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      <InvestmentsCorpStock>
        <NameOfStock>ICICI BANK LTD</NameOfStock>
        <EOYBookValue>5777</EOYBookValue>
        <EOYFMV>7596</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>GENERAL ELECTRIC</NameOfStock>
        <EOYBookValue>4128</EOYBookValue>
        <EOYFMV>5487</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>AMERICAN PHYSICIANS CAP</NameOfStock>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>ALCATEL LUCENT</NameOfStock>
        <EOYBookValue>9501</EOYBookValue>
        <EOYFMV>172</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpenses>
        <Description>EXPENSES</Description>
      </OtherExpenses>
      <OtherExpenses>
        <Description>BANK SERVICE CHARGES</Description>
        <RevenueAndExpensesPerBooks>2</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>2</NetInvestmentIncome>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc8">
      <Taxes>
        <Category>FOREIGN TAX</Category>
        <Amount>18</Amount>
        <NetInvestmentIncome>18</NetInvestmentIncome>
      </Taxes>
      <Taxes>
        <Category>TAXES</Category>
        <Amount>170</Amount>
        <NetInvestmentIncome>170</NetInvestmentIncome>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>