﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2011v1.2">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2012-11-12T12:59:58-06:00</Timestamp>
    <TaxPeriodEndDate>2011-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>MESCH MCBRIDE &amp; COOPER PLLC</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>3100 WEST 7TH STREET SUITE 330</AddressLine1>
        <City>FORT WORTH</City>
        <State>TX</State>
        <ZIPCode>761072711</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2011-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>752868621</EIN>
      <Name>
        <BusinessNameLine1>APARTMENT LIFE INC</BusinessNameLine1>
      </Name>
      <NameControl>APAR</NameControl>
      <Phone>8176852963</Phone>
      <USAddress>
        <AddressLine1>610 S INDUSTRIAL BLVD</AddressLine1>
        <AddressLine2>ROOM/SUITE STE170</AddressLine2>
        <City>EULESS</City>
        <State>TX</State>
        <ZIPCode>760405015</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>COLETTE STRANGE</Name>
      <Title>COO</Title>
      <Phone>8176852963</Phone>
      <DateSigned>2012-09-18</DateSigned>
      <AuthorizeThirdParty>true</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>TIMOTHY MCBRIDE</Name>
      <Phone>8177101500</Phone>
      <DatePrepared>2012-11-12</DatePrepared>
    </Preparer>
    <TaxYear>2011</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="9">
    <IRS990 documentId="RetDoc4" referenceDocumentId="RetDoc9">
      <NameOfPrincipalOfficerPerson>STAN DOBBS</NameOfPrincipalOfficerPerson>
      <AddressPrincipalOfficerUS>
        <AddressLine1>610 S INDUSTRIAL BLVD STE 170</AddressLine1>
        <City>EULESS</City>
        <State>TX</State>
        <ZIPCode>760405015</ZIPCode>
      </AddressPrincipalOfficerUS>
      <GrossReceipts>8954839</GrossReceipts>
      <GroupReturnForAffiliates>false</GroupReturnForAffiliates>
      <Organization501c3>X</Organization501c3>
      <WebSite>WWW.APARTMENTLIFE.ORG</WebSite>
      <TypeOfOrganizationCorporation>X</TypeOfOrganizationCorporation>
      <ActivityOrMissionDescription>IMPROVING THE QUALITY OF LIFE IN APARTMENT COMMUNITIES THROUGH CHRISTIAN MINISTRY.</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>11</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>0</NbrIndependentVotingMembers>
      <TotalNbrEmployees>93</TotalNbrEmployees>
      <TotalGrossUBI>0</TotalGrossUBI>
      <ContributionsGrantsPriorYear>5720092</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>7036037</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenuePriorYear>1674957</ProgramServiceRevenuePriorYear>
      <ProgramServiceRevenueCY>1823538</ProgramServiceRevenueCY>
      <InvestmentIncomePriorYear>-2393</InvestmentIncomePriorYear>
      <InvestmentIncomeCurrentYear>54</InvestmentIncomeCurrentYear>
      <OtherRevenueCurrentYear>20359</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>7392656</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>8879988</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsPriorYear>4064837</GrantsAndSimilarAmntsPriorYear>
      <GrantsAndSimilarAmntsCY>4287190</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcPriorYear>1702423</SalariesEtcPriorYear>
      <SalariesEtcCurrentYear>2734338</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpCY>48881</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>235957</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>1362831</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>1825291</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>7130091</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>8895700</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>262565</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>-15712</RevenuesLessExpensesCY>
      <TotalAssetsBOY>604840</TotalAssetsBOY>
      <TotalAssetsEOY>578434</TotalAssetsEOY>
      <TotalLiabilitiesBOY>317971</TotalLiabilitiesBOY>
      <TotalLiabilitiesEOY>309182</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>286869</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>269252</NetAssetsOrFundBalancesEOY>
      <MissionDescription>IMPROVING THE QUALITY OF LIFE IN APARTMENT COMMUNITIES THROUGH CHRISTIAN MINISTRY.</MissionDescription>
      <SignificantNewProgramServices>false</SignificantNewProgramServices>
      <SignificantChange>false</SignificantChange>
      <Expense>7100184</Expense>
      <Grants>4287190</Grants>
      <Description>THERE ARE 564,237 RESIDENTS PARTICIPATING IN THE PROGRAM IN 2011.</Description>
      <TotalProgramServiceExpense>7100184</TotalProgramServiceExpense>
