﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2011v1.2" xsi:schemaLocation="http://www.irs.gov/efile">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2012-11-06T12:17:15-08:00</Timestamp>
    <TaxPeriodEndDate>2011-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>FISHER HERBST &amp; KEMBLE PC</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>9501 CONSOLE DR STE 200</AddressLine1>
        <City>SAN ANTONIO</City>
        <State>TX</State>
        <ZIPCode>782292396</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2011-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>261114329</EIN>
      <Name>
        <BusinessNameLine1>SSFCU CHARITABLE FOUNDATION INC</BusinessNameLine1>
      </Name>
      <NameControl>SSFC</NameControl>
      <Phone>2104764928</Phone>
      <USAddress>
        <AddressLine1>16211 LA CANTERA PKWY</AddressLine1>
        <City>SAN ANTONIO</City>
        <State>TX</State>
        <ZIPCode>78256</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>MICHAEL CUBETA</Name>
      <Title>Secretary</Title>
      <DateSigned>2012-11-06</DateSigned>
      <AuthorizeThirdParty>true</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>Barbara L Herbst CPA</Name>
      <Phone>2106142284</Phone>
    </Preparer>
    <TaxYear>2011</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="7">
    <IRS990 documentId="IRS990" referenceDocumentId="IRS990ScheduleO" softwareId="11000144" softwareVersion="2011v1.2">
      <GrossReceipts>420781</GrossReceipts>
      <GroupReturnForAffiliates>false</GroupReturnForAffiliates>
      <AllAffiliatesIncluded>false</AllAffiliatesIncluded>
      <Organization501c3>X</Organization501c3>
      <WebSite>N/A</WebSite>
      <TypeOfOrganizationCorporation>X</TypeOfOrganizationCorporation>
      <YearFormation>2008</YearFormation>
      <StateLegalDomicile>TX</StateLegalDomicile>
      <ActivityOrMissionDescription>The mission of SSFCU Charitable Foundation, Inc. is to further Security Service Federal Credit Union's core value of community service by providing support to deserving organizations and causes in the credit union's market areas.</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>4</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>0</NbrIndependentVotingMembers>
      <TotalNbrEmployees>0</TotalNbrEmployees>
      <TotalNbrVolunteers>20</TotalNbrVolunteers>
      <TotalGrossUBI>0</TotalGrossUBI>
      <ContributionsGrantsPriorYear>307</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>1060</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenueCY>0</ProgramServiceRevenueCY>
      <InvestmentIncomeCurrentYear>0</InvestmentIncomeCurrentYear>
      <OtherRevenuePriorYear>94319</OtherRevenuePriorYear>
      <OtherRevenueCurrentYear>357301</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>94626</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>358361</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsPriorYear>47132</GrantsAndSimilarAmntsPriorYear>
      <GrantsAndSimilarAmntsCY>292820</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcCurrentYear>0</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpCY>0</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>312</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>773</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>625</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>47905</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>293445</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>46721</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>64916</RevenuesLessExpensesCY>
      <TotalAssetsBOY>142120</TotalAssetsBOY>
      <TotalAssetsEOY>207036</TotalAssetsEOY>
      <TotalLiabilitiesEOY>0</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>142120</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>207036</NetAssetsOrFundBalancesEOY>
      <InfoInScheduleOPartIII>X</InfoInScheduleOPartIII>
      <MissionDescription>The mission of SSFCU Charitable Foundation, Inc. is to further Security Service Federal Credit Union's core value of community service by providing support to deserving organizations and causes in the credit union's market areas.</MissionDescription>
      <SignificantNewProgramServices>true</SignificantNewProgramServices>
