2011-08-11T04:42:22-00:00 2010-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2010-01-01 480570799 MERITRUST CREDIT UNION MERI 3166831199 8710 EAST 32nd STREET NORTH WICHITA KS 67226 MAHLON MCCALEB 3166831199 2011-08-10 true DOUGLAS ORTH 3052328272 2011-08-10 2010 2016-02-24 21:20:13Z MERITRUST CREDIT UNION ROBERT CORWIN 8710 EAST 32ND STREET NORTH WICHITA KS 67226 49371127 false X WWW.MERITRUSTCU.ORG X CREDIT UNION 1936 KS MERITRUST CREDIT UNION IS A MEMBER-OWNED NOT-FOR-PROFIT FINANCIAL COOPERATIVE WHICH EXISTS TO PROVIDE FINANCIAL SERVICES WHILE MAINTAINING THE HIGHEST ETHICAL STANDARDS. SAFE MANAGEMENT OF OUR MEMBERS' ASSETS IS OUR MAIN OBJECTIVE AND WE WILL MANAGE OUR BUSINESS IN AN ECONOMICALLY SOUND MANNER. MERITRUST CREDIT UNION IS A MEMBER-OWNED NOT-FOR-PROFIT FINANCIAL COOPERATIVE WHICH EXISTS TO PROVIDE FINANCIAL SERVICES WHILE MAINTAINING THE HIGHEST ETHICAL STANDARDS. SAFE MANAGEMENT OF OUR MEMBERS ASSETS IS OUR MAIN OBJECTIVE AND WE WILL MANAGE OUR BUSINESS IN AN ECONOMICALLY SOUND MANNER. 5 5 271 14 314986 -46836 0 43732157 42145871 4341417 2654689 3131045 3977982 51204619 48778542 0 0 11129052 11758842 0 0 37782661 30241306 48911713 42000148 2292906 6778394 658349405 698186847 596951252 629145899 61398153 69040948 X MERITRUST CREDIT UNION IS A MEMBER-OWNED NOT-FOR-PROFIT FINANCIAL COOPERATIVE WHICH EXISTS TO PROVIDE FINANCIAL SERVICES WHILE MAINTAINING THE HIGHEST ETHICAL STANDARDS. SAFE MANAGEMENT OF OUR MEMBERS ASSETS IS OUR MAIN OBJECTIVE AND WE WILL MANAGE OUR BUSINESS IN AN ECONOMICALLY SOUND MANNER. true false 42000148 48778542 INCOME FROM THE CREDIT UNION MEMBERSHIP AND INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. 42000148 false false false false false false false false true false false false true false false true false false false false false false false false false false false true false false false false false false false false false false false true true true false true 13286 0 271 true true true false false false false false X 5 5 false false false false true true false true true false false true true true true true true true true false X ROBERT CORWIN 3166831199 8710 EAST 32 STREET NORTH WICHITA KS 67226 MARCI JOHNSON 007.00 X 2602 0 0 STEVE DUNN 007.00 X 9199 0 0 RICK DODDS 007.00 X 1281 0 0 KEN GRETEMAN 007.00 X 1286 0 0 DUANE VAN CAMP 007.00 X 1569 0 0 ROBERT CORWIN 040.00 X 314285 0 9541 MAHLON MCCALEB 040.00 X 207386 0 8957 WADE BRUENDL 040.00 X 168156 0 11934 BRIAN DAVIDSON 040.00 X 145029 0 9151 STEPHANIE FARBER 040.00 X 147241 0 10821 EVAN WILSON 040.00 X 126693 0 9815 ANGELA BACK 040.00 X 105917 0 5254 BYRON STOUT 040.00 X 101393 0 3529 1332037 69002 8 false true false FRIESEN 7223 E SHOAL CREEK WICHITA KS 67226 ADVERTISING 861216 TECHNICAL PROGRAMMING 5544 104TH EAST AVENUE TULSA OK 74146 MEMBER STATEMENTS 357657 DIEBOLD INC PO BOX 643543 PITTSBURG PA 15264 SERVICE ATMS 318391 BRUCE BRUCE AND LEHMAN PO BOX 75037 WICHITA KS 67275 COLLECTION ATTORNEY 212301 TRANSUNION PO BOX 99506 CHICAGO IL 60693 CREDIT REPORTS 182807 12 INCOME FROM LOANS 522100 37259443 37259443 FEES/CHARGES 522100 4571442 4571442 UNRELATED INVESTMENT AND ATM INCOME 523000 281779 281779 UNRELATED WARRANTY INCOME 524298 33207 33207 