      <DescribedIn501C3 referenceDocumentId="RetDoc2">true</DescribedIn501C3>
      <ScheduleBRequired referenceDocumentId="RetDoc1">true</ScheduleBRequired>
      <PoliticalActivities>false</PoliticalActivities>
      <LobbyingActivities>false</LobbyingActivities>
      <SubjectToProxyTax>false</SubjectToProxyTax>
      <DonorAdvisedFunds referenceDocumentId="RetDoc3">false</DonorAdvisedFunds>
      <ConservationEasements referenceDocumentId="RetDoc3">false</ConservationEasements>
      <CollectionsOfArt referenceDocumentId="RetDoc3">false</CollectionsOfArt>
      <CreditCounseling referenceDocumentId="RetDoc3">false</CreditCounseling>
      <TermOrPermanentEndowments referenceDocumentId="RetDoc3">false</TermOrPermanentEndowments>
      <ReportLandBldgEquip referenceDocumentId="RetDoc3">true</ReportLandBldgEquip>
      <ReportInvestOthSecurities referenceDocumentId="RetDoc3">false</ReportInvestOthSecurities>
      <ReportProgRelInvest referenceDocumentId="RetDoc3">false</ReportProgRelInvest>
      <ReportOtherAssets referenceDocumentId="RetDoc3">false</ReportOtherAssets>
      <ReportOtherLiabilities referenceDocumentId="RetDoc3">true</ReportOtherLiabilities>
      <ReportFin48Footnote referenceDocumentId="RetDoc3">false</ReportFin48Footnote>
      <IndependentAuditFinancialStmt referenceDocumentId="RetDoc3">true</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt referenceDocumentId="RetDoc3">false</ConsolidatedAuditFinancialStmt>
      <School>false</School>
      <ForeignOffice>false</ForeignOffice>
      <ForeignActivities>false</ForeignActivities>
      <MoreThan5000KToOrganizations>false</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>false</MoreThan5000KToIndividuals>
      <ProfessionalFundraising referenceDocumentId="RetDoc5">true</ProfessionalFundraising>
      <FundraisingActivities referenceDocumentId="RetDoc5">true</FundraisingActivities>
      <Gaming referenceDocumentId="RetDoc5">false</Gaming>
      <Hospital>false</Hospital>
      <GrantsToOrganizations referenceDocumentId="RetDoc6">false</GrantsToOrganizations>
      <GrantsToIndividuals referenceDocumentId="RetDoc6">true</GrantsToIndividuals>
      <ScheduleJRequired referenceDocumentId="RetDoc7">true</ScheduleJRequired>
      <TaxExemptBonds>false</TaxExemptBonds>
      <ExcessBenefitTransaction>false</ExcessBenefitTransaction>
      <PriorExcessBenefitTransaction>false</PriorExcessBenefitTransaction>
      <LoanToOfficerOrDQP>false</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>false</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>false</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>false</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>false</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions referenceDocumentId="RetDoc8">true</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt referenceDocumentId="RetDoc8">false</DeductibleContributionsOfArt>
      <Terminated>false</Terminated>
      <PartialLiquidation>false</PartialLiquidation>
      <DisregardedEntity>false</DisregardedEntity>
      <RelatedEntity>false</RelatedEntity>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <TransactionRelatedEntity>false</TransactionRelatedEntity>
      <TransfersToExemptNonChrtblOrg>false</TransfersToExemptNonChrtblOrg>
      <ActivitiesConductedPartnership>false</ActivitiesConductedPartnership>
      <ScheduleORequired>true</ScheduleORequired>
      <NumberFormsTransmittedWith1096>36</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>0</NumberW2GIncluded>
      <ComplianceWithBackupWitholding>true</ComplianceWithBackupWitholding>
      <NumberOfEmployees>93</NumberOfEmployees>
      <EmploymentTaxReturnsFiled>true</EmploymentTaxReturnsFiled>
      <UnrelatedBusinessIncome>false</UnrelatedBusinessIncome>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>false</TaxablePartyNotification>
      <NonDeductibleContributions>false</NonDeductibleContributions>
      <ExcessBusinessHoldings>false</ExcessBusinessHoldings>
      <TaxableDistributions>false</TaxableDistributions>
      <DistributionToDonor>false</DistributionToDonor>
      <IndoorTanningServices>false</IndoorTanningServices>
      <InfoInScheduleOPartVI>X</InfoInScheduleOPartVI>
      <NbrVotingGoverningBodyMembers>11</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>0</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>false</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>false</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>false</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>false</MaterialDiversionOrMisuse>
