2012-04-25T10:21:29-07:00 2011-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2011-01-01 042079800 Energy Credit Union ENER 6173251999 156 SPRING STREET WEST ROXBURY MA 02132 PAUL N NOCE 2012-04-25 true Robert Anderson 9782329300 2011 2016-02-24 21:20:13Z 3552443 false false X N/A CREDIT UNION 11 10 12 10 28646 -78890 0 3229431 2881568 547581 485835 273113 185040 4050125 3552443 0 0 1056399 1080711 0 0 3025250 2414177 4081649 3494888 -31524 57555 96756004 91651687 80536269 75339176 16219735 16312511 CREDIT UNION false false 824552 MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS AND THE PAYMENT OF INTEREST THERON. NUMBER OF ACCOUNTS IS 9,405. 2881568 MAINTAINING LOAN ACCOUNTS FOR MEMBERS. NUMBER OF ACCOUNTS IS 2,050. 824552 false false false false false false false false true false true true false false true false true false false false false false false false false false false false false true false false false false false false true false false false false false false false false false false false false false false true 2273 0 false 12 true true true false false false false false false false false false false false false false X 11 10 true false false false true true false true true false true true false true true false true true true true false false X Paul Noce 6173251999 156 SPRING STREET WEST ROXBURY MA 02132 WILLIAM REYNOLDS 4.00 X 0 0 0 ROBERT TEDESCO 4.00 X 0 0 0 PAUL RICHARDSON 4.00 X X 0 0 0 PAUL N NOCE 40.00 X X 164877 0 4247 PAUL HANNON 4.00 X 0 0 0 MARIE PREVETT 40.00 X X 97527 0 2917 JOSEPH C CARROLL 4.00 X 0 0 0 JOHN RABAIOLI 40.00 X 82623 0 2819 DIANNE DUHAIME 4.00 X 0 0 0 DEBORAH CASNA 4.00 X 0 0 0 BERNARD DOHERTY 4.00 X X 0 0 0 BARBARA MARKOS 4.00 X 0 0 0 BARBARA KELLEHER 4.00 X X 0 0 0 345027 9983 1 false true false ELAN FINANCIAL SERVICES 225 STATION SQUARE DRIVE PITTSBURGH PA 15219 ATM/Debit Card Proce 141874 DIEBOLD INC PO BOX 643543 PITTSBURGH PA 15264 ATM SERVICES 107536 CONNECTICUT ONLINE COCC 135 DARLING DRIVE AVON PARK SOUTH AVON CT 06001 DATA PROCESSING 220294 3 0 INTEREST ON LOANS 2881568 2881568 2881568 485835 485835 0 0 0 0 0 0 0 SERVICE CHARGES & FEES 31662 31662 OTHER INCOME 124732 124732 ATM FEES 28646 28646 185040 3552443 3523797 28646 0 0 0 0 355027 355027 0 713409 713409 9983 9983 2292 2292 0 0 0 0 0 0 0 0 54626 54626 43657 43657 442644 442644 0 73666 73666 0 0 32228 32228 824552 824552 0 109176 109176 64069 64069 PROVISION FOR LOAN LOSSES 82100 82100 PROFESSIONAL FEES 33494 33494 NCUA INSURANCE ASSESSMENT 182930 182930 MISCELLANEOUS EXPENSE 127566 127566 EQUIPMENT MAINTENANCE 249567 249567 93902 93902 3494888 824552 2670336 0 1329638 1141482 27693575 27241323 0 0 953983 923502 0 51508162 46890601 0 120652 129598 3773833 335018 3547991 3438815 0 10530804 10427311 0 0 1071199 1459055 96756004 91651687 416638 307449 115438 111267 80004193 74920460 80536269 75339176 X 16219735 16312511 16219735 16312511 96756004 91651687 X 57555 35221 X false true true X false false false true 700000 700000 2499139 122948 2376191 250678 72877 177801 324016 139193 184823 3438815 10427311 MEMBER SHARES AND DEPOSIT ACCOUNTS 74920460 74920460 3552443 3494888 57555 35221 35221 92776 3552443 3552443 3552443 3494888 3494888 3494888 Part XI, Line 8 Part XI, Line 8: Other Changes in Net Assets or Fund Balances CHANGE IN MARKET VALUE DUE TO FAS115 $30510 PRIOR PERIOD ADJUSTMENT - ALLOWANCE $4711 X X X false false false PAUL N NOCE 162727 2150 4247 169124 ROBERT TEDESCO LOAN X 2800 1962 false true true WILLIAM REYNOLDS LOAN X 5282 false true true MARIE PREVETT LOAN X 160000 94772 false true true MARIE PREVETT LOAN X 60000 55832 false true true MARIE PREVETT LOAN X 16000 13884 false true true PAUL NOCE LOAN X 80000 72321 false true true PAUL NOCE LOAN X 336000 317030 false true true PAUL NOCE LOAN X 20000 18932 false true true MARIE PREVETT LOAN X 20000 19938 false true true PAUL HANNON LOAN X 118500 105553 false true true PAUL HANNON LOAN X 7000 4199 false true true DIANNE DUHAIME LOAN X 18305 3010 false true true PAUL HANNON LOAN X 10000 3167 false true true BERNARD DOHERTY LOAN X 130000 27618 false true true JOSEPH CARROLL LOAN X 191000 176632 false true true BERNARD DOHERTY LOAN X 4000 3370 false true true 923502 WYATTS INC BROTHER IN LAW 33405 CONSULTING SERVICES false Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available FINANCIALS ARE AVAILABLE ON NCUA.GOV WEBSITE, POSTED AT THE CREDIT UNION. OTHER INFORMATION IS AVAILABLE UPON REQUEST. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees BOARD APPROVES COMPENSATION BASED UPON PERFORMANCE AND INDUSTY. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process THE FORM 990 WILL BE REVIEWED ONCE COMPLETED. DUE TO TIMING BETWEEN COMPLETION AND FILING DUE DATE, THE REVIEW MAY BE SUBSEQUENT TO FILING. THE BOARDS ACTIONS ARE NOTED IN THE MINUTES. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital. Form 990, Part VI, Line 2 Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et PAUL N. NOCE'S BROTHER-IN-LAW IS THE PRESIDENT OF WYATT'S INC. IT CONSULTING @$33,405 PAID DURING 2010.