2011-11-15T16:34:16-00:00 2010-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2010-01-01 590637646 CAMPUS USA CREDIT UNION CAMP 3523359090 PO BOX 147029 GAINESVILLE FL 32614 TOM STUDLEY 2011-11-15 true DOUGLAS ORTH 3052328272 2011-11-15 2010 2016-02-24 21:20:13Z TOM STUDLEY 14007 NW 1ST ROAD JONESVILLE FL 32669 58634742 false 2106 X www.campuscu.com X CREDIT UNION 1935 FL CAMPUS USA CREDIT UNION IS A NON-PROFIT FINANCIAL INSTITUTION PROVIDER. IT HAS SIX COUNTIES FOR MEMBERSHIP WITH COMPETITIVE SAVINGS AND LOAN RATES ALONG WITH EXCEPTIONAL MEMBER SERVICE. CAMPUS USA CREDIT UNION IS A NON-PROFIT FINANCIAL INSTITUTION PROVIDER. IT HAS SIX COUNTIES FOR MEMBERSHIP WITH COMPETITIVE SAVINGS AND LOAN RATES ALONG WITH EXCEPTIONAL MEMBER SERVICE. 9 9 246 11 620207 47689 0 56482011 52369136 6250005 5739499 5289601 526107 68021617 58634742 0 0 13790169 14310721 0 0 43809190 38983325 57599359 53294046 10422258 5340696 1088625601 1049946079 969964925 924118040 118660676 125828039 THE MISSION OF OUR CREDIT UNION IS TO RESPOND TO THE NEEDS OF THE MEMBERSHIP BY OFFERING THE BEST FINANCIAL SERVICES. OUR CREDIT UNION IS A NOT-FOR-PROFIT SERVICE ORGANIZATION WHICH MAINTAINS A STRONG FINANCIAL FOUNDATION. false false INCOME FROM THE CREDIT UNION MEMBERSHIP AND INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. false false true false false false false false true false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false true 19954 0 true 246 true true true false false false false false X 9 9 false false false false true true false true true false false false true true true true true true true false X TOM STUDLEY 3523359090 14007 NW 1ST ROAD JONESVILLE FL 32669 RL SCOTT 040.00 X X 403702 0 285799 DR P WELCH 002.50 X 0 0 0 J BENNET 002.50 X 0 0 0 W WILLIAMS 002.50 X 0 0 0 J BROWN 002.50 X 0 0 0 R RIVERS 002.50 X 0 0 0 P HINSON 002.50 X 0 0 0 J HUTTO 002.50 X 0 0 0 R PUCKETT 002.50 X 0 0 0 M WALDORFF 002.50 X 0 0 0 J BENTON 040.00 X 175774 0 47176 G WATERS 040.00 X 179501 0 43414 T STUDLEY 040.00 X X 172668 0 51596 J THACKREY 040.00 X 148439 0 32177 R WISE 040.00 X 133756 0 33512 F HILTON 040.00 X 144981 0 27676 K BURKETT 002.50 X 0 0 0 1358821 521350 7 false true false SCHERER CONSTRUCTION 2504 NW 71 PLACE GAINESVILLE FL 32653 CONSTRUCTION TOM BORROW CO 6950 HIGHWAY AVE SUITE 1 JACKSONVILLE FL 32254 CUSTOM AIR HANDLING RS&H 10748 DEERWOOD PARK BLVD SOUTH JACKSONVILLE FL 32256 ARCHITECT SOUTH SEMINOLE 3307 CLARCONA ROAD APOPKA FL 32703 DUCTWORK CEMEX 820 NW 53RD AVENUE GAINESVILLE FL 32653 CONCRETE/MASONRY 5 INTEREST ON LOANS 522100 44095477 44095477 FEES/CHARGES 522100 7653452 7653452 SECURITY SALES 523000 535282 535282 MBI 524298 12950 12950 NON-MEMBER ATM FEES 522200 71975 71975 52369136 5739499 5739499 OTHER INCOME 522100 526107 526107 526107 58634742 58014535 620207 0 0 0 0 1880171 1880171 0 7998720 7998720 1851190 1851190 1886489 1886489 694151 694151 0 0 573884 573884 0 0 143574 143574 1267104 1267104 2364525 2364525 0 0 1705437 1705437 0 0 0 13929488 13929488 0 2112399 2112399 255268 255268 SEE ATTACHED SCHEDULE 16631646 16631646 0 53294046 53294046 3906204 38611683 126564706 57656103 4372488 4375636 700489759 658730561 560123 1640261 58553156 13620669 37601694 44932487 199481347 226080790 3409883 3052480 12239397 14866078 1088625601 1049946079 14366732 7066928 22500000 16690463 933098193 900360649 969964925 924118040 X 118660676 125828039 118660676 125828039 1088625601 1049946079 X 5340696 1826667 X false true true X false 5000 5000 5000 true FLORIDA CREDIT UNION POLITICAL ACTION 3773 