﻿<?xml version="1.0" encoding="utf-8"?>
<Return returnVersion="2011v1.3" xmlns="http://www.irs.gov/efile" xsi:schemaLocation="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2012-12-18T11:34:32-05:00</Timestamp>
    <TaxPeriodEndDate>2012-06-30</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>CAINES HODGES PACE COMPANY PC</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>200 E ST JULIAN ST STE 603</AddressLine1>
        <City>SAVANNAH</City>
        <State>GA</State>
        <ZIPCode>31401</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2011-07-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>580827524</EIN>
      <Name>
        <BusinessNameLine1>UNION MISSION INC</BusinessNameLine1>
      </Name>
      <NameControl>UNIO</NameControl>
      <Phone>9122367423</Phone>
      <USAddress>
        <AddressLine1>120 FAHM STREET</AddressLine1>
        <City>SAVANNAH</City>
        <State>GA</State>
        <ZIPCode>31401</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>FRANCES CARTER</Name>
      <Title>PRESIDENT &amp; CEO</Title>
      <Phone>9122367423</Phone>
      <DateSigned>2012-11-06</DateSigned>
    </Officer>
    <Preparer>
      <Name>CARLTON HODGES</Name>
      <Phone>9122336383</Phone>
      <DatePrepared>2012-12-18</DatePrepared>
    </Preparer>
    <TaxYear>2011</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="7">
    <IRS990 documentId="8" referenceDocumentId="5 ">
      <NameOfPrincipalOfficerPerson>FRANCES CARTER</NameOfPrincipalOfficerPerson>
      <AddressPrincipalOfficerUS>
        <AddressLine1>120 FAHM STREET</AddressLine1>
        <City>SAVANNAH</City>
        <State>GA</State>
        <ZIPCode>31401</ZIPCode>
      </AddressPrincipalOfficerUS>
      <GrossReceipts>5699673</GrossReceipts>
      <GroupReturnForAffiliates>false</GroupReturnForAffiliates>
      <AllAffiliatesIncluded>false</AllAffiliatesIncluded>
      <Organization501c3>X</Organization501c3>
      <WebSite>unionmission.org</WebSite>
      <TypeOfOrganizationCorporation>X</TypeOfOrganizationCorporation>
      <YearFormation>1940</YearFormation>
      <StateLegalDomicile>GA</StateLegalDomicile>
      <ActivityOrMissionDescription>TO REDUCE AND ELIMINATE HOMELESSNESS BY OFFERING SHELTER, MEDICAL RESPITE, JOB TRAINING AND INTERVENTION</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>24</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>24</NbrIndependentVotingMembers>
      <TotalNbrEmployees>87</TotalNbrEmployees>
      <TotalNbrVolunteers>320</TotalNbrVolunteers>
      <TotalGrossUBI>0</TotalGrossUBI>
      <ContributionsGrantsPriorYear>5832695</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>5084176</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenuePriorYear>652965</ProgramServiceRevenuePriorYear>
      <ProgramServiceRevenueCY>404099</ProgramServiceRevenueCY>
      <InvestmentIncomeCurrentYear>295</InvestmentIncomeCurrentYear>
      <OtherRevenuePriorYear>404975</OtherRevenuePriorYear>
      <OtherRevenueCurrentYear>211103</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>6890635</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>5699673</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsCY>0</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcPriorYear>3260050</SalariesEtcPriorYear>
      <SalariesEtcCurrentYear>2200432</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpCY>0</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>0</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>4126600</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>3744517</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>7386650</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>5944949</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>-496015</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>-245276</RevenuesLessExpensesCY>
      <TotalAssetsBOY>12177904</TotalAssetsBOY>
      <TotalAssetsEOY>8857927</TotalAssetsEOY>
      <TotalLiabilitiesBOY>6540186</TotalLiabilitiesBOY>
      <TotalLiabilitiesEOY>3465485</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>5637718</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>5392442</NetAssetsOrFundBalancesEOY>
      <InfoInScheduleOPartIII>X</InfoInScheduleOPartIII>
      <MissionDescription>TO REDUCE AND ELIMINATE HOMELESSNESS BY OFFERING SHELTER, MEDICAL RESPITE, JOB TRAINING AND INTERVENTION</MissionDescription>
      <Expense>5404113</Expense>
      <Revenue>3762178</Revenue>
