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      <CompBasedOnRevenueRelatedOrgs>false</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>false</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>false</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>false</AnyNonFixedPayments>
      <InitialContractException>false</InitialContractException>
      <Form990ScheduleJPartII>
        <NamePerson>YISROEL GELBWACHS</NamePerson>
        <BaseCompensationFilingOrg>45000</BaseCompensationFilingOrg>
        <NontaxableBenefitsFilingOrg>123703</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>168703</TotalCompensationFilingOrg>
        <CompReportPrior990FilingOrg>27800</CompReportPrior990FilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="RetDoc9">
      <LoanTable>
        <NamePerson>Y GELBWACHS</NamePerson>
        <PurposeOfLoan>ADVANCE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>12960</OriginalPrincipalAmount>
        <BalanceDue>6822</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>false</WrittenAgreement>
      </LoanTable>
      <TotalBalanceDue>6822</TotalBalanceDue>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc10">
      <GeneralExplanation>
        <Identifier>RELATED PARTY INFORMATION AMONG OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 2</ReturnReference>
        <Explanation>YISROEL GELBWACHS GITTY EISGRAU PRESIDENT SECRETARY FAMILY RELATIONSHIP</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>REVIEWED AT BOARD MEETING UPON RECEIPT.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 12C</ReturnReference>
        <Explanation>ANNUAL REMINDER MEMO TO ALL EMPLOYEES AND INVOLVED PARTIES REQUIRING RESPONSE/DISCLOSURE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>THE ORGANIZATION RESEARCHES WHAT THE NORMS FOR SALARY FOR A COMPARABLE POSITION ARE IN THE REGION AND BASED ON THAT THEY ARE COMMITTED TO NOT PAYING MORE THAN THAT. NO RELATED PARTIES DECIDE ON SALARIES WHEREIN THEY HAVE A CONFLICT.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15B</ReturnReference>
        <Explanation>THE ORGANIZATION RESEARCHES WHAT THE NORMS FOR SALARY FOR A COMPARABLE POSITION ARE IN THE REGION AND BASED ON THAT THEY ARE COMMITTED TO NOT PAYING MORE THAN THAT. NO RELATED PARTIES DECIDE ON SALARIES WHEREIN THEY HAVE A CONFLICT.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>GOVERNING DOCUMNETS AND ORGANIZATION POLICIES ARE AVAILABLE TO THE PUBLIC UPON REQUEST.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>