﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" returnVersion="2010v3.4">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2011-08-15T16:19:45-05:00</Timestamp>
    <TaxPeriodEndDate>2010-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>Kartha Financial Inc</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>5901 Castor Avenue</AddressLine1>
        <City>Philadelphia</City>
        <State>PA</State>
        <ZIPCode>19149</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990EZ</ReturnType>
    <TaxPeriodBeginDate>2010-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>270302193</EIN>
      <Name>
        <BusinessNameLine1>SAI TEMPLE INC</BusinessNameLine1>
      </Name>
      <NameControl>SAIT</NameControl>
      <USAddress>
        <AddressLine1>81 MARGIL FARM DR</AddressLine1>
        <City>Downingtown</City>
        <State>PA</State>
        <ZIPCode>19335</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>KULRAJ SINGH</Name>
      <Title>PRESIDENT</Title>
      <Phone>6106561396</Phone>
      <DateSigned>2011-04-14</DateSigned>
      <AuthorizeThirdParty>false</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>Suda Kartha CPA</Name>
      <Phone>2158311095</Phone>
      <DatePrepared>2011-08-15</DatePrepared>
    </Preparer>
    <TaxYear>2010</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="4">
    <IRS990EZ documentId="990EZ">
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <ScheduleBNotRequired>X</ScheduleBNotRequired>
      <Organization501c3 referenceDocumentId="990A">X</Organization501c3>
      <GrossReceipts>130139</GrossReceipts>
      <InfoInScheduleOPartI>X</InfoInScheduleOPartI>
      <ContributionsGiftsGrantsEtc>130139</ContributionsGiftsGrantsEtc>
      <TotalRevenue>130139</TotalRevenue>
      <OtherExpensesTotal>139169</OtherExpensesTotal>
      <TotalExpenses>139169</TotalExpenses>
      <ExcessOrDeficitForYear>-9030</ExcessOrDeficitForYear>
      <NetAssetsOrFundBalancesBOY>11615</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>2585</NetAssetsOrFundBalancesEOY>
      <InfoInScheduleOPartII>X</InfoInScheduleOPartII>
      <CashSavingsAndInvestments>
        <BOY>3432</BOY>
        <EOY>13059</EOY>
      </CashSavingsAndInvestments>
      <LandAndBuildings>
        <BOY>283000</BOY>
        <EOY>283000</EOY>
      </LandAndBuildings>
      <OtherAssetsTotal>
        <BOY>630</BOY>
        <EOY>23054</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>287062</BOY>
        <EOY>319113</EOY>
      </TotalAssets>
      <SumOfTotalLiabilities>
        <BOY>275447</BOY>
        <EOY>316528</EOY>
      </SumOfTotalLiabilities>
      <NetAssetsOrFundBalances>
        <BOY>11615</BOY>
        <EOY>2585</EOY>
      </NetAssetsOrFundBalances>
      <PrimaryExemptPurpose>RELIGIOUS AND CULTURAL ACTIVITIES</PrimaryExemptPurpose>
      <ProgramServiceAccomplishment>
        <DescriptionProgramServiceAccom>CONDUCTED RELIGIOUS SERVICES</DescriptionProgramServiceAccom>
        <ProgramServiceExpenses>0</ProgramServiceExpenses>
      </ProgramServiceAccomplishment>
      <TotalProgramServiceExpenses>0</TotalProgramServiceExpenses>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>KULRAJ SINGH</PersonName>
        <AddressUS>
          <AddressLine1>81 MARGIL FARM DR</AddressLine1>
          <City>Downingtown</City>
          <State>PA</State>
          <ZIPCode>19335</ZIPCode>
        </AddressUS>
        <Title>Officer</Title>
        <AvgHoursPerWkDevotedToPosition>0</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <OfficerDirectorTrusteeKeyEmpl>
        <PersonName>KARAN VERMA</PersonName>
        <AddressUS>