      <MembersOrStockholders>false</MembersOrStockholders>
      <ElectionOfBoardMembers>true</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>false</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>true</MinutesOfGoverningBody>
      <MinutesOfCommittees>true</MinutesOfCommittees>
      <OfficerMailingAddress>false</OfficerMailingAddress>
      <LocalChapters>false</LocalChapters>
      <Form990ProvidedToGoverningBody>true</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>true</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>true</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>true</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>true</WhistleblowerPolicy>
      <DocumentRetentionPolicy>true</DocumentRetentionPolicy>
      <CompensationProcessCEO>true</CompensationProcessCEO>
      <CompensationProcessOther>false</CompensationProcessOther>
      <InvestmentInJointVenture>false</InvestmentInJointVenture>
      <StatesWhereCopyOfReturnIsFiled>TX</StatesWhereCopyOfReturnIsFiled>
      <OtherWebsite>X</OtherWebsite>
      <TheBooksAreInCareOf>
        <NamePerson>DANA MCGUFFIN CPA</NamePerson>
        <TelephoneNumber>8176852963</TelephoneNumber>
        <AddressUS>
          <AddressLine1>4209 GATEWAY DR</AddressLine1>
          <City>COLLEYVILLE</City>
          <State>TX</State>
          <ZIPCode>76034</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <Form990PartVIISectionA>
        <NamePerson>STAN DOBBS</NamePerson>
        <Title>CEO/DIRECTOR</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>112689</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>43019</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BOBBY PAGE</NamePerson>
        <Title>CHAIRMAN BOA</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>2200</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID OELFKE</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DOUG CHESNUT</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MARSHALL EDWARDS</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RON WITTEN</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RODGER BELESS</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>HOLLY MINTER</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ERNEST MARTIN</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID WARD</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BILL MADDUX</NamePerson>
        <Title>DIRECTOR</Title>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>COLETTE STRANGE</NamePerson>
        <Title>COO</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>110275</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>8845</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DON GLEASON</NamePerson>
        <Title>REGIONAL P</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>82383</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>6159</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>KELLY JONES</NamePerson>
        <Title>VP OPS</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>75158</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>2894</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MIKE REINSEL</NamePerson>
        <Title>PRESIDENT</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>75000</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>4795</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>KILEY HAUGHT</NamePerson>
        <Title>VP, CLT REL</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>71798</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>2844</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GINNY FOWLER</NamePerson>
        <Title>VP PEOPLE</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>59310</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>NICK LEONE</NamePerson>
        <Title>REGIONAL VP</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>54400</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>1205</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>REBEKAH LIGHTNER</NamePerson>
        <Title>REG VP</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>45417</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>3219</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JACK KEMP</NamePerson>
        <Title>REG PRESIDEN</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>37308</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>381</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GRANT VAN CLEVE</NamePerson>
        <Title>REG PRESIDEN</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>28525</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOE LIGHTNER</NamePerson>
