﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2011v1.2">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2012-05-08T10:30:16-05:00</Timestamp>
    <TaxPeriodEndDate>2011-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <EIN>010494526</EIN>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>BAKER NEWMAN &amp; NOYES</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>PO BOX 507</AddressLine1>
        <City>PORTLAND</City>
        <State>MA</State>
        <ZIPCode>04112</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990PF</ReturnType>
    <TaxPeriodBeginDate>2011-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>010516587</EIN>
      <Name>
        <BusinessNameLine1>Saco &amp; Biddeford Savings Charitable Foundation</BusinessNameLine1>
      </Name>
      <NameControl>SACO</NameControl>
      <Phone>2072844591</Phone>
      <USAddress>
        <AddressLine1>252 Main Street</AddressLine1>
        <City>Saco</City>
        <State>ME</State>
        <ZIPCode>04072</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>Robert C Quentin</Name>
      <Title>Secretary/Treasurer</Title>
      <Phone>2072844591</Phone>
      <DateSigned>2012-04-26</DateSigned>
    </Officer>
    <Preparer>
      <Name>Nicholas E Porto</Name>
      <PTIN>P01310283</PTIN>
      <Phone>2078792100</Phone>
    </Preparer>
    <TaxYear>2011</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="8">
    <IRS990PF documentId="RetDoc1235000001">
      <ExemptPF>X</ExemptPF>
      <FMVAssetsEOY>193690</FMVAssetsEOY>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AnalysisOfRevenueAndExpenses>
        <ContriReceivedRevAndExpnss>28785</ContriReceivedRevAndExpnss>
        <DividendsRevAndExpnss>6344</DividendsRevAndExpnss>
        <DividendsNetInvstIncm>6344</DividendsNetInvstIncm>
        <NetGainSaleAssetsRevAndExpnss>40</NetGainSaleAssetsRevAndExpnss>
        <GrossSalesPrice>94827</GrossSalesPrice>
        <CapitalGainNetIncmNetInvstIncm>22902</CapitalGainNetIncmNetInvstIncm>
        <OtherIncomeRevAndExpnss referenceDocumentId="RetDoc2001500001">517</OtherIncomeRevAndExpnss>
        <OtherIncomeNetInvstIncm>0</OtherIncomeNetInvstIncm>
        <TotalRevenueAndExpenses>35686</TotalRevenueAndExpenses>
        <TotalNetInvestmentIncome>29246</TotalNetInvestmentIncome>
        <CompOfcrDirTrstRevAndExpnss>0</CompOfcrDirTrstRevAndExpnss>
        <CompOfcrDirTrstNetInvstIncm>0</CompOfcrDirTrstNetInvstIncm>
        <CompOfcrDirTrstDsbrsChrtblPrps>0</CompOfcrDirTrstDsbrsChrtblPrps>
        <TaxesRevAndExpnss referenceDocumentId="RetDoc2002500001">517</TaxesRevAndExpnss>
        <TaxesNetInvstIncm>0</TaxesNetInvstIncm>
        <TaxesDsbrsChrtblPrps>0</TaxesDsbrsChrtblPrps>
        <OtherExpensesRevAndExpnss referenceDocumentId="RetDoc2003200001">51</OtherExpensesRevAndExpnss>
        <OtherExpensesNetInvstIncm>0</OtherExpensesNetInvstIncm>
        <OtherExpensesDsbrsChrtblPrps>51</OtherExpensesDsbrsChrtblPrps>
        <TotOprExpensesRevAndExpnss>568</TotOprExpensesRevAndExpnss>
        <TotOprExpensesNetInvstIncm>0</TotOprExpensesNetInvstIncm>
        <TotOprExpensesDsbrsChrtblPrps>51</TotOprExpensesDsbrsChrtblPrps>
        <ContriGiftsPaidRevAndExpnss>95650</ContriGiftsPaidRevAndExpnss>
        <ContriGiftsPaidDsbrsChrtblPrps>95650</ContriGiftsPaidDsbrsChrtblPrps>
        <TotalExpensesRevAndExpnss>96218</TotalExpensesRevAndExpnss>
        <TotalExpensesNetInvstIncm>0</TotalExpensesNetInvstIncm>
        <TotalExpensesDsbrsChrtblPrps>95701</TotalExpensesDsbrsChrtblPrps>
        <ExcessOfRevenueOverExpenses>-60532</ExcessOfRevenueOverExpenses>
        <NetInvestmentIncome>29246</NetInvestmentIncome>
      </AnalysisOfRevenueAndExpenses>
      <BalanceSheets>
        <CashBOY>4440</CashBOY>
        <CashEOY>740</CashEOY>
        <CashEOYFMV>740</CashEOYFMV>
        <SavingsAndTempCashInvstBOY>13638</SavingsAndTempCashInvstBOY>
