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    <Timestamp>2011-04-28T14:51:47-05:00</Timestamp>
    <TaxPeriodEndDate>2010-06-30</TaxPeriodEndDate>
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        <BusinessNameLine1>SANDBERG &amp; CREEDEN PC</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>331 PAGE ST STE 2</AddressLine1>
        <City>STOUGHTON</City>
        <State>MA</State>
        <ZIPCode>020721172</ZIPCode>
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      <Name>
        <BusinessNameLine1>JUST-A-START CORPORATION</BusinessNameLine1>
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      <Phone>6174940444</Phone>
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        <AddressLine1>1035 CAMBRIDGE STREET</AddressLine1>
        <AddressLine2>ROOM/SUITE 12</AddressLine2>
        <City>CAMBRIDGE</City>
        <State>MA</State>
        <ZIPCode>021410003</ZIPCode>
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    <Officer>
      <Name>ANNA CASEY</Name>
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      <DateSigned>2011-03-25</DateSigned>
      <AuthorizeThirdParty>true</AuthorizeThirdParty>
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    <Preparer>
      <Name>THERESA J CREEDEN CPA</Name>
      <Phone>7813440850</Phone>
      <DatePrepared>2011-04-06</DatePrepared>
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    <TaxYear>2009</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
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        <City>CAMBRIDGE</City>
        <State>MA</State>
        <ZIPCode>021410003</ZIPCode>
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      <WebSite>JUSTASTART.ORG</WebSite>
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      <StateLegalDomicile>MA</StateLegalDomicile>
      <ActivityOrMissionDescription>COMMUNITY DEVELOPMENT BY CREATING, RETAINING, AND STABILIZING AFFORDABLE OCCUPIED HOUSING THROUGH REHAB AND LOW-COST FINANCING, AND PROVIDING EDUCATION, TRAINING, AND PLACEMENT PROGRAMS FOR YOUTH AND ADULTS.</ActivityOrMissionDescription>
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      <ContributionsGrantsPriorYear>4413565</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>4036886</ContributionsGrantsCurrentYear>
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      <RevenuesLessExpensesCY>-95567</RevenuesLessExpensesCY>
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      <Description>JAS OFFERS COMMUNITY TRAINING PROGRAMS AS FOLLOWING: THE LARGEST EDUCATION/TRAINING/PLACEMENT PROGRAM IS YOUTHBUILD/JUST-A-START (YB/JAS). THIS CONCENTRATION INCLUDES FIVE OTHER YOUTH AND THREE ADULT PROGRAMS DEVELOPED AND ADMINISTERED BY JAS. FOR YOUTHBUILD/JUST-A-START 16TH YEAR (7/08 - 6/09), ACCOMPLISHMENTS INCLUDE: HIGH SCHOOL DROPOUTS SERVICED: 127, INCLUDING 64 NEW ENROLLMENTS AND 63 POST-TRAINING PLACEMENTS AND SUPPORT. PROGRAM COMPONENTS: 1) FULL HIGH SCHOOL DIPLOMA WITH MCAS OR GED; 2) LIFE SKILLS, EMPLOYABILITY AND CAREER COMPETENCIES DEVELOPMENT; 3) COMMUNITY SERVICE ON SUPERVISED WORK TEAMS, IMPROVING/CREATING HOUSING (38 UNITS CONSTRUCTION/REHAB, 752 UNITS SITE UPGRADES, WITH 2 NEW UNITS BUILT IN PUBLIC HOUSING DEVELOPMENTS AND 1 IN A NONPROFIT DEVELOPMENT); 4) PRE-APPRENTICE OR OSHA CERTIFICATION 30 YOUTH; 5) JOB AND/OR COMMUNITY COLLEGE PLACEMENTS 47; AND 6)ADULT/PARENT SPONSORS 90;7)WORK EXPERIENCE, EMPLOYMENT/COMMUNITY COLLEGE PREP AND PLACEMENT AND ALUMNI SERVICES. IMPACTS: THE ALTERNATIVES TO THE TRAINING/EDUCATION/PLACEMENT PROGRAM FOR HIGH SCHOOL DROPOUTS ARE FEW AND FAR MORE LIMITED IN IMPACTS AND LIFE ACHIEVEMENT AND OFTEN MUCH MORE COSTLY TO THE INDIVIDUAL, THE FAMILY AND SOCIETY. CAREER CONNECTIONS OFFERS AFTERSCHOOL HOURS FOR HIGH SCHOOL STUDENTS AT RISK OF DROPPING OUT OF SCHOOL MAKING AVAILABLE CAREER ORIENTATION, MENTORING, AND TUTORING SERVICES. BIOMEDICAL CAREERS PROGRAM OFFICERS ACADEMIC CLASSES, COMPUTER LAB, BIOMEDICAL LABORATORY TRIANING, JOB COUNSELING ANDPLACEMENT IN A COLLABORATIVE TRIAING PROGRAM IN PARTNERSHIP WITH BUNKER HILL COMMUNITY COLLEGE. CAMBRIDGE TEENWORK IS A PRIVATE SECTOR JOB PROGRAM TARGETED AT CAMBRIDGE RESIDENTS AGES 16 TO 18. SUMMER PROGRAMS ARE OFFERED FOR YOUTH AGES 14 TO 19 THAT PROVIDE A COMBINATION OF ACADEMIC ENRICHMENT, LIFE SKILLS BUILDING, AND WORK EXPERIENCE.</Description>