        <Title>VP, PARTNERS</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>24388</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>10530</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RANDY PHILLIPS</NamePerson>
        <Title>REG PRESIDEN</Title>
        <AverageHoursPerWeek>40.00</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>14128</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>7123</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>PETE WAYMAN</NamePerson>
        <Title>VP, FINANCIA</Title>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <TotalReportableCompFromOrg>792979</TotalReportableCompFromOrg>
      <TotalOtherCompensation>91014</TotalOtherCompensation>
      <NumberIndividualsGT100K>2</NumberIndividualsGT100K>
      <FormersListed>false</FormersListed>
      <TotalCompGT150K>true</TotalCompGT150K>
      <CompensationFromOtherSources>false</CompensationFromOtherSources>
      <AllOtherContributions>7036037</AllOtherContributions>
      <NoncashContributions>4287190</NoncashContributions>
      <TotalContributions>7036037</TotalContributions>
      <ProgramServiceRevenue>
        <Description>PROGRAM FEES</Description>
        <TotalRevenueColumn>1823538</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>1823538</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <TotalProgramServiceRevenue>1823538</TotalProgramServiceRevenue>
      <InvestmentIncome>
        <TotalRevenueColumn>183</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>183</RelatedOrExemptFunctionIncome>
      </InvestmentIncome>
      <GrossAmountSalesAssets>
        <Securities>69666</Securities>
      </GrossAmountSalesAssets>
      <LessCostOthBasisSalesExpenses>
        <Securities>69795</Securities>
      </LessCostOthBasisSalesExpenses>
      <GainOrLoss>
        <Securities>-129</Securities>
      </GainOrLoss>
      <NetGainOrLossInvestments>
        <TotalRevenueColumn>-129</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>-129</RelatedOrExemptFunctionIncome>
      </NetGainOrLossInvestments>
      <GrossIncomeFundraisingEvents>25415</GrossIncomeFundraisingEvents>
      <FundraisingDirectExpenses>5056</FundraisingDirectExpenses>
      <NetIncomeFromFundraisingEvents>
        <TotalRevenueColumn>20359</TotalRevenueColumn>
      </NetIncomeFromFundraisingEvents>
      <TotalRevenue>
        <TotalRevenueColumn>8879988</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>1823592</RelatedOrExemptFunctionIncome>
      </TotalRevenue>
      <GrantsToDomesticIndividuals>
        <Total>4287190</Total>
        <ProgramServices>4287190</ProgramServices>
      </GrantsToDomesticIndividuals>
      <CompCurrentOfficersDirectors>
        <Total>793779</Total>
        <ProgramServices>711701</ProgramServices>
        <ManagementAndGeneral>82078</ManagementAndGeneral>
      </CompCurrentOfficersDirectors>
      <OtherSalariesAndWages>
        <Total>1501257</Total>
        <ProgramServices>952121</ProgramServices>
        <ManagementAndGeneral>444048</ManagementAndGeneral>
        <Fundraising>105088</Fundraising>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>30766</Total>
        <ProgramServices>16922</ProgramServices>
        <ManagementAndGeneral>11383</ManagementAndGeneral>
        <Fundraising>2461</Fundraising>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>201797</Total>
        <ProgramServices>147312</ProgramServices>
        <ManagementAndGeneral>42377</ManagementAndGeneral>
        <Fundraising>12108</Fundraising>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>206739</Total>
        <ProgramServices>134381</ProgramServices>
        <ManagementAndGeneral>59954</ManagementAndGeneral>
        <Fundraising>12404</Fundraising>
      </PayrollTaxes>
      <FeesForServicesLegal>
        <Total>5183</Total>
        <ManagementAndGeneral>5183</ManagementAndGeneral>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>73191</Total>
        <ManagementAndGeneral>73191</ManagementAndGeneral>
      </FeesForServicesAccounting>
      <FeesForServicesProfFundraising>
        <Total>48881</Total>
        <Fundraising>48881</Fundraising>
      </FeesForServicesProfFundraising>
      <Advertising>
        <Total>108637</Total>
        <ProgramServices>48887</ProgramServices>
        <ManagementAndGeneral>38023</ManagementAndGeneral>
        <Fundraising>21727</Fundraising>
      </Advertising>
      <OfficeExpenses>
        <Total>18947</Total>
        <ProgramServices>14227</ProgramServices>
