2012-11-14T09:25:41-06:00 2011-12-31 341874260 CBIZ MHM LLC 11440 TOMAHAWK CREEK PARKWAY LEAWOOD KS 66211 990 2011-01-01 446015072 COMMUNITYAMERICA CREDIT UNION COMM 9139057000 9777 RIDGE DRIVE LENEXA KS 66219 DALE GIRARD 9139057000 2012-11-15 1 JAMES ANDERSON P00366436 9132341000 2011 2016-02-24 21:20:13Z DENNIS PIERCE 9777 RIDGE DRIVE LENEXA KS 66219 423250305 0 1984 X WWW.CACU.COM X 1940 MO COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF OUR CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. 7 7 684 10 666022 0 0 0 116160591 109218697 5206374 5908980 17574 22485 121384539 115150162 118517 145976 0 0 31573244 32599729 0 0 0 84082706 72164965 115774467 104910670 5610072 10239492 1715617121 1839630062 1513637943 1624700552 201979178 214929510 COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF OUR CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. 0 0 COMMUNITYAMERICA CREDIT UNION PROVIDES FINANCIAL PRODUCTS ANDSERVICES TO 167,942 MEMBERS. THE FINANCIAL PRODUCTS AND SERVICES PROVIDED TO OUR MEMBERSINCLUDED 98,092 LOANS AND 309,471 DEPOSIT ACCOUNTS AT COMPETITIVERATES AND YIELDS. 0 0 1 0 0 0 0 1 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 68630 0 684 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 0 1 1 0 0 X RICHARD BAUMGARTNER 9139058144 9777 RIDGE DRIVE LENEXA KS 66219 BRAD DOUGLAS 2.00 X 0 0 0 BRAD MILLER 1.00 X 0 0 0 COLLEEN BROWNE 1.00 X 0 0 0 BRUCE BROWER 1.00 X 0 0 0 MICK FENLEY 1.00 X 0 0 0 TERRI MARTIN 1.00 X 0 0 0 ALLISON WAGGONER 1.00 X 0 0 0 DENNIS PIERCE 40.00 X 560273 0 103072 RICHARD BAUMGARTNER 40.00 X 287850 0 223622 LISA GINTER 40.00 X 314030 0 67997 GUY RUSSO 40.00 X 259282 0 75672 SEAN YOKLEY 40.00 X 236192 0 55476 KEITH VARNEY 40.00 X 0 190232 23999 RODNEY GRUENBERG 40.00 X 162855 0 15312 SEREPTHA HELM 40.00 X 155761 0 12288 JEAN HUGHES 40.00 X 159155 0 21978 TIMOTHY SARACINI 40.00 X 154028 0 21716 RICHARD SCHIER 40.00 X 184279 0 23223 TIMOTHY BLAKE 40.00 X 224793 0 23795 MIKE HAGGERTY 40.00 X 295666 0 26685 STEVEN JENNE 40.00 X 0 221247 24774 RANDAL PIERSON 40.00 X 298183 0 22292 EDWIN RAFFERTY 40.00 X 0 226125 26200 MICHAEL PATRICK 0.00 X 163916 0 0 3456263 637604 768101 14 1 1 0 BAILEY LAUERMAN 1299 FARNAM STREET OMAHA NE 68102 MARKETING / MEDIA 1757813 CALLAHAN CREEK 805 NEW HAMPSHIRE ST LAWRENCE KS 66044 MARKETING / MEDIA 1297967 MICRODYNAMICS GROUP 1400 SHORE RD NAPERVILLE IL 60563 STATEMENT PRINTING 545589 FISERV CCS 4220 SHAWNEE MISSION PARKWAY FAIRWAY KS 66205 SOFTWARE MAINTENANCE 517627 NCR CORPORATION 3097 SATELLITE BOULEVARD NW DULUTH GA 30096 ATM & SOFTWARE MAINTENANCE 319845 20 INTEREST ON LOANS 522200 69794877 69794877 SERVICE FEES 522100 29859748 29859748 INTEREST ON INVESTMENT 525990 5194932 5194932 OTHER OPERATING INCOME 900099 3411512 3411512 INCOME FROM TRUHOME SO 525990 591825 307269 247769 36787 365803 -88329 418253 35879 109218697 9487 9487 148593 126108 22485 22485 22485 313873528 307974035 5899493 5899493 5899493 115150162 108480009 666022 6004131 145976 3257977 22857631 1840790 2680897 1962434 174297 95381 315230 485702 3461520 5392155 4987164 2121561 3666818 681721 21100254 2991877 362529 PROVISION FOR LOAN LOSS 14675000 LOAN SERVICING 7338634 MISCELLANEOUS OPERATION 4317100 FEDERAL & STATE TAXES -1978 104910670 76407502 