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        <Expense>664480</Expense>
        <Revenue>48277</Revenue>
        <Description>THE ORGANIZATION PROVIDES A TEEN LIVING PROGRAM WITH TRANSITIONAL SHELTER FOR YOUNG MOTHERS AND THEIR CHILDREN. THE PROGRAM COMPONENTS INCLUDE REQUIRED EDUCATION, SKILLS TRAINING IN PARENTING, NUTRITION, HEALTH CARE, AND ANGER MANAGEMENT, AND ADULT MENTOR TRAINING AND MATCH-UP PROGRAM AND HOUSING ALTERNATIVE AND RE-HOUSING.</Description>
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        <Expense>556934</Expense>
        <Description>THE LARGEST HOUSING STABILIZATION AND HOMELESS PREVENTION PROGRAM IS MEDIATION FOR RESULTS/LANDLORD-TENANT SERVICES TO PREVENT DISPLACEMENTS AND FORCED MOVE OUTS. THIS CONCENTRATION INCLUDES A HOME IMPROVEMENT PROGRAM WITH BELOW MARKET RESOURCES TO STABILIZE CURRENT OWNERSHIP AND TENANCIES. FOR MEDIATION FOR RESULTS (MFR) IN THE 23RD YEAR,ACCOMPLISHMENTS INCLUDE: 1) ASSISTANCE TO 405 HOUSEHOLDS; 2) MEDIATIONS AND WORKOUTS WITH 225 LANDLORDS AND TENANTS, PRIMARILY RETAINING EXISTING OCCUPANCIES; 3) HOMELESS PREVENTIONS 233; 4) DISPUTE RESOLUTION TRAINING,INCLUDING LANDLORD-TENANT COACHING 125, HOUSING RIGHTS AND RESPONSIBILITIES 200, RESOURCE FINDING AND EARLY INTERVENTIONS 25 PEOPLE; AND 5) SERVICE IN FIVE DISTRICT HOUSING COURTS. COMPARISONS. IN THIS PROGRAM, THE PROGRAM COSTS AVERAGE 1,200-1,500 PER HOMELESS PREVENTION. THE STATE PAYS AN AVERAGE OF 35,000 PER YEAR FOR EACH SINGLE ROOM IN EMERGENCY SHELTERS/MOTELS/HOTELS TO HOUSE FAMILIES OF VARIOUS SIZES.</Description>
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        <Revenue>1621563</Revenue>
        <Description>THE LARGEST HOUSING DEVELOPMENT/RETENTION PROGRAM IS THE NONPROFIT RENTAL AND FIRST TIME HOMEBUYER PROGRAM FOR WORKING FAMILIES AND RETIREES. THIS PROGRAM INCLUDES SITE PURCHASE, NEW CONSTRUCTION AND GUT REHABILITATION, OUTREACH/MARKETING, CONSTRUCTION MANAGEMENT, PORTFOLIO RESPONSIBILITIES AND LONG TERM RETENTION OF AFFORDABILITY. IN THE 26TH YEAR, ACCOMPLISHMENTS INCLUDE: 1) RENTAL UNITS IN WORKUP 19 AND FIRST TIME HOMEBUYER UNITS IN WORKUP 24; 2) COMPLETION OF PURCHASE/RENOVATION/RELOCATION INTO FORMER RECTORY FOR JUST-A-START'S TEEN LIVING PROGRAM WITH TRANSITIONAL SHELTER, 12 FAMILIES; 3) CAPITAL IMPROVEMENTS IMPACTING 118 APARTMENTS AND REFINANCING/REHAB OF AN 8 UNIT COOPERATIVE; 4) BUYBACK/PREP/RESALE OF 10 CITY-REFERRED PRIVATELY DEVELOPED AFFORDABLE HOMEOWNERSHIP UNITS; 5) MANAGEMENT OF MULTIPLE LOAN AND GRANT FUNDS FOR THE HOUSING DEVELOPMENT WORKLOAD; AND 6) LONG TERM AFFORDABILITY FOR 548 RENTAL AND 218 FIRST TIME HOMEBUYER HOUSING UNITS. IN ADDITION TO THE HOUSING DEVELOPMENT ACTIVITIES AT JAS, THE ORGANIZATION PROVIDES AFFORDABLE HOUSING UNITS FOR RENT WHICH IS MANAGED BY AN INDEPENDENT PROPERTY MANAGEMENT COMPANY.</Description>
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      <StatesWhereCopyOfReturnIsFiled>MA</StatesWhereCopyOfReturnIsFiled>
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          <State>MA</State>
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        <Title>PRESIDENT</Title>
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        <ManagementAndGeneral>14247</ManagementAndGeneral>