        <ManagementAndGeneral>4720</ManagementAndGeneral>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>186631</Total>
        <ProgramServices>37326</ProgramServices>
        <ManagementAndGeneral>149305</ManagementAndGeneral>
      </InformationTechnology>
      <Occupancy>
        <Total>48088</Total>
        <ManagementAndGeneral>48088</ManagementAndGeneral>
      </Occupancy>
      <Travel>
        <Total>110225</Total>
        <ProgramServices>77157</ProgramServices>
        <ManagementAndGeneral>29761</ManagementAndGeneral>
        <Fundraising>3307</Fundraising>
      </Travel>
      <ConferencesMeetings>
        <Total>142814</Total>
        <ProgramServices>90977</ProgramServices>
        <ManagementAndGeneral>51837</ManagementAndGeneral>
      </ConferencesMeetings>
      <Interest>
        <Total>116</Total>
        <ManagementAndGeneral>116</ManagementAndGeneral>
      </Interest>
      <DepreciationDepletion>
        <Total>20177</Total>
        <ManagementAndGeneral>20177</ManagementAndGeneral>
      </DepreciationDepletion>
      <Insurance>
        <Total>10756</Total>
        <ManagementAndGeneral>10756</ManagementAndGeneral>
      </Insurance>
      <OtherExpenses>
        <Description>CONTRACT LABOR</Description>
        <Total>290710</Total>
        <ProgramServices>5814</ProgramServices>
        <ManagementAndGeneral>284896</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>RECRUITING</Description>
        <Total>234860</Total>
        <ProgramServices>192586</ProgramServices>
        <ManagementAndGeneral>32880</ManagementAndGeneral>
        <Fundraising>9394</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>CLERGY HOUSING</Description>
        <Total>132807</Total>
        <ProgramServices>86324</ProgramServices>
        <ManagementAndGeneral>35858</ManagementAndGeneral>
        <Fundraising>10625</Fundraising>
      </OtherExpenses>
      <OtherExpenses>
        <Description>AUTOMOBILE EXPENSE</Description>
        <Total>130803</Total>
        <ProgramServices>125571</ProgramServices>
        <Fundraising>5232</Fundraising>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>311346</Total>
        <ProgramServices>171688</ProgramServices>
        <ManagementAndGeneral>134928</ManagementAndGeneral>
        <Fundraising>4730</Fundraising>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>8895700</Total>
        <ProgramServices>7100184</ProgramServices>
        <ManagementAndGeneral>1559559</ManagementAndGeneral>
        <Fundraising>235957</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>63694</BOY>
        <EOY>17670</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>321531</BOY>
        <EOY>405218</EOY>
      </SavingsAndTempCashInvestments>
      <AccountsReceivable>
        <BOY>91413</BOY>
        <EOY>61710</EOY>
      </AccountsReceivable>
      <PrepaidExpensesDeferredCharges>
        <BOY>69526</BOY>
        <EOY>69226</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>327543</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>302933</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>46134</BOY>
        <EOY>24610</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>12542</BOY>
      </InvestmentsPubTradedSecurities>
      <TotalAssets>
        <BOY>604840</BOY>
        <EOY>578434</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>76583</BOY>
        <EOY>98426</EOY>
      </AccountsPayableAccruedExpenses>
      <OtherLiabilities>
        <BOY>241388</BOY>
        <EOY>210756</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>317971</BOY>
        <EOY>309182</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>236839</BOY>
        <EOY>84584</EOY>
      </UnrestrictedNetAssets>
      <TemporarilyRestrictedNetAssets>
        <BOY>50030</BOY>
        <EOY>184668</EOY>
      </TemporarilyRestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>286869</BOY>
        <EOY>269252</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>604840</BOY>
        <EOY>578434</EOY>
      </TotalLiabNetAssetsFundBalances>
      <InfoInScheduleOPartXI>X</InfoInScheduleOPartXI>
      <ReconcilationRevenueExpenses>-15712</ReconcilationRevenueExpenses>
      <ReconcilationOtherChanges>-1905</ReconcilationOtherChanges>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementConsolidated>X</FinancialStatementConsolidated>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc2">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
