2011-04-27T11:41:03-06:00 2010-12-31 AR TONY LEMA CPA 610 E MARKET ST STE 2906 San Antonio TX 78205 990 2010-01-01 741505143 COASTAL COMMUNITY & TEACHERS CU COAS 3619856810 6810 SARATOGA BLVD Corpus Christi TX 784143908 GINA K PRINCE 3619856810 2011-04-27 true AR LEMA CPA 2102124822 2011-04-27 2010 2016-02-24 21:20:13Z COASTAL COMMUNITY TEACHERS CREDIT UNION 6810 SARATOGA BLVD Corpus Christi TX 784143908 11159318 false false 2742 X WWW.CCATCU.COM X 1935 TX PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. 9 9 98 6 140897 -80290 0 9411551 9942964 1234252 1075457 85222 140897 10731025 11159318 6000 6000 0 3729083 3322557 0 0 6315047 7166029 10050130 10494586 680895 664732 182012827 186840879 161544401 165344702 20468426 21496177 PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. false false 4 SHARE/DEPOSIT ACCOUNTS: IMPLEMENTED A NEW CHECKING ACCOUNT - BONUS CHECKING- WHICH IS A REWARD CHECKING ACCOUNT THAT PAYS DIVIDENDS IF CERTAIN CRITERIA ARE MET. 4 false false false false false false false false false false true false true false true false true false false false false false false false false false false false true true false false false false false false false false false false false false false false false false false false false false false true X 5584 0 false 98 true true true false false false false false false false false false false false false false false false false false false false false X 9 9 false false false false true true false true true false true true true true true true true true true true false false X GINA PRINCE 3619856810 6810 SARATOGA BLVD Corpus Christi TX 78414 DAVID HINOJOSA 2.00 X X 0 0 0 ARTURO DELGADO 2.00 X X 0 0 0 DR TONY DIAZ 2.00 X X 0 0 0 JAVIER LEAL 2.00 X X 0 0 0 DR JOSE CAVAZOS 2.00 X X 0 0 0 JUDGE HENRY SANTANA 2.00 X 0 0 0 EDUARDO TORRES 2.00 X 0 0 0 KEN COMBS 2.00 X 0 0 0 GINA PRINCE 40.00 X X X 185633 0 0 JANET YARBROUGH 40.00 X 75217 0 0 THERESA COX 40.00 X 0 0 0 FRANCES GARZA 40.00 X 69385 0 0 SARA GARZA 40.00 X 58209 0 0 388444 1 false true false BLUE CROSSBLUE SHIELD EMPLOYEE INSURANCE 455428 FIDELITY NATL INFORMATION SYSTEMS MEMBER STATEMENTS 218581 FISERV SOLUTIONS INC IT SYS.ANN MAINT. 227515 CENTRE TECHNOLOGIES IT CONSULTING/CAP EX 124445 ATT COMMUNICATION SYSTEM 169531 5 INTEREST ON LOANS 900099 6901935 6901935 FEES & PROGRAM REVENUE 900099 2817958 2817958 MISCELLANEOUS OPERATING REVENUE 900099 223071 223071 9942964 1075457 1075457 0 GAP COMMISSIONS 900099 64820 64820 ATM SURCHARGES 900099 36612 36612 WARRANTIES 900099 17872 17872 140897 11159318 9942964 140897 1075457 6000 185633 3136924 123902 242148 876388 695860 553210 70095 1758032 438180 415914 SPECIAL PROGRAMS 822455 PROVISION FOR LOAN LOSSES 655000 LOSS FROM INVESTMENTS 270584 LOAN PROGRAM EXPENSES 206324 TCUL DUES/OPERATING FEES 53323 -15386 10494586 25182286 20434343 104563691 110442099 10899312 4910006 6011745 5989306 39162693 40108269 7092412 9866862 182012827 186840879 1377667 1280225 160166734 164064477 161544401 165344702 X 20468426 21496177 20468426 21496177 182012827 186840879 664732 X true true true X false false false false false false false false false false false false 6359101 369795 5989306 5989306 FEDERAL AGENCY SECURITIES 18912447 C SOUTHWEST CORPORATE FCU 18474000 C CD'S CREDIT UNIONS 1099000 C NCUSIF DEPOSIT 1622822 C 40108269 ACCRUED INCOME, RECEIVABLES, PREPAIDS 9866862 9866862 MEMBER SHARES & DEPOSITS 164064477 164064477 11159318 10494586 664732 664732 true SCHOLARSHIPS 6 6000 X true true X X X false false false false false false false false false false GINA PRINCE 172368 8265 5000 185633 181267 TRAVEL FOR COMPANIONS: BOARD OF DIRECTORS DO NOT RECEIVE COMPENSATION; HOWEVER, THEY DO RECEIVE 1099 MISC INCOME FOR REIMBURSED SPOUSAL TRAVEL WHILE ON CREDIT UNION BUSINESS. FORM 990, PART VI, SECTION A, LINE 6 & 7A: COASTAL COMMUNITY & TEACHERS IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS. THESE MEMBERS HOLD ANNUAL MEETINGS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11A: A COPY OF FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C: OFFICIALS ARE NOT FORMALLY REQUESTED TO DISCLOSE ANY CONFLICTS OF INTEREST; HOWEVER, WHEN THERE ARE ANY APPARENT CONFLICTS OF INTEREST, THE AFFECTED OFFICIAL ABSTAINS FROM VOTING ON THE ISSUE. FORM 990, PART VI, SECTION B, LINE 15A & 15B: THE BOARD OF DIRECTORS APPOINTS A COMPENSATION COMMITTEE WHO REVIEWS ANNUALLY THE COMPENSATION LEVELS OF ALL KEY EMPLOYEES PRIOR TO APPROVAL BY THE BOARD. THERE IS ALSO A WRITTEN EMPLOYMENT CONTRACT FOR THE KEY PERSON WHICH IS REVIEWED DURING THE PROCESS. FORM 990, PART VI, SECTION C, LINE 19: FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH CREDIT UNION OFFICE AND THE ANNUAL REPORTS ARE DOWN LOADABLE ON OUR WEBSITE. THE GOVERNANCE DOCUMENTS, BASED ON TEXAS ADMINISTRATIVE CODE AND BOARD OF DIRECTOR POLICY, ARE AVAILABLE UPON MEMBER REQUEST. A DISCLOSURE STATEMENT IS ON THE WEBSITE AND THE BI-ANNUAL NEWSLETTER SPECIFIES THAT CERTAIN DOCUMENTS ARE AVAILABLE FOR MEMBER REVIEW.