      <SignificantChange>false</SignificantChange>
      <Expense>170983</Expense>
      <Grants>170983</Grants>
      <Revenue>171153</Revenue>
      <Description>SSFCU employees participated in fundraising for the Leukemia and Lymphoma Society's "Light the Night" held October 22, 2011, raising $170,983. All Funds were donated to the Leukemia and Lymphoma Society.</Description>
      <Activity2>
        <Expense>57813</Expense>
        <Grants>57500</Grants>
        <Revenue>120934</Revenue>
        <Description>Golf tournament held on May 9, 2011 raised $120,934 of which a total of $57,500 was distributed to Homes for Our Troops ($10,000), Community Health Development ($10,000), Lexi's Place ($10,000), Spaulding for Children ($5,000), Dixie Care and Share ($5,000), Lonestar Gunfighters Association ($5,000), The Gold Crown Foundation Enrichment Program ($5,000), Aransas Pass for Youth, Inc. ($3,000), The Salvation Army ($3,000), and Academy Advisory Council ($1,500).</Description>
      </Activity2>
      <Activity3>
        <Expense>34254</Expense>
        <Grants>34254</Grants>
        <Revenue>36229</Revenue>
        <Description>SSFCU employees participated in a summer fundraising campaign to raise funds for specific charities in June and July 2011. Funds raised were divided among these charities: Make A Wish Foundation ($8,542), Child Safe ($8,483), St PJ's Children's Home ($8,407) and the Children's Shelter ($8,821)</Description>
      </Activity3>
      <TotalOfOtherProgramServiceExp>30083</TotalOfOtherProgramServiceExp>
      <TotalOfOtherProgramServiceGrnt>30083</TotalOfOtherProgramServiceGrnt>
      <TotalOfOtherProgramServiceRev>28985</TotalOfOtherProgramServiceRev>
      <TotalProgramServiceExpense>293133</TotalProgramServiceExpense>
      <DescribedIn501C3 referenceDocumentId="IRS990ScheduleA">true</DescribedIn501C3>
      <ScheduleBRequired referenceDocumentId="IRS990ScheduleB">true</ScheduleBRequired>
      <PoliticalActivities>false</PoliticalActivities>
      <LobbyingActivities>false</LobbyingActivities>
      <SubjectToProxyTax>false</SubjectToProxyTax>
      <DonorAdvisedFunds>false</DonorAdvisedFunds>
      <ConservationEasements>false</ConservationEasements>
      <CollectionsOfArt>false</CollectionsOfArt>
      <CreditCounseling>false</CreditCounseling>
      <TermOrPermanentEndowments>false</TermOrPermanentEndowments>
      <ReportLandBldgEquip>false</ReportLandBldgEquip>
      <ReportInvestOthSecurities>false</ReportInvestOthSecurities>
      <ReportProgRelInvest>false</ReportProgRelInvest>
      <ReportOtherAssets>false</ReportOtherAssets>
      <ReportOtherLiabilities>false</ReportOtherLiabilities>
      <ReportFin48Footnote>false</ReportFin48Footnote>
      <IndependentAuditFinancialStmt>false</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt>false</ConsolidatedAuditFinancialStmt>
      <School>false</School>
      <ForeignOffice>false</ForeignOffice>
      <ForeignActivities>false</ForeignActivities>
      <MoreThan5000KToOrganizations>false</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>false</MoreThan5000KToIndividuals>
      <ProfessionalFundraising referenceDocumentId="IRS990ScheduleG">false</ProfessionalFundraising>
      <FundraisingActivities referenceDocumentId="IRS990ScheduleG">true</FundraisingActivities>
      <Gaming referenceDocumentId="IRS990ScheduleG">false</Gaming>
      <Hospital>false</Hospital>
      <GrantsToOrganizations referenceDocumentId="IRS990ScheduleI">true</GrantsToOrganizations>
      <GrantsToIndividuals referenceDocumentId="IRS990ScheduleI">false</GrantsToIndividuals>
      <ScheduleJRequired>false</ScheduleJRequired>
      <TaxExemptBonds>false</TaxExemptBonds>
      <InvestTaxExemptBonds>false</InvestTaxExemptBonds>
      <EscrowAccount>false</EscrowAccount>
      <OnBehalfOfIssuer>false</OnBehalfOfIssuer>
      <ExcessBenefitTransaction>false</ExcessBenefitTransaction>
      <PriorExcessBenefitTransaction>false</PriorExcessBenefitTransaction>
      <LoanToOfficerOrDQP>false</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>false</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>false</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>false</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>false</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions>false</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt>false</DeductibleContributionsOfArt>
