2012-10-12T13:03:57-05:00 2011-12-31 390758449 WIPFLI LLP 7601 FRANCE AVENUE SOUTH SUITE 400 MINNEAPOLIS MN 55435 990 2011-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY 9206840361 2012-09-24 1 RICHARD RUVELSON P00234075 9525483400 2012-09-24 2011 2016-02-24 21:20:13Z KIM ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 11276270 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 107 9 52065 -16584 0 0 11498558 10571882 8416 82493 -58773 -11786 11448201 10642589 0 0 0 0 3601254 3347712 0 0 0 7292238 6033487 10893492 9381199 554709 1261390 179251089 172072397 164123389 155649415 15127700 16422982 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. FIVE BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST THE YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 NUMBER OF MEMBERS AT YEAR END WERE 19,950 WITH A POTENTIAL MARKET OF 243,681. ASSETS AT 12/31/2011 TOTAL $172,072,397. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 4826 0 0 107 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 0 1 1 1 0 WI X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 LARRY BAHR 2.00 X X 0 0 0 NORBERT CAROLLO 2.00 X 0 0 0 DEB BONK 2.00 X 0 0 0 GEORGE GRINDE 2.00 X X 0 0 0 THOMAS KEIL 2.00 X X 0 0 0 RICK RISCH 2.00 X 0 0 0 JILL PICKETT 2.00 X 0 0 0 JOHN SCHULTZ 2.00 X X 0 0 0 GARY FECHNER 2.00 X X 0 0 0 SHERRY REZBA 2.00 X 0 0 0 KIM ROONEY 40.00 X 134525 0 27994 MICHELLE MCCLELLAND 40.00 X 88215 0 27060 JASON MUENCH 40.00 X 139403 0 28918 362143 0 83972 2 0 1 0 0 INTEREST ON LOANS 522100 7638049 7638049 FEE INCOME 522100 818265 818265 CREDIT AND DEBIT CARD 522100 792562 768629 23933 LOAN INCOME 522100 563807 563807 INSURANCE INCOME 524298 478305 451180 27125 280894 279887 1007 10571882 138246 138246 23401 35187 -11786 -11786 -11786 542741 54512 543982 -54512 -1241 -55753 -55753 10642589 10464064 52065 126460 277794 2384206 92423 376006 217283 159529 28040 126702 217080 339730 306570 323856 11391 104326 101 645907 21842 DIVIDENDS PAID ON MEMBE 1324272 PROVISION FOR LOAN LOSS 1305348 ATM & CREDIT CARD FEES 342437 LOAN & PROCESSING FEES 307168 469188 9381199 2949861 3237779 6533263 10199639 144642125 139443513 226686 363571 12651795 7437185 5767376 5214610 16173092 10920583 2958686 2692702 179251089 172072397 1026903 1237931 163096486 154411484 164123389 155649415 X 0 0 0 0 15127700 16422982 15127700 16422982 179251089 172072397 X 1261390 33892 X X 0 0 0 774898 774898 6321484 2883689 3437795 3100667 2180855 919812 2454746 2372641 82105 5214610 DEPOSITS IN COMMERCIAL BANKS, S&LS , SAVINGS BANKS 942000 C LOANS TO & INVESTMENTS IN NATURAL PERSON CU 744000 C MEMBERSHIP CAPPITAL AT CORPORATE CU 750644 C PAID IN CAPITAL AT CORPORATE CU 593739 C ALL OTHER INVESTMENTS IN CORPORATE CU 7000000 C FHLB STOCK 890200 C 10920583 SHARES & DRAFTS 154411484 154411484 X X 0 1 0 KIM ROONEY 134250 0 0 0 275 0 0 0 27994 0 162519 0 0 0 JASON MUENCH 30993 0 108392 0 18 0 0 0 28918 0 168321 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING. FORM 990, PART VI, SECTION B, LINE 12C SELF POLICED BY EMPLOYEES COMING FORWARD. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL EVALUATION AND PERFORMANCE. SALARIES ARE DETERMINED USING THE SURVEY INFORMATION FROM THE WISCONSIN CREDIT UNION LEAGUE. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: CHANGE IN OCI - DEFINED BENEFIT PLAN. 33,892. TOTAL TO FORM 990, PART XI, LINE 5: 33,892. FORM 990, SECTION XII, LINE 2C THE FINANCIAL STATEMENTS ARE REVIEWED BY THE BOARD OF DIRECTORS.