        <CurrentTaxYearMinus4Years>3965144</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>3689198</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>3753212</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>4607220</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>5815561</CurrentTaxYear>
        <Total>21830335</Total>
      </GiftsGrantsContribReceived170>
      <Total170>
        <CurrentTaxYearMinus4Years>3965144</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>3689198</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>3753212</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>4607220</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>5815561</CurrentTaxYear>
        <Total>21830335</Total>
      </Total170>
      <PublicSupportTotal170>21830335</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus3Years>46</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus1Year>77</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>183</CurrentTaxYear>
        <Total>306</Total>
      </GrossInvestmentIncome170>
      <OtherIncome170>
        <CurrentTaxYearMinus1Year>26</CurrentTaxYearMinus1Year>
        <Total>26</Total>
      </OtherIncome170>
      <TotalSupport>21830667</TotalSupport>
      <GrossReceiptsFromAdmissionsEtc>1849136</GrossReceiptsFromAdmissionsEtc>
      <PublicSupportPertcentage170>1.00000</PublicSupportPertcentage170>
      <PublicSupportPertcentPriorYear>0.99660</PublicSupportPertcentPriorYear>
      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc3">
      <DisclosedOrgsLegalControl>false</DisclosedOrgsLegalControl>
      <DisclosedForCharitablePurposes>false</DisclosedForCharitablePurposes>
      <WrittenPolicyMonitoring>false</WrittenPolicyMonitoring>
      <Sect170hRequirementsSatisfied>false</Sect170hRequirementsSatisfied>
      <SolicitedAssetsForSale>false</SolicitedAssetsForSale>
      <AgentTrusteeEtc>false</AgentTrusteeEtc>
      <IncludedOnFS>false</IncludedOnFS>
      <EndowmentsHeldByUnrelatedOrgs>false</EndowmentsHeldByUnrelatedOrgs>
      <EndowmentsHeldByRelatedOrgs>false</EndowmentsHeldByRelatedOrgs>
      <AreRelatedOrgsListedScheduleR>false</AreRelatedOrgsListedScheduleR>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>2626</OtherCostOrOtherBasis>
        <BookValue>2626</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <OtherCostOrOtherBasis>324917</OtherCostOrOtherBasis>
        <Depreciation>302933</Depreciation>
        <BookValue>21984</BookValue>
      </Equipment>
      <TotalOfBookValueLandBuildings>24610</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>DUE TO INVEST</Description>
        <Amount>158811</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>ADVANCE DEPOSITS - TEAMS</Description>
        <Amount>39750</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>PAYROLL LIABILITIES</Description>
        <Amount>12195</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>INVEST PAYOUTS PENDING</Description>
      </OtherLiabilities>
      <TotalOfAmounts>210756</TotalOfAmounts>
      <TotalRevenue>8879988</TotalRevenue>
      <TotalExpenses>8895700</TotalExpenses>
      <ExcessOrDeficitForYear>-15712</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>-15712</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>8879988</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>8879988</RevenueSubtotal>
      <TotalRevenuePerForm990>8879988</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>8895700</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>8895700</ExpensesSubtotal>
      <TotalExpensesPerForm990>8895700</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="RetDoc5">
      <MailSolicitations>X</MailSolicitations>
      <EmailSolicitations>X</EmailSolicitations>
      <PhoneSolicitations>X</PhoneSolicitations>
      <InPersonSolicitations>X</InPersonSolicitations>
      <SolicitationOfNonGovtGrants>X</SolicitationOfNonGovtGrants>
      <SolicitationOfGovtGrants>X</SolicitationOfGovtGrants>
      <SpecialFundraisingEvents>X</SpecialFundraisingEvents>
      <AgreementRefFundraising>true</AgreementRefFundraising>
      <FundraiserActivityInformation>
        <NameOfIndividual>CHAMPION</NameOfIndividual>
        <FundraiserControlOfFunds>false</FundraiserControlOfFunds>
        <GrossReceipts>25415</GrossReceipts>
        <AmountRetainedByContractor>5822</AmountRetainedByContractor>
        <NetToOrganization>19593</NetToOrganization>
      </FundraiserActivityInformation>
      <TotalGrossReceipts>25415</TotalGrossReceipts>
      <TotalRetainedByContractors>5822</TotalRetainedByContractors>
      <TotalNetToOrganization>19593</TotalNetToOrganization>
      <LicensedStates>TX</LicensedStates>
      <LicensedStates>AZ</LicensedStates>
