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    <Timestamp>2011-05-16T14:02:50-07:00</Timestamp>
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      <Name>
        <BusinessNameLine1>LEADCO COMMUNITY CREDIT UNION</BusinessNameLine1>
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      <Phone>5737471882</Phone>
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        <AddressLine1>820 EAST MAIN - PO BOX J</AddressLine1>
        <City>PARK HILLS</City>
        <State>MO</State>
        <ZIPCode>63601</ZIPCode>
      </USAddress>
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      <Title>CEO</Title>
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      <DateSigned>2011-05-13</DateSigned>
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    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
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        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>LOAN SERVICING</Description>
        <Total>19407</Total>
        <ProgramServices>19407</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>OUTSIDE SERVICES</Description>
        <Total>6149</Total>
        <ProgramServices>6149</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>DUES</Description>
        <Total>18482</Total>
        <ProgramServices>18482</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </OtherExpenses>
      <TotalFunctionalExpenses>
        <Total>1087104</Total>
        <ProgramServices>321742</ProgramServices>
        <ManagementAndGeneral>765362</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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      <CashNonInterestBearing>
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        <EOY>602898</EOY>
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      <SavingsAndTempCashInvestments>
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        <EOY>4146660</EOY>
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      <PledgesAndGrantsReceivable>
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        <EOY>0</EOY>
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      <AccountsReceivable>
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        <EOY>0</EOY>
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      <ReceivablesFromOfficersEtc>
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        <EOY>135245</EOY>
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      <ReceivablesFromDisqualPersons>
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        <EOY>0</EOY>
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      <OtherNotesLoansReceivableNet>
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        <EOY>9042474</EOY>
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      <InventoriesForSaleOrUse>
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        <EOY>164873</EOY>
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      <PrepaidExpensesDeferredCharges>
        <BOY>60702</BOY>
        <EOY>71012</EOY>
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      <LandBuildingsEquipmentBasis>1319698</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>621579</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>756703</BOY>
        <EOY>698119</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </InvestmentsPubTradedSecurities>
      <InvestmentsOtherSecurities>
        <EOY>0</EOY>
      </InvestmentsOtherSecurities>
      <InvestmentsProgramRelated>
        <EOY>0</EOY>
      </InvestmentsProgramRelated>
      <IntangibleAssets>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </IntangibleAssets>
      <OtherAssetsTotal>
        <BOY>25000</BOY>
        <EOY>33014</EOY>
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      <TotalAssets>
        <BOY>14759587</BOY>
        <EOY>14894295</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>257713</BOY>
        <EOY>553183</EOY>
      </AccountsPayableAccruedExpenses>
      <TotalLiabilities>
        <BOY>257713</BOY>
        <EOY>553183</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <CapStckTrstPrinCurrentFunds>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </CapStckTrstPrinCurrentFunds>
      <PaidInCapSrplsLandBldgEqpFund>
        <BOY>12345984</BOY>
        <EOY>12371407</EOY>
      </PaidInCapSrplsLandBldgEqpFund>
      <RetainedEarningsEndowmentEtc>
        <BOY>2155890</BOY>
        <EOY>1969705</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>14501874</BOY>
        <EOY>14341112</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>14759587</BOY>
        <EOY>14894295</EOY>
      </TotalLiabNetAssetsFundBalances>
      <InfoInScheduleOPartXI>X</InfoInScheduleOPartXI>
      <ReconcilationRevenueExpenses>-87404</ReconcilationRevenueExpenses>
      <ReconcilationOtherChanges>-73358</ReconcilationOtherChanges>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>1</AccountantCompileOrReview>
      <FSAudited>1</FSAudited>
      <AuditCommittee>1</AuditCommittee>
      <FinancialStatementBoth>X</FinancialStatementBoth>
      <FederalGrantAuditRequired>0</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleD documentId="R000002" softwareId="10000077" softwareVersion="v1.00">
      <Land>
        <InvestmentCostOrOtherBasis>126251</InvestmentCostOrOtherBasis>
        <OtherCostOrOtherBasis>0</OtherCostOrOtherBasis>
        <BookValue>126251</BookValue>
      </Land>
      <Buildings>
        <InvestmentCostOrOtherBasis>581756</InvestmentCostOrOtherBasis>
        <OtherCostOrOtherBasis>0</OtherCostOrOtherBasis>
        <Depreciation>260655</Depreciation>
        <BookValue>321101</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <InvestmentCostOrOtherBasis>183460</InvestmentCostOrOtherBasis>
        <OtherCostOrOtherBasis>0</OtherCostOrOtherBasis>
        <Depreciation>37604</Depreciation>