        <SavingsAndTempCashInvstEOY>21318</SavingsAndTempCashInvstEOY>
        <SavingsAndTempCashInvstEOYFMV>21318</SavingsAndTempCashInvstEOYFMV>
        <InvestmentsGovtObligBOY>34793</InvestmentsGovtObligBOY>
        <InvestmentsGovtObligEOY referenceDocumentId="RetDoc2210400001">36152</InvestmentsGovtObligEOY>
        <InvestmentsGovtObligEOYFMV>37582</InvestmentsGovtObligEOYFMV>
        <InvestmentsCorpStockBOY>186611</InvestmentsCorpStockBOY>
        <InvestmentsCorpStockEOY referenceDocumentId="RetDoc2018900001">120740</InvestmentsCorpStockEOY>
        <InvestmentsCorpStockEOYFMV>83392</InvestmentsCorpStockEOYFMV>
        <InvestmentsCorpBondsBOY>50000</InvestmentsCorpBondsBOY>
        <InvestmentsCorpBondsEOY referenceDocumentId="RetDoc2044400001">50000</InvestmentsCorpBondsEOY>
        <InvestmentsCorpBondsEOYFMV>50658</InvestmentsCorpBondsEOYFMV>
        <TotalAssetsBOY>289482</TotalAssetsBOY>
        <TotalAssetsEOY>228950</TotalAssetsEOY>
        <TotalAssetsEOYFMV>193690</TotalAssetsEOYFMV>
        <TotalLiabilitiesBOY>0</TotalLiabilitiesBOY>
        <TotalLiabilitiesEOY>0</TotalLiabilitiesEOY>
        <OrgThatFollowSFAS117>X</OrgThatFollowSFAS117>
        <UnrestrictedBOY>289482</UnrestrictedBOY>
        <UnrestrictedEOY>228950</UnrestrictedEOY>
        <TotalNetAssetsBOY>289482</TotalNetAssetsBOY>
        <TotalNetAssetsEOY>228950</TotalNetAssetsEOY>
        <TotalLiabilitiesNetAssetsBOY>289482</TotalLiabilitiesNetAssetsBOY>
        <TotalLiabilitiesNetAssetsEOY>228950</TotalLiabilitiesNetAssetsEOY>
      </BalanceSheets>
      <ChangesInNetAssetsFundBalances>
        <TotalNetAssetsFundBalancesBOY>289482</TotalNetAssetsFundBalancesBOY>
        <ExcessOfRevenueOverExpenses>-60532</ExcessOfRevenueOverExpenses>
        <OtherIncreases>0</OtherIncreases>
        <Subtotal>228950</Subtotal>
        <OtherDecreases>0</OtherDecreases>
        <TotalNetAssetsFundBalancesEOY>228950</TotalNetAssetsFundBalancesEOY>
      </ChangesInNetAssetsFundBalances>
      <CapitalGainsAndLosses>
        <CapitalGainsAndLossesInfo>
          <DescriptionOfAsset>Publicly Traded Securities</DescriptionOfAsset>
          <HowAcquired>P</HowAcquired>
          <GrossSalesPrice>94029</GrossSalesPrice>
          <CostOrOtherBasis>71925</CostOrOtherBasis>
          <GainOrLoss>22104</GainOrLoss>
          <GainsMinusExcessOrLosses>22104</GainsMinusExcessOrLosses>
        </CapitalGainsAndLossesInfo>
        <CapitalGainsAndLossesInfo>
          <DescriptionOfAsset>Capital Gains Dividends</DescriptionOfAsset>
          <HowAcquired>P</HowAcquired>
          <GrossSalesPrice>798</GrossSalesPrice>
          <GainOrLoss>798</GainOrLoss>
          <GainsMinusExcessOrLosses>798</GainsMinusExcessOrLosses>
        </CapitalGainsAndLossesInfo>
        <CapitalGainNetIncome>22902</CapitalGainNetIncome>
      </CapitalGainsAndLosses>
      <QlfyUndSect4940eForReducedTax>
        <LiableFor4942Tax>0</LiableFor4942Tax>
        <QualifyingDistributionsYear1>60500</QualifyingDistributionsYear1>
        <NoncharitableAssetsYear1>226049</NoncharitableAssetsYear1>
        <DistributionRatioYear1>0.267641</DistributionRatioYear1>
        <QualifyingDistributionsYear2>99663</QualifyingDistributionsYear2>
        <NoncharitableAssetsYear2>191744</NoncharitableAssetsYear2>
        <DistributionRatioYear2>0.519771</DistributionRatioYear2>
        <QualifyingDistributionsYear3>199449</QualifyingDistributionsYear3>
        <NoncharitableAssetsYear3>275381</NoncharitableAssetsYear3>
        <DistributionRatioYear3>0.724266</DistributionRatioYear3>
        <QualifyingDistributionsYear4>260298</QualifyingDistributionsYear4>
        <NoncharitableAssetsYear4>450446</NoncharitableAssetsYear4>
        <DistributionRatioYear4>0.577867</DistributionRatioYear4>
        <QualifyingDistributionsYear5>286819</QualifyingDistributionsYear5>