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        <ManagementAndGeneral>100</ManagementAndGeneral>
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      <ConferencesMeetings>
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        <ProgramServices>4872</ProgramServices>
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        <Total>357622</Total>
        <ProgramServices>355246</ProgramServices>
        <ManagementAndGeneral>2376</ManagementAndGeneral>
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        <ManagementAndGeneral>2665</ManagementAndGeneral>
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        <ManagementAndGeneral>13054</ManagementAndGeneral>
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        <ProgramServices>334408</ProgramServices>
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      <OtherExpenses>
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        <ProgramServices>202895</ProgramServices>
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      <OtherExpenses>
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        <ProgramServices>87945</ProgramServices>
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        <ProgramServices>21643</ProgramServices>
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      <OtherExpenses>
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        <ProgramServices>19220</ProgramServices>
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        <EOY>18388707</EOY>
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        <EOY>4022525</EOY>
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      <FollowSFAS117>X</FollowSFAS117>
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        <EOY>125000</EOY>
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        <EOY>26854696</EOY>
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      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
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        <CurrentTaxYearMinus1Year>4413565</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>3926886</CurrentTaxYear>
        <Total>21616032</Total>
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        <CurrentTaxYearMinus4Years>3395819</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>5750286</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>4129476</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>4413565</CurrentTaxYearMinus1Year>
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        <CurrentTaxYearMinus1Year>35289</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>43259</CurrentTaxYear>
        <Total>422112</Total>
      </GrossInvestmentIncome170>
      <TotalSupport>22038144</TotalSupport>
      <GrossReceiptsFromAdmissionsEtc>8127802</GrossReceiptsFromAdmissionsEtc>
      <PublicSupportPertcentage170>0.98080</PublicSupportPertcentage170>
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        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
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          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
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      <Volunteers>true</Volunteers>
      <PaidStaffOrManagement>false</PaidStaffOrManagement>
      <MediaAdvertisements>false</MediaAdvertisements>
      <MailingsMembers>false</MailingsMembers>
      <PublicationsOrBroadcast>false</PublicationsOrBroadcast>
      <GrantsOtherOrganizations>false</GrantsOtherOrganizations>
      <DirectContactLegislators>false</DirectContactLegislators>
      <RalliesDemonstrations>false</RalliesDemonstrations>
      <OtherActivities>true</OtherActivities>
      <OtherActivitiesAmount>9000</OtherActivitiesAmount>
      <TotalLobbyingExpendituresIIB>9000</TotalLobbyingExpendituresIIB>
