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        <Identifier>RELATED PARTY INFORMATION AMONG OFFICERS</Identifier>
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        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>MANAGEMENT AND THE BOARD OF DIRECTORS WILL REVIEW THE 990 TAX RETURN BEFORE IT IS FILED.</Explanation>
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        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>THE GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST VIA US MAIL OR EMAIL.</Explanation>
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