        <NoncharitableAssetsYear5>529903</NoncharitableAssetsYear5>
        <DistributionRatioYear5>0.541267</DistributionRatioYear5>
        <TotalDistributionRatio>2.630812</TotalDistributionRatio>
        <AverageDistributionRatio>0.526162</AverageDistributionRatio>
        <NetNoncharitableAssets>210149</NetNoncharitableAssets>
        <AdjustedNoncharitableAssets>110572</AdjustedNoncharitableAssets>
        <OnePercentNetInvestmentIncome>292</OnePercentNetInvestmentIncome>
        <AdjNonchrtblAssetsAndOnePct>110864</AdjNonchrtblAssetsAndOnePct>
        <QualifyingDistributions>95701</QualifyingDistributions>
      </QlfyUndSect4940eForReducedTax>
      <ExciseTaxBasedOnInvestmentIncm>
        <InvestmentIncomeExciseTax>585</InvestmentIncomeExciseTax>
        <TaxUnderSection511>0</TaxUnderSection511>
        <Subtotal>585</Subtotal>
        <SubtitleATax>0</SubtitleATax>
        <TaxBasedOnInvestmentIncome>585</TaxBasedOnInvestmentIncome>
        <EstTaxPaymentsAndOverpayment>517</EstTaxPaymentsAndOverpayment>
        <TotalCreditsAndPayments>517</TotalCreditsAndPayments>
        <TaxDue>68</TaxDue>
      </ExciseTaxBasedOnInvestmentIncm>
      <StatementsRegardingActivities>
        <LegislativePoliticalActivities>0</LegislativePoliticalActivities>
        <MoreThan100Spent>0</MoreThan100Spent>
        <Form1120POLFiled>0</Form1120POLFiled>
        <Sect4955TaxOnOrganization>0</Sect4955TaxOnOrganization>
        <Sect4955TaxOnManagers>0</Sect4955TaxOnManagers>
        <ReimbursementOfTax>0</ReimbursementOfTax>
        <ActivitiesNotPrevReported>0</ActivitiesNotPrevReported>
        <ChangesToArticlesOrBylaws>0</ChangesToArticlesOrBylaws>
        <UnrelatedBusIncomeOver1000>0</UnrelatedBusIncomeOver1000>
        <TerminationEtc>0</TerminationEtc>
        <RequirementsOfSect508e>1</RequirementsOfSect508e>
        <AtLeast5000InAssets>1</AtLeast5000InAssets>
        <StatesFiledWith>ME</StatesFiledWith>
        <Form990PFFiledWithAG>1</Form990PFFiledWithAG>
        <PrivateOperatingFoundation>0</PrivateOperatingFoundation>
        <NewSubstantialContributors>0</NewSubstantialContributors>
        <InterestInControlledEntity>0</InterestInControlledEntity>
        <ApplicableInsuranceContract>0</ApplicableInsuranceContract>
        <ComplyWithPublicInspectionRqr>1</ComplyWithPublicInspectionRqr>
        <WebsiteAddress>N/A</WebsiteAddress>
        <BooksInCareOfPersonName>Robert Quentin</BooksInCareOfPersonName>
        <BooksInCareOfPhoneNumber>2072844591</BooksInCareOfPhoneNumber>
        <BooksInCareOfUSAddress>
          <AddressLine1>PO Box 557</AddressLine1>
          <City>Saco</City>
          <State>ME</State>
          <ZIPCode>04072</ZIPCode>
        </BooksInCareOfUSAddress>
        <ForeignBank>0</ForeignBank>
      </StatementsRegardingActivities>
      <StatementsRegardingActy4720>
        <SaleOrExchangeWithDsqflyPerson>0</SaleOrExchangeWithDsqflyPerson>
        <BorrowOrLendWithDsqflyPerson>0</BorrowOrLendWithDsqflyPerson>
        <FurnishedGoodsWithDsqflyPerson>0</FurnishedGoodsWithDsqflyPerson>
        <PayCompensationToDsqflyPerson>0</PayCompensationToDsqflyPerson>
        <TransferAssetsToDsqflyPerson>0</TransferAssetsToDsqflyPerson>
        <PaymentToGovernmentOffical>0</PaymentToGovernmentOffical>
        <UncorrectedPriorActs>0</UncorrectedPriorActs>
        <UndistributedIncomePriorYears>0</UndistributedIncomePriorYears>
        <BusinessHoldings>0</BusinessHoldings>
        <JeopardyInvestments>0</JeopardyInvestments>
        <UncorrectedJeopardyInvestments>0</UncorrectedJeopardyInvestments>
        <InfluenceLegislation>0</InfluenceLegislation>
        <InfluenceElection>0</InfluenceElection>
        <GrantsToIndividuals>0</GrantsToIndividuals>
        <GrantsToOrganizations>0</GrantsToOrganizations>
        <NoncharitablePurpose>0</NoncharitablePurpose>
