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        <ManagementAndGeneral>12038</ManagementAndGeneral>
      </CompCurrentOfficersDirectors>
      <CompDisqualPersons>
        <Total>0</Total>
      </CompDisqualPersons>
      <OtherSalariesAndWages>
        <Total>45440</Total>
        <ProgramServices>36352</ProgramServices>
        <ManagementAndGeneral>9088</ManagementAndGeneral>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>1000</Total>
        <ProgramServices>800</ProgramServices>
        <ManagementAndGeneral>200</ManagementAndGeneral>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>11149</Total>
        <ProgramServices>8919</ProgramServices>
        <ManagementAndGeneral>2230</ManagementAndGeneral>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>8936</Total>
        <ProgramServices>7149</ProgramServices>
        <ManagementAndGeneral>1787</ManagementAndGeneral>
      </PayrollTaxes>
      <FeesForServicesManagement>
        <Total>0</Total>
      </FeesForServicesManagement>
      <FeesForServicesLegal>
        <Total>0</Total>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>2025</Total>
        <ManagementAndGeneral>2025</ManagementAndGeneral>
      </FeesForServicesAccounting>
      <FeesForServicesLobbying>
        <Total>0</Total>
      </FeesForServicesLobbying>
      <FeesForServicesProfFundraising></FeesForServicesProfFundraising>
      <FeesForServicesInvstMgmntFees>
        <Total>0</Total>
      </FeesForServicesInvstMgmntFees>
      <FeesForServicesOther>
        <Total>0</Total>
      </FeesForServicesOther>
      <Advertising>
        <Total>0</Total>
      </Advertising>
      <OfficeExpenses>
        <Total>5881</Total>
        <ProgramServices>4705</ProgramServices>
        <ManagementAndGeneral>1176</ManagementAndGeneral>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>5861</Total>
        <ProgramServices>4689</ProgramServices>
        <ManagementAndGeneral>1172</ManagementAndGeneral>
      </InformationTechnology>
      <Royalties>
        <Total>0</Total>
      </Royalties>
      <Occupancy>
        <Total>20104</Total>
        <ManagementAndGeneral>20104</ManagementAndGeneral>
      </Occupancy>
      <Travel>
        <Total>1022</Total>
        <ProgramServices>818</ProgramServices>
        <ManagementAndGeneral>204</ManagementAndGeneral>
      </Travel>
      <TravelEntrtnmntPublicOfficials>
        <Total>0</Total>
      </TravelEntrtnmntPublicOfficials>
      <ConferencesMeetings>
        <Total>91140</Total>
        <ProgramServices>91140</ProgramServices>
      </ConferencesMeetings>
      <Interest>
        <Total>0</Total>
      </Interest>
      <PaymentsToAffiliates>
        <Total>0</Total>
      </PaymentsToAffiliates>
      <DepreciationDepletion>
        <Total>440</Total>
        <ManagementAndGeneral>440</ManagementAndGeneral>
      </DepreciationDepletion>
      <Insurance>
        <Total>3064</Total>
        <ManagementAndGeneral>3064</ManagementAndGeneral>
      </Insurance>
      <OtherExpenses>
        <Description>Auto allowance</Description>
        <Total>7980</Total>
        <ProgramServices>6384</ProgramServices>
        <ManagementAndGeneral>1596</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Auto expense</Description>
        <Total>460</Total>
        <ProgramServices>368</ProgramServices>
        <ManagementAndGeneral>92</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Contributions and memorials</Description>
        <Total>150</Total>
        <ManagementAndGeneral>150</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Luncheons and entertainment</Description>
        <Total>3665</Total>
        <ManagementAndGeneral>3665</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Building association dues</Description>
        <Total>1912</Total>
        <ManagementAndGeneral>1912</ManagementAndGeneral>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>5455</Total>
        <ManagementAndGeneral>5455</ManagementAndGeneral>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>275874</Total>
        <ProgramServices>209476</ProgramServices>
        <ManagementAndGeneral>66398</ManagementAndGeneral>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>114658</BOY>
        <EOY>73559</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>436959</BOY>
        <EOY>262871</EOY>
      </SavingsAndTempCashInvestments>
      <PrepaidExpensesDeferredCharges>
        <BOY>1116</BOY>
        <EOY>429</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>413325</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>440</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <EOY>412885</EOY>
      </LandBuildingsEquipmentBasisNet>
      <TotalAssets>
        <BOY>552733</BOY>
        <EOY>749744</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>6419</BOY>
        <EOY>2924</EOY>
      </AccountsPayableAccruedExpenses>
      <DeferredRevenue>
        <BOY>8440</BOY>
        <EOY>8880</EOY>
      </DeferredRevenue>
      <TotalLiabilities>
        <BOY>14859</BOY>
        <EOY>11804</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
        <BOY>537874</BOY>
        <EOY>737940</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>537874</BOY>
        <EOY>737940</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>552733</BOY>
        <EOY>749744</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>200066</ReconcilationRevenueExpenses>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
    </IRS990>
    <IRS990ScheduleD documentId="990D" softwareId="10000149" softwareVersion="2010.2.13">
      <IncludedOnFS>false</IncludedOnFS>
      <Buildings>
        <OtherCostOrOtherBasis>413325</OtherCostOrOtherBasis>
        <Depreciation>440</Depreciation>
        <BookValue>412885</BookValue>
      </Buildings>
      <TotalOfBookValueLandBuildings>412885</TotalOfBookValueLandBuildings>
      <TotalRevenue>475940</TotalRevenue>
      <TotalExpenses>275874</TotalExpenses>
      <ExcessOrDeficitForYear>200066</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>200066</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>475940</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>475940</RevenueSubtotal>
      <TotalRevenuePerForm990>475940</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>275874</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>275874</ExpensesSubtotal>
      <TotalExpensesPerForm990>275874</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="990O" softwareId="10000149" softwareVersion="2010.2.13">
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>6</ReturnReference>
        <Explanation>The Association had forty-seven regular members and eighty-three associate members.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>7a</ReturnReference>
        <Explanation>Regular members elect board of directors as governing body.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>7b</ReturnReference>
        <Explanation>Regular members have to approve any changes in by-laws of Association.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>11b</ReturnReference>
        <Explanation>Executive Vice President reviews Form 990 before filing.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <Explanation>The Association has one branch in Germantown, TN.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>15b</ReturnReference>
        <Explanation>Board of Directors reviews and approves all compensation anually.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>19</ReturnReference>
        <Explanation>Governing documents are available to the public upon written request.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>19</ReturnReference>
        <Explanation>Financial statements are available to the public upon written request.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>9</ReturnReference>
        <Explanation>All officers and directors may reached at the Associations mailing address.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>