      <NotDescribedIn501c3>false</NotDescribedIn501c3>
      <Form4720Filed4912Tax>false</Form4720Filed4912Tax>
      <SubstantiallyAllDuesNondeduct>false</SubstantiallyAllDuesNondeduct>
      <OnlyInHouseLobbying>false</OnlyInHouseLobbying>
      <AgreeToCarryoverPriorYear>false</AgreeToCarryoverPriorYear>
      <Form990ScheduleCPartIV>
        <ReturnReference>SCHEDULE C, PART II-B, LINE 1I</ReturnReference>
        <Explanation>THE ORGANIZATION PAYS DUES TO THE MASSACHUSETTS YOUTHBUILD COALITION TOTALING 9,000 OF WHICH A PORTION IS UTILIZED FOR LOBBYING FOR THE CONTINUTATION OF THE YOUTHBUILD PROGRAM FEDERAL SUPPORT.</Explanation>
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    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="RetDoc6">
      <DisclosedOrgsLegalControl>false</DisclosedOrgsLegalControl>
      <DisclosedForCharitablePurposes>false</DisclosedForCharitablePurposes>
      <WrittenPolicyMonitoring>false</WrittenPolicyMonitoring>
      <Sect170hRequirementsSatisfied>false</Sect170hRequirementsSatisfied>
      <SolicitedAssetsForSale>false</SolicitedAssetsForSale>
      <AgentTrusteeEtc>false</AgentTrusteeEtc>
      <IncludedOnFS>false</IncludedOnFS>
      <EndowmentsHeldByUnrelatedOrgs>false</EndowmentsHeldByUnrelatedOrgs>
      <EndowmentsHeldByRelatedOrgs>false</EndowmentsHeldByRelatedOrgs>
      <AreRelatedOrgsListedScheduleR>false</AreRelatedOrgsListedScheduleR>
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        <BookValue>151528</BookValue>
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      <Buildings>
        <OtherCostOrOtherBasis>2205970</OtherCostOrOtherBasis>
        <Depreciation>264132</Depreciation>
        <BookValue>1941838</BookValue>
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      <Equipment>
        <OtherCostOrOtherBasis>88008</OtherCostOrOtherBasis>
        <Depreciation>64342</Depreciation>
        <BookValue>23666</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>16089589</OtherCostOrOtherBasis>
        <Depreciation>4632156</Depreciation>
        <BookValue>11457433</BookValue>
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      <TotalOfBookValueLandBuildings>13574465</TotalOfBookValueLandBuildings>
      <OtherAssets>
        <Description>DEVELOPMENTS IN PROCESS</Description>
        <BookValue>3608185</BookValue>
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      <OtherAssets>
        <Description>OTHER RECEIVABLES</Description>
        <BookValue>727529</BookValue>
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      <OtherAssets>
        <Description>HOME IMPROVEMENT FUNDS</Description>
        <BookValue>601414</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>REPLACEMENT RESERVES</Description>
        <BookValue>502751</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>HOUSING DEVELOPMENT FUNDS</Description>
        <BookValue>471659</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>INVESTMENTS IN PARTNERSHIPS</Description>
        <BookValue>164967</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>SECURITY DEPOSIT ESCROWS</Description>
        <BookValue>71184</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>REPURCHASE OPTIONS</Description>
        <BookValue>39000</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>REPLACEMENT ESCROWS</Description>
        <BookValue>30365</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>INSURANCE ESCROWS</Description>
        <BookValue>5248</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>REAL ESTATE TAX ESCROWS</Description>
        <BookValue>3088</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>DEPOSITS</Description>
        <BookValue>2731</BookValue>
      </OtherAssets>
      <TotalBookValueOtherAssets>6228121</TotalBookValueOtherAssets>
      <OtherLiabilities>