      <Description>UNION MISSION PROVIDED HOUSING TO 528 PERSONS RANGING FROM EMERGENCY SHELTER TO PERMANENT HOUSING THOUGH GRACE HOUSE (MEN) MAGDELENE PROJECT (WOMEN) PHOENIX PROJECT (PERSONS WITH HIV). THE ORGANIZATION ALSO PROVIDED COUNSELING SERVICES FOR 1,420 INDIVIDUALS THROUGH ITS COUNSELING CENTER. THROUGH THE EMPLOYMENT TRAINING CENTER, THE MISSION PROVIDED EMPLOYMENT TRAINING AND COUNSELING TO MOVE PERSONS TOWARD SELF-SUFFICIENCY IN HOUSING. (INCLUDES THE STARFISH CAFE, A CULINARY ARTS EDUCATION PROGRAM). THE MISSION ALSO ORGANIZED EIGHT EDUCATIONAL WORKSHOPS AND CONDUCTED HOME-BASED EDUCATION AND ADHERENCE VISITS FOR THOSE LIVING WITH HIV OR AIDS. VOLUNTEERS PROVIDED MORE THAN 3000 HOURS OF SERVICES.</Description>
      <TotalProgramServiceExpense>5404113</TotalProgramServiceExpense>
      <DescribedIn501C3 referenceDocumentId="2">true</DescribedIn501C3>
      <ScheduleBRequired referenceDocumentId="3">true</ScheduleBRequired>
      <PoliticalActivities>false</PoliticalActivities>
      <LobbyingActivities>false</LobbyingActivities>
      <DonorAdvisedFunds>false</DonorAdvisedFunds>
      <ConservationEasements>false</ConservationEasements>
      <CollectionsOfArt>false</CollectionsOfArt>
      <CreditCounseling>false</CreditCounseling>
      <TermOrPermanentEndowments referenceDocumentId="6">true</TermOrPermanentEndowments>
      <ReportLandBldgEquip>true</ReportLandBldgEquip>
      <ReportInvestOthSecurities>false</ReportInvestOthSecurities>
      <ReportProgRelInvest>false</ReportProgRelInvest>
      <ReportOtherAssets>false</ReportOtherAssets>
      <ReportOtherLiabilities>true</ReportOtherLiabilities>
      <ReportFin48Footnote>false</ReportFin48Footnote>
      <IndependentAuditFinancialStmt referenceDocumentId="6">true</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt>false</ConsolidatedAuditFinancialStmt>
      <School>false</School>
      <ForeignOffice>false</ForeignOffice>
      <ForeignActivities>false</ForeignActivities>
      <MoreThan5000KToOrganizations>false</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>false</MoreThan5000KToIndividuals>
      <ProfessionalFundraising>false</ProfessionalFundraising>
      <FundraisingActivities>false</FundraisingActivities>
      <Gaming>false</Gaming>
      <Hospital>false</Hospital>
      <GrantsToOrganizations>false</GrantsToOrganizations>
      <GrantsToIndividuals>false</GrantsToIndividuals>
      <ScheduleJRequired referenceDocumentId="7">true</ScheduleJRequired>
      <TaxExemptBonds>false</TaxExemptBonds>
      <ExcessBenefitTransaction>false</ExcessBenefitTransaction>
      <PriorExcessBenefitTransaction>false</PriorExcessBenefitTransaction>
      <LoanToOfficerOrDQP>false</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>false</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>false</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>false</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>false</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions>false</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt>false</DeductibleContributionsOfArt>
      <Terminated>false</Terminated>
      <PartialLiquidation>false</PartialLiquidation>
      <DisregardedEntity>false</DisregardedEntity>
      <RelatedEntity>false</RelatedEntity>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <TransactionRelatedEntity>false</TransactionRelatedEntity>
      <ActivitiesConductedPartnership>false</ActivitiesConductedPartnership>
      <ScheduleORequired>true</ScheduleORequired>
      <NumberFormsTransmittedWith1096>61</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>0</NumberW2GIncluded>
      <NumberOfEmployees>87</NumberOfEmployees>
      <EmploymentTaxReturnsFiled>true</EmploymentTaxReturnsFiled>
      <UnrelatedBusinessIncome>false</UnrelatedBusinessIncome>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>false</TaxablePartyNotification>
      <NonDeductibleContributions>false</NonDeductibleContributions>
      <IndoorTanningServices>false</IndoorTanningServices>
      <InfoInScheduleOPartVI>X</InfoInScheduleOPartVI>
      <NbrVotingGoverningBodyMembers>24</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>24</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>false</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>false</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>false</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>false</MaterialDiversionOrMisuse>
      <MembersOrStockholders>false</MembersOrStockholders>
      <ElectionOfBoardMembers>false</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>false</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>true</MinutesOfGoverningBody>