        <RcvFundsToPayPrsnlBnftContract>0</RcvFundsToPayPrsnlBnftContract>
        <PayPremiumsPrsnlBnftContract>0</PayPremiumsPrsnlBnftContract>
        <ProhibitedTaxShelterTransactn>0</ProhibitedTaxShelterTransactn>
      </StatementsRegardingActy4720>
      <OfcrDirTrusteesKeyEmployeeInfo>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Kevin P Savage</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>President</Title>
          <AvgHoursPerWkDevotedToPosition>0.50</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Robert C Quentin</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Secretary/Treasurer</Title>
          <AvgHoursPerWkDevotedToPosition>2.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Joan R Fink</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Roger S Elliott</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>A William Kany Jr</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Robert F Wade</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>David H Howe</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Mark L Peterson</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName>Roland Eon</PersonName>
          <USAddress>
            <AddressLine1>PO Box 557</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </USAddress>
          <Title>Director</Title>
          <AvgHoursPerWkDevotedToPosition>0.10</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <CompOfHighestPaidEmplNONE>NONE</CompOfHighestPaidEmplNONE>
        <TotNumberOfOthEmplPaidOver50k>0</TotNumberOfOthEmplPaidOver50k>
        <CompOfHghstPaidCntrctNONE>NONE</CompOfHghstPaidCntrctNONE>
        <TotNumberOfCntrctPaidOver50k>0</TotNumberOfCntrctPaidOver50k>
      </OfcrDirTrusteesKeyEmployeeInfo>
      <SumOfProgramRelatedInvestments>
        <Total>0</Total>
      </SumOfProgramRelatedInvestments>
      <MinimumInvestmentReturn>
        <AvgMonthlyFMVOfSecurities>202320</AvgMonthlyFMVOfSecurities>
        <AvgMonthlyCashBalances>11029</AvgMonthlyCashBalances>
        <FMVAllOtherNoncharitableAssets>0</FMVAllOtherNoncharitableAssets>
        <TotalFMVOfUnusedAssets>213349</TotalFMVOfUnusedAssets>
        <ReductionClaimed>0</ReductionClaimed>
        <AcquisitionIndebtedness>0</AcquisitionIndebtedness>
        <AdjTotalFMVOfUnusedAssets>213349</AdjTotalFMVOfUnusedAssets>
        <CashDeemedCharitable>3200</CashDeemedCharitable>
        <NetNoncharitableAssets>210149</NetNoncharitableAssets>
        <MinimumInvestmentReturn>10507</MinimumInvestmentReturn>
      </MinimumInvestmentReturn>
      <DistributableAmount>
        <MinimumInvestmentReturn>10507</MinimumInvestmentReturn>
        <TaxBasedOnInvestmentIncome>585</TaxBasedOnInvestmentIncome>
        <TotalTax>585</TotalTax>
        <DistributableAmountBeforeAdj>9922</DistributableAmountBeforeAdj>
        <RecoveriesQlfyDistributions>0</RecoveriesQlfyDistributions>
        <DistributableAmountBeforeDed>9922</DistributableAmountBeforeDed>
        <DeductionFrDistributableAmount>0</DeductionFrDistributableAmount>
        <DistributableAmountAsAdjusted>9922</DistributableAmountAsAdjusted>
      </DistributableAmount>
      <QualifyingDistributions>
        <ExpensesAndContributions>95701</ExpensesAndContributions>
        <ProgramRelatedInvestmentsTotal>0</ProgramRelatedInvestmentsTotal>
        <QualifyingDistributions>95701</QualifyingDistributions>
        <OnePctSect4940eOrgNetInvstIncm>0</OnePctSect4940eOrgNetInvstIncm>
        <AdjQualifyingDistributions>95701</AdjQualifyingDistributions>
      </QualifyingDistributions>
      <UndistributedIncome>
        <DistributableAmountAsAdjusted>9922</DistributableAmountAsAdjusted>
        <UndistributedIncomePriorYear>0</UndistributedIncomePriorYear>
        <TotalForPriorYears>0</TotalForPriorYears>
        <ExcessDistriCarryoverYear5>263642</ExcessDistriCarryoverYear5>
