2012-08-03T10:08:24-05:00 2011-12-31 BRIELE & ECHEVERRIA PA 5001 SW 74TH CT STE 202 MIAMI FL 331554453 990 2011-01-01 650942766 AMERICAN CREDIT COUNSELORS AMER 5618861150 23123 STATE ROAD 7 ROOM/SUITE 215 BOCA RATON FL 33428 MARIO BICK 5618861150 2012-08-01 AIDA BRIELE 3054435768 2012-08-03 2011 2016-02-24 21:20:13Z 6546627 false X ACCHELP.ORG X 1999 FL PRIMARY PURPOSE OF THE ORGANIZATION IS TO PROVIDE COUNSELING AND EDUCATION OF CONSUMERS WITH REGARD TO CREDIT AND DEBT. 3 3 37 0 4796712 3223343 4757639 3323284 1092 0 0 9555443 6546627 0 0 1350023 1072075 0 0 7160202 5222537 8510225 6294612 1045218 252015 4220434 4717675 1398542 1643768 2821892 3073907 X PRIMARY PURPOSE OF THE ORGANIZATION IS TO PROVIDE COUNSELING AND EDUCATION OF CONSUMERS WITH REGARD TO CREDIT AND DEBT. false false 4708542 PROVIDED CREDIT COUNSELING SERVICES IN VARIOUS COMMUNITIES IN THE U.S. IN 2011 THE COMPANY COUNSELED ABOUT 37000 INDIVIDUALS. CERTIFIED CREDIT COUNSELORS INTERVIEWED CALLERS ABOUT THEIR BUDGET AND FINANCES, DISCUSSING TOPICS INCLUDING EMPLOYMENT, EDUCATION, BUYING HABITS, MAJOR EXPENDITURES, AND ANY SIGNIFICANT PAST OR ANTICIPATED CHANGES IN EARNINGS, ASSETS, EXPENSES, AND LIABILITIES, INCLUDING THE REASON OR CAUSE FOR THOSE CHANGES. BASED ON THIS INFORMATION, COUNSELORS DEVELOP AND PRESENT A NUMBER OF OPTIONS AND STRATEGIES FOR ADDRESSING THE CONSUMER'S INDIVIDUAL CONCERNS. CONTINUED ON SCHEDULE O 1362171 THE COMPANY CONDUCTED COMPREHENSIVE BUDGET PLANNING AND CREDIT AWARENESS PROGRAMS. IT DISTRIBUTED A HANDBOOK CALLED "KNOWING AND UNDERSTANDING YOUR CREDIT." THE HANDBOOK WAS MADE AVAILABLE TO ANY CONSUMER FOR FREE. THE COMPANY'S EDUCATIONAL STAFF PRESENTED 20 "SMART MONEY" WORKSHOPS FOR 205 ATTENDEES COVERING TOPICS SUCH AS HOW TO PROTECT AND IMPROVE CREDIT STANDING, BUDGETING, MANAGING PERSONAL FINANCES, AND MANAGING DEBT. IN ADDITION, OVER 200,000 EDUCATIONAL NEWSLETTERS, "THE ACC ADVISOR", WERE DISTRIBUTED VIA EMAIL TO SUBSCRIBERS COVERING A WIDE RANGE OF PERSONAL FINANCE TOPICS PROVIDING INFORMATION AND EDUCATION TO IMPROVE THE FINANCIAL LITERACY OF READERS. 6070713 true true false false false false false false true false false false false true true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 6 0 37 true false false false false false false X 3 3 false true false false false false false true true false false false false false false false false false FL X IAN LAND 9546464756 9300 SW 8TH STREET 301 BOCA RATON FL 33428 MARIO BICK 16.00 X X 6000 0 0 STEVA KAIL 8.00 X 0 0 0 MICHAEL HIRSCHKORN 12.00 X X 0 0 0 6000 false false false BMV CORP 23123 SR 7 STE 215 BOCA RATON FL 33428 MANAGEMENT SERV 4696597 VANCO 12600 WHITEWATER DRIVE MINNETONKA MN 55343 BANKING DISBURS 166803 2 3223343 3223343 CLIENT MANAGEMENT FEES 3323284 3323284 3323284 6546627 3323284 313744 292356 21388 654275 621561 32714 5970 5970 14558 13830 728 83528 79352 4176 293971 293971 46049 46049 31708 31708 40414 40414 2280 2280 160332 102796 57536 102302 102302 154012 91327 62685 43438 42332 1106 147322 106064 41258 CUST OUTREACH, SUPPORT 1611449 1611449 EDUCATION PROGRAM CUST 867704 867704 FAIR SHARE EXPENSE 776987 776987 CLIENT CUSTOMER SERVICE 442132 442132 502437 500129 2308 6294612 6070713 223899 0 2846275 3473563 8027 1374159 1236085 4220434 4717675 29601 412901 1368941 1230867 1398542 1643768 X 2821892 3073907 2821892 3073907 4220434 4717675 252015 X false true true X false X 2172190 3596576 4796712 3223343 13788821 2951873 5969584 6592362 4757639 3323284 23594742 2951873 8141774 10188938 9554351 6546627 37383563 516803 401716 343373 3055683 1857637 6175212 516803 401716 343373 3055683 1857637 6175212 31208351 4439 3615 2083 1092 11229 4439 3615 2083 1092 11229 2956312 8145389 10191021 9555443 6546627 37394792 0.83460 0.86030 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false false false false false false RESTRICTED CASH 1230867 SECURITY DEPOSIT 5218 1236085 DUE TO CREDITORS 1230867 1230867 6546627 6294612 252015 252015 6546627 6546627 6546627 6294612 6294612 6294612 ADDITIONAL INFORMATION FORM 990, PART III CONTINUATION 4A- COUNSELORS PROVIDE GUIDANCE IN CREATING AND MAINTAINING A CONCISE, PERSONAL, AND REASONABLE HOUSEHOLD BUDGET, DISCUSS THE IMPORTANCE OF PAYING BILLS ON TIME EACH MONTH, AND PROPOSE OPTIONS TO HELP CONSUMERS BECOME CURENT WITH THEIR OUTSTANDING SECURED AND UNSECURED LIABILITIES. COUNSELORS ALSO POVIDE REFERRALS FOR CLIENTS TO OTHER ORGANIZATIONS FOR APPROPRIATE SUPPORT SERVICES, SUCH AS EMPLOYMENT, SKILLS TRAINING, VETERAN BENEFITS, PSYCHOLOGICAL/BEHAVIORAL COUSELING, AND OTHER SOCIAL SERVICES. MANAGEMENT DELEGATED FORM 990, PAGE 6, PART VI, LINE 3 MANAGEMENT IS HANDLED BY BMV CORPORATION ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE COMPANY'S ACCOUNTING DEPARTMENT AS WELL AS BY MEMBERS OF THE BOARD. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS ARE AVAILABE TO THE PUBLIC BY WRITEN REQUEST TO THE CORPORATE OFFICE.