COMMONWEALTH BLVD TALLAHASSEE FL 32303 590246163 5000 I-A 1 THE CREDIT UNION CONTRIBUTED ITS FAIR SHARE TO THE FLORIDA CREDIT UNION POLITICAL ACTION COMMITTEE DURING 2010. false 11315474 10788200 33200994 4062206 29138788 1954988 1623790 331198 12081700 7407399 4674301 44932487 SHARE DRAFTS 102650068 SHARE AND EQUIVALENTS 254807048 MONEY MARKET ACCOUNTS 125204578 IRA SHARES 22091873 SHARE AND IRA CERTIFICATES 395607082 900360649 58634742 53294046 5340696 955843 870824 1826667 7167363 58634742 58634742 58634742 53294046 53294046 53294046 XI 8 Reclassification adjustment for gains on the redemption of callable investment securities included in net income -10,264 Net Pension Gains 881,088 870,824 X X true true X false false false RL SCOTT 361090 34350 8262 272404 13395 689501 J BENTON 160115 15150 509 32343 14833 222950 G WATERS 161796 15150 2555 32482 10932 222915 T STUDLEY 151787 20150 731 36823 14773 224264 J THACKREY 132308 15150 981 29140 3037 180616 R WISE 116857 15150 1749 27719 5793 167268 F HILTON 143527 750 704 14623 13053 172657 Form 990 Part VI 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI 11A THE CFO IS RESPONSIBLE FOR THE PREPARATION OF THE RETURN AND USES THE CPA FIRM TO HELP COMPLETE THE FINANCIAL ASPECT OF THE RETURN. THE RETURN IS PRESENTED TO THE CREDIT VP OF HR, VP OF OPERATIONS AND TO THE PRESIDENT/CEO. ONCE ALL HAVE COMPLETED THEIR REVIEW AND ANY CORRECTIONS ARE COMPLETED, THE RETURN IS FILED. Form 990 Part VI 12C THE CONFLICTS OF INTEREST POLICY GOVERNS THE ACTIONS OF DIRECTORS, AUDIT COMMITTEE MEMBERS, ANY OTHER UNPAID MEMBER VOLUNTEERS AND ALL SENIOR MANAGERS OF THE CREDIT UNION. THE POLICY, WHICH IS EXPLICIT IN DETAILING ACTIONS CONSIDERED TO BE CONFLICTS OF INTEREST, IS REVIEWED WITH THE COVERED INDIVIDUALS ANNUALLY. IN ADDITION, EACH COVERED INDIVIDUAL IS ANNUALLY REQUIRED TO COMPLETE AND SIGN A STATEMENT DETAILING ANY POTENTIAL CONFLICTS OF INTEREST OR ANY ACTIONS TAKEN THAT FALL UNDER THE CONFLICT OF INTEREST POLICY. THESE STATEMENTS ARE REQUIRED TO BE SUBMITTED TO THE AUDIT COMMITTEE CHAIR WHO MAKES A FORMAL REPORT TO THE BOARD OF DIRECTORS. COVERED INDIVIDUALS ARE INSTRUCTED TO DISCUSS ANY POTENTIAL CONFLICTS WITH THE PRESIDENT/CEO OR THE COMPLIANCE OFFICER BEFORE ENTERING INTO ANY ARRANGEMENT THAT COULD BE A POTENTIAL CONFLICT. THE AUDIT COMMITTEE CHAIR MUST GIVE WRITTEN APPROVAL Form 990 Part VI 12C ON A CASE-BY-CASE BASIS. ANY POTENTIAL CONFLICT INVOLVING THE AUDIT COMMITTEE CHAIR REQUIRES WRITTEN APPROVAL BY THE BOARD OF DIRECTORS CHAIR. THE CREDIT UNION HAS ALWAYS MAINTAINED THE POLICY THAT ANY INDIVIDUAL WITH A POTENTIAL CONFLICT OF INTEREST IS PROHIBITED FROM PARTICIPATING IN DELIBERATIONS AND DECISIONS PERTAINING TO THE SUBJECT MATTER IN QUESTION. Form 990 Part VI 15A AND 15B THE REVIEW OF THE CEOS COMPENSATION IS DONE ANNUALLY BY THE BOARD OF DIRECTORS BOD. THE BOD USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY AND EACH MEMBER DOES AN INDIVIDUAL REVIEW TO DETERMINE THE CEOS COMPENSATION. FOR ALL OTHER SENIOR MANAGEMENT, THE CEO USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY AS WELL AS AN INTERNAL INDEPENDENT SALARY ADMINISTRATION SYSTEM TO DETERMINE THEIR COMPENSATION. Form 990 Part VI 19 GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON WWW.NCUA.GOV VIA THE QUARTERLY 5300 FILING. Form 990 Part XI 5 UNREALIZED GAIN ON INVESTMENTS CLASSIFIED AS AVAILABLE FOR SALE 955,843 RECLASSIFICATION ADJUSTMENTS FOR GAINS ON THE REDEMPTION OF CALLABLE INVESTMENT SECURITIES INCLUDED IN NET INCOME10,264 NET PENSIONS GAINS 881,088.