        <Description>HIP LOAN FUNDS</Description>
        <Amount>3786116</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>LOAN RECIPIENT ESCROWS</Description>
        <Amount>168091</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>TENANT SECURITY DEPOSITS</Description>
        <Amount>68318</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>4022525</TotalOfAmounts>
      <TotalRevenue>5919441</TotalRevenue>
      <TotalExpenses>6015008</TotalExpenses>
      <ExcessOrDeficitForYear>-95567</ExcessOrDeficitForYear>
      <OtherAmount>-14455</OtherAmount>
      <TotalAdjustments>-14455</TotalAdjustments>
      <ExcessOrDeficitPerFS>-110022</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>5991682</TotRevenueEtcAuditedFinclStmt>
      <DonatedSrvcAndUseOfFacilities>80770</DonatedSrvcAndUseOfFacilities>
      <OtherRevenues>-8529</OtherRevenues>
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      <TotalRevenuePerForm990>5919441</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>6101704</TotExpensesEtcAuditedFinclStmt>
      <DonatedServicesUseOfFacilities>80770</DonatedServicesUseOfFacilities>
      <OtherExpensesIncluded>5926</OtherExpensesIncluded>
      <ExpensesNotRptdF990>86696</ExpensesNotRptdF990>
      <ExpensesSubtotal>6015008</ExpensesSubtotal>
      <TotalExpensesPerForm990>6015008</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <Identifier>RECONCILIATION OF CHANGES - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XI, LINE 8</ReturnReference>
        <Explanation>CONSOLIDATED OTHER (LOSSES) -8,529 CONSOLIDATED ACTIVITY -5,926</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>REVENUE AMOUNTS INCLUDED IN FINANCIALS - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XII, LINE 2D</ReturnReference>
        <Explanation>CONSOLIDATED OTHER (LOSSES) -8,529</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>EXPENSE AMOUNTS INCLUDED IN FINANCIALS - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XIII, LINE 2D</ReturnReference>
        <Explanation>CONSOLIDATED ACTIVITY 5,926</Explanation>
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    </IRS990ScheduleD>
    <IRS990ScheduleM documentId="RetDoc8">
      <OtherNonCashContributionsTable>
        <NonCashCheckbox>X</NonCashCheckbox>
        <Description>DEBT FOREGIVEN</Description>
        <NumberOfContributions>5</NumberOfContributions>
        <NoncashContribsRptdF990>110000</NoncashContribsRptdF990>
        <MethodOfDeterminingRevenues>STATE/FEDERAL GRANT/LOAN</MethodOfDeterminingRevenues>
      </OtherNonCashContributionsTable>
      <AnyPropertyThatMustBeHeld>false</AnyPropertyThatMustBeHeld>
      <ReviewProcessUnusualNCGifts>false</ReviewProcessUnusualNCGifts>
      <ThirdPartiesUsed>false</ThirdPartiesUsed>
    </IRS990ScheduleM>
    <IRS990ScheduleO documentId="RetDoc9">
      <GeneralExplanation>
        <Identifier>FIRST ACHIEVEMENT DESCRIPTION</Identifier>
        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4A</ReturnReference>
        <Explanation>COMMUNITY SERVICE ON SUPERVISED WORK TEAMS, IMPROVING/CREATING HOUSING (38 UNITS CONSTRUCTION/REHAB, 752 UNITS SITE UPGRADES, WITH 2 NEW UNITS BUILT IN PUBLIC HOUSING DEVELOPMENTS AND 1 IN A NONPROFIT DEVELOPMENT); 4) PRE-APPRENTICE OR OSHA CERTIFICATION 30 YOUTH; 5) JOB AND/OR COMMUNITY COLLEGE PLACEMENTS 47; AND 6)ADULT/PARENT SPONSORS 90;7)WORK EXPERIENCE, EMPLOYMENT/COMMUNITY COLLEGE PREP AND PLACEMENT AND ALUMNI SERVICES. IMPACTS: THE ALTERNATIVES TO THE TRAINING/EDUCATION/PLACEMENT PROGRAM FOR HIGH SCHOOL DROPOUTS ARE FEW AND FAR MORE LIMITED IN IMPACTS AND LIFE ACHIEVEMENT AND OFTEN MUCH MORE COSTLY TO THE INDIVIDUAL, THE FAMILY AND SOCIETY. CAREER CONNECTIONS OFFERS AFTERSCHOOL HOURS FOR HIGH SCHOOL STUDENTS AT RISK OF DROPPING OUT OF SCHOOL MAKING AVAILABLE CAREER ORIENTATION, MENTORING, AND