      <MinutesOfCommittees>true</MinutesOfCommittees>
      <OfficerMailingAddress>false</OfficerMailingAddress>
      <LocalChapters>false</LocalChapters>
      <Form990ProvidedToGoverningBody>true</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>true</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>true</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>true</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>true</WhistleblowerPolicy>
      <DocumentRetentionPolicy>true</DocumentRetentionPolicy>
      <CompensationProcessCEO>true</CompensationProcessCEO>
      <CompensationProcessOther>true</CompensationProcessOther>
      <InvestmentInJointVenture>false</InvestmentInJointVenture>
      <StatesWhereCopyOfReturnIsFiled>GA</StatesWhereCopyOfReturnIsFiled>
      <UponRequest>X</UponRequest>
      <TheBooksAreInCareOf>
        <NamePerson>LUELLA SANDERS</NamePerson>
        <TelephoneNumber>9122367423</TelephoneNumber>
        <AddressUS>
          <AddressLine1>120 FAHM STREET</AddressLine1>
          <City>SAVANNAH</City>
          <State>GA</State>
          <ZIPCode>31401</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <InfoInScheduleOPartVII>X</InfoInScheduleOPartVII>
      <Form990PartVIISectionA>
        <NamePerson>J TOM COLEMAN JR</NamePerson>
        <Title>BOARD SECRETARY</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>FRANCES G KAMINSKY</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GERALD KRAMER</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>WILLIAM LATTIMORE JR</NamePerson>
        <Title>TREASURER</Title>
        <AverageHoursPerWeek>2.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>CHARLES F MCMILLAN SR</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>TOM MCMULLIN</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ERIC MEYERHOFF</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GERALD RAINEY</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN TATUM</NamePerson>
        <Title>BOARD CHAIRMAN</Title>
        <AverageHoursPerWeek>2.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MARIAN TEUTON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>FRANCES CARTER</NamePerson>
        <Title>PRESIDENT &amp; CEO</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RYAN CRAGG</NamePerson>
        <Title>VP COUNSELING</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <Former>X</Former>
        <ReportableCompFromOrganization>19375</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LETITIA ROBINSON</NamePerson>
        <Title>VP HOUSING</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>79831</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DR LINDA BLEICKEN</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DR WILLIAM CATHCART</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ERIC JOHNSON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RENEE KENNEDY</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID PADDISON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MICHAEL TRAYNOR</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>C D ELOGE JR</NamePerson>
        <Title>CHIEF FINANCIAL OFFICER</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>98202</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ELMO WEEKS</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LEE ANN ALDRIDGE</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>IRA P BERMAN</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>CHRISTOPHER CAY</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MARGARET M GILL</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID PADDISON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BRIAN REDMOND</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BERT TENENBAUM</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DON L WATERS</NamePerson>
        <Title>VICE CHAIRMAN</Title>
        <AverageHoursPerWeek>2.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LUELLA SANDERS</NamePerson>
        <Title>DIRECTOR OF FINANCE</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>55546</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <TotalReportableCompFromOrg>369561</TotalReportableCompFromOrg>
      <NumberIndividualsGT100K>1</NumberIndividualsGT100K>
      <FormersListed>false</FormersListed>
      <TotalCompGT150K>false</TotalCompGT150K>
      <CompensationFromOtherSources>false</CompensationFromOtherSources>
      <FundraisingEvents>54235</FundraisingEvents>
      <GovernmentGrants>3358079</GovernmentGrants>
      <AllOtherContributions>1671862</AllOtherContributions>
      <TotalContributions>5084176</TotalContributions>