      <Terminated>false</Terminated>
      <PartialLiquidation>false</PartialLiquidation>
      <DisregardedEntity referenceDocumentId="IRS990ScheduleR">false</DisregardedEntity>
      <RelatedEntity referenceDocumentId="IRS990ScheduleR">true</RelatedEntity>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <TransactionRelatedEntity referenceDocumentId="IRS990ScheduleR">false</TransactionRelatedEntity>
      <TransfersToExemptNonChrtblOrg referenceDocumentId="IRS990ScheduleR">true</TransfersToExemptNonChrtblOrg>
      <ActivitiesConductedPartnership referenceDocumentId="IRS990ScheduleR">false</ActivitiesConductedPartnership>
      <ScheduleORequired>true</ScheduleORequired>
      <NumberFormsTransmittedWith1096>0</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>0</NumberW2GIncluded>
      <ComplianceWithBackupWitholding>false</ComplianceWithBackupWitholding>
      <NumberOfEmployees>0</NumberOfEmployees>
      <EmploymentTaxReturnsFiled>false</EmploymentTaxReturnsFiled>
      <UnrelatedBusinessIncome>false</UnrelatedBusinessIncome>
      <Form990-TFiled>false</Form990-TFiled>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>false</TaxablePartyNotification>
      <Form8886TFiled>false</Form8886TFiled>
      <NonDeductibleContributions>false</NonDeductibleContributions>
      <NonDeductibleDisclosure>false</NonDeductibleDisclosure>
      <QuidProQuoContributions>true</QuidProQuoContributions>
      <QuidProQuoDisclosure>true</QuidProQuoDisclosure>
      <Form8282PropertyDisposedOf>false</Form8282PropertyDisposedOf>
      <NumberOf8282Filed>0</NumberOf8282Filed>
      <FundsToPayPremiums>false</FundsToPayPremiums>
      <PremiumsPaid>false</PremiumsPaid>
      <Form8899Filed>false</Form8899Filed>
      <Form1098CFiled>false</Form1098CFiled>
      <ExcessBusinessHoldings>false</ExcessBusinessHoldings>
      <TaxableDistributions>false</TaxableDistributions>
      <DistributionToDonor>false</DistributionToDonor>
      <FiledLieu1041>false</FiledLieu1041>
      <LicensedMoreThanOneState>false</LicensedMoreThanOneState>
      <IndoorTanningServices>false</IndoorTanningServices>
      <Form720Filed>false</Form720Filed>
      <InfoInScheduleOPartVI>X</InfoInScheduleOPartVI>
      <NbrVotingGoverningBodyMembers>4</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>0</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>true</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>false</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>false</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>false</MaterialDiversionOrMisuse>
      <MembersOrStockholders>false</MembersOrStockholders>
      <ElectionOfBoardMembers>false</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>false</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>true</MinutesOfGoverningBody>
      <MinutesOfCommittees>true</MinutesOfCommittees>
      <OfficerMailingAddress>false</OfficerMailingAddress>
      <LocalChapters>false</LocalChapters>
      <PoliciesReferenceChapters>false</PoliciesReferenceChapters>
      <Form990ProvidedToGoverningBody>true</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>true</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>true</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>true</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>false</WhistleblowerPolicy>
      <DocumentRetentionPolicy>false</DocumentRetentionPolicy>
      <CompensationProcessCEO>false</CompensationProcessCEO>
      <CompensationProcessOther>false</CompensationProcessOther>
      <InvestmentInJointVenture>false</InvestmentInJointVenture>
      <WrittenPolicyOrProcedure>false</WrittenPolicyOrProcedure>
      <StatesWhereCopyOfReturnIsFiled>TX</StatesWhereCopyOfReturnIsFiled>
      <UponRequest>X</UponRequest>
      <TheBooksAreInCareOf>
        <NamePerson>MICHAEL CUBETA</NamePerson>
        <TelephoneNumber>2104764928</TelephoneNumber>
        <AddressUS>
          <AddressLine1>16211 LA CANTERA PKWY</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78256</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <NoListedPersonsCompensated>X</NoListedPersonsCompensated>
      <Form990PartVIISectionA>
