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        <Identifier>Pt VI, Line 10b</Identifier>
        <Explanation>MONTHLY BOARD REVIEW</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 19</Identifier>
        <Explanation>WRITTEN POLICY ARE AVAILABLE UPON REQUEST</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 8a</Identifier>
        <Explanation>ELECTICED BOARD MEMBERS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 8b</Identifier>
        <Explanation>ELECTICED BOARD MEMBERS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 11a</Identifier>
        <Explanation>BOARD REVIEW &amp; APPROVAL</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 12c</Identifier>
        <Explanation>BOARD REVIEW &amp; APPROVAL</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 15</Identifier>
        <Explanation>BOARD REVIEW &amp; APPROVAL</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part IX, Line 24f</Identifier>
        <Explanation>401K CONTRIBUTION 7797. 0. 7797. 0. AMERICORP HOUSING SUPPORT 27015. 27015. 0. 0. AMERICORP MATCHING FUNDS 13967. 13967. 0. 0. ANNUAL GALA EXPENSE 36543. 36543. 0. 0. CONSULTING FEES 21062. 21062. 0. 0. DUES &amp; SUBSCRIPTION 951. 0. 951. 0. EQUIPMENT RENTAL 2160. 0. 2160. 0. GOVERNMENT DUES 381. 0. 381. 0. IT/TELEPHONE 8180. 0. 8180. 0. MANINTENANCE 280. 0. 280. 0. MILEAGE &amp; PARKING REIMB. 580. 580. 0. 0. NEEDY FAMILIES 61506. 61506. 0. 0. POSTAGE 1709. 0. 1709. 0. PRINTING 5927. 0. 5927. 0. PROGR</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>