      <ProgramServiceRevenue>
        <Description>FEES FOR SERVICES</Description>
        <TotalRevenueColumn>186279</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>186279</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <ProgramServiceRevenue>
        <Description>ROOM &amp; BOARD</Description>
        <TotalRevenueColumn>113982</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>113982</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <ProgramServiceRevenue>
        <Description>RENTALS</Description>
        <TotalRevenueColumn>102783</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>102783</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <ProgramServiceRevenue>
        <Description>LAUNDRY FEES</Description>
        <TotalRevenueColumn>1055</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>1055</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <TotalProgramServiceRevenue>404099</TotalProgramServiceRevenue>
      <InvestmentIncome>
        <TotalRevenueColumn>295</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>295</RelatedOrExemptFunctionIncome>
      </InvestmentIncome>
      <NetIncomeFromFundraisingEvents>
        <TotalRevenueColumn>0</TotalRevenueColumn>
      </NetIncomeFromFundraisingEvents>
      <OtherRevenueMisc>
        <Description>JCL ADMINISTRATIVE RENTS</Description>
        <TotalRevenueColumn>73200</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>73200</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>DEVELOPMENT &amp; OTHER FEES</Description>
        <TotalRevenueColumn>49495</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>49495</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>STAR FISH CAFE REVENUES</Description>
        <TotalRevenueColumn>37119</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>37119</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <MiscellaneousRevenue>
        <TotalRevenueColumn>51289</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>51289</RelatedOrExemptFunctionIncome>
      </MiscellaneousRevenue>
      <TotalOtherRevenue>211103</TotalOtherRevenue>
      <TotalRevenue>
        <TotalRevenueColumn>5699673</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>615497</RelatedOrExemptFunctionIncome>
      </TotalRevenue>
      <CompCurrentOfficersDirectors>
        <Total>283009</Total>
        <ProgramServices>88073</ProgramServices>
        <ManagementAndGeneral>132386</ManagementAndGeneral>
        <Fundraising>62550</Fundraising>
      </CompCurrentOfficersDirectors>
      <OtherSalariesAndWages>
        <Total>1582992</Total>
        <ProgramServices>1446183</ProgramServices>
        <ManagementAndGeneral>136809</ManagementAndGeneral>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>18201</Total>
        <ProgramServices>9864</ProgramServices>
        <ManagementAndGeneral>8337</ManagementAndGeneral>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>157674</Total>
        <ProgramServices>147927</ProgramServices>
        <ManagementAndGeneral>9747</ManagementAndGeneral>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>158556</Total>
        <ProgramServices>113109</ProgramServices>
        <ManagementAndGeneral>33468</ManagementAndGeneral>
        <Fundraising>11979</Fundraising>
      </PayrollTaxes>
      <FeesForServicesAccounting>
        <Total>74000</Total>
        <ProgramServices>63217</ProgramServices>
        <ManagementAndGeneral>10783</ManagementAndGeneral>
      </FeesForServicesAccounting>
      <FeesForServicesOther>
        <Total>72226</Total>
        <ProgramServices>72226</ProgramServices>
      </FeesForServicesOther>
      <Advertising>
        <Total>34009</Total>
        <ProgramServices>30874</ProgramServices>
        <ManagementAndGeneral>3135</ManagementAndGeneral>
      </Advertising>
      <OfficeExpenses>
        <Total>34099</Total>
        <ProgramServices>33804</ProgramServices>
        <ManagementAndGeneral>295</ManagementAndGeneral>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>45629</Total>
        <ProgramServices>37034</ProgramServices>
        <ManagementAndGeneral>8595</ManagementAndGeneral>
      </InformationTechnology>
      <Occupancy>
        <Total>306187</Total>
        <ProgramServices>306187</ProgramServices>
      </Occupancy>
      <Travel>
        <Total>14634</Total>
        <ProgramServices>13760</ProgramServices>
        <ManagementAndGeneral>874</ManagementAndGeneral>
      </Travel>
      <ConferencesMeetings>
        <Total>4860</Total>
        <ProgramServices>4860</ProgramServices>
