2011-05-16T07:04:57-07:00 2010-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2010-01-01 042079800 Energy Credit Union ENER 6173251999 156 SPRING STREET WEST ROXBURY MA 02132 PAUL N NOCE 2011-05-16 2010 2016-02-24 21:20:13Z 4050125 false false X N/A CREDIT UNION 11 10 12 10 29692 -72227 0 3211211 3229431 671525 547581 534653 273113 4417389 4050125 0 0 945724 1056399 0 0 3791944 3025250 4737668 4081649 -320279 -31524 93626215 96756004 77388032 80536269 16238183 16219735 CREDIT UNION false false 1232616 MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS AND THE PAYMENT OF INTEREST THERON. NUMBER OF ACCOUNTS IS 9,713. 3229431 MAINTAINING LOAN ACCOUNTS FOR MEMBERS. NUMBER OF ACCOUNTS IS 2,280. 1232616 false false false false false false false false true false true false false false true false true false false false false false false false false false false false false true false false false false false false true false false false false false false false false false false false false false false true 2551 0 false 12 true true true false false false false false false false false false false false false false X 11 10 true false false false true true false true true false true true false true true false true true true true false false X Paul Noce 6173251999 156 SPRING STREET WEST ROXBURY MA 02132 WILLIAM REYNOLDS 4.00 X 0 0 0 ROBERT TEDESCO 4.00 X 0 0 0 PAUL RICHARDSON 4.00 X X 0 0 0 PAUL N NOCE 40.00 X X 158473 0 6003 PAUL HANNON 4.00 X 0 0 0 MARIE PREVETT 40.00 X X 95034 0 2838 JOSEPH C CARROLL 4.00 X 0 0 0 JOHN RABAIOLI 40.00 X 79908 0 2434 DIANNE DUHAIME 4.00 X 0 0 0 DEBORAH CASNA 4.00 X 0 0 0 BERNARD DOHERTY 4.00 X X 0 0 0 BARBARA MARKOS 4.00 X 0 0 0 BARBARA KELLEHER 4.00 X X 0 0 0 333415 11275 1 false true false ELAN FINANCIAL SERVICES 225 STATION SQUARE DRIVE PITTSBURGH PA 15219 138085 DIEBOLD INC PO BOX 643543 PITTSBURGH PA 15264 100169 CONNECTICUT ONLINE COCC 135 DARLING DRIVE AVON PARK SOUTH AVON CT 06001 DATA PROCESSING 225999 3 0 INTEREST ON LOANS 3229431 3229431 3229431 547581 547581 0 0 0 0 0 0 0 SERVICE CHARGES & FEES 32436 32436 OTHER INCOME 210985 210985 ATM FEES 29692 29692 273113 4050125 4020433 29692 0 0 0 0 344690 344690 0 700434 700434 9408 9408 1867 1867 0 0 0 0 0 0 0 0 115296 115296 79033 79033 434358 434358 0 99161 99161 0 0 39024 39024 1232616 1232616 0 103639 103639 51358 51358 PROVISION FOR LOAN LOSSES 177372 177372 NCUA STABILIZATION/PREMIUM 196820 196820 MISCELLANEOUS EXPENSE 212118 212118 EQUIPMENT MAINTENANCE 125769 125769 CORPORATE IMPAIRMENT 37225 37225 121461 121461 4081649 1232616 2849033 0 994360 1329638 26578373 27693575 0 0 1134690 953983 0 54127961 51508162 0 28137 120652 3773833 225842 2689349 3547991 7006351 10530804 0 0 0 1066994 1071199 93626215 96756004 717964 416638 136692 115438 76533376 80004193 77388032 80536269 X 16238183 16219735 16238183 16219735 93626215 96756004 X -31524 13076 X false true true X false false false true 700000 700000 2499139 61088 2438051 250678 39361 211317 324016 125393 198623 3547991 Rounding 1 MEMBER SHARES AND DEPOSIT ACCOUNTS 80004192 80004193 4050125 4081649 -31524 13076 13076 -18448 4050125 4050125 4050125 4081649 4081649 4081649 Part XI, Line 8 Part XI, Line 8: Other Changes in Net Assets or Fund Balances CHANGE IN MARKET VALUE DUE TO FAS115 $13076 CHANGE IN FMV DUE TO SFAS 115 $ -0 X X X false false false PAUL N NOCE 158473 4136 1867 164476 MARIE PREVETT LOAN X 20000 19661 false true true ROBERT TEDESCO LOAN X 1000 903 false true true ROBERT TEDESCO LOAN X 5750 4842 false true true ROBERT TEDESCO LOAN X 4300 2823 false true true WILLIAM REYNOLDS LOAN X 8717 false true true MARIE PREVETT LOAN X 160000 105771 false true true MARIE PREVETT LOAN X 65000 12846 false true true MARIE PREVETT LOAN X 16000 14650 false true true PAUL NOCE LOAN X 80000 74478 false true true PAUL NOCE LOAN X 336000 322210 false true true PAUL NOCE LOAN X 20000 18067 false true true BARBARA KELLEHER LOAN X 33810 7211 false true true PAUL HANNON LOAN X 118500 107610 false true true PAUL HANNON LOAN X 7000 5800 false true true PAUL HANNON LOAN X 10000 5711 false true true DIANNE DUHAIME LOAN X 18305 6875 false true true PAUL HANNON LOAN X 10000 2670 false true true BERNARD DOHERTY LOAN X 130000 42385 false true true JOSEPH CARROLL LOAN X 191000 185832 false true true PAUL NOCE LOAN X 1300 1106 false true true JOSEPH CARROLL LOAN X 26925 3815 false true true 953983 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available FINANCIALS ARE AVAILABLE ON NCUA.GOV WEBSITE, POSTED AT THE CREDIT UNION. OTHER INFORMATION IS AVAILABLE UPON REQUEST. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees BOARD APPROVES COMPENSATION BASED UPON PERFORMANCE AND INDUSTY. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process THE FORM 990 WILL BE REVIEWED ONCE COMPLETED. DUE TO TIMING BETWEEN COMPLETION AND FILING DUE DATE, THE REVIEW MAY BE SUBSEQUENT TO FILING. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital. Form 990, Part VI, Line 2 Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et PAUL N. NOCE'S BROTHER-IN-LAW IS THE PRESIDENT OF WYATT'S INC. IT CONSULTING @$35,000 PAID DURING 2010.