50849237 714656 2376491 1203084844 1110223216 2619173 2018354 66649104 27699482 40451636 38949622 347171812 586589892 925851 816267 44241647 47806983 1715617121 1839630062 6865977 8149293 3122140 3744066 208306635 221531884 1295343191 1391275309 1513637943 1624700552 X 0 0 0 0 201979178 214929510 201979178 214929510 1715617121 1839630062 X 10239492 2710840 X 0 1 1 X 0 10000 10000 10000 1 ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: PART I-A, LINE 1: COMMUNITYAMERICA GIVES FUNDS TO VARIOUS POLITICAL ACTION COMMITTEES THAT PROMOTE AND SUPPORT THE ACTIVITIES OF CREDIT UNIONS. 0 1 10660515 10660515 34565737 10576256 23989481 5025909 3369651 1656258 16086708 13753575 2333133 310235 310235 38949622 OTHER LIABILITIES 17010681 CONSUMER DEPOSITS 1339565193 BUSINESS DEPOSITS 32210657 SPECIAL DIVIDENDS TO MEMBERS 1000000 DEFERRED COMP LIABILITY 1488778 1391275309 PART IV, LINE 1B: AS PART OF OUR NORMAL FIRST MORTGAGE LOAN SERVICING, PAYMENTS ARE COLLECTED MONTHLY AND PLACED IN ESCROW FOR THE BORROWER TO PAY THEIR REAL ESTATE TAXES AND HOME OWNER INSURANCE. COMMUNITYAMERICA PAYS THE TAXES AND INSURANCE PREMIUMS WHEN DUE ON BEHALF OF THE BORROWER. 1 SPELMAN MEDICAL FOUNDATION 5830 NW BARRY RD STE 270 KANSAS CITY MO 64154 431270223 501(C)(3) 25000 FMV N/A CONTRIBUTION UNITED WAY OF GREATER KANSAS CITY PO BOX 871400 KANSAS CITY MO 64187 440545812 501(C)(3) 10000 FMV N/A CONTRIBUTION JUNIOR ACHIEVEMENT OF MIDDLE AMERICA 4049 PENNSYLVANIA AVE STE 150 KANSAS CITY MO 64111 440604809 501(C)(3) 11149 FMV N/A CONTRIBUTION CHILDREN'S MERCY HOSPITALS AND CLINICS 2401 GILHAM RD KANSAS CITY MO 64108 440605373 501(C)(3) 30000 FMV N/A CONTRIBUTION WORLDWIDE FOUNDATION FOR CREDIT UNIONS 5710 MINERAL POINT RD MADISON WI 53705 391143339 501(C)(6) 7000 FMV N/A CONTRIBUTION 4 1 PROCEDURE FOR MONITORING GRANTS IN THE U.S.: PART I, LINE 2: SCHEDULE I, PART I, LINE 2: ALL GRANTS/DONATIONS ARE APPROVED BY THE MANAGEMENT TEAM OF COMMUNITYAMERICA CREDIT UNION. X X X 1 1 X X X 0 1 0 DENNIS PIERCE 391405 0 150428 0 18440 0 93789 0 9283 0 663345 0 0 0 RICHARD BAUMGARTNER 219248 0 61956 0 6646 0 214700 0 8922 0 511472 0 0 0 LISA GINTER 227028 0 75141 0 11861 0 56163 0 11834 0 382027 0 0 0 GUY RUSSO 200188 0 57488 0 1606 0 63895 0 11777 0 334954 0 0 0 SEAN YOKLEY 175883 0 59466 0 843 0 43756 0 11720 0 291668 0 0 0 KEITH VARNEY 0 138800 0 48728 0 2704 0 11906 0 12093 0 214231 0 0 RODNEY GRUENBERG 129240 0 30550 0 3065 0 6218 0 9094 0 178167 0 0 0 SEREPTHA HELM 125679 0 29469 0 613 0 7125 0 5163 0 168049 0 0 0 JEAN HUGHES 127340 0 31036 0 779 0 9977 0 12001 0 181133 0 0 0 TIMOTHY SARACINI 128250 0 24998 0 780 0 9709 0 12007 0 175744 0 0 0 RICHARD SCHIER 146534 0 33887 0 3858 0 11184 0 12039 0 207502 0 0 0 TIMOTHY BLAKE 0 0 224167 0 626 0 13916 0 9879 0 248588 0 0 0 MIKE HAGGERTY 89731 0 205502 0 433 0 14700 0 11985 0 322351 0 0 0 STEVEN JENNE 0 0 0 220709 0 538 0 13422 0 11352 0 246021 0 0 RANDAL PIERSON 0 0 296233 0 1950 0 10152 0 12140 0 320475 0 0 0 EDWIN RAFFERTY 0 0 0 225340 0 785 0 14021 0 12179 0 252325 0 0 MICHAEL PATRICK 0 0 0 0 163916 0 0 0 0 0 163916 0 0 0 PART I, LINE 1A COMMUNITYAMERICA PROVIDED TRAVEL FOR COMPANIONS, IF REQUESTED, FOR ALL PERSONS LISTED. THIS BENEFIT WAS NOT TREATED AS TAXABLE COMPENSATION TO THE PERSON LISTED, BUT TO