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          <RecipientBusinessName>
            <BusinessNameLine1>UNITED WAY OF MIDLAND COUNTY</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>220 W MAIN</AddressLine1>
            <City>MIDLAND</City>
            <State>MI</State>
            <ZIPCode>48640</ZIPCode>
          </RecipientUSAddress>
          <RecipientFoundationStatus>PUBLIC</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>THE BARLEY MCTAVISH FUND</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>BAY CITY STATE RECREATION AREA</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>3582 STATE PARK DR</AddressLine1>
            <City>BAY CITY</City>
            <State>MI</State>
            <ZIPCode>48706</ZIPCode>
          </RecipientUSAddress>
          <RecipientFoundationStatus>PUBLIC</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>TOBICO TOWERS RESTORATION</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>46000</TotGrantOrContriPaidDuringYear>
      </SupplementaryInformation>
      <AnalysisIncomeProducingActy>
        <IntOnSavingsAndTempCashInvst>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>4127</ExclusionAmount>
        </IntOnSavingsAndTempCashInvst>
        <DividendsAndIntFromSecPartVII>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>25944</ExclusionAmount>
        </DividendsAndIntFromSecPartVII>
        <GainSalesAssetsOthThanInvntry>
          <ExclusionCode>18</ExclusionCode>
          <ExclusionAmount>52482</ExclusionAmount>
        </GainSalesAssetsOthThanInvntry>
        <SubtotalsPartXVIA>
          <ExclusionAmount>82553</ExclusionAmount>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>82553</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>false</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>false</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>false</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>false</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>false</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>false</ReimbursementArrangements>
        <LoansOrLoanGuarantees>false</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>false</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>false</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>false</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <AccountingFeesSchedule documentId="990PF:76" softwareId="11000218" softwareVersion="2011.0.0">
      <AccountingFees>
        <Category>CURRIE KENDALL PLC</Category>
        <Amount>2000</Amount>
        <NetInvestmentIncome>2000</NetInvestmentIncome>
      </AccountingFees>
      <AccountingFees>
        <Category>CHEMICAL BANK</Category>
        <Amount>125</Amount>
        <NetInvestmentIncome>125</NetInvestmentIncome>
      </AccountingFees>
    </AccountingFeesSchedule>
    <GeneralExplanationAttachment documentId="990PF:151" softwareId="11000218" softwareVersion="2011.0.0"></GeneralExplanationAttachment>
    <InvestmentsCorpBondsSchedule documentId="990PF:90" softwareId="11000218" softwareVersion="2011.0.0">
      <InvestmentsCorpBonds>
        <NameOfBond>SHELL INTERNTNL FIN BV NOTE 1.88% 03/25/2013</NameOfBond>
        <EOYBookValue>45048</EOYBookValue>
        <EOYFMV>45837</EOYFMV>
      </InvestmentsCorpBonds>
      <InvestmentsCorpBonds>
        <NameOfBond>WAL-MART STORES INC NOTE 1.63% 04/15/2014</NameOfBond>
        <EOYBookValue>49865</EOYBookValue>
        <EOYFMV>51100</EOYFMV>
      </InvestmentsCorpBonds>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="990PF:89" softwareId="11000218" softwareVersion="2011.0.0">
      <InvestmentsCorpStock>
        <NameOfStock>5000 shares of CHEMICAL FINANCIAL CORP</NameOfStock>
        <EOYBookValue>112692</EOYBookValue>
        <EOYFMV>106600</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>13000 shares of DOW CHEMICAL CO</NameOfStock>
        <EOYBookValue>319233</EOYBookValue>
        <EOYFMV>386301</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>500 shares of EXXON MOBIL CORP</NameOfStock>
        <EOYBookValue>39705</EOYBookValue>
        <EOYFMV>30974</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>500 shares of HONEYWELL INTL INC</NameOfStock>
        <EOYBookValue>24293</EOYBookValue>
        <EOYFMV>27175</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>400 shares of GENUINE PARTS CO</NameOfStock>
        <EOYBookValue>20478</EOYBookValue>
        <EOYFMV>24480</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>600 shares of A T T INC</NameOfStock>
        <EOYBookValue>15924</EOYBookValue>
        <EOYFMV>18144</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>300 shares of ABBOTT LABS</NameOfStock>
        <EOYBookValue>13218</EOYBookValue>
