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        <Explanation>MEMBERS ARE ELECTED TO THE BOARD BY A MAJORITY VOTE OF ACTIVE BOARD MEMBERS.</Explanation>
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      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
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        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
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        <Explanation>SWF INC. HAS A STANDARD CONFLICT OF INTEREST POLICY. EACH YEAR, BOARD MEMBERS ARE ASKED TO SIGN THIS POLICY. IT HAS CLAUSES IN IT THAT ASK A BOARD MEMBER TO PROACTIVELY DISCLOSE ANY SUCH CONFLICTS. BOARD MEMBERS ARE AWARE OF THE POLICY AND PERIODICALLY BRING UP POTENTIAL INSTANCES IN BOARD MEETINGS OR OTHERWISE.</Explanation>
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        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>FOR THE EXECUTIVE DIRECTOR'S SALARY, A SALARY SURVEY PUBLISHED BY A NONPROFIT ASSOCIATION WAS REVIEWED BY THE ORGANIZATION'S EXECUTIVE COMMITTEE. DELIBERATION AROUND THE SALARY WAS THEN INITIATED BY THE EXECUTIVE COMMITTEE.</Explanation>
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