2011-06-10T15:22:19-04:00 2010-12-31 Robert L Mann LLC PO Box 746 Fredericksburg VA 22404 990 2010-01-01 540357460 RICHMOND POSTAL CREDIT UNION INC RICH 1601 OWNBY LANE Richmond VA 23220 JACKIE WILSON 8043559684 2011-06-10 false ROBERT L MANN 5409032277 2011-06-10 2010 2016-02-24 21:20:13Z JACKIE WILSON 5591344 false X WWW.RICHPCU.ORG X 1923 VA CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES 10 10 23 12185 0 0 4920462 670882 0 5591344 0 0 1203734 0 0 4236364 5440098 151246 85490941 83177999 75533036 72931219 9957905 10246780 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES false false 5440098 5591344 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES 5440098 false false false false false false false false true false true true true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false false true 2858 0 true 23 true true true false false false false false X 10 10 false false false false true true false true true false false false true true false false true true false false VA X X JACKIE WILSON 8043559684 1601 OWNBY LANE Richmond VA 23220 ALPHONSO MILES 1.00 X 0 0 0 ALVIN STROTHER 1.00 X 0 0 0 DONALD HALL 1.00 X 0 0 0 GERALDINE HORNE 1.00 X 0 0 0 GLORIA SHAW 1.00 X JAMES DAVIDSON 1.00 X 0 0 0 RICHARD TWIGGS 1.00 X WAYNE BOOTHE 1.00 X 0 0 0 WAYNE LAUTERBACH 1.00 X 0 0 0 YVONNE BAYLOR 1.00 X 0 0 0 JACKIE WILSON 40.00 X 22500 0 JOSEPH HADDON 40.00 X 92629 12922 115129 0 12922 0 true false false FISERV PORTICO 75 REMITTANCE DRIVE Chicago IL 606756974 DATA PROCESSOR 446093 FISERV EFT PO BOX 60000 San Francisco CA 94160 CARD PROCESSOR 319335 ANTHEM PO BOX 17499 Baltimore MD 212971499 HEALTH INSURANCE 114065 3 LOAN INTEREST INCOME 900099 3896084 3896084 FEES AND CHARGES 900099 1024378 1012193 12185 4920462 670882 670882 5591344 5579159 12185 0 128051 128051 695115 695115 204555 204555 111427 111427 64586 64586 62936 62936 14256 14256 966733 966733 113848 113848 103041 103041 446093 446093 153330 153330 131721 131721 1453975 1453975 98973 98973 47952 47952 MISC EXP 17421 17421 CASH OVER SHORT 250 250 PROVISION FOR LOAN LOSSES 573758 573758 LOSS ON INVESTMENTS 52077 52077 5440098 5440098 0 0 1447436 6545624 3485484 5262189 9011 1625 386219 382123 56187620 53929517 186267 172986 2624200 1083745 1510573 1540455 20261061 13913900 2017270 1429580 85490941 83177999 501073 481881 75031963 72449338 75533036 72931219 X 9957905 10246780 9957905 10246780 85490941 83177999 X 151246 137629 X false false 288670 288670 1458832 557754 901078 876698 525991 350707 1540455 FEDERAL AGENCY OBLIGATIONS 13638024 F VIRGINIA CORP PAID IN CAPITAL 197914 C CUSC OF VIRGINIA 65124 C CU 24 INC 8864 C RICHMOND POSTAL GROUP LLC 3974 C 13913900 NCUSIF 789869 ACCRUED INT ON LOANS 365001 BORROWER INT RECEIVABLE 1741 SUBS INT REC 2437 ACCRUED INT ON INVESTMENTS 118632 ACCRUED INCOME ON VISA 10264 PURCHASED ACCRUED INTEREST INV 10633 POSTAGE STAMPS 774 ACH IN PROCESS 270 1429580 SHAREDRAFTS 2923181 REGULAR SHARES 22486033 SHARE CERTIFICATES 40327352 IRA ACCOUNTS 6465878 CHRISTMAS SAVINGS 80275 ESCROW SHARES 96457 ORGANIZATION ACCOUNTS 70162 72449338 X true true X false false false JOSEPH HADDON 92629 0 0 0 0 0 0 0 12922 0 105551 0 0 0 WAYNE LAUTERBACH SECOND MORTGAGE LOAN X 87426 106205 false true true WAYNE BOOTHE FIRST MORTGAGE LOAN X 100100 79261 false true true WAYNE BOOTHE NEW AUTO LOAN X 10000 4281 false true true JAMES DAVIDSON FIRST MORTGAGE LOAN X 125000 62989 false true true DONALD HALL FIRST MORTGAGE LOAN X 86500 58204 false true true DONALD HALL NEW AUTO LOAN X 7000 1150 false true true GLORIA SHAW FIRST MORTGAGE LOAN X 40000 21521 false true true GLORIA SHAW SHARE SECURED LOAN X 5000 1502 false true true GERALDINE HORNE LINE OF CREDIT X 3000 6226 false true true GERALDINE HORNE CREDIT CARD X 10000 8986 false true true DONALD HALL CREDIT CARD X 10000 63 false true true ALVIN STROTHER INSTALLMENT X 27176 27176 false true true GLORIA SHAW CREDIT CARD X 5000 4559 false true true 382123 01. Members or stockholder classes and rights (Part VI, line 6) CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND EACH MEMBER OWNS ONE SHARE EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS 02. Member election for additional members (Part VI, line 7a) CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND EACH MEMBER OWNS ONE SHARE EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS 03. Form 990 governing body review (Part VI, line 11) THE PRESIDENTCEO REVIEWED THE 990 PRIOR TO ITS FILING 04. CEO, executive director, top management comp (Part VI, line 15a) THE CEOS SALARY IS APPROVED AND SET BY THE BOARD OF DIRECTORS ANNUALLY 05. Governing documents, etc, available to public (Part VI, line 19) GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC MEMBERS OF THE CREDIT UNION MAY REVIEW GOVERNING DOCUMENTS AT THE CREDIT UNION 06. Explanation of other changes in net assets or fund balances (Part XI, line 5) CREDIT UNION MAINTAINS A DEFINED BENEFIT RETIREMENT PLAN FOR ALL EMPLOYEES OTHER CHANGE TO NET ASSETS IS OTHER COMPREHENSIVE INCOME RECOREDED IN ACCORDANCE TO SFAS NO 87 AS AMENDED BY SFAS NOS 132 AND 158 OTHER CHANGE IN NET ASSETS IS COMPRISED OF THE OCI FOR THE UNREALIZED GAIN ON AVAILABLE FOR SALE INVESTMENTS OF 18731770 AND THE OCI FOR THE DEFINED BENEFIT PENSION PLAN OF 49689 RETAINED EARNINGS JANUARY 1 2010 XXX-XX-XXXX NET INCOME FOR THE YEAR 15124575 OCI-DEFINED BENEFIT PENSION 4968900 OCI - AFS SECURITIES 18731770 RETAINED EARNINGS DECEMBER 31 2010 1024677960