        <EOYFMV>16869</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>400 shares of AUTOMATIC DATA PROCESSING</NameOfStock>
        <EOYBookValue>14584</EOYBookValue>
        <EOYFMV>21604</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>500 shares of CATERPILLAR TRACTOR CO</NameOfStock>
        <EOYBookValue>7958</EOYBookValue>
        <EOYFMV>33658</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>300 shares of COCA COLA CO</NameOfStock>
        <EOYBookValue>13482</EOYBookValue>
        <EOYFMV>20991</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>300 shares of EXELON CORP</NameOfStock>
        <EOYBookValue>14574</EOYBookValue>
        <EOYFMV>13011</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>700 shares of MICROCHIP TECH</NameOfStock>
        <EOYBookValue>15883</EOYBookValue>
        <EOYFMV>25641</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>300 shares of MCDONALDS CORP</NameOfStock>
        <EOYBookValue>21009</EOYBookValue>
        <EOYFMV>30099</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>700 shares of KRAFT FOODS INC</NameOfStock>
        <EOYBookValue>21076</EOYBookValue>
        <EOYFMV>26152</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>250 shares of CHEVRON CORPORATION</NameOfStock>
        <EOYBookValue>22660</EOYBookValue>
        <EOYFMV>26600</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>1000 shares of INTEL CORP</NameOfStock>
        <EOYBookValue>20929</EOYBookValue>
        <EOYFMV>24250</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>1300 shares of APPLIED MATERIALS INC</NameOfStock>
        <EOYBookValue>19824</EOYBookValue>
        <EOYFMV>13923</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>600 shares of MERCK CO</NameOfStock>
        <EOYBookValue>20459</EOYBookValue>
        <EOYFMV>22620</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>200 shares of V.F. CORP.</NameOfStock>
        <EOYBookValue>21008</EOYBookValue>
        <EOYFMV>25398</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>600 shares of ALTRIA GROUP INC</NameOfStock>
        <EOYBookValue>16248</EOYBookValue>
        <EOYFMV>17790</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>600 shares of SPECTRA ENERGY CORP.</NameOfStock>
        <EOYBookValue>14910</EOYBookValue>
        <EOYFMV>18450</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>500 shares of WASTE MANAGEMENT INC.</NameOfStock>
        <EOYBookValue>19280</EOYBookValue>
        <EOYFMV>16355</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="990PF:157" softwareId="11000218" softwareVersion="2011.0.0">
      <InvestmentsOther>
        <CategoryOrItem>CD - MATURITY GREATER THAN 1 YEAR</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>50000</BookValue>
        <EOYFMV>50000</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>CD - MATURITY GREATER THAN 1 YEAR</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>35000</BookValue>
        <EOYFMV>35000</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>CD - MATURITY GREATER THAN 1 YEAR</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>25000</BookValue>
        <EOYFMV>25000</EOYFMV>
      </InvestmentsOther>
    </InvestmentsOtherSchedule2>
    <OtherAssetsSchedule documentId="990PF:81" softwareId="11000218" softwareVersion="2011.0.0">
      <OtherAssets>
        <Description>ACCRUED INTEREST</Description>
        <BOYBookValue>18</BOYBookValue>
        <EOYBookValue>11</EOYBookValue>
        <EOYFMV>11</EOYFMV>
      </OtherAssets>
    </OtherAssetsSchedule>
    <OtherIncreasesSchedule documentId="990PF:160" softwareId="11000218" softwareVersion="2011.0.0">
      <OtherIncreases>
        <Description>ADJUST STOCK CARRING VALUE FROM DATE OF DONATION</Description>
        <Amount>2111</Amount>
      </OtherIncreases>
    </OtherIncreasesSchedule>
    <OtherLiabilitiesSchedule documentId="990PF:84" softwareId="11000218" softwareVersion="2011.0.0">
      <OtherLiabilities>
        <Description>CALL OPTIONS OPEN AT 12/31/2010</Description>
        <BOYBookValue>5260</BOYBookValue>
      </OtherLiabilities>
    </OtherLiabilitiesSchedule>
    <OtherProfessionalFeesSchedule documentId="990PF:77" softwareId="11000218" softwareVersion="2011.0.0">
      <OtherProfessionalFees>
        <Category>CHEMICAL BANK TRUSTEE FEES</Category>
        <Amount>6955</Amount>
        <NetInvestmentIncome>6955</NetInvestmentIncome>
      </OtherProfessionalFees>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="990PF:78" softwareId="11000218" softwareVersion="2011.0.0">
      <Taxes>
        <Category>STATE OF MICHIGAN ANNUAL FEE</Category>
        <Amount>20</Amount>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <AdjustedNetIncome>0</AdjustedNetIncome>
        <DisbursementsCharitablePrps>20</DisbursementsCharitablePrps>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>