        <NamePerson>MICHAEL CUBETA</NamePerson>
        <Title>Secretary &amp; Dir</Title>
        <AverageHoursPerWeek>0.50</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN WORTHINGTON</NamePerson>
        <Title>Treasurer &amp; Dir</Title>
        <AverageHoursPerWeek>0.50</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN T CODY</NamePerson>
        <Title>Director</Title>
        <AverageHoursPerWeek>0.50</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JIM LAFFOON</NamePerson>
        <Title>President &amp; Dir</Title>
        <AverageHoursPerWeek>0.50</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <NumberIndividualsGT100K>0</NumberIndividualsGT100K>
      <FormersListed>false</FormersListed>
      <TotalCompGT150K>false</TotalCompGT150K>
      <CompensationFromOtherSources>false</CompensationFromOtherSources>
      <ContractorCompensation>
        <NameOfContractor>
          <NameBusiness>
            <BusinessNameLine1>NA</BusinessNameLine1>
          </NameBusiness>
        </NameOfContractor>
      </ContractorCompensation>
      <NumberOfContractorsGT100K>0</NumberOfContractorsGT100K>
      <AllOtherContributions>1060</AllOtherContributions>
      <TotalContributions>1060</TotalContributions>
      <TotalProgramServiceRevenue>0</TotalProgramServiceRevenue>
      <InvestmentIncome>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </InvestmentIncome>
      <IncomeFromInvestBondProceeds>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </IncomeFromInvestBondProceeds>
      <RoyaltiesRevenue>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </RoyaltiesRevenue>
      <NetRentalIncomeOrLoss>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </NetRentalIncomeOrLoss>
      <NetGainOrLossInvestments>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </NetGainOrLossInvestments>
      <GrossIncomeFundraisingEvents>419721</GrossIncomeFundraisingEvents>
      <FundraisingDirectExpenses>62420</FundraisingDirectExpenses>
      <NetIncomeFromFundraisingEvents>
        <TotalRevenueColumn>357301</TotalRevenueColumn>
      </NetIncomeFromFundraisingEvents>
      <NetIncomeFromGaming>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </NetIncomeFromGaming>
      <NetIncomeOrLoss>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </NetIncomeOrLoss>
      <TotalOtherRevenue>0</TotalOtherRevenue>
      <TotalRevenue>
        <TotalRevenueColumn>358361</TotalRevenueColumn>
      </TotalRevenue>
      <GrantsToDomesticOrgs>
        <Total>292820</Total>
        <ProgramServices>292820</ProgramServices>
      </GrantsToDomesticOrgs>
      <GrantsToDomesticIndividuals>
        <Total>0</Total>
      </GrantsToDomesticIndividuals>
      <ForeignGrants>
        <Total>0</Total>
      </ForeignGrants>
      <BenefitsToMembers>
        <Total>0</Total>
      </BenefitsToMembers>
      <CompCurrentOfficersDirectors>
        <Total>0</Total>
      </CompCurrentOfficersDirectors>
      <CompDisqualPersons>
        <Total>0</Total>
      </CompDisqualPersons>
      <OtherSalariesAndWages>
        <Total>0</Total>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>0</Total>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>0</Total>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>0</Total>
      </PayrollTaxes>
      <FeesForServicesManagement>
        <Total>0</Total>
      </FeesForServicesManagement>
      <FeesForServicesLegal>
        <Total>0</Total>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>0</Total>
      </FeesForServicesAccounting>
      <FeesForServicesLobbying>
        <Total>0</Total>
      </FeesForServicesLobbying>
      <FeesForServicesProfFundraising>
        <Total>0</Total>
      </FeesForServicesProfFundraising>
      <FeesForServicesInvstMgmntFees>
        <Total>0</Total>
      </FeesForServicesInvstMgmntFees>
      <FeesForServicesOther>
        <Total>0</Total>
      </FeesForServicesOther>
      <Advertising>
        <Total>0</Total>
      </Advertising>
      <OfficeExpenses>
        <Total>0</Total>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>0</Total>
      </InformationTechnology>
      <Royalties>
        <Total>0</Total>
      </Royalties>
      <Occupancy>
        <Total>0</Total>
      </Occupancy>
      <Travel>
        <Total>0</Total>