42145871 2944033 2944033 303241 592585 -289344 -289344 -289344 MISCELLANEOUS INCOME 522100 3977982 3977982 3977982 48778542 48463556 314986 0 0 0 0 1401039 1401039 0 7794409 7794409 505129 505129 1324879 1324879 733386 733386 132620 132620 63640 63640 107890 107890 0 0 395685 395685 1601953 1601953 2844828 2844828 627153 627153 0 1600703 1600703 0 0 192961 192961 10449907 10449907 0 2173172 2173172 173774 173774 SEE ATTACHED SCHEDULE 9877020 9877020 0 42000148 42000148 46983098 50604260 17023880 4910703 3498176 3245464 481626059 524588603 3708475 976524 37882095 12827264 25923506 25054831 68943745 76079212 10642466 12727250 658349405 698186847 7144480 7650397 49628574 45900000 540178198 575595502 596951252 629145899 X 61398153 69040948 61398153 69040948 658349405 698186847 X 6778394 864401 X false true true X false false 5535491 5535491 18114169 3091060 15023109 846409 574815 271594 13386026 9161389 4224637 25054831 SHARE DRAFTS 90001795 SHARES 102077424 MONEY MARKET ACCOUNTS 74302168 IRA SHARES 60157110 SHARE AND IRA CERTIFICATES 249057005 575595502 48778542 42000148 6778394 617100 247301 864401 7642795 XI 8 RECLASSIFICATION ADJUSTMENT FOR GAINS FROM SALE DEFERRED COMPENSATION PLAN ASSETS OF 102,240 PLUS NET PENSION GAINS OF 349,541 TOTALING 247,301. X 2 FIN 48 IS NOT APPLICABLE. X false false false ROBERT CORWIN 291285 23000 5549 3992 323826 MAHLON MCCALEB 197086 10300 4958 3999 216343 WADE BRUENDL 160106 8050 8199 3735 180090 BRIAN DAVIDSON 138229 6800 5606 3545 154180 STEPHANIE FARBER 140041 7200 7214 3607 158062 Form 990 Part VI 6 THE CREDIT UNION HAS MEMBERS. Form 990 Part VI 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI 11B THE CFO IS RESPONSIBLE FOR THE PREPARATION OF THE RETURN. THE RETURN IS REVIEWED BY THE CREDIT UNIONS CFO AND CONTROLLER. ONCE ALL PARTIES HAVE COMPLETED THEIR REVIEW AND ANY NECESSARY CORRECTIONS ARE COMPLETED, THE RETURN IS FILED. Form 990 Part VI 12C IDENTIFYING CONFLICTS ON INTEREST AND ENSURING SEPARATION OF DUTIES ARE ADDRESSED BY SYSTEM CONTROLS, INTERNAL POLICIES AND PROCEDURES, AND AUDITED DURING ROUTINE AUDITS THROUGHOUT THE YEAR BY INTERNAL AUDIT STAFF UNDER THE DIRECTION OF THE SUPERVISORY COMMITTEE. Form 990 Part VI 15AB INDUSTRY DATA FROM GROUP CUES, CUNA, AND CALLAHAN ASSOCIATES IS USED AS WELL AS PEER REVIEWS. Form 990 Part VI 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE NOT MADE AVAILABLE TO THE PUBLIC. FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC ON THE NCUAS WEBSITE VIA THE 5300 CALL REPORT FILING. Form 990 Part III 2 MERITRUST HAS PARTNERED WITH FIRST LINE INSURANCE SERVICES TO PROVIDE INSURANCE PRODUCTS HOME, BUSINESS, AUTO, LIFE TO EMPLOYEES AND MEMBERS. Form 990 Part XI 5 RECLASSIFICATION ADJUSTMENT FOR GAINS FROM SALE DEFERRED COMPENSATION PLAN ASSETS OF 102,240 PLUS NET PENSION GAINS OF 349,541 PLUS UNREALIZED GAINS OF 617,100 TOTALING 864,401. CUSTOM FINANCIAL RESOURCES INC 8710 E 32ND STREET NORTH WICHITA KS 67226 481231931 FINANCIAL KS MERITRUST CREDIT UNION C Corp 87668 293440 1.00000 false false false false false false false false false false false false true true false false false false MERITRUST CREDIT UNION m 6000 ESTIMATE MERITRUST CREDIT UNION n 61000 ESTIMATE