2011-07-29T09:10:13-05:00 2010-12-31 WCUL Services Corp N25W23131 Paul Rd Suite 500 Pewaukee WI 53072 990 2010-01-01 390894581 Best Advantage Credit Union BEST 125 Jackson Street Brillion WI 54110 Tammy Williams 9207562119 2011-07-19 false Cari Thompson 2625490200 2011-07-29 2010 2016-02-24 21:20:13Z Tammy Williams 3858941 false X www.bacu.com X 1941 WI Meeting Peoples Needs Exceeding Their Expectations One Member At A Time 7 7 41 1500 0 0 3843983 3851454 9152 4068 4111 3419 3857246 3858941 0 0 1241308 1252311 0 0 2471570 2502779 3712878 3755090 144368 103851 60324478 65379137 55003616 59954424 5320862 5424713 Meeting Peoples Needs Exceeding Their Expectations One Member At A Time false false We have deposit transaction and investment accounts with 7136 members at 1231 During 2010 we opened 557 new deposit transaction and investment accounts We funded 1298 loans during 2010 As of 123110 we had 791 mortgageshome equity 2238 consumer loans and 33 member business loans We also had 264 credit card accounts with our members false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true X 3230 0 true 41 true true false false false false false false X 7 7 true false false false true true true true true false false true true true true true true false false false X Tammy Williams 9207562119 125 Jackson Street Brillion WI 54110 Bev Kalies 1.00 X X 0 0 0 Dave Sommers 1.00 X X 0 0 0 Kevin Bornemann 1.00 X X 0 0 0 Larry Nies 1.00 X X 0 0 0 Paul Nistler 1.00 X 0 0 0 Shawn Fischer 1.00 X 0 0 0 Sue Herrmann 1.00 X 0 0 0 Tammy Williams 40.00 X 99162 0 17552 99162 0 17552 0 false false false Interest on Loans 522100 3281005 3281005 Member fees & charges 522100 471508 471508 Insurance Sales 524298 94600 94600 Non-Member ATM Feees 519100 1500 1500 NA 2841 2841 3851454 4068 4068 3419 3419 3858941 3849954 1500 7487 99162 904717 46200 114907 87325 100802 6760 43941 128184 136707 152996 18669 2527 217647 31756 Dividends to Members 763471 Provision for Loan Loss 416618 Loan Servicing Exp 32065 Member Account Card Costs 263113 Member InsNCUSIF 145928 41595 3755090 0 0 0 310705 150181 1169438 761504 204841 72325 54168484 59538654 48200 54679 4873875 1314449 3713523 3559426 530898 1036897 178389 205471 60324478 65379137 152517 -320537 10896 5448 296428 1028721 54543775 59240792 55003616 59954424 X 5320862 5424713 5320862 5424713 60324478 65379137 103851 0 X false false false 76644 76644 3303889 449385 2854504 334273 153265 181008 1159069 711799 447270 3559426 NCUA Capitalizaion 574463 CUSO-Shared Service Center 10000 CCCU MCS & PIC 452434 1036897 Member Shares & Deposits 59216348 Deferred Comp 457B Plan 24444 59240792 01. Unrelated business income explanation (Part V, line 3b) We will have the form filed before the extended due date of November 15 2011 02. Officer, directors, etc. family relationship (Part VI, line 2) The President and the Sherwood Operations Leader have a family relationship 03. Members or stockholder classes and rights (Part VI, line 6) The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors 04. Member election for additional members (Part VI, line 7a) The Board of Directors is elected by the membership utilizing their one vote per member 05. Governing body decisions (Part VI, line 7b) Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions 06. Form 990 governing body review (Part VI, line 11) This will be reviewed by the CU Management Teamm and Board at the monthly Board meeting prior to filing 07. Conflict of interest policy compliance (Part VI, line 12c) This is disclosed annully at the reorganization meeting Any proprosed Best Advantage dealings other the normal BACU responsiblities with individual directors officers or employees must require official approval 08. Governing documents, etc, available to public (Part VI, line 19) Upon request