          <AddressLine1>117 N MIDLAND AVE</AddressLine1>
          <City>TROOPER</City>
          <State>PA</State>
          <ZIPCode>19403</ZIPCode>
        </AddressUS>
        <Title>SECRETARY</Title>
        <AvgHoursPerWkDevotedToPosition>0</AvgHoursPerWkDevotedToPosition>
        <Compensation>0</Compensation>
        <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
        <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
      </OfficerDirectorTrusteeKeyEmpl>
      <ActivitiesNotPreviouslyRpt>false</ActivitiesNotPreviouslyRpt>
      <MadeChangesToOrgnzngEtcDoc>false</MadeChangesToOrgnzngEtcDoc>
      <OrganizationHadUBI>false</OrganizationHadUBI>
      <OrganizationDissolvedEtc>false</OrganizationDissolvedEtc>
      <MadeLoansToFromOfficers>false</MadeLoansToFromOfficers>
      <EngagedInExcessBenefitTrans>false</EngagedInExcessBenefitTrans>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TheBooksAreInCareOf>
        <NamePerson>Kulraj Singh</NamePerson>
        <AddressUS>
          <AddressLine1>81 Margil Farm Drive</AddressLine1>
          <City>Downingtown</City>
          <State>PA</State>
          <ZIPCode>19335</ZIPCode>
        </AddressUS>
        <TelephoneNumber>6106561396</TelephoneNumber>
      </TheBooksAreInCareOf>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ForeignOffice>false</ForeignOffice>
      <MaintainAnyDonorAdvisedFunds>false</MaintainAnyDonorAdvisedFunds>
      <DoesOrgHaveHospital>false</DoesOrgHaveHospital>
      <TanningServicesProvided>false</TanningServicesProvided>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <TransactionWithControlEntity>false</TransactionWithControlEntity>
      <EngagePoliticalCmpgnActivities>false</EngagePoliticalCmpgnActivities>
      <EngageInLobbyingActivities>false</EngageInLobbyingActivities>
      <OperatingSchool referenceDocumentId="990E">false</OperatingSchool>
      <TrnsfrsExemptNonCharRelatedOrg>false</TrnsfrsExemptNonCharRelatedOrg>
      <PartVIOfCompOfHighestPaidEmpl>NONE</PartVIOfCompOfHighestPaidEmpl>
      <PartVIAHghstPaidCntrctProfSer>NONE</PartVIAHghstPaidCntrctProfSer>
      <FiledScheduleA>true</FiledScheduleA>
    </IRS990EZ>
    <IRS990ScheduleA documentId="990A">
      <Church170b1Ai>X</Church170b1Ai>
    </IRS990ScheduleA>
    <IRS990ScheduleG documentId="990G"></IRS990ScheduleG>
    <IRS990ScheduleO documentId="990O">
      <GeneralExplanation>
        <Identifier>01. Description of other expenses (Part I, line 16)</Identifier>
        <Explanation>Description Amount OPEN HOUSE EXP 5505 LICENSES PERMITS 6538 REPAIRS BUILDING 62647 REPAIRS ELECTRICAL 8086 REPAIRS LABOR 18459 BANK SERVICE CHARGES 60 BOOKS SUBSCRIPTIONS REFERENCE 143 CREDIT CARD CHARGES 3974 POSTAGE MAILINGS 413 PROPERTY INSURANCE 1197 PRINTING COPYING 239 SUPPLIES 2819 RELIGIOUS FUCNTION EXP 4667 REPAIRS MAINTENANCE 2079 ALARM 951 ELECTRIC 2005 SNOW REMOVAL 1084 TELEPHONE 1140 TRASH REMOVAL 900 INTEREST ON LOAN 16263</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>02. Description of other assets (Part II, line 24)</Identifier>
        <Explanation>Beginning Category of Year End of Year DEPOSIT PECO 150 150 FURNITURE EQUIPMENTS 480 0 ADVANCE PAID FOR IDOLS DIETIES 0 7500 0 0 0 0 0 0 FURNISHINGS 0 3314 DECK 0 3000 FURNITURE EQUIPMENTS 0 480 SIDEWALK 0 8500 STEREO 0 110</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>03. Description of total liabilities (Part II, line 26)</Identifier>
        <Explanation>Beginning Category of Year End of Year CREDIT CARDS 21640 2782 LOAN FROM KULRAJ SING 6600 67882 LOAN BANK 247207 229607 OTHER LOANS OBLIGATIONS 0 16257</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>