        <ExcessDistriCarryoverYear4>240812</ExcessDistriCarryoverYear4>
        <ExcessDistriCarryoverYear3>186594</ExcessDistriCarryoverYear3>
        <ExcessDistriCarryoverYear2>90813</ExcessDistriCarryoverYear2>
        <ExcessDistriCarryoverYear1>48981</ExcessDistriCarryoverYear1>
        <TotalExcessDistriCarryover>830842</TotalExcessDistriCarryover>
        <QualifyingDistributions>95701</QualifyingDistributions>
        <AppliedToYear1>0</AppliedToYear1>
        <AppliedToPriorYears>0</AppliedToPriorYears>
        <TreatedAsDistriFromCorpus>0</TreatedAsDistriFromCorpus>
        <AppliedToCurrentYear>9922</AppliedToCurrentYear>
        <RemainingDistriFromCorpus>85779</RemainingDistriFromCorpus>
        <ExcessDistriCyovAppCYCorpus>0</ExcessDistriCyovAppCYCorpus>
        <ExcessDistriCyovAppliedCY>0</ExcessDistriCyovAppliedCY>
        <TotalCorpus>916621</TotalCorpus>
        <PriorYearUndistributedIncome>0</PriorYearUndistributedIncome>
        <PriorYearDeficiencyOrTax>0</PriorYearDeficiencyOrTax>
        <TaxableAmount1>0</TaxableAmount1>
        <TaxableAmount2>0</TaxableAmount2>
        <UndistributedIncomeCY>0</UndistributedIncomeCY>
        <DistriFromCorpus170b1EOr4942g3>0</DistriFromCorpus170b1EOr4942g3>
        <ExcessDistriCyovFromYear5>263642</ExcessDistriCyovFromYear5>
        <ExcessDistriCyovToNextYear>652979</ExcessDistriCyovToNextYear>
        <ExcessFromYear4>240812</ExcessFromYear4>
        <ExcessFromYear3>186594</ExcessFromYear3>
        <ExcessFromYear2>90813</ExcessFromYear2>
        <ExcessFromYear1>48981</ExcessFromYear1>
        <ExcessFromCurrentYear>85779</ExcessFromCurrentYear>
      </UndistributedIncome>
      <SupplementaryInformation>
        <AppicationSubmissionInfo>
          <RecipientName>Robert Quentin</RecipientName>
          <RecipientUSAddress>
            <AddressLine1>252 Main Street</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientPhoneNumber>2072844591</RecipientPhoneNumber>
          <FormAndInfoAndMaterials>Amount, or range, requested; proof of status as 501(c)(3) organization; and statement of intended use of the funds, including people/communities served.</FormAndInfoAndMaterials>
          <SubmissionDeadlines>None</SubmissionDeadlines>
          <RestrictionsOnAwards>Must be a 501(c)(3) organization and a qualifying public charity.</RestrictionsOnAwards>
        </AppicationSubmissionInfo>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Ruth's Reuseable Resources</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>39 Blueberry Road</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>04102</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>2000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Saco Food Pantry</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>67 Ocean Park Road</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>1500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>South Portland Historical Society</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>55 Bug Light Park</AddressLine1>
            <City>South Portland</City>
            <State>ME</State>
            <ZIPCode>04106</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Southern Maine Agency on Aging</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>136 US Route One</AddressLine1>
            <City>Scarborough</City>
            <State>ME</State>
            <ZIPCode>04074</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Thornton Academy</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>438 Main Street</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>20000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Volunteers of America NNE</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>14 Maine Street</AddressLine1>
            <City>Brunswick</City>