      </Travel>
      <TravelEntrtnmntPublicOfficials>
        <Total>0</Total>
      </TravelEntrtnmntPublicOfficials>
      <ConferencesMeetings>
        <Total>0</Total>
      </ConferencesMeetings>
      <Interest>
        <Total>0</Total>
      </Interest>
      <PaymentsToAffiliates>
        <Total>0</Total>
      </PaymentsToAffiliates>
      <DepreciationDepletion>
        <Total>0</Total>
      </DepreciationDepletion>
      <Insurance>
        <Total>0</Total>
      </Insurance>
      <OtherExpenses>
        <Description>General &amp; Admin</Description>
        <Total>625</Total>
        <ProgramServices>313</ProgramServices>
        <Fundraising>312</Fundraising>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>0</Total>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>293445</Total>
        <ProgramServices>293133</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>312</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>142120</BOY>
        <EOY>207036</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <EOY>0</EOY>
      </SavingsAndTempCashInvestments>
      <PledgesAndGrantsReceivable>
        <EOY>0</EOY>
      </PledgesAndGrantsReceivable>
      <AccountsReceivable>
        <EOY>0</EOY>
      </AccountsReceivable>
      <ReceivablesFromOfficersEtc>
        <EOY>0</EOY>
      </ReceivablesFromOfficersEtc>
      <ReceivablesFromDisqualPersons>
        <EOY>0</EOY>
      </ReceivablesFromDisqualPersons>
      <OtherNotesLoansReceivableNet>
        <EOY>0</EOY>
      </OtherNotesLoansReceivableNet>
      <InventoriesForSaleOrUse>
        <EOY>0</EOY>
      </InventoriesForSaleOrUse>
      <PrepaidExpensesDeferredCharges>
        <EOY>0</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasisNet>
        <EOY>0</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <EOY>0</EOY>
      </InvestmentsPubTradedSecurities>
      <InvestmentsOtherSecurities>
        <EOY>0</EOY>
      </InvestmentsOtherSecurities>
      <InvestmentsProgramRelated>
        <EOY>0</EOY>
      </InvestmentsProgramRelated>
      <IntangibleAssets>
        <EOY>0</EOY>
      </IntangibleAssets>
      <OtherAssetsTotal>
        <EOY>0</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>142120</BOY>
        <EOY>207036</EOY>
      </TotalAssets>
      <TotalLiabilities>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>142120</BOY>
        <EOY>207036</EOY>
      </UnrestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>142120</BOY>
        <EOY>207036</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>142120</BOY>
        <EOY>207036</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>64916</ReconcilationRevenueExpenses>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>false</FSAudited>
      <AuditCommittee>false</AuditCommittee>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>false</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleA documentId="IRS990ScheduleA" softwareId="11000144" softwareVersion="2011v1.2">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
        <CurrentTaxYearMinus3Years>31956</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>26133</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>307</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>358361</CurrentTaxYear>
        <Total>416757</Total>
      </GiftsGrantsContribReceived170>
      <TaxRevLeviedForOrgBenefit170>
        <Total>0</Total>
      </TaxRevLeviedForOrgBenefit170>
      <ValueSrvcFcltsFurnishedByGovt>
        <Total>0</Total>
      </ValueSrvcFcltsFurnishedByGovt>
      <Total170>
        <CurrentTaxYearMinus3Years>31956</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>26133</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>307</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>358361</CurrentTaxYear>
        <Total>416757</Total>
      </Total170>
      <AmountsSubstContributorsTotal>0</AmountsSubstContributorsTotal>
      <PublicSupportTotal170>416757</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <Total>0</Total>
      </GrossInvestmentIncome170>
      <NetUBI>
        <Total>0</Total>
      </NetUBI>
      <OtherIncome170>
        <Total>0</Total>
      </OtherIncome170>
      <TotalSupport>416757</TotalSupport>
      <First5Years170>X</First5Years170>