      <LicensedStates>CO</LicensedStates>
      <LicensedStates>GA</LicensedStates>
      <LicensedStates>SC</LicensedStates>
      <LicensedStates>AL</LicensedStates>
      <LicensedStates>NC</LicensedStates>
      <LicensedStates>FL</LicensedStates>
      <LicensedStates>CA</LicensedStates>
      <EventsInformation>
        <NameOfEvent1>FUND RAISER</NameOfEvent1>
        <GrossReceiptsEvent1>25415</GrossReceiptsEvent1>
        <GrossRevenueEvent1>25415</GrossRevenueEvent1>
        <RentFacilityCostsEvent1>908</RentFacilityCostsEvent1>
        <FoodAndBeverageEvent1>3253</FoodAndBeverageEvent1>
        <OtherDirectExpensesEvent1>895</OtherDirectExpensesEvent1>
        <GrossReceiptsTotal>25415</GrossReceiptsTotal>
        <GrossRevenueTotalEvents>25415</GrossRevenueTotalEvents>
        <RentFacilityCostsTotalEvents>908</RentFacilityCostsTotalEvents>
        <FoodAndBeverageTotalEvents>3253</FoodAndBeverageTotalEvents>
        <OtherDirectExpensesTotalEvents>895</OtherDirectExpensesTotalEvents>
        <DirectExpenseSummaryEvents>5056</DirectExpenseSummaryEvents>
        <NetIncomeSummary>20359</NetIncomeSummary>
      </EventsInformation>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="RetDoc6">
      <RecordsMaintained>true</RecordsMaintained>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>SHELTER</TypeOfGrant>
        <NumberOfRecipients>333</NumberOfRecipients>
        <AmountOfNonCashAssistance>4287190</AmountOfNonCashAssistance>
        <MethodOfValuation>FMV</MethodOfValuation>
        <DescriptionOfNonCashAssistance>FREE APARTMENT</DescriptionOfNonCashAssistance>
      </Form990ScheduleIPartIII>
    </IRS990ScheduleI>
    <IRS990ScheduleJ documentId="RetDoc7">
      <HousingAllowanceOrResidence>X</HousingAllowanceOrResidence>
      <WrittenPolicyReTAndEExpenses>true</WrittenPolicyReTAndEExpenses>
      <SubstantiationRequired>false</SubstantiationRequired>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>false</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>false</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>false</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>false</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>false</AnyNonFixedPayments>
      <InitialContractException>false</InitialContractException>
      <Form990ScheduleJPartII>
        <NamePerson>STAN DOBBS</NamePerson>
        <BaseCompensationFilingOrg>112689</BaseCompensationFilingOrg>
        <DeferredCompFilingOrg>4290</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>38729</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>155708</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleM documentId="RetDoc8">
      <RealEstateResidential>
        <NonCashCheckbox>X</NonCashCheckbox>
        <NumberOfContributions>1</NumberOfContributions>
        <NoncashContribsRptdF990>4287190</NoncashContribsRptdF990>
      </RealEstateResidential>
      <AnyPropertyThatMustBeHeld>false</AnyPropertyThatMustBeHeld>
      <ReviewProcessUnusualNCGifts>false</ReviewProcessUnusualNCGifts>
      <ThirdPartiesUsed>false</ThirdPartiesUsed>
    </IRS990ScheduleM>
    <IRS990ScheduleO documentId="RetDoc9">
      <GeneralExplanation>
        <Identifier>ELECTION OF MEMBERS AND THEIR RIGHTS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 7A</ReturnReference>
        <Explanation>THIS ORGANIZATION HAS NO MEMBERS, AS THAT TERM IS DEFINED IN THE NONPROFIT CORPORATIONS ACT OF THE TEXAS REVISED STATUTES. IF A VACANCY OCCURS ON THE BOARD OF DIRECTORS, THE VACANCY SHALL BE FILLED BY THE MAJORITY VOTE OF THE REMAINING MEMBERS OF THE DIRECTORS OF THE ORGANIZATION.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>THE RETURN WILL BE REVIEWED BY COLETTE STRANGE (CHIEF OPERATING OFFICER) AND PETE WAYMAN (VP, FINANCIAL SERVICES), AND ANY QUESTIONS WILL BE ADDRESSED WITH DANA MCGUFFIN AND/OR MESCH, MCBRIDE &amp; COOPER, PLLC STAFF.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 12C</ReturnReference>
        <Explanation>BOARD MEMBERS ARE REMINDED OF POLICY AND THEY ARE ASKED TO NOTIFY IF THERE IS ANYTHING THAT MIGHT BE REQUARDED AS A CONFLICT OF INTEREST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>APPROVAL BY BOARD.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>UPON WRITTEN REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>OTHER CHANGES IN NET ASSETS EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 5</ReturnReference>
        <Explanation>DISALLOWED PENALTIES, BOOK/TAX DIFFERENCE ON STOCK BASIS &amp; BANK RECONCILIATION ERRORS</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>