TUTORING SERVICES. BIOMEDICAL CAREERS PROGRAM OFFICERS ACADEMIC CLASSES, COMPUTER LAB, BIOMEDICAL LABORATORY TRIANING, JOB COUNSELING ANDPLACEMENT IN A COLLABORATIVE TRIAING PROGRAM IN PARTNERSHIP WITH BUNKER HILL COMMUNITY COLLEGE. CAMBRIDGE TEENWORK IS A PRIVATE SECTOR JOB PROGRAM TARGETED AT CAMBRIDGE RESIDENTS AGES 16 TO 18. SUMMER PROGRAMS ARE OFFERED FOR YOUTH AGES 14 TO 19 THAT PROVIDE A COMBINATION OF ACADEMIC ENRICHMENT, LIFE SKILLS BUILDING, AND WORK EXPERIENCE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>THIRD ACHIEVEMENT DESCRIPTION</Identifier>
        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4C</ReturnReference>
        <Explanation>3) HOMELESS PREVENTIONS 233; 4) DISPUTE RESOLUTION TRAINING,INCLUDING LANDLORD-TENANT COACHING 125, HOUSING RIGHTS AND RESPONSIBILITIES 200, RESOURCE FINDING AND EARLY INTERVENTIONS 25 PEOPLE; AND 5) SERVICE IN FIVE DISTRICT HOUSING COURTS. COMPARISONS. IN THIS PROGRAM, THE PROGRAM COSTS AVERAGE 1,200-1,500 PER HOMELESS PREVENTION. THE STATE PAYS AN AVERAGE OF 35,000 PER YEAR FOR EACH SINGLE ROOM IN EMERGENCY SHELTERS/MOTELS/HOTELS TO HOUSE FAMILIES OF VARIOUS SIZES.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ALL OTHER ACHIEVEMENTS DESCRIPTION</Identifier>
        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4D</ReturnReference>
        <Explanation>THE LARGEST HOUSING DEVELOPMENT/RETENTION PROGRAM IS THE NONPROFIT RENTAL AND FIRST TIME HOMEBUYER PROGRAM FOR WORKING FAMILIES AND RETIREES. THIS PROGRAM INCLUDES SITE PURCHASE, NEW CONSTRUCTION AND GUT REHABILITATION, OUTREACH/MARKETING, CONSTRUCTION MANAGEMENT, PORTFOLIO RESPONSIBILITIES AND LONG TERM RETENTION OF AFFORDABILITY. IN THE 26TH YEAR, ACCOMPLISHMENTS INCLUDE: 1) RENTAL UNITS IN WORKUP 19 AND FIRST TIME HOMEBUYER UNITS IN WORKUP 24; 2) COMPLETION OF PURCHASE/RENOVATION/RELOCATION INTO FORMER RECTORY FOR JUST-A-START'S TEEN LIVING PROGRAM WITH TRANSITIONAL SHELTER, 12 FAMILIES; 3) CAPITAL IMPROVEMENTS IMPACTING 118 APARTMENTS AND REFINANCING/REHAB OF AN 8 UNIT COOPERATIVE; 4) BUYBACK/PREP/RESALE OF 10 CITY-REFERRED PRIVATELY DEVELOPED AFFORDABLE HOMEOWNERSHIP UNITS; 5) MANAGEMENT OF MULTIPLE LOAN AND GRANT FUNDS FOR THE HOUSING DEVELOPMENT WORKLOAD; AND 6) LONG TERM AFFORDABILITY FOR 548 RENTAL AND 218 FIRST TIME HOMEBUYER HOUSING UNITS. IN ADDITION TO THE HOUSING DEVELOPMENT ACTIVITIES AT JAS, THE ORGANIZATION PROVIDES AFFORDABLE HOUSING UNITS FOR RENT WHICH IS MANAGED BY AN INDEPENDENT PROPERTY MANAGEMENT COMPANY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>MANAGEMENT DELEGATED</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 3</ReturnReference>
        <Explanation>RENTAL PROPERTIES ARE MANAGED BY AN INDEPENDENT PROPERTY MANAGEMENT COMPANY: MALONEY PROPERTIES, INC.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11</ReturnReference>
        <Explanation>NO REVIEW WAS OR WILL BE CONDUCTED.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>THE EXECUTIVE DIRECTOR IS COMPENSATED BY THE CITY OF CAMBRIDGE AT A RATE APPROVED BY THEM DURING FY2009.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15B</ReturnReference>
        <Explanation>THE PROCESS FOR EXISTING EMPLOYEES INVOLVES OCCASIONAL COST OF LIVING ADJUSTMENTS BASED ON THE AVAILABILITY OF OPERATING FUNDS FOR RELATED PROGRAMS. WHEN THERE IS TURNOVER IN A POSITION, COMPARABILITY DATA IS SOUGHT FOR REFERENCE. IN THE CURRENT FISCAL COST/REVENUE SITUTATION, EVERY COST OF LIVING ADJUSTMENT IS IMPACTED BY INFLATION AND CONTINUED SHARP INCREASED IN HEALTH CARE COVERAGE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>GOVERNING DOCUMENTS ARE AVAILABLE ON A NUMBER OF GOVERNMENTAL AND PRIVATE WEBSITES AND AVAILABLE UPON WRITTEN REQUEST FROM THE ORGANIZATION.</Explanation>
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</Return>