2012-11-15T13:02:45-06:00 2011-12-31 910189318 MOSS ADAMS LLP 3121 WEST MARCH LANE SUITE 100 STOCKTON CA 952192303 990 2011-01-01 940362029 CENTRAL STATE CREDIT UNION CRED 2094445311 919 NORTH CENTER STREET STOCKTON CA 95202 PATRICIA JACKSON 2094445311 2012-11-13 1 TRACY S PAGLIA P00366884 2099556100 2011 2016-02-24 21:20:13Z PATRICIA JACKSON 919 NORTH CENTER STREET STOCKTON CA 95202 14818998 0 1526 X WWW.CENTRALSTATECU.ORG X 1936 CA TO FOCUS ON OUR MEMBER'S FINANCIAL NEEDS BY OFFERING ACCESSIBLE SOLUTIONS AND EXCELLENT SERVICE WHILE MAINTAINING FISCAL INTEGRITY. 7 7 51 15 125552 -245919 0 0 8105597 7890197 555453 307278 0 0 8661050 8197475 0 0 899421 687143 2565625 2483861 0 0 0 4869109 5156827 8334155 8327831 326895 -130356 139078804 145680809 126015779 132621624 13063025 13059185 TO FOCUS ON OUR MEMBER'S FINANCIAL NEEDS BY OFFERING ACCESSIBLE SOLUTIONS AND EXCELLENT SERVICE WHILE MAINTAINING FISCAL INTEGRITY. 0 0 WE ARE IN BUSINESS TO LOAN FUNDS TO OUR MEMBERS AT LOW RATES. WE ARE A COMMUNITY CREDIT UNION SERVING OVER 20,000 MEMBERS. MEMBERS CAN USE OUR ELECTRONIC SERVICES 24/7 THROUGH SEVERAL DELIVERY CHANNELS, INCLUDING HOME BANKING, BILL PAY AND ATM SERVICES. WE HAVE AN ARRAY OF OTHER LOW OR NO COST SERVICES SUCH AS CHECKING, IRAS AND OTHER FINANCIAL SERVICES. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2476 0 1 51 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X PATRICIA JACKSON 2094445311 919 NORTH CENTER STREET STOCKTON CA 95202 GEORGE ROSARIO 1.00 X 0 0 0 JAMES KIEFER 1.00 X X 0 0 0 JOSEPHINE GIOMETTI 1.00 X X 0 0 0 ROBERT APPLEGATE 1.00 X 0 0 0 SEAN WHELAN 1.00 X 0 0 0 DEAN ALEXANDER 1.00 X 0 0 0 JOE LODUCA 1.00 X X 0 0 0 YOLANDA SOLARI 1.00 X 0 0 0 THEODORE RICH 1.00 X X 0 0 0 HUGH WINDSOR 1.00 X 0 0 0 CECILE KAISER 1.00 X X 0 0 0 DAVID SILVESTRI 40.00 X 243559 0 33447 PATRICIA JACKSON 40.00 X 144406 0 18520 387965 0 51967 2 0 1 0 DIEBOLD INCORPORATED PO BOX 644399 PITTSBURG PA 15264 ATM SERVICES, CARD PROCESSOR 522423 BIT LLC 710 SW 34TH ST RENTON WA 98057 STATEMENT PROCESSOR 108100 FUNDSXPRESS 11950 JOLLYVILLE ROAD AUSTIN TX 78759 HOME BANKING VENDING 106277 3 LOAN INCOME 900099 5377548 5377548 FEE & CHARGES INCOME 900099 2159576 2127746 31830 OTHER INCOME 900099 353073 259351 93722 7890197 412282 412282 6464421 52098 6594420 27103 -129999 24995 -105004 -105004 8197475 7764645 125552 307278 687143 439932 1604493 91291 194171 153974 21884 53527 459985 153927 336720 133203 464780 40221 536876 399211 LOAN SERVICING 1893396 OFFICE OPERATIONS 622040 STATE ASSESSMENT FEES 14049 27008 8327831 2008683 1737346 3286243 3269338 88270058 83686925 555087 587998 13107537 7463361 6013981 5644176 20697754 14017380 16042963 34727593 2204035 2010053 139078804 145680809 488421 327083 125527358 132294541 126015779 132621624 X 0 0 0 0 13063025 13059185 13063025 13059185 139078804 145680809 X -130356 126516 X 0 1 1 X 0 1061871 1061871 5280328 2246153 3034175 429000 294797 134203 5744986 4506539 1238447 591352 415872 175480 5644176 DEPOSIT IN CORP CREDIT UNION 27657415 C OTHER INVESTMENTS 172952 C LIFE INSURANCE POLICY 6897226 F 34727593 MEMBER SHARE DEPOSITS 132294541 132294541 X 1 1 X X X X 0 0 0 DAVID SILVESTRI 208906 0 34653 0 0 0 13566 0 19881 0 277006 0 0 0 PATRICIA JACKSON 123273 0 21133 0 0 0 8629 0 9891 0 162926 0 0 0 PART I, LINE 1A A FITNESS HEALTH CLUB MONTHLY MEMBERSHIP FEE IS PAID BY THE ORGANIZATION FOR THE CEO. NO AMOUNT IS TREATED AS TAXABLE COMPENSATION. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION'S MEMBERS HAVE THE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS OR EXCESS DUES IN THE FORM OF CASH DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 WILL BE REVIEWED FOR ACCURACY BY MANAGEMENT. THE 990 WILL ALSO BE PRESENTED AT THE MONTHLY BOARD MEETING FOLLOWING THE FILING DATE. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION DOES NOT PERMIT ITS STAFF TO MAKE TRANSACTIONS ON THEIR ACCOUNTS OR THE ACCOUNTS OF THEIR FAMILY MEMBERS. THE STAFF IS ALSO REQUIRED TO LET THE CREDIT UNION KNOW IF THEY HAVE A SECOND JOB. EACH YEAR, THE STAFF IS REQUIRED TO READ AND SIGN THE PERSONNEL POLICY WHICH INCLUDES A CONFLICT OF INTEREST CLAUSE. FORM 990, PART VI, SECTION B, LINE 15 CENTRAL STATE CREDIT UNION USES COMPARABLE DATA FROM INDEPENDENT COMPENSATION SURVEYS TO PRESENT TO THE BOARD OF DIRECTORS BENEFITS COMMITTEE FOR RECOMMENDATION TO THE FULL BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 WE POST OUR FINANCIAL STATEMENT AND BUSINESS LICENSE FOR THE PUBLIC IN OUR LOBBY. FOR ADDITIONAL INFORMATION, THE BRANCH WILL CONTACT THE ACCOUNTING DEPARTMENT AND THEY WILL FAX OVER THE DOCUMENTS UPON REQUEST. THE CONFLICT OF INTEREST POLICY IS NOT AVAILABLE FOR THE PUBLIC. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 126,516. FORM 990, PART IV, LINE 12 FINANCIAL STATEMENTS WERE AUDITED FOR THE FISCAL YEAR ENDING 6/30/2011 AND 6/30/2012.