        <BookValue>145856</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <InvestmentCostOrOtherBasis>417606</InvestmentCostOrOtherBasis>
        <OtherCostOrOtherBasis>0</OtherCostOrOtherBasis>
        <Depreciation>312695</Depreciation>
        <BookValue>104911</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <InvestmentCostOrOtherBasis>10625</InvestmentCostOrOtherBasis>
        <OtherCostOrOtherBasis>0</OtherCostOrOtherBasis>
        <Depreciation>10625</Depreciation>
        <BookValue>0</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>698119</TotalOfBookValueLandBuildings>
      <TotalRevenue>999700</TotalRevenue>
      <TotalExpenses>1087104</TotalExpenses>
      <ExcessOrDeficitForYear>-87404</ExcessOrDeficitForYear>
      <NetUnrealizedGLOnInvestments>0</NetUnrealizedGLOnInvestments>
      <DonatedServicesAndFacilities>0</DonatedServicesAndFacilities>
      <InvestmentExpenses>0</InvestmentExpenses>
      <PriorPeriodAdjustments>0</PriorPeriodAdjustments>
      <OtherAmount>0</OtherAmount>
      <TotalAdjustments>0</TotalAdjustments>
      <ExcessOrDeficitPerFS>-87404</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>999700</TotRevenueEtcAuditedFinclStmt>
      <NetUnrealizedGainsInvestments>0</NetUnrealizedGainsInvestments>
      <DonatedSrvcAndUseOfFacilities>0</DonatedSrvcAndUseOfFacilities>
      <RecoveriesOfPriorYearGrants>0</RecoveriesOfPriorYearGrants>
      <OtherRevenues>0</OtherRevenues>
      <RevenueNotRptdF990>0</RevenueNotRptdF990>
      <RevenueSubtotal>999700</RevenueSubtotal>
      <InvestmentExpensesNotIncluded>0</InvestmentExpensesNotIncluded>
      <OtherRevenuesNotIncluded>0</OtherRevenuesNotIncluded>
      <RevenueNotRptdOnFinStmt>0</RevenueNotRptdOnFinStmt>
      <TotalRevenuePerForm990>999700</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>1087104</TotExpensesEtcAuditedFinclStmt>
      <DonatedServicesUseOfFacilities>0</DonatedServicesUseOfFacilities>
      <PriorYearAdjustments>0</PriorYearAdjustments>
      <LossesReported>0</LossesReported>
      <OtherExpensesIncluded>0</OtherExpensesIncluded>
      <ExpensesNotRptdF990>0</ExpensesNotRptdF990>
      <ExpensesSubtotal>1087104</ExpensesSubtotal>
      <InvestmentExpensesNotIncluded2>0</InvestmentExpensesNotIncluded2>
      <OtherExpensesNotIncluded>0</OtherExpensesNotIncluded>
      <ExpensesNotRptdOnFinStmt>0</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>1087104</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleL documentId="R000003" softwareId="10000077" softwareVersion="v1.00">
      <LoanTable>
        <NamePerson>Mike Greif</NamePerson>
        <PurposeOfLoan>Used Auto</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>15018</OriginalPrincipalAmount>
        <BalanceDue>10510</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>Mike Greif</NamePerson>
        <PurposeOfLoan>Used Auto</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>6618</OriginalPrincipalAmount>
        <BalanceDue>2474</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>Steve Summers</NamePerson>
        <PurposeOfLoan>Used Auto</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>10297</OriginalPrincipalAmount>
        <BalanceDue>7053</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>Steve Summers</NamePerson>
        <PurposeOfLoan>Signature</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>5624</OriginalPrincipalAmount>
        <BalanceDue>4223</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>Steve Summers</NamePerson>
        <PurposeOfLoan>Mortgage</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>63500</OriginalPrincipalAmount>
        <BalanceDue>60564</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>Dave Clemons</NamePerson>
        <PurposeOfLoan>Used Auto</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>29627</OriginalPrincipalAmount>
        <BalanceDue>19228</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>1</WrittenAgreement>
      </LoanTable>
      <TotalBalanceDue>104052</TotalBalanceDue>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="R000004" softwareId="10000077" softwareVersion="v1.00">
      <GeneralExplanation>
        <Identifier>F990_P06_S0A_L06</Identifier>
        <ReturnReference>Form 990, Part VI, Section A, Line 6</ReturnReference>
        <Explanation>ALL PERSONS USING FACILITIES AND SERVICES OF LEADCO COMMUNITY CREDIT UNION MUST BE A MEMEBER WHICH REQUIRES A $25 ACCOUNT BALANCE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0A_L07a</Identifier>
        <ReturnReference>Form 990, Part VI, Section A, Line 7a</ReturnReference>
        <Explanation>ALL MEMBERS VOTE FOR BOARD OF DIRECTOR POSITIONS AT THE ANNUAL MEETING EACH YEAR</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0B_L11a</Identifier>
        <ReturnReference>Form 990, Part VI, Section B, Line 11a</ReturnReference>
        <Explanation>THE 990 IS PREPARED BY THE ACCOUNTING SUPERVISOR AND REVIEWED BY THE PRESIDENT</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0B_L12c</Identifier>
        <ReturnReference>Form 990, Part VI, Section B, Line 12c</ReturnReference>
        <Explanation>COMPLIANCE WITH CONFLICT OF INTEREST DISCLOSURES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0B_L15</Identifier>
        <ReturnReference>Form 990, Part VI, Section B, Line 15</ReturnReference>
        <Explanation>EXECUTIVE BOARD MEMBERS REVIEW COMPENSATION OF TOP MANAGERS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0C_L19</Identifier>
        <ReturnReference>Form 990, Part VI, Section C, Line 19</ReturnReference>
        <Explanation>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P11_S00_L05</Identifier>
        <ReturnReference>Form 990, Part XI, Line 5</ReturnReference>
        <Explanation>WE HAD AN DECREASE IN OUR EQUITY THIS YEAR WHICH RESULTED IN THE DECREASE.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>