReturnReference>
        <Explanation>JEFFREY CLAUSSEN AND JAMES BACIGALUPO - FAMILY RELATIONSHIP</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part III, Line 4d</Identifier>
        <ReturnReference>Form 990, Part III, Line 4d : Other Program Services Description</ReturnReference>
        <Explanation>OTHER PROGRAM SERVICES 4: OTHER PRODUCTS AND SERVICES - ANOKA HENNEPIN CREDIT UNION DELIVERED 55,784 OTHER FINANCIAL PRODUCTS AND SERVICES TO MEMBERS INCLUDING DEBIT CARDS, INTERNET BANKING, BILL PAYMENT, INSURANCE, AND SAFE DEPOSIT BOXES.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>