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        <Explanation>DEPRECIATION</Explanation>
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      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>FINANCIAL STATEMENTS AND TAX RETURNS REVIEWED BY CFO AND PRESENTED TO BOARD</Explanation>
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