            <State>ME</State>
            <ZIPCode>04011</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Boy Scouts of America</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>131 Johnson Road</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>04102</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>650</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Good Shepherd Food Bank</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>111 Pine Tree Industrial Parkway</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>04102</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Heart of Biddeford</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>205 Main Street</AddressLine1>
            <City>Biddeford</City>
            <State>ME</State>
            <ZIPCode>04005</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Ronald McDonald House</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>250 Brackett Street</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>04102</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>1500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Pine Tree Society</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 518</AddressLine1>
            <City>Bath</City>
            <State>ME</State>
            <ZIPCode>04530</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Bon Appetit</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 1091</AddressLine1>
            <City>Biddeford</City>
            <State>ME</State>
            <ZIPCode>040051091</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>STRIVE</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>28 Foden Road</AddressLine1>
            <City>South Portland</City>
            <State>ME</State>
            <ZIPCode>04106</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>3000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>HomeHealth Visiting Nurses</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>15 Industrial Park Road</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>3000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Mary's Walk</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 746</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>3500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Portland Public Library</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>5 Monument Square</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>04101</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Saco Spirit</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 226</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Dyer LibrarySaco Museum</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>371 Main Street</AddressLine1>
            <City>Saco</City>
            <State>ME</State>
            <ZIPCode>04072</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>United Way of Greater Portland</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 15200</AddressLine1>
            <City>Portland</City>
            <State>ME</State>
            <ZIPCode>041125200</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>6500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>United Way of York County</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 727</AddressLine1>
            <City>Kennebunk</City>
            <State>ME</State>
            <ZIPCode>040430727</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>Public</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>General Operations</PurposeOfGrantOrContribution>
          <Amount>17000</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>95650</TotGrantOrContriPaidDuringYear>
        <TotGrantOrContriApprovedFuture>0</TotGrantOrContriApprovedFuture>
      </SupplementaryInformation>
      <AnalysisIncomeProducingActy>