      <PublicSupportPertcentage170>0.00000</PublicSupportPertcentage170>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="IRS990ScheduleB" softwareId="11000144" softwareVersion="2011v1.2">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleG documentId="IRS990ScheduleG" softwareId="11000144" softwareVersion="2011v1.2">
      <SpecialFundraisingEvents>X</SpecialFundraisingEvents>
      <AgreementRefFundraising>false</AgreementRefFundraising>
      <LicensedStates>CO</LicensedStates>
      <LicensedStates>TX</LicensedStates>
      <EventsInformation>
        <NameOfEvent1>Golf Classic Fundraising</NameOfEvent1>
        <GrossReceiptsEvent1>183353</GrossReceiptsEvent1>
        <GrossRevenueEvent1>183353</GrossRevenueEvent1>
        <NonCashPrizesEvent1>3120</NonCashPrizesEvent1>
        <RentFacilityCostsEvent1>15236</RentFacilityCostsEvent1>
        <FoodAndBeverageEvent1>15698</FoodAndBeverageEvent1>
        <OtherDirectExpensesEvent1>28366</OtherDirectExpensesEvent1>
        <NameOfEvent2>Leukemia and Lymphoma Society</NameOfEvent2>
        <GrossReceiptsEvent2>171153</GrossReceiptsEvent2>
        <GrossRevenueEvent2>171153</GrossRevenueEvent2>
        <TotalNumberOfOtherEvents>7</TotalNumberOfOtherEvents>
        <GrossReceiptsOtherEvents>64753</GrossReceiptsOtherEvents>
        <GrossRevenueOtherEvents>64753</GrossRevenueOtherEvents>
        <GrossReceiptsTotal>419259</GrossReceiptsTotal>
        <GrossRevenueTotalEvents>419259</GrossRevenueTotalEvents>
        <NonCashPrizesTotalEvents>3120</NonCashPrizesTotalEvents>
        <RentFacilityCostsTotalEvents>15236</RentFacilityCostsTotalEvents>
        <FoodAndBeverageTotalEvents>15698</FoodAndBeverageTotalEvents>
        <OtherDirectExpensesTotalEvents>28366</OtherDirectExpensesTotalEvents>
        <DirectExpenseSummaryEvents>62420</DirectExpenseSummaryEvents>
        <NetIncomeSummary>356839</NetIncomeSummary>
      </EventsInformation>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="IRS990ScheduleI" softwareId="11000144" softwareVersion="2011v1.2">
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>The Leukemia &amp; Lymphoma Socie</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>1311 Mamaroneck Ave</AddressLine1>
          <City>White Plains</City>
          <State>NY</State>
          <ZIPCode>10605</ZIPCode>
        </AddressUS>
        <EINOfRecipient>135644916</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>170983</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>THE CHILDRENS SHELTER</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>2939 West Woodlawn</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78228</ZIPCode>
        </AddressUS>
        <EINOfRecipient>741109660</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>8822</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>St PJs Childrens Home</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>919 Mission Road</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78210</ZIPCode>
        </AddressUS>
        <EINOfRecipient>741143129</EINOfRecipient>
        <IRCSection>509 (a) (2)</IRCSection>
        <AmountOfCashGrant>8407</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Make A Wish Foundation of Cen</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>2224 Walsh Tarleton Ln 200</AddressLine1>
          <City>Austin</City>
          <State>TX</State>
          <ZIPCode>78746</ZIPCode>
        </AddressUS>
        <EINOfRecipient>742357788</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>8542</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Lexis Place</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>201 E Courtland / PO BOX 1296</AddressLine1>
          <City>San Antonio</City>
          <State>TX</State>
          <ZIPCode>78212</ZIPCode>
        </AddressUS>
        <EINOfRecipient>900660936</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>10000</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Homes For Our Troops</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>6 Main Street</AddressLine1>
          <City>Taunton</City>
          <State>MA</State>
          <ZIPCode>02780</ZIPCode>
        </AddressUS>
        <EINOfRecipient>542143612</EINOfRecipient>
        <IRCSection>501 (c) (3)</IRCSection>