      </ConferencesMeetings>
      <Interest>
        <Total>61428</Total>
        <ProgramServices>61428</ProgramServices>
      </Interest>
      <DepreciationDepletion>
        <Total>354164</Total>
        <ProgramServices>354164</ProgramServices>
      </DepreciationDepletion>
      <Insurance>
        <Total>176658</Total>
        <ProgramServices>162873</ProgramServices>
        <ManagementAndGeneral>13785</ManagementAndGeneral>
      </Insurance>
      <OtherExpenses>
        <Description>JCL EXPENSES</Description>
        <Total>1020956</Total>
        <ProgramServices>1020956</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>RENT</Description>
        <Total>490737</Total>
        <ProgramServices>490737</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>LOSS ON DISPOSAL OF BUILDING</Description>
        <Total>326910</Total>
        <ProgramServices>326910</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>REPAIRS &amp; MAINTENANCE</Description>
        <Total>201593</Total>
        <ProgramServices>173147</ProgramServices>
        <ManagementAndGeneral>28446</ManagementAndGeneral>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>526427</Total>
        <ProgramServices>446780</ProgramServices>
        <ManagementAndGeneral>47376</ManagementAndGeneral>
        <Fundraising>32271</Fundraising>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>5944949</Total>
        <ProgramServices>5404113</ProgramServices>
        <ManagementAndGeneral>434036</ManagementAndGeneral>
        <Fundraising>106800</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>253696</BOY>
        <EOY>329335</EOY>
      </CashNonInterestBearing>
      <PledgesAndGrantsReceivable>
        <BOY>408117</BOY>
        <EOY>362921</EOY>
      </PledgesAndGrantsReceivable>
      <InventoriesForSaleOrUse>
        <BOY>29626</BOY>
        <EOY>29476</EOY>
      </InventoriesForSaleOrUse>
      <LandBuildingsEquipmentBasis>10727403</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>2620399</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>11457274</BOY>
        <EOY>8107004</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>29191</BOY>
        <EOY>29191</EOY>
      </InvestmentsPubTradedSecurities>
      <TotalAssets>
        <BOY>12177904</BOY>
        <EOY>8857927</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>405228</BOY>
        <EOY>171944</EOY>
      </AccountsPayableAccruedExpenses>
      <LoansFromOfficersDirectors>
        <BOY>300000</BOY>
      </LoansFromOfficersDirectors>
      <MortNotesPyblSecuredInvestProp>
        <BOY>5834958</BOY>
        <EOY>3187541</EOY>
      </MortNotesPyblSecuredInvestProp>
      <OtherLiabilities>
        <EOY>106000</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>6540186</BOY>
        <EOY>3465485</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>5608527</BOY>
        <EOY>5362957</EOY>
      </UnrestrictedNetAssets>
      <PermanentlyRestrictedNetAssets>
        <BOY>29191</BOY>
        <EOY>29485</EOY>
      </PermanentlyRestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>5637718</BOY>
        <EOY>5392442</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>12177904</BOY>
        <EOY>8857927</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>-245276</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>true</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>true</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleA documentId="2">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
        <CurrentTaxYearMinus4Years>7109909</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>5917505</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>6949078</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>5832695</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>5084176</CurrentTaxYear>
        <Total>30893363</Total>
      </GiftsGrantsContribReceived170>
      <Total170>
        <CurrentTaxYearMinus4Years>7109909</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>5917505</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>6949078</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>5832695</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>5084176</CurrentTaxYear>
        <Total>30893363</Total>
      </Total170>
      <PublicSupportTotal170>30893363</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus4Years>5849</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus1Year>3678</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>295</CurrentTaxYear>
        <Total>9822</Total>
      </GrossInvestmentIncome170>