        <DividendsAndIntFromSecPartVII>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>6344</ExclusionAmount>
        </DividendsAndIntFromSecPartVII>
        <GainSalesAssetsOthThanInvntry>
          <ExclusionCode>18</ExclusionCode>
          <ExclusionAmount>40</ExclusionAmount>
        </GainSalesAssetsOthThanInvntry>
        <OtherRevenueDescribed>
          <Description>Tax Refund</Description>
          <ExclusionCode>01</ExclusionCode>
          <ExclusionAmount>517</ExclusionAmount>
        </OtherRevenueDescribed>
        <SubtotalsPartXVIA>
          <UnrelatedBusinessIncomeAmount>0</UnrelatedBusinessIncomeAmount>
          <ExclusionAmount>6901</ExclusionAmount>
          <RelatedOrExemptFunctionIncome>0</RelatedOrExemptFunctionIncome>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>6901</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>0</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>0</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>0</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>0</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>0</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>0</ReimbursementArrangements>
        <LoansOrLoanGuarantees>0</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>0</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>0</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>0</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <Organization501c3ExemptPF>X</Organization501c3ExemptPF>
      <GeneralRule>X</GeneralRule>
      <ContributorInfo>
        <ContributorNumber>1</ContributorNumber>
        <ContributorNameIndividual>Saco Biddeford Savings Bank</ContributorNameIndividual>
        <ContributorAddressUS>
          <AddressLine1>252 Main Street</AddressLine1>
          <City>Saco</City>
          <State>ME</State>
          <ZIPCode>04072</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>28785</AggregateContributions>
        <NoncashContributionType>X</NoncashContributionType>
      </ContributorInfo>
      <NoncashProperty>
        <ContributorNumberFromPartI>1</ContributorNumberFromPartI>
        <NoncashPropertyDescription>Various Publicly Traded Securities</NoncashPropertyDescription>
        <FairMarketValue>28785</FairMarketValue>
        <DateReceived>2011-05-09</DateReceived>
      </NoncashProperty>
    </IRS990ScheduleB>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2044400001">
      <InvestmentsCorpBonds>
        <NameOfBond>Corporate Bonds</NameOfBond>
        <EOYBookValue>50000</EOYBookValue>
        <EOYFMV>50658</EOYFMV>
      </InvestmentsCorpBonds>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorpStock>
        <NameOfStock>Various Corporate Stocks</NameOfStock>
        <EOYBookValue>120740</EOYBookValue>
        <EOYFMV>83392</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
      <USGovtSecuritiesEOYBookValue>36152</USGovtSecuritiesEOYBookValue>
      <USGovtSecuritiesEOYFMV>37582</USGovtSecuritiesEOYFMV>
      <StateLocalSecuritiesEOYBookVal>0</StateLocalSecuritiesEOYBookVal>
      <StateLocalSecuritiesEOYFMV>0</StateLocalSecuritiesEOYFMV>
    </InvestmentsGovtObligationsSch>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpenses>
        <Description>Miscellaneous</Description>
        <RevenueAndExpensesPerBooks>51</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <DisbursementsCharitablePrps>51</DisbursementsCharitablePrps>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncome>
        <Description>Tax Refund</Description>
        <RevenueAndExpensesPerBooks>517</RevenueAndExpensesPerBooks>
        <AdjustedNetIncome>517</AdjustedNetIncome>
      </OtherIncome>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="RetDoc2002500001">
      <Taxes>
        <Category>Federal Excise</Category>
        <Amount>517</Amount>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>