        <AmountOfCashGrant>10000</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Cystic Fibrosis Foundation G</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>6800 Park Ten Blvd Ste 131</AddressLine1>
          <City>San Antonio</City>
          <State>TX</State>
          <ZIPCode>78213</ZIPCode>
        </AddressUS>
        <EINOfRecipient>131930701</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>7517</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Community Health Development</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>201 South Evans Street</AddressLine1>
          <City>Uvalde</City>
          <State>TX</State>
          <ZIPCode>78801</ZIPCode>
        </AddressUS>
        <EINOfRecipient>742269739</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>10000</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Christus Santa Rosa Children</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>343 W Houston Suite 505</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78205</ZIPCode>
        </AddressUS>
        <EINOfRecipient>741224362</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>20000</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Child Safe</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>7130 Hwy 90 West</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78227</ZIPCode>
        </AddressUS>
        <EINOfRecipient>742633697</EINOfRecipient>
        <IRCSection>501 (C) (3)</IRCSection>
        <AmountOfCashGrant>8483</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>PUBLIC CHARTIY</PurposeOfGrant>
      </RecipientTable>
      <TotalNbrOf501C3AndGovtGrants>10</TotalNbrOf501C3AndGovtGrants>
      <TotalNbrOfOtherOrganizations>0</TotalNbrOfOtherOrganizations>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="IRS990ScheduleO" softwareId="11000144" softwareVersion="2011v1.2">
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 19</Identifier>
        <ReturnReference>Form 990, Part VI, Line 19: Other Organization Documents Publicly Available</ReturnReference>
        <Explanation>DOCUMENTS ARE AVAILABLE UPON REQUEST</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 12c</Identifier>
        <ReturnReference>Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts</ReturnReference>
        <Explanation>BOARD MEMBERS AND EMPLOYEES HAVE REQUIRED PERIODIC REVIEWS DURING WHICH THEY MUST ACKNOWLEDGE COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 11</Identifier>
        <ReturnReference>Form 990, Part VI, Line 11: Form 990 Review Process</ReturnReference>
        <Explanation>OFFICIAL COPY WILL BE REVIEWED AT SCHEDULED BOARD MEETING AND RECORDED IN THE MINUTES.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 2</Identifier>
        <ReturnReference>Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et</ReturnReference>
        <Explanation>The 2011 SSFCU Charitable Foundation board members are employed by Security Service Federal Credit Union. Board President, Jim Laffoon is employed as Exec. Vice President, Chief Operating Officer; Director, John T. Cody is employed as Exec. Vice President, Chief Risk Officer and General Counsel; Treasurer, John Worthington is employed as Sr. Vice President, Corporate Communications; and Secretary, Mike Cubeta is employed as Vice President, Legal Services.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part III, Line 4d</Identifier>
        <ReturnReference>Form 990, Part III, Line 4d : Other Program Services Description</ReturnReference>
        <Explanation>OTHER PROGRAM SERVICES 4: SSFCU employees participated in fundraising for the Leukemia and Lymphoma Society's "Light the Night" held October 22, 2011, raising $170,983. All Funds were donated to the Leukemia and Lymphoma Society. OTHER PROGRAM SERVICES 5: SSFCU employees participated in fundraising for the American Heart Association's Heart Walk held in November 2011, raising $9,261. A total of $2,566 was sent to the American Heart Association during 2011 and the remaining amount will be sent in 2012. OTHER PROGRAM SERVICES 6: SSFCU employees participated in a summer fundraising campaign to raise funds for specific charities in June and July 2011. Funds raised were divided among these charities: Make A Wish Foundation ($8,542), Child Safe ($8,483), St PJ's Children's Home ($8,407) and the Children's Shelter ($8,821) OTHER PROGRAM SERVICES 7: SSFCU employees participated in various fundraising campaigns in 2011 to raise $97 for San Antonio Food Bank, $64 for American Red Cross, and $301 for Race for the Cure.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part III, Line 2</Identifier>
