2012-12-03T11:45:59-06:00 2011-12-31 410746749 CLIFTONLARSONALLEN LLP 4250 N FAIRFAX DRIVE SUITE 1020 ARLINGTON VA 22203 990 2011-01-01 540662923 DUPONT COMMUNITY CREDIT UNION DUPO 5409463200 PO BOX 1365 WAYNESBORO VA 22980 GERALD B HERSHEY 5409463200 2012-11-30 1 ANGEL NGANDO P00719222 5712279500 2011 2016-02-24 21:20:13Z GERALD B HERSHEY PO BOX 1365 WAYNESBORO VA 22980 40255876 0 X WWW.MYDCCU.COM X 1959 VA TO BE THE PREMIER PROVIDER OF FINANCIAL SERVICES, WE ARE COMMITTED TO EXCELLENCE THROUGH OUR RELATIONSHIPS WITH OUR MEMBERS, EMPLOYEES, AND COMMUNITY. 7 7 226 7 68245 -4823 0 0 40207969 38196487 1714262 2051050 0 8339 41922231 40255876 0 0 0 7816277 12165972 12538224 0 0 0 24591145 14704954 36757117 35059455 5165114 5196421 738648851 784554404 670980637 712651501 67668214 71902903 TO BE THE PREMIER PROVIDER OF FINANCIAL SERVICES, WE ARE COMMITTED TO EXCELLENCE THROUGH OUR RELATIONSHIPS WITH OUR MEMBERS, EMPLOYEES, AND COMMUNITY. 0 0 CONSUMER & BUSINESS LENDING AND SAVINGS, CHECKING, AND CERTIFICATES OF DEPOSIT ACCOUNTS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 59571 0 226 1 1 1 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 0 1 1 1 1 0 VA X THE ORGANIZATION 5409463200 PO BOX 1365 WAYNESBORO VA 22980 EVERETT J CAMPBELL JR 1.00 X 0 0 0 ROBERT BOB L ARBAUGH 1.00 X 0 0 0 MARY E ROTHACKER 1.00 X 0 0 0 LES RAMSEY 1.00 X 0 0 0 Q MAURICE MO GRESHAM 1.00 X 0 0 0 SHANE WILLS 1.00 X 0 0 0 LYNN WAGNER 1.00 X 0 0 0 GERALD B HERSHEY 40.00 X 313231 0 280849 STEPHEN F ELKINS 40.00 X 149520 0 43202 KIMBERLY L DEAN 40.00 X 122100 0 13420 BARRY D SMITH 40.00 X 108279 0 15236 693130 0 352707 4 0 1 0 0 DEPOSITORY CREDIT INTE 522100 29210055 29210055 PROCESSING FEES 522100 7830221 7755272 74949 SECONDARY MARKET INCOM 900099 482854 482854 INSURANCE SALES 524298 448261 448261 INVESTMENT SERVICES CO 900099 149608 149608 75488 75488 38196487 1887064 1887064 4700 0 4700 4700 4700 163986 0 163986 163986 163986 SUPPORT SERVICES INCOM 900099 12000 12000 OTHER INCOME 900099 -1657 -1657 LOSS FROM SUBSIDIARY 900099 -6704 -6704 3639 40255876 40018945 68245 168686 7816277 1045837 8116116 472782 2285923 617566 4218 99278 432550 4695884 287716 70863 1510277 372992 PROVISION FOR LOAN LOSS 2741075 LOAN SERVICING 1656168 NCUSIF STABILZATION EXP 1549097 EDUCATION & STAFF DEVEL 875320 409516 35059455 11574871 5677088 7442312 42307654 4415920 574279518 576173115 539201 33819539 11055599 20988338 22763940 102087427 102282243 3186800 3 1039731 1057943 13094733 34292418 738648851 784554404 9833781 11511266 41900533 42961964 619246323 658178271 670980637 712651501 X 0 0 0 0 67668214 71902903 67668214 71902903 738648851 784554404 X 5196421 -961732 X 0 0 0 9124509 9124509 13375021 2928203 10446818 40709 40302 407 2121531 1837913 283618 9157769 6249181 2908588 22763940 MEMBERS' SHARE & SAVINGS ACCOUNTS 658178271 658178271 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X: THE CREDIT UNION ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN TAX POSITIONS. AS A RESULT, THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMER 31, 2011 AND 2010. X X X X 0 0 0 GERALD B HERSHEY 313231 0 0 0 0 0 280849 0 0 0 594080 0 0 0 STEPHEN F ELKINS 149520 0 0 0 0 0 43202 0 0 0 192722 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS 59,571 GENERAL MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER IS ENTITLED TO ONE VOTE DURING BOARD MEMBER ELECTIONS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS ARE ENTITLED TO VOTE ON CORPORATE MATTERS AS REQUIRED UNDER VA STATE LAW. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS REVIEWED AND APPROVED BY THE CEO AND SVP OF FINANCE AND RETAIL PRIOR TO ITS FILING. FORM 990, PART VI, SECTION B, LINE 15 THE CEO SALARY RANGE IS DETERMINED USING A COMPENSATION AND PERFORMANCE CONSULTANT. CO SALARY RANGE IS IDENTIFIED HEAVILY USING MARKET DATA ANALYSIS; AND INDIVIDUAL COMPENSATION IS DETERMINED BY THE CREDIT UNION BOARD OF DIRECTORS, ANNUALLY, USING THE SALARY RANGE AND THE PERFORMANCE EVALUATION OF THE CEO. COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES ARE DETERMINED BY THE INDEPENDENT CONSULANT AND BY COMPEASE, WHICH USES MARKET DATA AND JOB DESCRIPTIONS. THE PROCESS OCCUR ANNUALLY AS PART OF BUDGET PROCESS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED AT BRANCH OFFICE LOCATIONS. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 691,776. CHANGE IN DEFINED BENEFIT PENSION -1,331,546. CHANGE IN POST-RETIREMENT BENEFITS -321,962. TOTAL TO FORM 990, PART XI, LINE 5: -961,732. COMMUNITY FINANCIAL SERVICES LLC 2016 GOSE CREEK ROAD SUITE 106B WAYNESBORO VA 22980 263605883 TITLE INSURANCE SERVICES TO LENDERS AND OWNERS VA 256194 127698 DUPONT COMMUNITY CU