      <TotalSupport>30903185</TotalSupport>
      <PublicSupportPertcentage170>0.99970</PublicSupportPertcentage170>
      <PublicSupportPertcentPriorYear>0.99940</PublicSupportPertcentPriorYear>
      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
      <PublicSupportTotal509>30893363</PublicSupportTotal509>
      <PublicSupportPercentage509>0.99930</PublicSupportPercentage509>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="3">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleC documentId="4">
      <PaidStaffOrManagement>false</PaidStaffOrManagement>
      <MediaAdvertisements>false</MediaAdvertisements>
      <MailingsMembers>false</MailingsMembers>
      <PublicationsOrBroadcast>false</PublicationsOrBroadcast>
      <GrantsOtherOrganizations>false</GrantsOtherOrganizations>
      <DirectContactLegislators>false</DirectContactLegislators>
      <RalliesDemonstrations>false</RalliesDemonstrations>
      <OtherActivities>false</OtherActivities>
    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="6">
      <IncludedOnFS>false</IncludedOnFS>
      <CurrentYear>
        <BeginningOfYearBalance>29191</BeginningOfYearBalance>
        <InvestmentEarningsOrLosses>295</InvestmentEarningsOrLosses>
        <AdministrativeExpenses>295</AdministrativeExpenses>
        <EndOfYearBalance>29191</EndOfYearBalance>
      </CurrentYear>
      <CurrentYearMinus1Year>
        <BeginningOfYearBalance>25645</BeginningOfYearBalance>
        <EndOfYearBalance>29191</EndOfYearBalance>
      </CurrentYearMinus1Year>
      <CurrentYearMinus2Years>
        <BeginningOfYearBalance>28190</BeginningOfYearBalance>
        <InvestmentEarningsOrLosses>-2545</InvestmentEarningsOrLosses>
        <EndOfYearBalance>25645</EndOfYearBalance>
      </CurrentYearMinus2Years>
      <PermanentEndowmentEOYBalance>1.00000</PermanentEndowmentEOYBalance>
      <EndowmentsHeldByUnrelatedOrgs>true</EndowmentsHeldByUnrelatedOrgs>
      <Land>
        <OtherCostOrOtherBasis>1174701</OtherCostOrOtherBasis>
        <BookValue>1174701</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>7628257</OtherCostOrOtherBasis>
        <Depreciation>2620399</Depreciation>
        <BookValue>5007858</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>386920</OtherCostOrOtherBasis>
        <BookValue>386920</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <OtherCostOrOtherBasis>1419428</OtherCostOrOtherBasis>
        <BookValue>1419428</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>118097</OtherCostOrOtherBasis>
        <BookValue>118097</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>8107004</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>OPERATING DEFICIT ESCROW</Description>
        <Amount>106000</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>106000</TotalOfAmounts>
      <TotalRevenue>5699673</TotalRevenue>
      <TotalExpenses>5944949</TotalExpenses>
      <ExcessOrDeficitForYear>-245276</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>-245276</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>5875073</TotRevenueEtcAuditedFinclStmt>
      <DonatedSrvcAndUseOfFacilities>175400</DonatedSrvcAndUseOfFacilities>
      <RevenueNotRptdF990>175400</RevenueNotRptdF990>
      <RevenueSubtotal>5699673</RevenueSubtotal>
      <TotalRevenuePerForm990>5699673</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>6120349</TotExpensesEtcAuditedFinclStmt>
      <DonatedServicesUseOfFacilities>175400</DonatedServicesUseOfFacilities>
      <ExpensesNotRptdF990>175400</ExpensesNotRptdF990>
      <ExpensesSubtotal>5944949</ExpensesSubtotal>
      <TotalExpensesPerForm990>5944949</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="7">
      <SubstantiationRequired>true</SubstantiationRequired>
      <WrittenEmploymentContract>X</WrittenEmploymentContract>
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <Form990ScheduleJPartII>
        <NamePerson>FRANCES CARTER</NamePerson>
        <BaseCompensationFilingOrg>116607</BaseCompensationFilingOrg>
        <TotalCompensationFilingOrg>116607</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="5">
      <GeneralExplanation>
        <Explanation>PART VI LINE 11 - COPY OF FORM 990 PROVIDED TO GOVERNING BOARD PRIOR TO FILING LINE 12 - BOARD MEMBERS OF MADE AWARE OF CONFLICT OF INTEREST POLICIES ON AN ANNUAL BASIS FOR THEIR CONSIDERATION LINE 15 - MANAGEMENT OFFICERS PAY INCREASES ARE APPROVED BY BOARD AFTER PROPER DUE DILIGENCE AS TO COMPARABLE INDUSTRY PAY LINE 19 - GOVERNING DOCUMENTS AVAILABLE UPON REQUEST</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>