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        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4A</ReturnReference>
        <Explanation>SEE RECEIVE UNITED WAY INVESTMENTS. UNITED WAY OF ASHEVILLE AND BUNCOMBE COUNTY HELPS YOU TAKE COLLECTIVE ACTION THROUGH GIVING, ADVOCATING AND VOLUNTEERING IN THE AREAS OF EDUCATION, INCOME AND HEALTH. INVESTING IN THE COMMUNITY FUND IS A GREAT WAY TO DO THAT</Explanation>
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        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4D</ReturnReference>
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        <Explanation>THE 990 IS PRESENTED TO THE FINANCE COMMITTEE AND THEN TO THE EXECUTIVE COMMITTEE BEFORE IT IS FILED WITH THE IRS</Explanation>
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