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    <Timestamp>2012-04-20T11:08:28-07:00</Timestamp>
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      <Name>
        <BusinessNameLine1>FEDERAL EMPLOYEES CREDIT UNION</BusinessNameLine1>
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      <Phone>3183873215</Phone>
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        <State>LA</State>
        <ZIPCode>71211</ZIPCode>
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      <DateSigned>2012-04-19</DateSigned>
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    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
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      <TotExpensesEtcAuditedFinclStmt>736586</TotExpensesEtcAuditedFinclStmt>
      <DonatedServicesUseOfFacilities>0</DonatedServicesUseOfFacilities>
      <PriorYearAdjustments>0</PriorYearAdjustments>
      <LossesReported>0</LossesReported>
      <OtherExpensesIncluded>0</OtherExpensesIncluded>
      <ExpensesNotRptdF990>0</ExpensesNotRptdF990>
      <ExpensesSubtotal>736586</ExpensesSubtotal>
      <InvestmentExpensesNotIncluded2>0</InvestmentExpensesNotIncluded2>
      <OtherExpensesNotIncluded>0</OtherExpensesNotIncluded>
      <ExpensesNotRptdOnFinStmt>0</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>736586</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="R000003" softwareId="11000129" softwareVersion="v1.00">
      <GeneralExplanation>
        <Identifier>F990_P06_S0A_L06</Identifier>
        <ReturnReference>Form 990, Part VI, Section A, Line 6</ReturnReference>
        <Explanation>THE CREDIT UNION HAS MEMBERS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0A_L07a</Identifier>
        <ReturnReference>Form 990, Part VI, Section A, Line 7a</ReturnReference>
        <Explanation>THE CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0A_L07b</Identifier>
        <ReturnReference>Form 990, Part VI, Section A, Line 7b</ReturnReference>
        <Explanation>YES CERTAIN ACTIONS WOULD REQUIRE THE MEMBERSHIPS APPROVAL</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0B_L11b</Identifier>
        <ReturnReference>Form 990, Part VI, Section B, Line 11b</ReturnReference>
        <Explanation>THE 990 IS AVAILABLE FOR REVIEW AND AUDIT BY THE CPA FIRM, STATE OF LOUISIANA OFFICE OF FINANCIAL INSTITUTIONS, AND THE SUPERVISORY COMMITTEE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0B_L15</Identifier>
        <ReturnReference>Form 990, Part VI, Section B, Line 15</ReturnReference>
        <Explanation>MANAGER IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS. THE MANAGER OF THE CREDIT UNION REVIEWS OTHER EMPLOYEES AND MAKES RECOMMENDATIONS FOR ANY PAY INCREASE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P06_S0C_L19</Identifier>
        <ReturnReference>Form 990, Part VI, Section C, Line 19</ReturnReference>
        <Explanation>UPON REQUEST</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>F990_P11_S00_L05</Identifier>
        <ReturnReference>Form 990, Part XI, Line 5</ReturnReference>
        <Explanation>INCREASE IN MEMBER DEPOSITS</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>