        <ReturnReference>Form 990, Part III, Line 2: New Services</ReturnReference>
        <Explanation>SSFCU employees participated in fundraising for the Leukemia and Lymphoma Society's "Light the Night" held October 22, 2011, raising $170,983. All Funds were donated to the Leukemia and Lymphoma Society. See Part III, line 4a.SSFCU employees participated in a summer fundraising campaign to raise funds for specific charities in June and July 2011. Funds raised were divided among these charities: Make A Wish Foundation ($8,542), Child Safe ($8,483), St PJ's Children's Home ($8,407) and the Children's Shelter ($8,821). See Part III, line 4c.January 2011, SSFCU employees participated in a bowling tournament for Christus Santa Rosa Children's Hospital, raising $11,745. SSFCU Charitable Foundation donated at total of $20,000 to Christus Santa Rosa Children's Hospital in 2011. SSFCU employees participated in fundraising for the American Heart Association's Heart Walk held in November 2011, raising $9,261. A total of $2,566 was sent to the American Heart Association during 2011 and the remaining amount will be sent in 2012.SSFCU employees participated in various fundraising campaigns in 2011 to raise $97 for San Antonio Food Bank, $64 for American Red Cross, and $301 for Race for the Cure.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="IRS990ScheduleR" softwareId="11000144" softwareVersion="2011v1.2">
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>SECURITY SERVICE FEDERAL CREDIT UNION</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>16211 LA CANTERA PKWY</AddressLine1>
          <City>SAN ANTONIO</City>
          <State>TX</State>
          <ZIPCode>78256</ZIPCode>
        </AddressUS>
        <EIN>741277697</EIN>
        <PrimaryActivities>CREDIT UNION</PrimaryActivities>
        <LegalDomicileState>TX</LegalDomicileState>
        <ExemptCodeSection>501 (C) (1)</ExemptCodeSection>
        <DirectControllingEntityNA>N/A</DirectControllingEntityNA>
        <ControlledOrg>false</ControlledOrg>
      </Form990ScheduleRPartII>
      <ReceiptOfIntAnnRentsRoyalties>false</ReceiptOfIntAnnRentsRoyalties>
      <GiftGrantOrCapContrToOtherOrg>false</GiftGrantOrCapContrToOtherOrg>
      <GiftGrantOrCapContrFrOtherOrg>false</GiftGrantOrCapContrFrOtherOrg>
      <LoansOrGuaranteesToOtherOrg>false</LoansOrGuaranteesToOtherOrg>
      <LoansOrGuaranteesFromOtherOrg>false</LoansOrGuaranteesFromOtherOrg>
      <SaleOfAssetsToOtherOrg>false</SaleOfAssetsToOtherOrg>
      <PurchaseOfAssetsFromOtherOrg>false</PurchaseOfAssetsFromOtherOrg>
      <ExchangeOfAssets>false</ExchangeOfAssets>
      <RentalOfFacilitiesToOtherOrgs>false</RentalOfFacilitiesToOtherOrgs>
      <RentalOfFacilitiesFrOtherOrgs>false</RentalOfFacilitiesFrOtherOrgs>
      <PerformOfServicesForOtherOrgs>false</PerformOfServicesForOtherOrgs>
      <PerformOfServicesByOtherOrgs>true</PerformOfServicesByOtherOrgs>
      <SharingOfFacilities>true</SharingOfFacilities>
      <SharingOfPaidEmployees>false</SharingOfPaidEmployees>
      <ReimbursementPaidToOtherOrg>true</ReimbursementPaidToOtherOrg>
      <ReimbursementPaidByOtherOrg>false</ReimbursementPaidByOtherOrg>
      <OtherTransferToOtherOrg>false</OtherTransferToOtherOrg>
      <OtherTransferFromOtherOrg>true</OtherTransferFromOtherOrg>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>SECURITY SERVICE FEDERAL CREDIT UNION</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>o</TransactionType>
        <AmountInvolved>62329</AmountInvolved>
        <MethodOfAmtDetermination>ACTUAL EXPENSE</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>SECURITY SERVICE FEDERAL CREDIT UNION</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>l</TransactionType>
        <AmountInvolved>62329</AmountInvolved>
        <MethodOfAmtDetermination>ACTUAL EXPENSE</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
    </IRS990ScheduleR>
  </ReturnData>
</Return>