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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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      <GrantsToOrgsOutsideUS>
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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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      <GrantsToOrgsOutsideUS>
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        <MannerOfCashDisbursement>ELECTRONIC BANK TRANSFER</MannerOfCashDisbursement>
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      <InterestInForeignTrust>0</InterestInForeignTrust>
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    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <Identifier>FORM 990, PART VI, SECTION A, LINE 2</Identifier>
        <Explanation>YES, EXECUTIVE DIRECTORS ARE MARRIED.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>FORM 990, PART VI, SECTION B, LINE 11</Identifier>
        <Explanation>THE 990 IS REVIEWED BY THE BOARD TREASURER AND EXECUTIVE DIRECTORS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE POSTED UPON OUR WEBSITE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CHANGES IN NET ASSETS OR FUND BALANCES:</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 5:</ReturnReference>
        <Explanation>NET UNREALIZED LOSSES ON INVESTMENTS: -15,211.</Explanation>
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      <GeneralExplanation>
        <Explanation>NO CHANGE HAS OCCURED FROM PRIOR YEAR. BOARD OF DIRECTORS OVERSEE.</Explanation>
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