THE TRAVELING COMPANION. GROSSED-UP LONG TERM DISABILITY PREMIUMS ARE INCLUDED IN DENNIS PIERCE'S TAXABLE COMPENSATION. IF REQUESTED , THE OFFICERS OF COMMUNITYAMERICA ARE REIMBURSED FOR INCOME TAX PREPARATION EXPENSES. THESE REIMBURSEMENTS ARE INCLUDED IN THEIR TAXABLE COMPENSATION. PART I, LINE 4B DENNIS PIERCE, LISA GINTER, GUY RUSSO, AND SEAN YOKLEY PARTICIPATE IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN BUT DO NOT HAVE ANY AMOUNT REFLECTED IN THEIR COMPENSATION FROM THIS PLAN. THE COMPENSATION REPORTED FOR MICHAEL PATRICK IS ENTIRELY FROM A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN DISTRIBUTION. FORM 990, PART VI, SECTION A, LINE 6 AS A COOPERATIVE, COMMUNITYAMERICA IS OWNED BY ITS MEMBERS. TO BE A MEMBER YOU MUST MEET CERTAIN QUALIFICATIONS. MEMBERSHIP ENTITLES YOU TO CONDUCT BUSINESS WITH THE CREDIT UNION AND VOTE IN MATTERS OF THE CREDIT UNION. EVERY MEMBER HAS ONE VOTE. FORM 990, PART VI, SECTION A, LINE 7A COMMUNITYAMERICA UTILIZES A NOMINATING COMMITTEE TO PROPOSE CANDIDATES FOR THE BOARD OF DIRECTORS. NOMINATIONS FOR VACANCIES AND/OR AGENDA ITEMS FOR THE ANNUAL MEETING MAY BE SUBMITTED BY THE GENERAL MEMBERSHIP BY PETITION. FORM 990, PART VI, SECTION A, LINE 7B BOARD MEMBERS ARE APPROVED AT THE ANNUAL MEETING BY ACCLAMATION. AN ACTUAL VOTE BY THE MEMBERSHIP IS REQUIRED TO CHANGE THE CREDIT UNION'S CHARTER OR CERTAIN BYLAWS. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 WILL BE REVIEWED BY MEMBERS OF THE MANAGEMENT TEAM PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST ON AN ANNUAL BASIS. FORM 990, PART VI, SECTION B, LINE 15A A COMPENSATION COMMITTEE DETERMINES THE RECOMMENDED COMPENSATION FOR THE CEO. AN INDEPENDENT COMPENSATION CONSULTANT IS UTILIZED BY THE COMMITTEE TO ASSIST THEM IN DETERMINING THE CEO COMPENSATION PACKAGE. THE COMMITTEE'S RECOMMENDATION IS THEN PRESENTED TO THE BOARD FOR THEIR APPROVAL. THE CEO DETERMINES THE COMPENSATION OF THE TOP MANAGEMENT OFFICIALS. FORM 990, PART VI, SECTION C, LINE 19 COMMUNITYAMERICA WILL CONSIDER MAKING ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FINANCIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH FOR PUBLIC REVIEW. THEY ARE ALSO AVAILABLE AT THE ANNUAL MEETING. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 406,864. BOOK TO TAX DIFFERENCES FROM PARTNERSHIP INVESTMENTS -146,024. CHANGE IN ACCUMULATED OTHER COMPREHENSIVE INCOME 2,450,000. TOTAL TO FORM 990, PART XI, LINE 5: 2,710,840. COMMUNITYAMERICA CUSO ONE LLC 9777 RIDGE DRIVE LENEXA KS 66219 431925982 HOLDING COMP. MO 1204701 702376 COMMAMER CASE LLC 9777 RIDGE DRIVE LENEXA KS 66219 HOLDING COMP. MO 0 0 CUSO ONE TRUHOME SOLUTIONS LLC 9777 RIDGE DRIVE LENEXA KS 66219 760762186 MORTGAGE COMP MO CUSO ONE LLC RELATED 591825 4022470 0 1 0.68500 TRUHOME TITLE SOLUTIONS LLC 14215 E 42ND STREET S INDEPENDENCE MO 64055 204959088 TITLE SERVICES MO CUSO ONE LLC RELATED 248081 337008 0 1 0.68500 PREFERRED FINANCIAL SERVICES 925 NE DEERBROOK ST LEES SUMMIT MO 64086 431384279 FIN. SERVICES MO COMMAMERICA C 0.50000 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 0 0 TRUHOME SOLUTIONS LLC A 150593 FMV TRUHOME SOLUTIONS LLC L 3199420 FMV TRUHOME SOLUTIONS LLC N 5839848 FMV TRUHOME SOLUTIONS LLC P 289530 FMV TRUHOME TITLE SOLUTIONS LLC N 363446 FMV